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Analisis Faktor-Faktor Yang Mempengaruhi Minat Berwirausaha Dengan Prinsip Syariah Di Kalangan Generasi Z (Studi Kasus Mahasiswa FEB Universitas Jambi): Studi Kasus Mahasiswa FEB Universitas Jambi Anggreyni, Rizky; Isnaeni, Nurida; Roihan, Muhammad
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 4 No. 4 (2024): Agustus 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v4i4.314

Abstract

This study aims to analyze whether the religiosity factor, student perception, family environment and technology environment influences the interest of entrepreneurship with sharia principles, given the many violations in the business world. As a research population in this study, students of the Faculty of Economics and Business, Jambi University, class of 2017-2022. The number of research samples used was 96 respondents. The research approach uses a quantitative approach, the research method used is descriptive analysis and case study. The results of this study indicate that: (1) there is a partial influence on religiosity variables, (2) There is no partial influence on student perception variables, family environment and technology environment on entrepreneurial interests with sharia principles, (3) There is a simultaneous influence on religiosity, student perception, family environment and technology environment towards entrepreneurial interest with sharia principles.
Sosialisasi Peningkatan Efisiensi dan Efektivitas Produk Recycle Coconut Shell Melalui Pemberdayaan Masyarakat Dalam Persfektif Islam di Desa Kuala Lagan Kabupeten Tajung Jabung Timur Isnaeni, Nurida; Enggrani Fitri, Lucky; Dean Amri, Ary; Roihan, Muhammad; Pratiwi, Heni
JPM MOCCI : Jurnal Pengabdian Masyarakat Ekonomi, Sosial Sains dan Sosial Humaniora, Koperasi, dan Kewirausahaan Vol. 2 No. 1 (2024): Maret
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/jpmmocci.v2i1.73

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The main objective of carrying out this service is to increase public understanding of the potential and value of recycled coconut shell products, encourage active community participation in coconut shell management and integrate Islamic values ​​in sustainable natural resource management practices. The implementation method used is through outreach and training to the community regarding the use of coconut shells as raw material for recycling coconut shells, an Islamic perspective approach to protecting nature and resources, providing technical support in the production process, and monitoring and evaluating program progress. The results obtained can increase the number of recycled coconut shell products produced by the community, and increase community participation and the application of Islamic values ​​in natural resource management practices.
Pengaruh Pendapatan, Pengetahuan, Promosi dan Harga Emas Terhadap Keputusan Mitra Bank Berinvestasi Emas di BSI Kota Jambi Adry Rusdiansyah Meidi; Amri Amir; Nurida Isnaeni
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 4 (2024): Agustus : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i4.770

Abstract

This study aims to analyze the influence of income, knowledge, promotion, and gold prices on the investment decisions of bank partners in investing in gold at Bank Syariah Indonesia (BSI) in Jambi City. The population used in this research consists of BSI partners who invest in gold in Jambi City, with a sample of 90 respondents. It can be concluded that the respondents in this study are predominantly female, totaling 63 respondents, while males amount to 27 respondents. Based on age, the majority are aged 30-39 years, with 40 respondents. In terms of education level, 70 respondents hold a bachelor's degree. Data collection techniques employed include questionnaires, documentation, and interviews. The data analysis method used is multiple linear regression analysis. The results show that all examined variables, both internal factors (income and knowledge) and external factors (promotion and gold prices), significantly influence gold investment decisions. The coefficient of determination (R²) of 0.827 indicates that 82% of the variation in the dependent variable can be explained by the variables studied. This research provides a broader understanding of the factors influencing gold investment decisions and suggests strategies for more effective promotion and better financial education.
ANALYSIS OF THE HEALTH OF INDONESIAN SHARIA BANK USING THE RGEC METHOD FOR THE YEAR 2021-2022 Ramansyah, Dian; Isnaeni, Nurida; Lubis, Paulina
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the soundness level of Indonesian Sharia Banks in 2021-2022 using the measurement method stipulated in the Financial Services Authority Regulation No.8/POJK.03/2014 concerning Assessment of the Soundness Level of Sharia Commercial Banks and Sharia Business Units using the RGEC method. The assessment factors in the RGEC method are the Risk Profile, Good Corporate Governance, Earnings and Capital factors. The research used is quantitative research with a descriptive approach. This type of research is intended to obtain information regarding bank health based on the quarterly financial reports of Bank Syariah Indonesia for 2021-2022. In this study the data used are secondary data in the form of financial reports and GCG implementation reports. The data analysis technique used in this study is a descriptive data analysis technique by analyzing financial reports using the RGEC method. The results of the study show that the soundness level of Bank Syariah Indonesia from 2021 to 2022 has received the title of "Very Healthy".
Halal Tourism Destination Development Strategy Based on Jambi Local Wisdom Seberang City as a Pioneer of Jambi City Halal Tourism Destinations Isnaeni, Nurida; Lubis, Paulina; Ridhwan, Ridhwan; Chairiyati, Fauziah
International Journal of Social Service and Research Vol. 4 No. 04 (2024): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i04.770

