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All Journal Jurnal Iqtisad Jurnal Paradigma Ekonomika At-Taradhi: Jurnal Studi Ekonomi Nurani: Jurnal Kajian Syariah dan Masyarakat Bina Al-Ummah I-Finance Journal Jurnal Intelektualita: Keislaman, Sosial, dan Sains Intizar Mazahib NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jesya (Jurnal Ekonomi dan Ekonomi Syariah) International Journal of Islamic Business and Economics (IJIBEC) Syntax Idea Jurnal Nuansa Akademik: Jurnal Pembangunan Masyarakat Jurnal Iqtisaduna Mazahib: Jurnal Pemikiran Hukum Islam Millah: Journal of Religious Studies Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan Jurnal Ekonomi, Manajemen, Akuntansi
MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH
Universitas Islam Negeri Raden Fatah Palembang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Badan Usaha Milik Desa dan Pemberdayaan Ekonomi Masyarakat di Desa Rotan Mulya Purnomo, Rino; Maftukhatusolikhah, Maftukhatusolikhah; Rusydi, M
Intelektualita Vol 10 No 2 (2021): Jurnal Intelektualita: Keislaman, Sosial, dan Sains
Publisher : Wakil Rektor III Bidang Kemahasiswaan dan Kerjasama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intelektualita.v10i1.8911

Abstract

Penelitian ini bertujuan untuk mengetahui strategi dan efektifitas BUMDes Mulya Bersama Desa Rotan Mulya dalam pemberdayaan ekonomi masyarakat. Penelitian ini merupakan penelitian lapangan (field research) yang menggunakan pendekatan deskriptif kualitatif. Teknik sampling dalam penelitian ini yaitu purposive sampling dan snowball sampling, dengan mengumpulkan data melalui wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa pemberdayaan masyarakat melalui BUMDes berjalan dengan baik melalui tahap-tahap penyadaran, pelatihan, pendampingan dan evaluasi dan memiliki beberapa unit usaha seperti perdagangan, pangkalan LPG, layanan digital, keuangan dan Pembiayaan. Kesimpulan dari hasil penelitian ini bahwa dengan adanya pemberdayaan masyarakat melalui BUMDes diharapkan dapat memanfaatkan potensi alam yang ada di daerah tersebut.
Pengaruh Penggunaan M-Banking terhadap Minat Nasabah dalam Bertransaksi di Bank Sumsel Babel Syariah Menggunakan Pendekatan Technology Acceptance Model Triani, Yesi; Maftukhatusolikhah, Maftukhatusolikhah; Sumantri, Rinol
Intelektualita Vol 11 No 1 (2022): Jurnal Intelektualita: Keislaman, Sosial, dan Sains
Publisher : Wakil Rektor III Bidang Kemahasiswaan dan Kerjasama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/intelektualita.v11i1.9172

Abstract

Tujuan penelitian ini adalah untuk mengetahui Apakah Usefulness mempengaruhi minat nasabah bertransaksi menggunakan mobile banking pada Bank Sumsel Babel Syariah. Jenis penelitian ini adalah penelitian lapangan (field research) yakni pengamatan langsung terhadap obyek yang diteliti guna mendapatkan data yang relevan. Metode yang digunakan dalam penelitian ini adalah dengan menggunakan metode penelitian analisis kuantitatif, yaitu menggunakan analisis data secara mendalam dalam bentuk angka. Penulis melakukan pengumpulan data dengan beberapa tahap yaitu : Observasi, wawancara, dan studi pustaka. Sumber data yang digunakan dalam penelitian ini yaitu data primer dan menggunakan Kuesioner sebagai teknik pengumpulan data yang akan diteliti Sampel yang digunakan dalam penelitian ini adalah mahasiwa UIN Raden Fatah Palembang yang menggunakan Mobile Banking. Populasi dalam penelitian ini adalah mahasiswa yang menggunakan layanan mobile banking yang berjumlah 30 orang responden yang beragam-ragam. Hasil dari peneltian ini adalah diketahui bahwa nilai Fhitung = 11,259 dengan tingkat signifikansi sebesar 0,003 < 0,05 maka model regresi dapat dipakai untuk memprediksikan variabel Minat atau dengan kata lain ada pengaruh Usefulness (X) terhadap variabel Minat (Y). Koefisien regresi X sebesar 0,727 menyatakan bahwa setiap pertambahan 1% nilai Usefulness, maka nilai Minat bertambah sebesar 0,727 Koefisen regresi tersebut bernilai positif, sehingga dapat dikatakan bahwa arah pengaruh variabel X terhadap Y adalah positif.
Implementasi Pendidikan Kemandirian Di Pesantren Mahasiswa Garawiksa Yogyakarta Santoso, Fattah Setiawan; Nasruddin, Muhammad; Siswadi, Siswadi; Imroatun, Imroatun; Maftukhatusolikhah, Maftukhatusolikhah
Asas Wa Tandhim: Jurnal Hukum, Pendidikan Dan Sosial Keagamaan Vol. 1 No. 1 (2022)
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (196.81 KB) | DOI: 10.47200/awtjhpsa.v1i1.1409

