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All Journal Bahtera Sastra: Antologi Bahasa dan Sastra Indonesia JURNAL PENDIDIKAN TAMBUSAI Jurnal Perawat Indonesia Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Jurnal Sains Indonesia Al Ibtidaiyah: Jurnal Pendidikan Guru Madrasah Ibtidaiyah Economicus: Jurnal Ekonomi dan Manajemen EKONOMIKA45 Idarah Tarbawiyah: Journal of Management in Islamic Education Juni-Jurnal Pelita Nusa Journal of Islamic Economics and Finance As-Syirkah: Islamic Economic & Financial Journal Al-Infaq : Jurnal Ekonomi Islam
Tika Kartika
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Other

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EMPOWERING BOGOR COFFEE FARMS THROUGH THE COFFEE FUN TRIP EDUTAINMENT PROGRAM Hakim, Nurman; Kartika, Tika; Hidayat, Muhammad Faisal
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 9 No. 1 (2025): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v9i1.2630

Abstract

The green economy significantly impacts Indonesia's economy, with agriculture, forestry, and fisheries contributing 13.70% of the GDP in 2020 and 13.28% in 2021. Coffee, as a major agricultural commodity, serves as a vital non-oil export and has a strong domestic market presence, placing Indonesia as the fifth-largest coffee-consuming country worldwide. This paper highlights the innovative potential of edutainment tourism, focusing on the Coffee Fun Trip initiative in Bogor as a sustainable method to empower local coffee farmers. The Coffee Fun Trip blends educational and recreational experiences, enabling visitors to connect with the coffee production process while exploring scenic plantations and local cultural heritage. Initial efforts involve preparing accessible coffee plantations with infrastructure like camping grounds, pathways, and roasting equipment. Activities such as guided tours, coffee workshops, and tasting sessions emphasize the unique Arabica Limow Lestari coffee, cultivated by KTH Silih Asih, a local community group. Effective marketing through digital platforms, partnerships, and influencer collaborations is vital for attracting visitors. This program diversifies farmers’ incomes, preserves cultural traditions, and drives regional economic development. The Coffee Fun Trip offers a replicable model of sustainable tourism, merging education, entertainment, and community empowerment to benefit both visitors and local stakeholders.
WHAT DRIVES USERS OF FINANCIAL TECHNOLOGY TO DONATE DURING THE EARLY STAGE OF PANDEMIC? Kartika, Tika; Ahmad, Abdul Razaq; Hakim, Nurman
Al-Infaq: Jurnal Ekonomi Islam Vol. 13 No. 2 (2022)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

The COVID-19 pandemic has triggered people to make massive use of fintech. This fintech adoption increases the level of Islamic financial literacy. Fintech-based social finance services are no exception. This study aims to capture the initial development of the use of fintech for philanthropic purposes by using a qualitative-descriptive method with a literature study and content analysis approach. The results of the study show that within the time the article was published, there was a gradual increase in user awareness of the need to adopt fintech. Before the time of the pandemic, awareness of fintech adoption remained low. After 2019, based on historical studies and its evolution in Islamic fund management, it is predicted that fintech will have great potential going forward. The profile of fintech service users will increase in the baby-boomer generation. Generation X and Z consumers will play a significant role in the global economy, while the millennial generation is bringing major changes to the behavioural demographics and user expectations for fintech services. Moreover, fintech services emerged in Indonesia using the Agricultural Value Chain Financing (AVCF) approach, namely a platform that improves agricultural-based product services for consumers and provides more flexible financial assistance for AVCF players. On the social finance side, almost all of the respondents knew about fintech, and they agreed that fintech offers a lot of conveniences and benefits. Fintech increases the intention of Muslim millennials to donate easily, even though not all agree and are comfortable using fintech to donate. In 2020, the phenomenon of Islamic Fintech emerged, and it was found that perceptions of benefits and convenience, behavioural intentions, as well as trust, are determinants of using fintech for philanthropic purposes.
MAXIMIZING PROFITABILITY: ANALYZING THE IMPACT OF OPERATIONAL EFFICIENCY AND CAPITAL STRENGTH ON BANK BJB SYARIAH'S FINANCIAL PERFORMANCE Siregar, Rahmi Annasari; Arif, Suyud; Kartika, Tika
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2158