Abstract

This study aims to analyze problems and formulate and strategize in the development of halal tourism destinations rooted in local wisdom in Jambi Seberang City. The research method used is a combination of qualitative and quantitative approaches. The specific methodology applied is the Analytic Network Process (ANP), which is implemented through Super Decision software. ANP was chosen for its ability to set priorities in the context of decision making. The results obtained from this study show that the main issue faced is related to government participation. The priority strategies identified include the formation of synergies between various interested parties, increasing government commitment in supporting the development of halal tourism, developing a structured halal tourism development concept, and improving the quality of human resources. Through this research, it is expected to be a source and basis for planning the development of halal tourism in Jamb, especially in Jambi Kota Seberang.
BATOKU JAMBI: PEMANFAATAN BATOK KELAPA SEBAGAI SENI KRIYA BERBASIS KEARIFAN LOKAL RAMAH LINGKUNGAN DI ERA MODERN Kusuma Wijaya, RD. Azi Kusuma Wijaya; Julian, Natata; Nugraha, Fauzi; Nurbaeti, Shevi; Yani, Fitri; Isnaeni, Nurida
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024): Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024)
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v5i1.1692

Abstract

Provinsi Jambi merupakan salah satu penghasil produksi kelapa yang cukup besar yaitu sebesar 48 % pada tahun 2021. Karena produksinya yang besar sehingga limbah yang dihasilkan pun melimpah. Limbah yang kotor dan bertumpukan membuat lingkungan menjadi kotor dan tidak sehat. Melihat  permasalahan tersebut kami para mahasiswa melaui Program Mahasiswa Wirausaha berinisiatif untuk memanfaatkan limbah batok kelapa agar dapat dimanfaatkan menjadi sebuah kerajinan tangan yang bernilai jual dan nilai seni tinggi. Olahan kerajinan  tangan dari batok kelapa tersebut diberi nama BATOKU Jambi dengan kerajinan yang dihasilkan yaitu berupa gantungan kunci, kalung, cincin, dan hiasan meja yang memiliki ciri khas dengan mengangkat kearifan lokal daerah Jambi yaitu Tugu Keris Siginjai dan Angso Duo. Dengan adanya pemanfaatan limbah batok kelapa menjadi usaha ini diharapkan bisa memberikan manfaat baik bagi masyarakat, mahasiswa maupun pembaca.
Implementasi Digitalisasi Merek Dagang Dalam Perspektif Ekonomi Islam Untuk Meningkatkan Kompetitivitas UMKM di Desa Tirta Kencana Kecamatan Rimbo Bujang Kabupaten Tebo Lubis, Paulina; Isnaeni, Nurida; Ridhwan, Ridhwan; Amri, Ary Dean; Alissa, Evalina; Raudhatul Jannah, Dhivani
JPM MOCCI : Jurnal Pengabdian Masyarakat Ekonomi, Sosial Sains dan Sosial Humaniora, Koperasi, dan Kewirausahaan Vol. 3 No. 1 (2025): Maret
Publisher : PT. Alahyan Publisher Sukabumi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61492/jpmmocci.v3i1.223

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The implementation of trademark digitalization in Tirta Kencana Village, Rimbo Bujang District, Tebo Regency, aims to enhance the competitiveness of SMEs by integrating technology and Islamic economic values such as transparency, justice, and sustainability. This program includes digital training, the development of management and marketing platforms, and strengthening internet access. As a result, there was a 40% increase in revenue, a growth in the number of customers, and an improved understanding of digitalization and Islamic economics among business owners. Support from the community and digital infrastructure is expected to drive inclusive and sustainable economic growth in the village, while strengthening the competitiveness of SMEs in the local and regional digital markets.
PENGARUH TINGKAT KESEHATAN BANK SYARIAH INDONESIA TERHADAP CORPORATE SOCIAL RESPONSIBILITY DENGAN METODE RGEC TAHUN 2021-2023 Harpeni, Harpeni; Isnaeni, Nurida; Aprizal, Yusuf Zaini
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 05 (2024): Jurnal Manajemen Terapan dan Keuangan (Edisi Khusus)
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i05.37757

