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All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan I-Finance Journal Medina-Te : Jurnal Studi Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Syntax Literate: Jurnal Ilmiah Indonesia Kinerja: Jurnal Ekonomi dan Manajemen Edukasi Islami: Jurnal Pendidikan Islam NISBAH: JURNAL PERBANKAN SYARIAH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JAD: Jurnal Riset Akuntansi & Keuangan Dewantara JURNAL EKSBIS ACTIVA: Jurnal Ekonomi Syariah Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Jurnal Syntax Transformation JES (Jurnal Ekonomi Syariah EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Berajah Journal Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Al-Buhuts (e-journal) Jurnal Ekonomi dan Bisnis Islam (JEBI) Indonesian Journal of Multidisciplinary Science QULUBANA: Jurnal Manajemen Dakwah Asyafina Journal: Jurnal Akademi Pesantren Journal of International Conference Proceedings Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal) Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Profetika: Jurnal Studi Islam
Maya Panorama
Universitas Islam Negeri Raden Fatah Palembang
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Analysis of The Impact of the Role of Halal Authority on the Economy Nurfala Safitri; Maya Panorama; Muhammad Abdul Rohman
Asyafina Journal: Jurnal Akademi Pesantren Vol. 1 No. 2 (2022): Juni 2022
Publisher : Asyafina Akademik Press

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Abstract

Halal Value Chain has an essential role in a country, but many countries ignore halal authority. In addition, based on the results of previous research studies discussing halal authority have shown that halal source can reduce information asymmetry in a product. Muslims around the world everyone needs this. This study aims to determine the relationship between a dynamic transformation which includes three sectors contributing services, agriculture, and industry, with the halal authority in a country. This study uses panel data consisting of 228 countries. Of the whole countries, only 45 countries have halal control. This data processing process uses stata. This study uses a static panel analysis method, namely the random effect model, common effect regression, and dynamic panels. The results of this study state that the existence of a halal value chain affects the transformation of a country that details halal authorities to have a significant relationship to service contributions, halal authorities have a significant relationship to agricultural contributions, halal authorities have a significant relationship to industry contributions to Gross Domestic Product (GDP) by including control variables such as access electricity, individual using the internet, domestic credit to the private sector, household and final consumption expenditure. Data and Material can access at: https://doi.org/10.7910/DVN/8BRLJL 
Analysis of the Impact of Digitization of Islamic Banking For Small and Medium Enterprises (SMEs) in Indonesia Juwita Anggraini; Maya Panorama; Desi Handayani
Journal of International Conference Proceedings (JICP) Vol 2, No 1 (2019): Proceedings of the 3rd International Conference of Project Management (ICPM) Bal
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v2i1.448

Abstract

Islamic banking is one of the economic sectors that becomes the wheel of rotation of funds in a country that must develop and follow market. The application of financial technology to improve the efficiency of operational activities and the quality of bank services to its customers, because the utilization of financial technology is in line with the growing community needs for online-based financial services and the use of internet media for digital data. The rapid growth of technology and digital development has brought about business changes. If two decades ago financial technology innovations were still centered on internal banking, nowadays technological innovations are also reaching the customers or consumers. The question that arises is how much digital finance can be used by people who are not bankable (lower class society) whose transaction rates are small, who have low income, the distance to remote bank locations, information on banking is limited. What is the impact of digital finance on SME businesses.
Pengaruh Islamic Marketing Mix, Service Quality dan Customer Value terhadap Kepuasan Nasabah Bank Syariah Indonesia Chairunnisa Oktaviani; Ina Sintia; Maya Panorama; Siti Salsabila
Reslaj : Religion Education Social Laa Roiba Journal Vol 5 No 2 (2023): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (409.142 KB) | DOI: 10.47467/reslaj.v5i2.1724

Abstract

Service provider, especially banks, are faced challenges of financial technology which is growing rapidly. In this case sharia banking is required to be able to pursue conventional banks and technology changes. Bank Syariah Indonesia is obliged to meet every customer's needs in Islamic life with various services. This study aims to determine the effect of Islamic Marketing Mix, Service Quality dan Customer Value on customer satisfaction of Islamic banks in Indonesia. This study uses a quantitative approach using a questionnaire distributed to customers of Bank Syariah Indonesia KC Palembang. The instrument testing in this study used descriptive statistical methods, validity tests, reliability tests, multiple regression tests, F tests, T tests. The results showed that: (1) Islamic marketing mix had no effect on customer satisfaction of Bank Syariah Indonesia, (2) Service Quality has an effect on customer satisfaction of Bank Syariah Indonesia, (3) Customer Value has an effect on customer satisfaction of Bank Syariah Indonesia. The magnitude of the influence of service quality and customer value indicates that there is a significant influence on customer satisfaction of Bank Syariah Indonesia. Keywords: Customer Value, Customer Satisfaction, Islamic Marketing Mix, Service Quality
Pengaruh Rasio Dan Kinerja Keuangan Terhadap Harga Saham Dalam Indeks LQ45 Di Bursa Efek Indonesia Muhammad Ongky Wijaya; Muhammad Adzmy Nur Yansyah; Anjas Sutiawan; Maya Panorama
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 4 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i4.686