Abstract

The purpose of this study was focused on deepening independent character learning through Islamic Religious Education (PAI) at the Garawiksa Student Islamic Boarding School Yogyakarta (PMGY). Such research has had a great impact on the consistency of PAI in pesantren while still following the initial goal of the pesantren institution in educating its students to be able to live independently which is beneficial for the surrounding community. Through qualitative research with a case study pattern, it can be concluded that independence education at PMGY is directed at its basic values ​​with the dimensions of developing the spirituality, intellectuality and professionalism of the students. Such PAI was then supported by inculcating the values ​​of togetherness and simplicity through pesantren policies. The figure of a democratic caregiver/kyai with an interaction pattern that prioritizes a cultural approach has offered pesantren programs that can explore the full potential and uniqueness of each student so that they are accustomed to solving problems independently.
PROFIT EQUALIZATION RESERVE AND DSN MUI NO: 127/DSN-MUI/VII/2019 IN MAQASHID SYARIAH PERSPECTIVE Safitri, Nurfala; Maftukhatusolikhah, Maftukhatusolikhah
Nurani Vol 21 No 1 (2021): Nurani: jurnal kajian syari'ah dan masyarakat
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v21i1.8340

Abstract

This study aims to analyze the application of Profit Equalization Reserve (PER)and its relationship with the DSN MUI fatwa NO: 127 / DSN-MUI / VII / 2019 in the view of maqasid sharia.PER is used to maintain the competitiveness of yields in Islamic banking. The reserve fund can be used when the sharing of financing results goes down. That way, depositors' interest is maintained, because the reduced profit sharing can be covered with reserve funds. Based on existing sources, the authors argue that PER can be applied in the Islamic economic financial system as long as it does not violate existing regulations. However, the application of PER is not only applied to Islamic banking but also applies to the sukuk wakalah bil al istithmar.This is evidenced by the existence of the term PER which is allowed in DSN MUI NO: 127 / DSN-MUI / VII / 2019 concerning Sukuk wakalah bi al-Istithmar. The reason for the inclusion of PER in DSN MUI NO: 127 / DSN-MUI / VII / 2019 is because the result of the consideration of the meaning of Wakalah bi al-Istithmar is the wakalah contract to invest and develop Muwakkil's assets either in return (Wakalah bi al-Ujrah) or without compensation(Wakalah bi ghairi al-Ujrah).
Pengaruh Kesadaran Lingkungan, Iklan Ramah Lingkungan, Dan Harga Terhadap Minat Menggunakan Panel Surya Atap Dita Fadhila; Maftukhatusolikhah Maftukhatusolikhah; Peny Cahaya Azwari
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1739

Abstract

Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh kesadaran lingkungan, iklan ramah lingkungan dan harga terhadap minat masyarakat menggunakan panel surya atap di Kota Palembang, dan melihat apakah kepercayaan konsumen dapat memediasi kesadaran lingkungan, iklan ramah lingkungan dan harga terhadap minat masyarakat. Teknik analisis data menggunakan analisis kuantitatif dengan path analysis. Alat analisis menggunakan aplikasi SmartPLS 3.0. Populasi dalam penelitian ini adalah seluruh pelanggan rumah tangga PT. PLN ULP Wilayah Rayon Rivai di Kota Palembang. Sampel berjumlah 128 responden yang dipilih secara purposif. Teknik pengumpulan data primer berupa penyebaran kuesioner dengan menggunakan skala likert. Hasil penelitian menunjukan bahwa : Kesadaran Lingkungan dan harga tidak berpengaruh terhadap Minat Masyarakat namun Iklan Ramah Lingkungan berpengaruh secara positif dan signifikan terhadap Minat Masyarakat. Kesadaran Lingkungan, Iklan Ramah Lingkungan dan harga berpengaruh secara positif dan signifikan terhadap Kepercayaan Konsumen. Di sisi lain Kepercayaan Konsumen berpengaruh secara positif dan signifikan terhadap Minat Masyarakat. Selain itu Kepercayaan Konsumen mampu memediasi Kesadaran Lingkungan, Iklan Ramah Lingkungan dan Harga terhadap Minat Masyarakat yang ditunjukkan perhitungan Indirect Effect.
Strategy for Sustainable Halal Tourism Development in Perlang Village, Bangka Belitung Islands Province, Indonesia Maftukhatusolikhah, Maftukhatusolikhah; Handayani, Disfa Lidian; Pratomo, Nardi; Iqbal, M.; Litriani, Erdah
Mazahib Vol 23 No 2 (2024): VOLUME 23, ISSUE 2, 2024
Publisher : Fakultas Syariah UINSI Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/mj.v23i2.8968