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tingkat kesehatan Bank Syariah Indonesia terhadap Corporate Social Responsibility dengan menggunakan metode RGEC tahun 2021-2023. RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital)  merupakan metode penilaian kesehatan bank yang mencakup berbagai aspek keuangan, seperti risiko kredit, tata kelola perusahaan, profitabilitas, dan kecukupan modal, yang diyakini memiliki pengaruh terhadap pelaksanaan CSR (Corporate Social Responsibility). Variabel independen dalam penelitian ini meliputi rasio keuangan Non-Performing Financing (NPF) untuk Risk Profile, Good Corporate Governance (GCG), Return on Assets (ROA) untuk Earning dan Capital Adequacy Ratio (CAR) untuk Capital. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan data sekunder yang diambil dari laporan rasio keuangan triwulan Bank Syariah Indonesia selama periode 2021-2023. Analisis data dilakukan menggunakan statistik deskriptif, uji asumsi klasik, regresi berganda dan analisis hipotesis  untuk mengukur pengaruh variabel independen terhadap variabel dependen, yaitu pelaksanaan CSR. Hasil penelitian menunjukkan bahwa variabel NPF dan ROA memiliki pengaruh signifikan terhadap pelaksanaan CSR, sedangkan GCG dan CAR tidak menunjukkan pengaruh yang signifikan. Temuan ini menunjukkan bahwa kesehatan keuangan bank, terutama dari aspek risiko kredit bermasalah dan profitabilitas berperan penting dalam menentukan efektivitas dan skala program CSR yang dilakukan oleh Bank Syariah Indonesia tahun 2021 sampai dengan tahun 2023.  
Budidaya Ikan Lele dan Patin Guna Meningkatkan Perekonomian Melalui Program Inovasi Desa Karin, Kharenina; Isnaeni, Nurida
Kreativasi : Journal of Community Empowerment Vol. 2 No. 1 (2023): Vol.2 No. 1, 2023 : Juni 2023
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v1i4.25617

Abstract

The village innovation program is community development and empowerment activities carried out by students through student executives, student activity units, student associations, and student organizations. A very useful program both for advancing the village and its people, also designed as part of the implementation of the independent learning campus policy (MBKM). The ar-rahman rohis student activity unit carried out this activity in Jati Emas village, Bram Itam district, Tanjung Jabung Barat regency. The purpose of this activity is to establish a community unitary group that focuses on cultivating catfish and catfish. This program will also have a positive impact on increasing people's income and improving the welfare of local communities. The methods used are education, training, demonstrations, and mentoring for the development of fish cultivator groups in the village of jati emas. Based on the results of the activity, it is known that the involvement and participation of partners is very high in implementing the program which includes making fish feed independently, implementing good fish farming methods, and downstreaming fish farming. From the results of monitoring and evaluation activities carried out through visits to villages and through communication via whatsapp, it shows that village innovation program activities have a positive impact on partners and also villages because fish farming results can meet deficiencies in household economic need.
Peningkatan Pendapatan Masyarakat Dengan Program Inovasi Desa Melalui Pengolahan Limbah Ikan Curah Syahrinur Fitriah; Nurida Isnaeni
Kreativasi : Journal of Community Empowerment Vol. 2 No. 2 (2023): Vol.2 No. 2, 2023 : September 2023
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/kreativasi.v1i4.25633

Abstract

The purpose of this community service is to test and train the community on the technology of making high protein fish feed pellets from trash fish waste which is useful for reducing the high purchase of fish feed on the market. Therefore, the need for a technology or innovation for the manufacture of fish feed in the community, especially areas where there is fish farming and is expected to reduce the high cost of purchasing feed. The method consists of presentations or training, mentoring and discussions, as well as analysis of business benefits. Members of the catfish breeding partners are mostly aged between 18 to 68 years, have elementary, junior high and high school education. The raw materials for the waste are 5 kg of dry trash fish, 100 g of tapioca flour/0.1 kg, 4.9 kg of rice bran and 1 l of diesel oil and plastic, so you can get up to 8 kg of fish pellets. with the cost required is IDR 39,050 Gross income IDR. 72,000 and a profit of Rp. 32,950. Comparing the benefits and costs incurred is IDR 32,950.00 :I DR 39,050.00 = 0.8 (B/C). Therefore, the fish pellet business is very profitable to develop and can increase the income of the Jati Emas villagers.