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All Journal NOTARIUS Jurnal Mahasiswa Fakultas Hukum Arena Hukum Nurani: Jurnal Kajian Syariah dan Masyarakat JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ilmiah Hukum LEGALITY Widya Yuridika Jurnal Aplikasi Dan Inovasi Ipteks SOLIDITAS Sakina: Journal of Family Studies Legal Spirit Batulis Civil Law Review Peradaban Journal of Law and Society Jurnal Dialektika Hukum Warkat
Rumi Suwardiyati
Fakultas Hukum Universitas Brawijaya
Religion Arts Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Arena Hukum

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Setting the Readiness of Law to Implement Central Bank Digital Currency in Indonesia Suwardiyati, Rumi; Ahmad, Azlin Alisa; Reka Dewantara; Dwi Benny Satria; Ranitya Ganindha
Arena Hukum Vol. 17 No. 3 (2024)
Publisher : Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.arenahukum2024.01703.3

Abstract

The shift in behaviour from conventional to technology-based patterns has led to technological transformation, giving rise to an emerging digital currency: crypto. Crypto assets have great potential to develop financial system inclusion and efficiency while it can pose various risks affecting economic, monetary and financial system stability. The Indonesian government's strategic step to curb the use of cryptocurrencies is to issue Central Bank Digital Currency (CBDC). To date, 109 countries have begun to adopt the use of CBDC. The adoption of CBDC in Indonesia has not yet reached the implementation stage, but is still at the research stage. In line with this, this research aims to examine the readiness of Indonesian law to welcome the enactment of CBDC and to prepare an ideal legal construction in regulating CBDC in Indonesia. This paper employs a normative juridical research method with statutory and comparative approaches. The statutory approach involves examining the norms relating to CBDC, while the comparative approach aims to compare the norms applicable in China and the Bahamas regarding the use of CBDC. The results of this study reveal that the Indonesian government's legal readiness to implement CBDC will begin to enter the experimental stage after the P2SK Law recognises CBDC as a legal payment instrument and BI as the authority authorised to manage CBDC in Indonesia. The results of the comparison with China and the Bahamas show that the determination of the CBDC distribution model and the technology used is an important aspect that needs to be considered in preparing the ideal legal construction because it relates to the technological access capabilities of the community to use CBDC.
Sinergi Pengawasan Kemitraan Usaha Mikro Kecil Dan Menengah Sebagai Upaya Peningkatan Potensi Dalam Dunia Usaha Ekonomi Kreatif Suwardiyati, Rumi; Ganindha, Ranitya
Arena Hukum Vol. 16 No. 3 (2023)
Publisher : Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.arenahukum.2023.01603.10

Abstract

UMKM have demonstrated their various roles in supporting the national economy, but in carrying out their business activities they still experience various obstacles and obstacles, both internal and external. The research aims to produce appropriate concepts in supervision and what institutions are appropriate to optimize UMKM. This research uses socio-legal methods by conducting direct observations to collect data related to the concept of supervisory relationships between institutions that have partnership supervision authority, especially in Malang City. The results of this research are optimizing supervision of UMKN in two ways, namely empowerment through the City Cooperatives and Micro Enterprises Service and empowerment through the Malang City Trade Office. Provide education regarding the importance of understanding partnership agreements. All forms of partnership agreements must be made in writing, the positions of the parties must also be balanced in the partnership agreement. With the existence of these two institutions and education, it is hoped that they can monitor UMKM with the goal to be achieved so that large and small business actors can grow and develop together.
Co-Authors A Halim Ahmad, Azlin Alisa Dararida Fandra Mahira Djumikasih Dwi Benny Satria Dwithia H.P., Zora Febriena Eliza, Rahmi Galib, Andi Muhammad Ganindha, Ranitya Halan, Jovita Dwi Caroline Hanif Nur Widhiyanti, Hanif Nur Hidayat, Fitri Mufidatul Ma’sumah Muhammad Luthfi Nugroho, Hayyu Rahmanda Adi Prischa Listiningrum Putra, Zullfikri Ensa Ranitya Ganindha Reka Dewantara Reka Dewantara Rizqi Bachtiar Rustam, Riky Setiawan Wicaksono, Setiawan Siti Hamidah Siti Rohmah Sukarmi Tiara Maharani, Tiara Yenny Eta Widyanti