Abstract

This study aims to analyse the impact of the BOPO (Operating Costs to Operational Income) and CAR (Capital Adequacy Ratio) ratios on the profitability of Islamic banks registered with the OJK for the period from 2015 to 2022. Using the Vector Auto Regression (VAR) method, the research employs purposive sampling to select relevant data. The findings reveal that, for Bank BJB Syariah, the BOPO ratio does not have a significant effect on profitability, as indicated by a probability value of 0.2047, which exceeds the 10% significance level. Similarly, the CAR ratio also shows no significant impact on profitability, with a probability value of 0.9785, again above the 10% threshold. These results suggest that, within the context of Bank BJB Syariah, both operational efficiency and capital adequacy do not directly influence profitability as measured by Return on Assets (ROA). This study contributes to the understanding of the financial dynamics of Islamic banking, highlighting the need for further investigation into other factors that may affect profitability in this sector.
DRIVING CUSTOMER SATISFACTION THROUGH PRODUCT QUALITY, SERVICE EXCELLENCE, AND EMPLOYEE PERFORMANCE: INSIGHTS FROM BSI BOGOR Parhana, Parhana; Nawawi, Kholil; Kartika, Tika
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i1.2159

Abstract

This study aims to determine the effect of product quality and service quality and employee performance on customer satisfaction at Bank Syariah Indonesia (Case Study of BSI Customers in Bogor City). The subjects of this research are BSI customers. The data collection technique used was a questionnaire. By distributing questionnaires to 100 respondents. This sampling technique is non-probability sampling through purposive sampling technique. The research method used is multiple linear regression analysis using the SPSS version 29 software. Partially tested, the two independent variables namely product quality (X1) and employee performance (X3) have an effect on customer satisfaction with a significant level of product quality (X1) 0.014 <0.05, and employee performance (X3) 0.001 <0.05. While one independent variable, namely service quality (X2) has no significant effect on customer satisfaction with a significant level of servicequality (X2) 0.068> 0.05.
Maslahat Issue In Islamic Microfinancing: A Study Of Islamic Cooperative And Islamic Rural Bank Hakim, Nurman; Kartika, Tika; Hidayat, Muhammad Faisal; Zahra, Nadia
Al-Infaq: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v15i2.2276

Abstract

This paper aims to identify the priority of goals and its strategies on Islamic micro-financing especially at Islamic rural banking and Islamic cooperative. This study uses analytic network process (ANP) as data processing method. The findings are: first, maslahat of people is the most dominant goal on Islamic micro-financing both banking and non-bankingservice providers. Therefore, the most dominant alternative to achieve maslahat is to create empowering programs for needed people effectively. Second, internal strategy is the fittest strategy on Islamic micro-financing both Islamic rural bank and Islamic cooperative. And the alternative strategy to imply the internal strategy is to increase employment performance.
How Digitalization and Service Excellence Drive Sharia Bank Customer Satisfaction? Rahmawati, Sinta Dewi; Triwoelandari, Retno; Kartika, Tika
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i1.2289

