Claim Missing Document
Check
Articles

Found 16 Documents
Search

STRENGTHENING THE SUPERVISION OF MARKET CONDUCT OF BANKING FINANCIAL SERVICES BY FINANCIAL SERVICE AUTHORITY (OJK) IN CENTRAL JAVA Sulistyandari, S; Said, Noor Aziz; Hastuti, Wiwik Yuni
Jurnal Dinamika Hukum Vol 16, No 3 (2016)
Publisher : Faculty of Law, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jdh.2016.16.3.708

Abstract

This study aims to assess and find weaknesses regulation and supervision of market conduct banking financial services, and find weaknesses supervision of market conduct banking financial services in the region of Central Java and offer for solutions. The results show that Financial Service Authority/FSA (known as OJK) Law  and POJK No.01/POJK.07/ 2013 are the governing authority of the OJK under the supervision of market conduct financial services. Until present, BI Law and Banking Law have not set about it. In the future market surveillance authorities conduct financial services under the authority of BI and the OJK, these two institutions share in accordance with the authority given to legislation. Supervision of market conduct banking financial services by the OJK overall is only implemented by the Office of Central OJK. While the OJK in Central Java has new obligations education and service consumer complaints so the protection of consumers of financial services has not been optimally implemented at the Central Java OJK office. Keywords : financial market conduct, OJK, supervision
THE COMPARISON OF BANKING SUPERVISION MODEL IN INDONESIA, UNITED KINGDOM, SOUTH KOREA AS EFORTS TO IMPROVE INDONESIAN SUPERVISION SYSTEM Sulistyandari Sulistyandari
Jurnal Dinamika Hukum Vol 15, No 2 (2015)
Publisher : Faculty of Law, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jdh.2015.15.2.384

Abstract

This study aims to improve banking supervision by conductingcomparative studies research model of banking supervision in Indonesia, the UK, South Korea and the aspirations of the respondents (Bank, OJK, theorist) in Central Java on efforts to improve banking supervision is now done in Indonesia. The results show Indonesian comparison with the UK and South Korea gives the idea that the OJK in charge of education and consumer protection to enhance its role as practiced by the FCA in the UK, and the LPS assignments need to be expanded in order to ensure that all consumers of financial institutions as was done by the FSCS in the UK and KDIC in South Korea. Aspirations of the people of the regulation and supervision of banking include aspects of regulatory, law enforcement, infrastructure, community (the Bank) and culture.Keywords: comparison of banking supervision.
Notary Role in The Making of Certificate Buy and Sell Binding Agreement For Legal Certainty Astri Rubbih; Sulistyandari Sulistyandari; Rahadi Wasi Bintoro; Sanyoto Sanyoto
Authentica Vol 4, No 2 (2021)
Publisher : Notary Master Programe, Faculty of Law Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.atc.2021.4.2.161

Abstract

The role notary in making the sale and purchase agreement deed and the deed of power to sell and sell not appropriate, so there is no legal certainty for the parties who enter into the agreement before the notary. Decision 1603K/PDT/2013, an agreement that was originally payable with a guarantee certificate, but the deed was made a sale and purchase agreement. This type of research is normative or doctrinal legal research. The results of the research and discussion show that the Notary Public does not carry out his role in accordance with the Law on Notary Position, namely not fulfilling the authentic deed making procedure, not reading the deed he has made. Legal consequences for Notaries who do not play the role of a notary according to the Notary Code of Ethics for the Honorary Council may impose sanctions on the Notary. Suggestions from a Notary Public authorized in making Deeds are obliged to implement the provisions of the Law on Notary Position and the code of ethics. The legal consequence for a notary should be that a notary who does not carry out his role has his license revoked.Keywords: Role of Notary, Sale and Purchase Agreement (PPJB), Power to Sell
Optimization of Legal Protection For Laku Pandai (Branchless Banking) As A Micro Business Empowerment Effort By OJK in The Central Region S. Sulistyandari; Siti Muflichah; M Wiwik Yuni Hastuti
Authentica Vol 4, No 2 (2021)
Publisher : Notary Master Programe, Faculty of Law Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.atc.2021.4.2.252

