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PEMBERDAYAAN EKONOMI PEREMPUAN PERSPEKTIF GENDER DAN EKONOMI ISLAM: Studi Kasus Akses Pengusaha UMKM Perempuan Terhadap Lembaga Keuangan Syariah BMT di Palembang Dwi Budiarto; Maftukhatusolikhah Maftukhatusolikhah
I-Finance Journal Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i1.3715

Abstract

Usaha kecil di Indonesia masih terus didominasi pelaku usaha mikro, di sisi lain UMK kesulitan mengakses pembiayaan dari bank, terlebih UMK yang dilakukan oleh perempuan, yang bisa jadi dipengaruhi oleh berbagai faktor termasuk gender bias. Dengan tingginya gap perekonomian, maka lembaga keuangan dengan karakteristik yang sesuai dengan pelaku UMK perempuan sangat dibutuhkan. Dalam konteks tersebut tulisan ini melakukan kajian tentang pemberdayaan ekonomi perempuan, dengan menggunakan kerangka analisis gender dan perspektif ekonomi Islam. Untuk memperkuat data penelitian, studi kasus dilakukan terhadap akses perempuan pada lembaga keuangan berbasis syariah Baitul Maal wa at-Tamwil di Kota Palembang. Pemilihan Lembaga Keuangan Syariah berupa BMT dilakukan karena segmentasi BMT yang lebih akomodatif terhadap pengusaha-pengusaha UMK yang relative tidak “bankable”. Penelitian bersifat qualitatif, yang menunjukkan hasil bahwa BMT merupakan Lembaga Keuangan berbasis syariah yang accessible atau memberikan akses yang terbuka dan luas bagi para pengusaha perempuan, hal ini dapat dilihat dari relative banyaknya perempuan yang menjadi nasabah pada beberapa BMT di Palembang. BMT dengan produk-produknya, merupakan lembaga keuangan yang sensitif gender’ dan bisa semakin mendorong terwujudnya gender equalities, karena secara demikian BMT telah menganggap penting potensi, partisipasi, dan akses pengusaha UMK Perempuan terhadap sumber-sumber keuangan
Peningkatan Keuangan Keluarga Dalam Perspektif Maqashid Syari'ah (Studi Pada Driver Gojek dI Kota Palembang) Abdullah Sahroni; Maftukhatusolikhah Maftukhatusolikhah
I-Finance Journal Vol 6 No 2 (2020): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v6i2.6912

Abstract

This research aims to discuss the increase in family income obtained by motorbike drivers in Palembang. The existence of a motorcycle taxi is one of the factors reducing the unemployment rate which will have an impact on increasing income and family welfare. Maqashid Shari'ah is used to see the impact of the phenomenon of increasing income on family welfare with five basic principles; hifz din, hifz nafs, hifz ‘aql, hifz mal and hifz nasab, with three levels of Daruriyyat, Hajiyyat and Tahsiniyyat. This research is a field research. This research is field research, the method used in this research was collaborative both qualitative and quantitative by distributed questionairre to respondents who became research's sample by some measurement cryterias with 5 assesment criteria and interview towards some informants to strenghten questionairre result. The technique of determining sample by using purposive sampling and analysis technique data questionairre by using quantitative descriptive and qualitative analysis with triangularltion approacment Magashid Suar'i. The result showed that there was an increasing income earned by the Gojek's drivers in Palembang city compare to other previous job before becoming a Gojek driver and also affecting family's prosperity
Mempertimbangkan Tingkat Maqasid asy-Syari’ah dalam Penentuan Anggaran Belanja Pemerintah (Evaluasi terhadap APBN 2008-2013) Maftukhatusolikhah Maftukhatusolikhah
Intizar Vol 21 No 1 (2015): Intizar
Publisher : Pusat Penelitian dan Penerbitan Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The result of a study evaluating three things, namely: how to position maqasid ash-Shari'ah in the perspective of Islamic economy, how to determine the state budget according to the perspective of maqasid ash-Shari'ah, and how to distribute  the state budget based on the perspective of maqasid ash-Shari'ah.  It can be concluded that at first the state budget should be based on five aspects: the maintenance of religion, life, lineage, sense and treasure. Second, according to maqasid ash-Shari'ah by using domain analysis and looking at the realization of state budget in 2008–2013, the budget did not describe the level of the existing maqasid ash-Shari'ah or in the moderate level. It can be seen from the hierarchy pooling of maqasid ash-Shari'ah that the maintainance of life (hifdzu an-nafs) ranks first with a total budget of Rp. 137.4 trillion; followed by the maintenance of treasure (hifdzu al-mal) with a total budget of 122.9 trillion; maintenance of sense (hifdzu al-aql) with a total budget of 121 trillion; maintenance of religion (hifdzu ad-din) with a total budget of 40.6 trillion; and maintenance of lineage (hifdzu an-nasl) with a total budget of 12.4 trillion.  
Analisis peran pembiayaan BMT Syariah Al-Azhaar terhadap peningkatan kesejahteraan anggota perspektif Maqashid Syariah Rahmat Imanto; Maftukhatusolikhah Maftukhatusolikhah; Ulil Amri
Jurnal Paradigma Ekonomika Vol. 16 No. 4 (2021): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v16i4.14641