Abstract

In the current digital era, banking is experiencing a major transformation by using digital technology to improve efficiency and banking services. Bank digitalization includes various innovations such as mobile banking, internet banking, and the use of AI technology in providing customer service. Apart from that, service quality and product quality are also important factors that influence customer satisfaction. This research aims to analyze the influence of bank digitalization, service quality and product quality on customer satisfaction at Bank Syariah Indonesia in Bogor Regency. The method used is a quantitative method with a survey approach. Data was collected through a questionnaire with a sample of 97 respondents using a purposive sampling technique. Data analysis was carried out using multiple linear regression to test the influence of the independent variables, namely bank digitalization, service quality and product quality on the dependent variable, namely customer satisfaction. The research results show that bank digitalization has a positive and significant influence on customer satisfaction. Likewise, service quality and product quality have also been proven to have a positive and significant influence on customer satisfaction, which indicates that banks need to continue to innovate in increasing the digitalization of banking, as well as providing good service and providing quality products so as to increase customer satisfaction. Simultaneously, the three independent variables have a positive and significant influence on customer satisfaction. Another finding in this research is that customer satisfaction is influenced by 91.6% by the variables of bank digitalization, service quality and product quality.
Pengaruh metode Team Games Tournament terhadap minat belajar Pendidikan Agama Islam di SMA Syawaliah, Habibah Nur; Milla, Sri Nurul; Kartika, Tika
Idarah Tarbawiyah: Journal of Management in Islamic Education Vol. 6 No. 6 (2025)
Publisher : Program Studi Magister Pendidikan Agama Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/itjmie.v6i6.20994

Abstract

Education has an important role in improving the quality of human life, one of which is through a learning process that is able to foster students' interest in learning. High learning interest encourages students to be more active, focused, and diligent in participating in teaching and learning activities. This study aims to (1) determine the level of interest in learning Islamic Religious Education (PAI) of class X students of SMAN 3 Bogor taught using the Team Games Tournament (TGT) method and (2) analyze the difference in interest in learning PAI between students taught using the TGT method and the conventional method. This research used quantitative approach with quasi experiment method. The research sample consisted of students of class X-7 and X-6 as many as 65 students. Data were analyzed using descriptive and inferential statistical techniques. The results showed that the application of TGT method had a positive effect on interest in learning PAI, with an average value of 54.5%. This finding indicates that the TGT method is more effective in increasing interest in learning PAI than conventional learning methods. Abstrak Pendidikan memiliki peran penting dalam meningkatkan kualitas hidup manusia, salah satunya melalui proses pembelajaran yang mampu menumbuhkan minat belajar peserta didik. Minat belajar yang tinggi mendorong siswa untuk lebih aktif, fokus, dan tekun dalam mengikuti kegiatan belajar mengajar. Penelitian ini bertujuan untuk (1) mengetahui tingkat minat belajar Pendidikan Agama Islam (PAI) siswa kelas X SMAN 3 Bogor yang diajar menggunakan metode Team Games Tournament (TGT) dan (2) menganalisis perbedaan minat belajar PAI antara siswa yang diajar menggunakan metode TGT dan metode konvensional. Penelitian ini menggunakan pendekatan kuantitatif dengan metode quasi experiment. Sampel penelitian terdiri atas siswa kelas X-7 dan X-6 sebanyak 65 peserta didik. Data dianalisis menggunakan teknik statistik deskriptif dan inferensial. Hasil penelitian menunjukkan bahwa penerapan metode TGT memberikan pengaruh positif terhadap minat belajar PAI, dengan nilai rata-rata sebesar 54,5%. Temuan ini mengindikasikan bahwa metode TGT lebih efektif dalam meningkatkan minat belajar PAI dibandingkan metode pembelajaran konvensional.
Co-Authors Abdul Razaq Ahmad, Abdul Razaq Abrista Devi Al-Baihaqi, Ahmad Alia Ning Tyas Apriliani Andestend Asep Gunawan Asih, Rachma Dwi Tresna Hikma, Rahma Aulia Kezia Yuniar Event Napitupulu Khalil Nawawi lina marlina, lina M Akmal Ramadhani Muhammad Faishal Hidayat Mujito Mutiudin, Ade Iwan Nawawi, Kholil Nurihsan, Muhammad Naufal Rafi Nurman Hakim Parhana, Parhana Rahmawati, Sinta Dewi Raihan, Muhammad Siregar, Rahmi Annasari Sri Nurul Milla Surpiyono, Surpiyono Suyud, Suyud Syawaliah, Habibah Nur Syifa, Farrah Nurus Triwoelandari, Retno Zahra, Nadia