Abstract

The Laku PandaiProgram is a manifestation of OJK's commitment to support the Indonesian Government's programme of launching the National Strategy for Financial Inclusion, a part of which is branchless banking. Laku Pandai envisages provision of banking and / or other financial services not through an office network, but through cooperation with other parties and needs to be supported by the use of information technology facilities. Based on OJK data, the Laku Pandai programme has progressed; however, the Laku Pandai empowerment policy is still the focus of OJK in 2019-2020, because there are still several obstacles to its implementation. The Laku Pandai agent, as a micro business actor, needs empowerment. This study aims to examine legal protection, constraints, benefits and empowerment of the implementation of Laku Pandai. The research method used was normative and sociological juridical by the use of secondary and primary data, and data analysis using the normative qualitative method. The results of the study show that legal protection is not optimal, that there are several obstacles to the implementation of branchless banking from both agents and banks and that empowerment of micro branchless banking agents is very useful in achieving Government goals for the realization of inclusive finance in Indonesia.Keywords: Laku pandai, Legal Protection, Empowerment
The Role of Notaries in Making Sharia Banking Contract Deeds in Post-Constitutional Court Decisions Number 93/Puu-X/2012 Alun Windari Praptonowati; Sulistyandari Sulistyandari; Rahadi Wasi Bintoro; Suyadi Suyadi
Authentica Vol 4, No 2 (2021)
Publisher : Notary Master Programe, Faculty of Law Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.atc.2021.4.2.155

Abstract

Notaries in the making of sharia contract acts are required to have an understanding of sharia contracts and laws. This study is to determine the application of the choice of forum in the settlement of Islamic banking disputes after the Constitutional Court decision Number 93 / PUU-X / 2012 concerning the Review of Law No. 21 of 2008 on Islamic Banking. As well as the role of the notary in making the Islamic banking deed and after the decision. The method used in this research is the normative legal method. There are three approaches used in this, as following: normative juridical research, namely the case, statutory and conceptual approach. The results of the research showed that after the issuance of Decision Number 93 / PUU-X / 2012, the settlement of Islamic banking disputes is an absolute authority within the Religious Courts (in litigation). This affirmation of the authority of the Religious Courts is supported by Perma Number 14 of 2016 concerning the Settlement of Sharia Economic Cases. The role of a notary in making sharia deeds must apply sharia principles in line with the Sharia Banking Law Number 21 of 2008 and it is important for a notary to have sharia certification so that its legality can be recognized. The role of the notary after the Constitutional Court Decision Number 93 / PUU-X / 2012 by stating that the settlement of sharia banking disputes is the absolute authority of the Religious Courts in making sharia deeds. In conclusion the Constitutional District Court is no longer authorized to resolve sharia economic disputes.Keywords: Sharia Contract, Choice of Forum, Role of Notary, Sharia Banking, Constitutional Court Decision Number 93 / PUU-X / 2012, Dispute
Legal Protection of Architectural Works as Copyright: An Epistemological and Islamic Law Perspective Ruhtiani, Maya; Prihatinah, Tri Lisiani; Sulistyandari, Sulistyandari; Park, Hyun Kyung; Whindari, Yayuk
El-Mashlahah Vol 14 No 1 (2024)
Publisher : Sharia Faculty of State Islamic Institute (IAIN) Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/el-mashlahah.v14i1.7645