Abstract

Tujuan dari penelitian ialah untuk menganalisis rasio yang meliputi Current Ratio (CR), Debt Equity Ratio (DER), Return on Equity (ROE), dan Kinerja Keuangan yang meliputi Earning per Share (EPS), memiliki dampak terhadap harga saham BEI. Perusahaan yang termasuk kedalam indeks LQ45 tahun 2015-2016 akan dipelajari lebih lanjut dalam penelitian ini. Purposive sampling digunakan untuk memilih sampel penelitian ini, dengan 56perusahaan dipilih berdasarkan sampel yang diperoleh dalam penelitian ini. (1). Rasio lancar memiliki efek menguntungkan pada nilai saham, menurut temuan. (2). Harga saham tidak terpengaruh oleh rasio utang terhadap ekuitas. (3). Harga saham tidak terpengaruh oleh Return on Equity. (4). Laba per saham memiliki dampak yang menguntungkan di pasar saham. Kata Kunci : Rasio saat ini, Rasio ekuitas utang, Pengembalian ekuitas, Penghasilan per saham.
Peran Zakat sebagai Jaring Pengaman Sosial di Tengah Masa Darurat Bencana Covid-19 pada BAZNAS Kota Palembang Dian Pitaloka; Istiani Khasanatun; Diva Anggraini; Ali Maftuhin; Maya Panorama
QULUBANA: Jurnal Manajemen Dakwah Vol. 3 No. 1 (2022): Qulubana: Jurnal Manajemen Dakwah
Publisher : STAI Terpadu Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54396/qlb.v3i1.411

Abstract

The COVID-19 outbreak poses a major risk to the economy of Palembang, causing social inequality in the community. In this case, the role of zakat as a social safety net is indispensable. BAZNAS acts as a forum for distributing zakat muzakki. The government established BAZNAS under the Ministry of Religious Affairs. BAZNAS was established in 2001 by Presidential Decree No. 8 of the Republic of Indonesia to implement Law No. 38 of 1999. Zakat can be a solution to optimize people's finances during a pandemic, so zakat as a social safety net plays a very important role in improving people's finances.
Etos Kerja Islami Perempuan Melayu Pengusaha Kerupuk Kemplang Legendaris Palembang Choirun Niswah; Maya Panorama
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 8 No 1 (2022): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v8i1.496

Abstract

Penelitian ini bertujuan untuk mengkaji mengenai etos kerja Islami serta faktor-faktor yang mempengaruhi etos kerja perempuan Melayu sebagai pengusaha kerupuk kemplang legendaris Palembang. Penelitian ini bersifat kualitatif dan menggunakan metode penelitian lapangan dengan teknik wawanncara, observasi dan dokumentansi. Analisa data menggunakan teknik analisis deksriptif interpretatif. Hasil penelitian menunjukkan perempuan Melayu Palembang sebagai pengusaha kerupuk kemplang legendaris Palembang mempunyai etos kerja yang memenuhi kriteria ciri-ciri etos kerja Islami yaitu profesionalisme, tekun, menggunakan waktu sebaik mungkin. jujur, ikhlas, amanah, dan kreatif. Sebagai pengusaha kerupuk kemplang legendaris mereka bekerja bukan hanya mencari keuntungan, tetapi juga membantu memenuhi kebutuhan hidup orang lain sesuai dengan ekonomi syariah. Adapun faktor-faktor yang mempengaruhi etos kerja perempuan Melayu sebagai pengusaha kerupuk kemplang legendaris Palembang adalah agama, pendidikan, motivasi instrinsik individu, orientasi gender, sosial politik, lingkungan geografis.
Pengaruh Fluktuasi Harga Emas, Tingkat Inflasi Terhadap Produk Gadai Emas Pada Bank Sumsel Babel Syariah Anjeli Apriani; Maya Panorama
Medina-te : Jurnal Studi Islam Vol 17 No 2 (2021): Medina-Te: Jurnal Studi Islam
Publisher : Pascasarjana Universitas Islam Negeri Raden Fatah Palembang