Abstract

This study aimed to analyze the role of financing products at BMT Syariah Al-Azhaar Lubuklinggau city, which was rolled out to members and customers of BMT Syariah in improving customer welfare. This study uses a descriptive qualitative method with a case study approach at BMT Syariah Al-Azhaar, Lubuklinggau City, as a research object. The sample used in this study is the customers/members of BMT Syariah Al-Azhaar who get financing products. The data collection of this research used an in-depth interview method. The data obtained were then analyzed using descriptive analysis. The results of this study are BMT Syariah Al-Azhaar, through financing, plays a significant role in improving the welfare of its members. Interest is measured using five indicators of the maintenance of basic needs based on the objectives of maqashid sharia, namely the care of religion, the maintenance of the soul, the maintenance of the mind, the maintenance of offspring, and the maintenance of a property. The increase in welfare experienced by members varies. In general, there is an increase in welfare as measured by the five indicators.
Pengembangan Wawasan Islam Kebangsaan Mahasiswa Melalui Konseling Sebaya di Masjid Kampus Lukman Fauroni; M. Rusydi; Maftukhatusolikhah Maftukhatusolikhah; Nur Mukhlis Zakaria
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol 4 No 2 (2019)
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v4i2.558

Abstract

Radicalism can pervade in all religions, the only difference lies in the model of expression and intensity. Symptoms in the realm of student religious life are beginning to be revealed. In the context of Islam, the participation of university mosques will have a significant impact in solving the problems of religious and national relations with the creation of a peaceful academic culture. Through literature studies, mosques can become facilitators for student congregations to be directly involved in overcoming peer problems, especially in promoting an anti-violence national Islam.
Expanding Women’s Access To The Banking Sector: (Analysis of Perceptions, Behavior, Culture, And Social Class of Female Customers Towards The Effectiveness of Working Capital Financing At Islamic Banking In Palembang) Maftukhatusolikhah Maftukhatusolikhah; Siti Mardiyah; Erdah Litriani; Sri Delasmi
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 1 NO. 2 DECEMBER 2017
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i2.1014

Abstract

The increase in micro, small, and medium enterprise (UMKM) units managed by women has contributed a positive impact on reducing poverty rates. The data highlighting lack of female entrepreneurs of UMKM who used and/or are supported with financing facility from banks have led to some emerging questions to be discussed. This present study promotes significance, namely: 1) The effectiveness of financing tends to affect the banks’ performance through created demands; 2) The results of this study are expected to enhance the attention of Islamic banking to female customers by increasing the allocation of financing for those customers; 3) The further implication of these findings is the increase in national economic growth from the UMKM actuated by women; 4) The broader implication is the reduction of working women at high risks because of the conducive business climate in Indonesia with the support of the banking sector. Therefore, this quantitative research that was conducted with regression analysis focused on the internal factors to analyze perceptions, behavior, culture and social class of female customers towards the effectiveness of working capital financing at Islamic banking in Palembang. The findings revealed that the variable of perceptions gave a positive effect on the effectiveness of financing of 0.316, behavior showed a positive impact on the effectiveness of financing of 0.676, culture noted a positive influence on the effectiveness of financing of 0.346, whereas social class demonstrated a negative impact on the effectiveness of the financing of -0.14.
SOCIAL SAFETY NET PADA PROGRAM KELUARGA HARAPAN (PKH) DALAM MENINGKATKAN KESEJAHTERAAN KELUARGA MISKIN DI KOTA PALEMBANG Muhammad Robby Kaharudin; Heri Junaidi; Maftukhatusolikhah Maftukhatusolikhah
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 7, No 2 (2020): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v7i2.2020.261-274