Abstract

The research examined the problem of the legal protection of architectural works as copyright. It described the concept of the legal protection of architectural works based on the point of view of the philosophy of science and Islamic law. This research aimed to solve problems related to the infringement of architectural works as copyright through concepts in the philosophy of science and Islamic law. The research method used a philosophical approach and theoretical approach. The results showed that the legal protection of architectural works as copyrighted works from the epistemological point of view was based on the boundaries of science as obtained through experience. Then, it tested empirically to produce science with an objective, rational nature and methods carried out using science from acceptable and reliable researchers so that the results of architectural works by applying elements of culture, science and technology have the quality of works that are not in doubt of their authenticity. In Islamic law, the legal protection of architectural works leads to moral rights owned by the creator because of the principle of maslahah or public interest, which has the same concept as the Utilitarian theory proposed by Jeremy Bentham. Legal protection of architectural works as copyright refers to an epistemological point of view. Islamic law is based on moral rights as one of the inherent rights owned by the creator as the originality of the work that must be protected. In contrast, economic rights are considered an added value of the moral rights owned by the creator.
PENERAPAN PENDEKATAN YURIDIS DALAM PENYELESAIAN PERKARA PERJANJIAN TERTUTUP BERDASARKAN HUKUM PERSAINGAN USAHA DI INDONESIA (Studi Terhadap Putusan KPPU Nomor : 02/KPPU-I/2013 dan Putusan KPPU Nomor : 31/KPPU-I/2019) Rizqi, Aditya Maulana; Prihatinah, Tri Lisiani; Sulistyandari, Sulistyandari
Jurnal Idea Hukum Vol 9, No 2 (2023): Jurnal Idea Hukum
Publisher : MIH FH UNSOED

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jih.2023.9.2.333

Abstract

AbstractThe purpose of this study to analyze the application of a juridical approach to the issue of Closed Agreements and to analyze legal protection for other business actors who suffer losses due to the existence of Closed Agreements in KPPU Decision Number: 02/KPPU-I/2013 and KPPU Decision Number 31/KPPU-I/2019. The approach method used in this research is normative juridical, with a statutory approach, case approach and conceptual approach. The data source used is secondary data with primary and secondary legal materials. The analytical method used in this research is a qualitative normative analysis method. The research results show that the KPPU in resolving the issue of Closed Agreements in Decision No. 02/KPPU-I/2013 and Decision no. 31/KPPU-I/2019 is not based on Perkom no. 5 of 2011, so both decisions are considered inappropriate. Preventive and repressive legal protection for other business actors in Decision No. 02/KPPU-I/2013 has been accommodated. However, in Decision no. 31/KPPU-I/2019 has not accommodated it repressively. Therefore, the KPPU should, in resolving the issue of Closed Agreements, base it on Business Competition Supervisory Commission Regulation Number 5 of 2011 and Law Number 5 of 1999. Decision No. 02/KPPU-I/2013 a rule of reason approach should be taken. Meanwhile, Decision No. 31/KPPU-I/2019 a per se illegal approach should be taken. Apart from that, Law Number 5 of 1999 and the KPPU should provide legal protection for other business actors who are harmed both preventively and repressively due to the existence of Closed Agreements.Keywords : Juridical Approach, Legal Protection, Closed Agreement. AbstrakPenelitian ini ditujukan untuk menganalisis penerapan pendekatan yuridis terhadap permasalahan Perjanjian Tertutup. Selain itu,penelitian ini juga bertujuan untuk menganalisis perlindungan hukum terhadap pelaku usaha lain yang dirugikan akibat adanya Perjanjian Tertutup dalam Putusan KPPU Nomor : 02/KPPU-I/2013 dan Putusan KPPU Nomor 31/KPPU-I/2019. Metode pendekatan yang digunakan dalam penelitian ini adalah yuridis normatif, dengan metode pendekatan perundang-undangan, pendekatan kasus, dan pendekatan konseptual. Sumber data yang digunakan ialah data sekunder dengan bahan hukum primer dan sekunder. Metode analisis yang digunakan dalam penelitian ini adalah metode analisis normatif kualitatif. Hasil penelitian menunjukkan bahwa KPPU dalam menyelesaikan permasalahan Perjanjian Tertutup pada Putusan No. 02/KPPU-I/2013 dan Putusan No. 31/KPPU-I/2019 tidak berdasarkan Perkom no. 5 Tahun 2011, sehingga kedua keputusan tersebut dinilai tidak tepat. Perlindungan hukum yang bersifat preventif dan represif terhadap pelaku usaha lain dalam Putusan Nomor 02/KPPU-I/2013 telah diakomodir. Namun dalam Keputusan no. 31/KPPU-I/2019 belum mengakomodir hal tersebut secara represif. Oleh karena itu, hendaknya KPPU dalam menyelesaikan persoalan Perjanjian Tertutup harus mendasarkan pada Peraturan Komisi Pengawas Persaingan Usaha Nomor 5 Tahun 2011 dan Undang-Undang Nomor 5 Tahun 1999. Putusan Nomor 02/KPPU-I/2013 harus menggunakan pendekatan rule of Reason. diambil. Sementara itu, Keputusan Nomor 31/KPPU-I/2019 yang pendekatannya per se illegal harus diambil. Selain itu, Undang-Undang Nomor 5 Tahun 1999 dan KPPU hendaknya memberikan perlindungan hukum terhadap pelaku usaha lain yang dirugikan baik secara preventif maupun represif akibat adanya Perjanjian Tertutup.Kata Kunci : Pendekatan Yuridis, Perlindungan Hukum, Perjanjian Tertutup.
Implementation of Prudential Banking Principles: State Responsibility in Combating Banking Crimes in Indonesia Sulistyandari, Sulistyandari; Afwa, Ulil; Sutrisno, Putri Ayu; Nordin, Rohaida
Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Vol. 7 Issue 2 (2024) Volksgeist: Jurnal Ilmu Hukum Dan Konstitusi
Publisher : Faculty of Sharia, Universitas Islam Negeri (UIN) Profesor Kiai Haji Saifuddin Zuhri Purwokerto, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/volksgeist.v7i2.12132