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Abstract

This study aims to determine the effect of gold price fluctuations and inflation rates on gold pawn products at the Islamic Sumatra Babel Bank for the period 2013-2019. This research includes quantitative research. The method used in this research is using multiple linear regression analysis method with a sample during the period 2013-2019 and using descriptive analysis techniques. The population and sample that will be used in this study are Bank Sumsel Babel Syariah in the 2013-2019 period.Financing that uses gold as a product object is highly dependent on fluctuations in gold prices. Islamic banks before providing financing to customers must make an assessment of the pawned gold. Based on the results of the study, it can be concluded: first, the results obtained from the calculations in this study are known that gold price fluctuations have a negative or no effect on the distribution of gold pawn financing and so is the second hypothesis that there is no effect of the inflation rate on the distribution of pawn products. gold bank sumsel babel sharia period 2013-2019.
Penerapan Etika Bisnis Syariah Pada Usaha Mikro Kecil Menengah (Umkm) Masa Pandemi Covid-19 di Pasar Swadaya Gotong Royong Masyarakat Batumarta Desa Baturaden Kecamatan Lubuk Raja Kabupaten Ogan Komering Ulu Samsul Bahrri; Maya Panorama
Medina-te : Jurnal Studi Islam Vol 17 No 2 (2021): Medina-Te: Jurnal Studi Islam
Publisher : Pascasarjana Universitas Islam Negeri Raden Fatah Palembang

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Abstract

Basic problems research this is how the application of the ethical principles of a business according to islamic syariah on micro business in the village baturaden ( kecamatan kabupaten oku the bottom of the king .As for the purpose of this study is to find the application of islamic business of ethical principle at a venture mikro.jenis this research is descriptive qualitative research was conducted research which is a devoted to described analyzed the phenomenon of events , social activities , attitude , trust , perception , the minds of the american individually as well as groups .Research object is the owner of micro business in the market swadaya gotong royong village community batumarta baturaden oku the bottom of the king . Data collection by means of observation , interview , documentation , and such .And is poured into table then analysis technique data using the qualitative method descriptive by pulling a conclusion by using a technique inductive , deductive , and comparative .The research results show that has not yet been fully know , understand and apply .It was because the small and medium businesses umkm players culinary in the market swadaya masyarakat gotong royong batumarta inside do the business practices employed in truth and do not have not been in accordance by islamic syariah
Pengaruh Inflasi Dan Pertumbuhan Ekonomi Terhadap Tingkat Kemiskinan Di Kota Palembang Novera Wandira; Maya Panorama
Medina-te : Jurnal Studi Islam Vol 17 No 2 (2021): Medina-Te: Jurnal Studi Islam
Publisher : Pascasarjana Universitas Islam Negeri Raden Fatah Palembang

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Abstract

In ieconomic itheory, ieconomic igrowth ihas ian iinfluence ion ipoverty ilevels, ibut ithe iresults iof ithe ianalysis iof ithis istudy iindicate ithat ieconomic igrowth ihas ino ieffect ion ipoverty ilevels ibased ion i2016-2020 iresearch idata iobtained ifrom ithe iRoadmap ifor istrengthening ithe iPalembang iCity iRegional iInnovation iSystem iin i2018-2023. iThis istudy iaims ito idetermine iand ianalyze ithe ieffect iof iinflation iand ieconomic igrowth ion ipoverty ilevels iin iIndonesia. iThe iresearch imethod iused iis idescriptive iquantitative iusing isecondary idata iand ithe idata ianalysis imethod iis ilinear iregression ianalysis, icorrelation ianalysis, idetermination ianalysis, iand ihypothesis itesting. iThe iresult iof ithe iresearch ishows ithat iinflation ihas ian ieffect ion ithe ilevel iof ipoverty ibecause ithe ivalue iof itcount i> ittable i, ibut ieconomic igrowth idoes inot ihave ia isignificant ieffect ion ithe ilevel iof ipoverty ibecause ithe ivalue iof itcount i< ittable i. iSimultaneously, iInflation iand iEconomic iGrowth ihave ia isignificant ieffect ion ithe iPoverty iLevel, iwhich iis iindicated iby ithe ivalue iof iFcount i> iFtable.
Industri Perbankan Syariah Dan Kondisi Ekonomi Makro Di Indonesia Dian Anggraini; Maya Panorama
Medina-te : Jurnal Studi Islam Vol 17 No 2 (2021): Medina-Te: Jurnal Studi Islam
Publisher : Pascasarjana Universitas Islam Negeri Raden Fatah Palembang

