Article Per Year (5 Year)
p-Index From 2020 - 2025
2.949
P-Index
This Author published in this journals
All Journal JURNAL ECONOMIA Jurnal Presipitasi : Media Komunikasi dan Pengembangan Teknik Lingkungan Jurnal Ilmu Lingkungan Jurnal Dinamika Akuntansi Abdimas Jurnal Pengabdian Kepada Masyarakat Sakai Sambayan Journal of Accounting and Investment Management Analysis Journal Accounting Analysis Journal Economic Education Analysis Journal JOURNAL OF APPLIED ACCOUNTING AND TAXATION MONSU'ANI TANO Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat Indonesia D'edukasi: Jurnal Pengabdian Masyarakat JAKA (Jurnal Akuntansi, Keuangan dan Auditing) Dedikasi : Jurnal Pengabdian Lentera Catharsis Accounting Analysis Journal "Indonesian Journal of Devotion and Empowerment (IJDE) "
Retnoningrum Hidayah
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Medicine & Pharmacology Physics Public Health Social Sciences Other

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Journal of Accounting and Investment

 1 
The Current Digital Financial Literacy and Financial Behavior in Indonesian Millennial Generation Rita Rahayu; Syahril Ali; Amalda Aulia; Retnoningrum Hidayah
Journal of Accounting and Investment Vol 23, No 1: January 2022
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (672.603 KB) | DOI: 10.18196/jai.v23i1.13205

Abstract

Research aims: This study aims to investigate the relationship between the level of digital financial literacy (DFL) and financial behaviors, namely saving behavior, spending behavior, and investment behavior among the millennial generation in Indonesia.Design/Methodology/Approach: A survey method was performed in this study, and 741 millennial generations aged 25–40 years from several cities in Indonesia participated in this study. The Structural Equation Model using SmartPLS was employed to estimate the relationship of the latent variable.Research findings: Based on the data, it was found that DFL had a positive effect on spending behavior, saving behavior, and investment behavior. In addition, this study also revealed that social factors such as income had a significant influence on the DFL.Theoretical contribution/Originality: This research provides a map of the level of digital financial literacy among the millennial generation in Indonesia. In addition, since there is a limited study related to digital financial literacy, this research contributes to the enrichment of literature, especially related to digital financial literacy.Practitioner/Policy implication: It is expected that this result will be used by policymakers to make a policy regarding digital financial literacy, especially for millennial generations.Research limitation/Implication: Most respondents who participated in this study came from West Sumatra, affecting the generalization of the research results.
Co-Authors Ahwan Sholih Amalda Aulia Anwar Zahid Arif Fiyanto Asri Purwanti Bangkit Sanjaya Bisri Rahayuningsih Dhi'fan Hanif Arkaputra Dhini Suryandari, Dhini Djoko Sanjoto Dwi Ratmono Eko Sugiarto Faizah, Siti Nurul Fian Tri Rohmah Fian Tri Rohmah Fitrarena Widhi Rizkyana Heri yanto I N Kayati Ima Nur Kayati Ima Nur Kayati Indah Fajarini Sri Wahyuningrum, Indah Fajarini Sri Kemal Budi Mulyono Linda Agustina M Akmal Monita Bayu Islamiatun Muh Fakhrihun Naam Muhammad Ihlashul’amal Nanik Sri Utaminingsih Nilam Putri Nurdian Susilowati Nurkholisoh, Dwi Prabowo Yudo Jayanto Rahayu Dinassari Rahayu, Rita Ratieh Widhiastuti Reswari, Ardhana S Sukirman Sarifa Aini Sukirman - Sukirman Sukirman Sukirman Sukirman Sukirman Sukirman Syahril Ali Trisni Suryarini Zahid, Anwar