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All Journal Jurnal Gaussian Saintifika JURNAL ILMIAH PENJAS (Penelitian, Pendidikan dan Pengajaran) Jurnal Ilmiah Wahana Pendidikan JURNAL ILMIAH PENJAS (Penelitian, Pendidikan dan Pengajaran) Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Medic Nutricia : Jurnal Ilmu Kesehatan Jurnal Kajian Islam dan Sosial Keagamaan MERDEKA: Jurnal Ilmiah Multidisiplin Jurnal Akademika Baiturrahim Jambi
Wulan Safitri
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Veterinary Other

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Penguatan Kesadaran Masyarakat dalam Mengenal Risiko Kesehatan di Balik Gaya Hidup Paylater Noerma Kurnia Fajarwati; Ayu Sabila; Wulan Safitri; Resti Sughiarti; Wahyu Winda Asmara; Fahri Hafidz; Rizki Amilia; Hernawati Hernawati
ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Vol. 3 No. 5 (2025): September: ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat
Publisher : Asosiasi Periset Bahasa Sastra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/aspirasi.v3i5.2245

Abstract

PayLater services are becoming increasingly popular among the public, offering convenience and flexibility in meeting daily needs and lifestyle demands. However, uncontrolled use has the potential to cause financial problems that significantly impact both mental and physical health. This community service activity aims to increase the understanding of community leaders regarding healthy financial management and the health risks that may arise from a PayLater-based consumer lifestyle. The outreach program was conducted by KKM students from Bina Bangsa University Group 22 in Banjar Negara Village, Ciwandan District, Cilegon City, with 30 participants consisting of local RT and RW heads. Methods used included interactive lectures, discussions, and question-and-answer sessions that encouraged active participation and contextual sharing of experiences. The results of the activity showed an increase in participants’ awareness of the importance of financial literacy as an integral part of maintaining overall quality of life. Participants recognized that financial health is closely related to mental well-being, as excessive financial pressure can trigger stress, anxiety, and even chronic illnesses. The program also emphasized practical strategies such as budgeting, distinguishing needs from wants, and limiting PayLater use to essential needs only. It is expected that RT and RW heads who have participated can act as educational agents in their communities, spreading financial literacy and awareness of health risks. In the future, similar programs need to be expanded to other community groups, supported by digital media and cross-sector collaboration to create a financially independent and physically and mentally healthy society.
Co-Authors , Sindi Ade Purnama Andini Oktavia Widayanti Andinin Oktavia Widayanti Aris Singgih Budiarso Ayu Sabila Dede San San Ramlan sandiyana DennyApriani Fahri Hafidz Fajarwati, Noerma Kurnia Hernawati Hernawati Ilham Rahmansyah Lina Marlina Lukmannul Haqim Lubay Luthfi Nur’azkiya Muhammad Hilal Nurazizi Saleh Resti Sughiarti Rina Trisna Yanti Rizki Amilia Siti Hanila Sri Wahyuni Suparti Suparti Triastuti Wuryandari Vivi Silawati Wahyu Winda Asmara Wildan Alfia Nugroho Wiwik Priyatin Yenny Aulya Yusuf Muhyiddin