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Abstract

Islam is a universal religion that has the Qur'an as a way of life. Universal here is not limited by time and place. The Qur'an which was revealed by Prophet Muhammad SAW regulates all aspects of human life. The purpose of this study is to identify and examine the Islamic banking industry and macroeconomic conditions in Indonesia. The method used is multiple regression analysis with estimation of Ordinary Least Squares (OLS). The results of this study indicate that economic activity is an aspect that has become a concern since the emergence of Islam. Islamic banking at this time has a very rapid growth that is strongly influenced by macroeconomics in obtaining its goal of getting the highest profit. The variables studied are financial ratios that are adjusted to the decision of Bank Indonesia and accompanied by the MUI Fatwa influenced by CAR, FDR and BOPO. Each change in ROA can be explained through the variables CAR, FDR and BOPO of 82.9% while the remaining 17.1% is influenced by other factors).
Co-Authors Adam Damba Yuda Addinul Ikhsan Ahmad Al-Badawi Aida Nur Rezky Damanik Ali Maftuhin Alpisarrin Alpisarrin Amrina Rosada Andini Herawaty Anggie Angraini Anggreini Dwi Agvita Berutu Anjas Sutiawan Anjeli Apriani Aprika Wanti Pratama Aprilia Aprilia Ardani Ardani Arif Rahman Nurul Amin Asri Dinanti Badaruddin, KMS Bahariya Natalia Bahrina Almas Baldad Muhammad Syarifati Bettri Mistari Ceriah Rukmana Chairunnisa Oktaviani Chandra Zaki Maulana Choirun Niswah Cindi Pramita Cindy Rahmawati Dedi Saputra Della Fitriani Desi Handayani Dhiyaah Karina Dian Anggraini Dian Pitaloka Dianidza Arodha Dina Qonita A.R Dinda Cici Aulia Diva Anggraini Elvira Rosiana Esti Hajiah Fadilah Aslamiah Fadillatul Haira Fajri Hidayat Farras Nabila Febriani Ami Susanti Hafish Syabandi Hanna Nabilah Hilmy Baihaqy Yussof Husnul Islami Fatoriq Iffatur Rohmah Iko Aji Putranto Imamul Arifin Ina Sintia Indri Priscilia Intan Dwi Lestari Istiani Khasanatun Juwita Anggraini Juwita Anggraini Juwita Anggraini Syahri Kms. Rahmat Abdul Ghofur Lemiyana Lismita Maharani Listiawati Listiawati Lya Reinita M Dias Akhira Ramadan M. Fachry Zaiman M. Fazal Rizvi M. Nasyah Agus Saputra M. Rafi Alfatiha Mahmoud Saleh Mubarak Bin Humaid Malikal Mulki Octadyla Mega Cloudia Meriyati Meriyati Moh. Syawaludin Muhammad Abdul Rohman Muhammad Adzmy Nur Yansyah Muhammad Luqman Hakim Muhammad Ongky Wijaya Muhammad Rusdi Musafa atin Atin Nafisatul Aulia Nesha Alifia Jauzi Nidya Lestari Nikmah Toyiba Novera Wandira Nurma Yunita Pebri Supagantara Petrawangsyah Petrawangsyah Pria Mitra Qasiratut Tharfi Rahmat Imanto Randi Randi Ranti Yusmania Regi Yasika Rezki Mardiatillah Rika Lidyah Rindah Mustika Rindi Febriyani Rinol Sumantri Rinol Sumantri Riska Nuari Riska Oktaini Riski Amelia Risma Eryani Rizki Anantha Emdardi Rizkya Lutfi Amalin Rolis Rosyidi Andrian Kasfari Safira Anggraini Safitri, Nurfala Sahirrudin Sahirrudin Salsabila Tiraliana Samsul Bahrri Sandra Herliana Fadila Sandra Sandra Sayyid Muhammad Abdurrahman Sella Herlinia Shinta Ainur Rahmadani Silvia Sugengni Sindy Astuti Sisil Lindia Putri Siti Alfiyatus Sa’diyah Siti Halimahtusakdiah Siti Salsabila Thoriq Habsyi Tiara Anisaa Titin Hartini Vije Saputra Widya Endang Lestari Yesi Triani