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Strategi Peningkatan Efisiensi Biaya Bank Umum Syariah Berbasis Parametic Rafika Rahmawati
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 6 No 2 (2015): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v6i2.1189

Abstract

In the midst of tight competition, Islamic banking is expected to have a good performance in order to compete with conventional banks both local and foreign. The purposes of this study were to analysis the bank cost efficiency level and analysis the effect of input (cost of fund and cost of labor) and output variables (total financing and owned securities). The object of this study is Islamic Banks (BUS) which operates during the period of January 2010 to December 2013. Methods of Stochastic Frontier Approach (SFA) was used to analyze the level of cost efficiency and multiple regression analysis to see the influence of the factors of input and output to the level of cost efficiency. The results showed that the level of efficiency of the BUS is not optimal because there are up to 100%. BMS has the highest efficiency levels. The input and output factors that influence the bank (BUS) cost efficiency level are cost of fund, cost of labor, and total financing.
Transition Program for Young Children with Special Needs: Parents’ Experiences Nur Azizah; Rafika Rahmawati; Edi Purwanta
Jurnal Obsesi : Jurnal Pendidikan Anak Usia Dini Vol 7, No 1 (2023)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/obsesi.v7i1.4053

Abstract

The successful transition process in early childhood led to future school outcomes. The aim of the research was to explore the experiences of parents of children with special needs in transitioning their children to school. The study used a qualitative approach involving 17 parents of young children with special needs receiving education in special schools in Yogyakarta. Focus group discussion was used to collect the data. Data collected from Focus Group Discussion was analysed using thematic analysis. Findings from the study show that parents of children with mild special needs do not have specific preparation in transitioning their children to school, school provided a week at the beginning of the school period for parents to stay and assist their children in the classes. Parents believe that there is no adequate support for transitioning their children to school and that condition exaggerates their anxieties when leaving their children at school. A structured transition program is needed as the implication of this study.
Analisis Tingkat Kesehatan Unit Usaha Syariah Dalam Menghapus Tuntutan Spin Off (Menggunakan Metode RGEC) Hamidah, Innaroh; Siti Milasari; Karen Ainiyya; Ilda Alfiah; Sahrul Noval; Rafika rahmawati
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 4 No. 1 (2022)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v4i1.60.59-73

Abstract

Penelitian ini bertujuan untuk mengukur tingkat kesehatan Unit Usaha Syariah dengan menggunakan metode RGEC. Berdasarkan dengan Undang-Undang Nomor 21 tahun 2008 tentang Perbankan Syariah, Bank wajib memelihara tingkat kesehatannya. Bank yang sehat adalah bank yang dapat menjalankan tugasnya dengan baik, sehingga penting bagi Unit Usaha Syariah untuk menjaga dan memelihara kepercayaan Masyarakat. Dalam menilai tingkat kesehatan bank dapat dilihat dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earning, dan Capital) yaitu metode yang paling banyak mempengaruhi kinerja keuangan bank. Teknik analisis data dalam penelitian ini adalah deskriptif kuantitatif dengan menghitung rasio keuangan menggunakan metode RGEC. Hasil penelitian ini menunjukkan bahwa Unit Usaha Syariah memiliki kategori tingkat kesehatan yang sehat pada tahun 2020-2021, Unit Usaha Syariah tersebut diantaranya PT. Bank Tabungan Negara Syariah, PT. Bank Danamon Indonesia, PT. Bank Permata, PT. Bank OCBC NISP, dan PT. Bank Sinarmas.
Pendampingan Pembuatan Media Dan Buku Panduan Pengembangan Komunikasi Augmentatif Dan Alternatif (AAC) Bagi Guru Sekolah Luar Biasa Mumpuniarti Mumpuniarti; Diajeng Tyas Pinru Phytanza; Veroyunita Umar; Rafika Rahmawati
Publikasi Pendidikan Vol 14, No 1 (2024)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/publikan.v14i1.37461

Abstract

 Permasalahan yang terjadi di lapangan adalah masih banyak guru yang belum memahami AAC itu sendiri juga belum memahami media yang dapat digunakan bahkan dikembangkan untuk dapat membantu anak berkebutuhan khusus dalam berkomunikasi. Beberapa sekolah sebenarnya sudah menggunakan media untuk mengembangkan komunikasi namun mereka belum memahami perbedaan antara media komunikasi alternatif dan media pembelajaran. Berdasarkan permasalahan tersebut dirasa perlu adanya pendampingan terhadap guru sekolah luar biasa untuk dapat mengembangkan sebuah media komunikasi augmentatif dan alternatif untuk membantu mengoptimalkan kemampuan komunikasi siswa berkebutuhan khusus di sekolah mereka. Kegiatan program dosen berkegiatan diluar kampus dilakukan melalui metode berupa ceramah, diskusi, dan pendampingan pembuatan media dan buku panduan pengembangan komunikasi augmentatif dan alternatif (AAC). Hasilnya dapat terlihat bahwa seluruh kelompok telah mampu mengembangkan media AAC yang telah disesuaikan dengan karakteristik siswa, hal ini terlihat dari adanya peningkatan kemampuan para guru dari mulai melakukan asesmen kebutuhan peserta didiknya, menganalisis upaya media AAC yang pernah diberikan, menganalisis kekuatan dan kelemahan media yang pernah digunakan dan mengembangkan media AAC yang efektif.
Penerapan Metode Weighted Product dalam Sistem Pendukung Keputusan Program Penerimaan Bantuan Beras Iqbal Ramadhani Mukhlis; Thomas Aquino Berno Doduk; Tri Puspa Rinjeni; Virdha Rahma Aulia; Rafika Rahmawati; Tri Luhur Indayanti Sugata; Prasasti Karunia Farista Ananto; Nambi Sembilu
Jurnal Ilmu Komputer dan Desain Komunikasi Visual Vol 9 No 2 (2024): Jurnal Ilmu Komputer dan Desain Komunikasi Visual
Publisher : Fakultas Ilmu Komputer Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/jikdiskomvis.v9i2.1120