Abstract

The primary function of banks is to gather public deposits and extend credit. While banks aim for profit, they also play a crucial role in enhancing societal welfare, which requires adherence to prudential principles. Unfortunately, banking crimes committed by managers often occur, adversely affecting both the institutions and the public. This study explores the application of prudential principles in banking as a state responsibility, the nature of violations associated with banking crimes, and the enforcement of Banking Law in Indonesia. The research analyzes court decisions related to banking crimes from 2015 to 2020, focusing on the relevant legal substances. Employing a judicial normative method that includes statutory, conceptual, and case analyses, the findings indicate that violations typically arise from managers with decision-making authority and access to internal data, leading to breaches of Banking Law and standard operating procedures (SOPs). Courts respond to these violations with criminal sanctions, while the Financial Services Authority (OJK) revokes licenses as necessary. Recommendations include appointing OJK supervisors with banking expertise and clarifying Article 49, paragraph (2), letter b of the Banking Law to prevent misinterpretation.
Perspektif Hukum Islam Terhadap Iuran BPJS Kesehatan Faizal Nurmatias; Sulistyandari Sulistyandari; Maula Dina
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 6 No 2 (2017): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui Perspektif Hukum Islam Terhadap Iuran BPJS Kesehatan (Analisis Atas BAB V Pasal 19 Ayat 3 Undang-Undang Nomor 24 Tahun 2011 Tentang Badan Penyelenggara Jaminan Sosial). Penelitian ini menggunakan metode penelitian kualitatif. Penelitian ini merupakan studi kepustakaan dimana untuk mendapatkan data-data yang diperlukan, diadakan penelitian-penelitian terhadap buku-buku dan web yang berhubungan langsung dengan Perspektif Hukum Islam Terhadap Iuran BPJS Kesehatan Data tersebut dikumpulkan kemudian dijadikan sebagai referensi untuk menyelesaikan masalah yang akan diteliti. Adapun teknik pengelolaan data pada penelitian ini adalah deskriptif kualitatif. Hasil penelitian menunjukkan bahwa Negara bertanggung jawab penuh terhadap kesehatan rakyat, karena kesehatan rakyat merupakan kebutuhan pokok rakyat yang harus dipenuhi, negara harus menyediakan obat-obatan, menyediakan sumberdaya dalam pelayanan kesehatan, dan negara harus mengatur sedemikian rupa jangan sampai mempersulit akses kesehatan bagi masyarakat, karena imam (khalifah) yang menjadi pemimpin manusia laksana pengembala, hanya dialah yang bertanggung jawab terhadap urusan rakyatnya. Perspektif hukum Islam terhadap Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan di Indonesia yang berprinsip Asuransi sosial menurut penulis adalah BPJS yang diterapkan di indonesia dengan kondisi saat ini belum tepat karena dapat menimbulkan kemudharatan, yaitu iuran/premi bulanan yang akan disetorkan kepada pihak bpjs masih terlalu tinggi dan adanya penetapan sanksi bagi yang tidak membayar iuran, Program BPJS kesehatan masih mengandung unsur ketidak adilan dalam konsep At Takaful Al Ijtma’, dengan iuran yang diberikan terdapat pemisahan masyarakat miskin, menengah dan orang kaya, terlebih dalam pelayanan, BPJS kesehatan dalam praktiknya masih mengandung unsur maishir, gharar, dan rhiba , sehingga menurut penulis hukumnya jatuh jadi syubahat.
Studi Komparasi Kompetensi Pengadilan Negeri di Indonesia dalam Membatalkan Putusan Arbitrase Internasional (Studi Putusan Nomor 88 Pk/Pdt.Sus-Arbt/2014 dan Putusan Nomor 86/ Pn/ Jkt.Pst/2002) Lie Kwanyu; Tri Lisiani Prihatinah; Sulistyandari
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 4 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i4.4647