Abstract

Penelitian ini bertujuan untuk menganalisa efektivitas pelaksanaan PKH dalam meningkatkan kesejahteraan keluarga miskin di Kota Palembang dalam perspektif Ekonomi Islam. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan pendekatan Deskriptif kualitatif Teknik sampling dalam penelitian ini yaitu purposive sampling dan snowball sampling, Dengan mengumpulkan data melalui wawancara dan dokumentasi. Data primer di peroleh dari Dinas sosial kota Palembang, Koordinator PKH Kota Palembang, Pendamping Kecamatam Ilir Barat Dua Palembang, serta Peserta PKH yang dipilih berdasarkan syarat-syarat tertentu. Hasil penelitian ini menyimpulkan bahwa Pelaksanaan PKH telah berjalan dengan efektif di Kota Palembang dan sesuai dengan tujuan program. PKH juga telah memberikan dampak positif terhadap peningkatan kesejahteraan ekonomi keluarga miskin di Kota Palembang khususnya kecamatan Ilir Barat Dua Palembang, Namun kesejahteraan tersebut tidak diiringi pada tingkat kesadaran dalam menjalankan aktivitas ibadah (agama). Padahal dalam Ekonomi Islam untuk mengukur tingkat kesejahteraan keluarga harus mempertimbangkan indikator Religion. 
AKAR TEOLOGIS KETIMPANGAN GENDER: Pemikiran Feminisme Riffat Hassan Maftukhatusolikhah Maftukhatusolikhah
Millah: Journal of Religious Studies Vol. II, No.1, Agustus 2002
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol2.iss1.art8

Abstract

The consciousness of gender discrimination which causes discrimination treatment toward man and women, emerges feminism movement around the world, including the Islamic World. It can be proven by emergence of some Muslims who involve infeminism movement in Muslim countries. One of them is Riffat Hassan, theologian-feminist who is born in Lahore, Pakistan. Feministic thought of Riffat Hassan is a formulation from complex situation, which is influenced by elements of culture, society, politic, and her education. The interesting thing of Riffat Hassan's thought is her effort to search theological doctrine (Qur 'an and Hadits). According to Riffat, some Muslim interpreters, who are men intentionally misinterpret it. Therefore, Riffat devotes her ability to reinterpret the theological doctrines. Even, she tries to criticize authenticity and authority of Hadith, which is used by the classical interpreters as basic of their opinion. This study will discus and criticize thought of Riffat Hassan who tries to explain eternal prophetic message of Qur'an, especially verses pertaining to women in the context of time and space, it will produce new reading of Qur'an, infeminism perspective.       
Analisis Keputusan Pembelian Dengan Religiusitas Sebagai Variabel Intervening Yasika, Regi; Maftukhatusolikhah, Maftukhatusolikhah; Sumantri, Rinol
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.42481

Abstract

The development of increasingly modern times makes competition in the business world increasingly fierce. Every producer always carries out innovation and creativity regarding culinary products with the aim of increasing sales of their products. Lubuk Linggau City is one of the cities in South Sumatra which has diverse culinary tourism and the population is predominantly Muslim. So it is interesting to see what factors are most prioritized in the choice of purchasing products consumed by Muslim consumers. This research aims to analyze Muslim consumers' purchasing decisions on food products in Lubuk Linggau City. This type of research is quantitative research. Data were collected through questionnaires and processed using the SmartPLS 4 statistical tool. Secondary data was obtained using questionnaires and documents taken from Muslim consumers in the city of Lubuk Linggau. The results of the research show that (1) The halal label variable has a positive effect on religiosity (2) The halal awareness variable has a positive effect on religiosity (3) The halal label variable has a positive effect on purchasing decisions (4) The halal awareness variable has a positive effect on purchasing decisions (5) The variable religiosity has a positive influence on purchasing decisions (6) Religiosity is able to mediate the positive influence of halal labels on purchasing decisions (7) Religiosity is able to mediate the positive influence of halal awareness on purchasing decisions.
Pengaruh Pengangguran dan Inflasi terhadap Tingkat Kemiskinan di Sumatera Selatan Tahun 2015-2019 Mardiatillah, Rezki; Panorama, Maya; Maftukhatusolikhah, Maftukhatusolikhah
Intelektualita Vol 10 No 2 (2021): Jurnal Intelektualita: Keislaman, Sosial, dan Sains
Publisher : Wakil Rektor III Bidang Kemahasiswaan dan Kerjasama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intelektualita.v10i2.8825

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh pengangguran dan inflasi terhadap tingkat kemiskinan di Sumatera Selatan. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan eksplanasi. Sumber data primer yang digunakan adalah data Badan Pusat Statisktik (BPS) dan cross section dari provinsi Sumatera Selatan dari tahun 2015-2019. Data dianalisis melalui uji normalitas, uji multikolinearitas, uji autokorelasi, uji heterokedastisitas, uji T, uji F dan koefisien determinasi. Penelitian ini menyimpulkan bahwa pengangguran dan inflasi berpengaruh positif terhadap kemiskinan di provinsi Sumatera Selatan.