Abstract

In developing halal tourism, enhancing competitiveness must also address other important issues, such as environmental sustainability. After Covid-19, environmental issues increased along with the growth of halal tourism. Consequently, it is essential to implement effective strategies for developing halal tourism. Perlang is one of the villages that has succeeded in turning former mining land into a tourist attraction, and is recognized as one of the 50 best tourist attractions in Indonesia. This research aims to see how specific strategies have been used in developing a tourist village with the concept of sustainable halal tourism. It also looks at how the strategy model is effectively utilized to realize a tourist village concept that carries halal and sustainable values. It employs a qualitative method with a case study of Perlang Village by exploring documentation, observation, interviews, and Focus Group Discussions. The results showed that the Sustainable and Responsible Halal Tourism development model in Perlang fulfills the indicators that make it attractive, authentic, and consistent with halal principles, aligned with achieving sustainable development goals. The benefits of this tourist destination can be felt by the wider community inclusively and future generations.
Dampak Ekonomi Fintech dalam Perspektif Maqasid Al-Syariah Maftukhatusolikhah Maftukhatusolikhah; M. Iqbal; Qodariah Barkah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 2: Januari-Juni 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v2i2.3166

Abstract

There is a deeply gap in credit distribution that could distributed by the bank escpecially in the covid pandemic era. From Rp1.600 billion credits existing in society is only Rp 600 bankable. The rest (Rp 1.000 billion) is unbankable and has potential FinTech business overdraft. A big question rises to this research is how impact of FinTech in the economic growth’s frame work and how impact of FinTech in the maqasid al-Syariah’s perspectif. Diver from previous research that mainly explored the FinTech from economic and finance perspectives, this research is likely as a basic exploration that explores the FinTech in the sense of economics growth and maqasid al-Syariah. A deeply elaboration on FinTech issues related to economic growth frame works and Maqasid al-Syariah in more systimatic ways. FinTech has a positive impact on 4 (four) component namely, on consument, individual investor, firms, and goverment.
Civil Society dan Pemberdayaan Ekonomi Masyarakat Melalui Masjid Rusydi, Muhammad; Maftukhatusolikhah., Maftukhatusolikhah
BINA' AL-UMMAH Vol 15 No 2 (2020)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/bu.v15i2.7793

Abstract

This article aims to offer a concept of overcoming the effects of the Covid-19 pandemic by empowering the communities economic through mosques movement as civil society approach. That merely government efforts can’t solve communities’ economic problems, so mosques civil society based movement could be one of the actual modern discourses to be "glimpsed". In order to provide opportunities to alternatives in helping goverment in improving the welfare of its people. Civil society in economic perspective is  community’s efforts aim to protect people against the uncertainty of the global economy and freeing people from the clutches of conglomeration done by creating an independent economic network. Therefore the bargaining position of civil society as a catalyst of dialogue, balancing interests, picking up signals, and in mobilizing the collective action of various state institutions, markets, and society has a strategic role.
Co-Authors Abdullah Sahroni Al Firdaus Disfa Lidian Handayani Dita Fadhila Dwi Budiarto Erdah Litriani Fattah Setiawan Santoso Firdaus, Al Heri Junaidi Imroatun Imroatun Litriani, Erdah Lukman Fauroni M Rusydi, M M. Iqbal Mardiatillah, Rezki Maya Panorama, Maya Mudinillah, Adam Muhammad Iqbal Muhammad Nasrudin Muhammad Robby Kaharudin Muhammad Rusydi Muhammad Rusydi Nur Mukhlis Zakaria Pratomo, Nardi Purnomo, Rino Qodariah Barkah Rahmat Imanto Rinol Sumantri Safitri, Nurfala Siswadi Siswadi Siti Mardiyah Sri Delasmi Sri Delasmi Jayanti Triani, Yesi Ulil Amri Yasika, Regi