Abstract

Arbitrase menjadi salah satu opsi dalam penyelesaian sengketa selain Pengadilan. Prosesnya yang cepat dan murah menjadi pilihan para pihak. Namun tidak jarang adanya ketidakpuasan terhadap putusan Arbitrase, yang membuat para pihak mengajukan pembatalan ke Pengadilan. Kasus dalam tesis ini meneliti terkait dua putusan pengadilan dalam pembatalan putusan arbitrase internasional, Putusan Nomor 88 PK/Pdt.Sus-Arbt/2014 dan Putusan Nomor 86/ PN/ Jkt.Pst/2002. Kasus di Putusan tersebut bermula ketika terjadi Putusan Arbitrase dan salah satu pihak tidak menyetujui Putusan tersebut, kemudian melakukan permohonan pembatalan di Pengadila Jakarta Pusat. Tujuan penelitian ini untuk menganalisis kompetensi Pengadilan Negeri di Indonesia dalam membatalkan putusan Arbitrase Internasional dan pertimbangan hakim dalam memutus perkara. Peneltian ini menggunakan metode yuridis normative, dengan pendekatan kasus (Case Approach), (Statue Approach), dan (Comparative Approach). Tesis ini menggunakan sumber bahan hukum primer, bahan hukum sekunder dan bahan hukum tersier. Metode analisis data ini menggunakan normative kualitatif.Hasil penelitian menunjukan bahwa kompetensi pengadilan negeri Jakarta pusat dalam membatalkan putusan arbitrase internasional adalah tidak berwenang selama putusan arbitrase itu tidak dilakukan di Indonesia. Putusan Nomor 88 PK/Pdt.Sus-Arbt/2014, putusan Hakim sudah sesuai dengan UU Arbitrase terkait pembatalan Putusan Arbitrase pada Pasal 70 tidak dapat di buktikan dan Konvensi New York 1958 pada Pasal 5 Ayat 1 huruf e. Sedangkan Putusan Nomor 86/ PN/ Jkt.Pst/2002 Hakim tidak mendasarkan pada UU Arbitrase maupun dasar hukum pembatalan putusan arbitrase yang lain, hakim menilai bahwa keadaan Indonesia yang sedang krisis dan membuat hakim menyetujui pembatalan putusan arbitrase internasional.