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All Journal Holistik: Journal For Islamic Social Sciences Jurnal Orasi Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Jurnal Akta Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Yustitia Equalita: Jurnal Studi Gender dan Anak
Leliya Leliya
Fakultas Syariah, UIN Siber Syekh Nurjati Cirebon
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The Urgency of Deriving Islamic Law to Ensure Legal Certainty in Indonesia’s Sharia Financial System Hafizd, Jefik Zulfikar; Khoirudin, Ahmad; Deviana Putri, Zelanti; Arifah, Nur; Leliya, Leliya
JURNAL AKTA Vol 13, No 1 (2026): March 2026
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v13i1.50532

Abstract

Ensuring legal certainty in Indonesia’s Sharia financial system requires more than formal regulations; it depends on the methodologically accountable derivation of Islamic law (ijtihād) to translate Sharia principles into clear, consistent, and enforceable standards for products, supervision, and dispute resolution. Rapid innovation in financial instruments, increasing regulatory complexity, and the value-based nature of Sharia norms intensify the need for institutional ijtihād that preserves the integrity of the Sharīʿah while remaining operational within a codified national legal order. Normative legal analysis, supported by a focused literature review and an examination of relevant statutory, regulatory, and fatwa materials, is complemented by limited field evidence drawn from purposive interviews with key stakeholders—namely a regional MUI chair, legal scholars, Sharia economics experts, and academics—to validate the practicality and institutional relevance of the arguments advanced. Five integrated strategies are advanced for regulatory strengthening: deepening maqāṣid al-sharīʿah as a normative framework, integrating contemporary ijtihād into regulatory structures, harmonizing institutional roles among DSN–MUI, Otoritas Jasa Keuangan (OJK), and Sharia financial institutions, strengthening education and applied research in Islamic economic law, and pursuing limited codification and standardization of Sharia products. Legal certainty is thereby positioned as an outcome of coherent governance and disciplined Islamic legal reasoning, supporting a Sharia financial system that is substantively just, predictable, and sustainable.
Co-Authors ansori, saeful Arrizky, Muhammad Fadel Asep Saepullah, Asep Bakhri, Syaeful budiyanti, setia Deviana Putri, Zelanti Fatakh, Abdul Faturrohman Faturrohman Fifi Afiyah Hariman Dianofita Jefik Zulfikar Hafizd Khoirudin, Ahmad Kusnilah . Latip Purnama Muhamad Mujahidin Mujahidin, Muhamad Mujahidin, Muhamad Nugraha, Farha Bayu NUR ARIFAH Nursyamsudin Nursyamsudin saeful ansori Shodikin, Akhmad Siti Maghfiroh Siti Maghfiroh Sugianto Sugianto Sugianto Sugianto Ubaidillah . Ubaidillah Ubaidillah Ubaidillah, Ubaidillah Wildanuddin, Muhamad Dadan Zainul Alim