Abstract

This study aims to develop an effective Decision Support System (DSS) in the process of the rice aid program. The Weighted Product (WP) method is used as the basis for decision-making to determine the receipt of rice aid. This DSS is designed to assist program organizers in selecting rice aid recipients more efficiently and objectively. The Weighted Product method is used to calculate the weight value of each criterion given by the rice aid recipient. This study's results can positively contribute to increasing efficiency and transparency in decision-making for the rice aid program. With this Weighted Product-based DSS, it is hoped that the selection process for rice aid recipients can be carried out more objectively and measurably so that the program's benefits can be more evenly distributed and targeted.
Dampak Penggunaan Gadget dan Minat Belajar Terhadap Hasil Belajar Siswa SMP Al-Azhar Kota Bekasi Yosse Amanda Pratama; Valisa Nur Ajizah; Uswatun Hasanah; Muhammad Nur Ikhsan; Rafika Rahmawati
Bhinneka: Jurnal Bintang Pendidikan dan Bahasa Vol. 1 No. 4 (2023): Bhinneka
Publisher : Universitas Palan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/bhinneka.v1i4.353

Abstract

Gadgets are electronic devices that are used as information media, learning media, and as entertainment. Another benefit of the gadget is that it can connect to the internet and students are familiar with the functions of the internet. This has resulted in many students misusing the use of the internet for negative things, so students must always be under the supervision of their parents. The purpose of this study was to analyze the effect of gadget use and interest in learning on junior high school students' learning outcomes. The type of research used in this research is quantitative research with a correlational descriptive approach, the nature of the data is ex post facto, namely a research conducted to investigate events that have occurred and then look back at past events to find out the factors that could have caused these events to occur. . The technique used by researchers in this study was to use a questionnaire to obtain data on the impact of using gadgets and learning interest on learning outcomes. This research was carried out with 20 students as research subjects and assisted by listening to teachers at Al-Azhar Middle School, Bekasi City. The results showed that the use of gadgets did not significantly influence student learning outcomes. There is a significant influence of the use of gadgets and learning interest on learning outcomes. This can be proven by the strong value of Sig = 0.000 and F count = 12.788 F table = 3.591. So this can be said to be the value and F count > F table and Sig 0.000 > 0 ,05. Based on these results, it can be concluded that the impact of using gadgets and learning interest on learning outcomes has a significant effect on Student Learning Outcomes at SMP AL-Azhar Bekasi City.
Identifikasi kebutuhan pembelajaran bagi anak multiple disabilities visualy impairment (MDVI) secara terpadu Sari Rudiyati; Sukinah Sukinah; Rafika Rahmawati
Jurnal Penelitian Ilmu Pendidikan Vol. 8 No. 2 (2015): July–December
Publisher : Fakultas Ilmu Pendidikan, Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2574.444 KB) | DOI: 10.21831/jpipfip.v8i2.8274

Abstract

Penelitian ini bertujuan untuk mengidentifikasi permasalahan yang dihadapi orangtuadan guru dalam mendampingi belajar anak MDVI, pengembangan kemampuan belajar,dan pengembangan draf instrumen asesmen berbasis kebutuhan belajar anak MDVI.Metode penelitian menggunakan pendekatan kualitatif dengan melihat secara naturalkondisi yang senyatanya. Hasil penelitian mengidentifikasi 29 kebutuhan belajar untukdikembangkan dalam instrumen asesmen pembelajaran. Aspek yang harus dikembangkandalam mengoptimalisasikan kemampuan belajar anak MDVI meliputi performancedi sekolah, rabaan, ketidakamanan gravitasi, otot, koordinasi bilateral, perencanaanmotorik, koordinasi motorik kasar dan halus, penglihatan, pendengaran, pembau, danpencecap. Draf instrumen asesmen yang dikembangkan berbasis kebutuhan belajar anakMDVI terdiri dari instrumen identifikasi permasalahan yang dihadapi orangtua dalampendampingan belajar, identifikasi komponen pengembangan kemampuan belajaranak dan instrumen identifikasi dan asesmen kebutuhan belajar anak tunanetra dengankecacatan tambahan. Berdasarkan penilaian kelompok pengguna disimpulkan bahwadraf instrumen identifikasi dan asesmen kebutuhan belajar "Multiple Disabilities VisuallyImpaired" dapat digunakan dengan adanya revisi sesuai dengan masukan pengguna.Masukannya dalam aspek pemilihan kata yang mudah dipahami, perlu adanya contohkongkrit, pembenahan kalimat pernyataan dan penyederhanaan kalimat