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FINANCIAL TECHNOLOGY AND DEMOGRAPHIC FACTORS ON WELFARE ANALYSIS Agustin, Grisvia; Abbas, Muhammad Hasyim Ibnu; Dwiputri, Inayati Nuraini; Prastiwi, Lustina Fajar
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.3290

Abstract

Financial technology is very useful in facilitating financial transactions worldwide. It was created to make getting funds and managing finances easier, which can improve people’s welfare. However, it also poses a threat in the form of loans from financial technology lending companies that are not licensed and illegally operate so that customers can be bound by huge interest rates and terrorized by debt collectors. Therefore, this study aims to analyze literacy about financial technology and demographic factors that affect welfare. The analysis results show that most respondents are still ignorant or do not understand the benefits of fin-tech for improving their welfare, and the respondents’ welfare is only affected by age. Although 92% of respondents have savings, these savings do not use fin-tech. Fin-tech is still seen as something that plunges like a shark loan trap, so most respondents still avoid fin-tech for their financial management. Respondents still do not use fin-tech optimally and urgently need education and socialization related to fin-tech.
Studi Komparasi Metode Pembelajaran dalam Meningkatkan Literasi Keuangan di Masa Pandemi Covid-19 Satrio, Yogi Dwi; Handayani, Sri; Abbas, Muhammad Hasyim Ibnu; Kustiandi, Januar
Jurnal Pendidikan Ekonomi Undiksha Vol. 12 No. 1 (2020)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v12i1.25314

Abstract

The COVID-19 pandemic attack the economy and society. Economic activity collapses, the economic activity of the community experiences a setback due to many socio-economic restrictions. The logic of economic action from consumption and production works out of reason. Financial literacy cannot be separated in life. Financial literacy is an important skill that can be used to make economic decisions. Many pre-pandemic programs have been carried out to increase Financial Literacy. In the field of education students have been taught to be more sensitive in applied economics, only an evaluation tool for the effectiveness of methods that have not been accommodated. Researchers examine the condition of financial literacy at university level students. Based on the learning methods applied during the pandemic, using the score collection method. The analytical method used in this study was an independent t-test based on the teaching method implemented, respondents were divided into 2 group, 46  students in online learning classes and 46 students in game based learning classes. The results showed that the learning method at home learning was not significant enough to develop individual financial literacy.
DIGITALISASI PENGELOLAAN PAM DESA BUMDES SEKAR ABADI DESA SUMBERSEKAR, KECAMATAN DAU, KABUPATEN MALANGHerdi Budiman Abbas, Muhammad Hasyim Ibnu; Istiqomah, Ni’matul; Dharma, Buyung Adi
Jurnal Pepadu Vol 5 No 4 (2024): Jurnal PEPADU
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v5i4.5889

Abstract

Tujuan dari pengabdian ini adalah untuk membantu para pengelola PAM Desa Sekar Abadi untuk bertransformasi secara digital melalui berbagai kegiatan pelatihan dan pendampingan dalam penggunaan aplikasi inovatif dalam pengelolaan data penggunaan Air bernama pamsekar.com, yang diawali dengan pengisian data secara manual kemudian diubah menjadi digital mereka dapat membuatnya lebih mudah bagi manajer untuk menjalankan bisnis. Kegiatan pelayanan dilakukan dengan cara transfer knowledge untuk memperkenalkan sistem informasi digital di pamsekar, kemudian mendukung kunjungan rutin dan verifikasi penggunaan aplikasi sesuai dengan dokumentasi yang disediakan dan selalu mendiskusikan perkembangan teknologi dan manajemen perusahaan. Selain itu, evaluasi juga dilakukan untuk memverifikasi bahwa aplikasi pendukung sistem informasi ini telah dilengkapi dengan benar dan mengikuti instruksi saat melakukan transfer pengetahuan. Dengan meningkatnya kapabilitas digital bagi pengelola PAM Desa Sekar Abadi diharapkan pelayanan kepada masyarakat pelanggan menjadi lebih baik.
Good Governance Indonesian Forestry: A Fair Justice System Dwiputri, Inayati Nuraini; Prastiwi, Lustina Fajar; Abbas, Muhammad Hasyim Ibnu; Sumanto, Agus; Isupova, Ekaterina
International Journal of Qualitative Research Vol. 5 No. 2 (2025): November
Publisher : CV. Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47540/ijqr.v5i2.2361

Abstract

Many studies have identified the relationship between corruption and the socio-economic life of society. Generally, the results of research indicate that corruption is detrimental to the economy and society. Corruption can create burdens for society, companies, and the government. Therefore, the impact of corruption is calculated as a state loss. Corruption in the form of embezzlement occurs frequently in both the public and private sectors. Bribery and extortion are common in the public sector. Several studies related to corruption have identified the effects of corruption on social and economic life. Other studies have identified the implementation of corruption in the public and private sectors. This study will discuss the law enforcement of corruption. It identified decisions of law enforcement at the Supreme Court, specifically regarding corruption in the forestry sector. This study used content analysis to identify Supreme Court decision documents. The results indicate that a significant amount of corruption results from illegal land transfer and forest land ownership. The content analysis indicated that the Supreme Court's judicial system, particularly regarding corruption in the forestry sector, is quite fair. However, further analysis is needed regarding the sentences given to the defendants to decrease corruption.
SANTRIPRENEUR: Program Peningkatan Kemampuan Berwirausaha Santri Pondok Pesantren melalu Pelatihan Sablon Digital Abbas, Muhammad Hasyim Ibnu; Sumarsono, Hadi; Satrio, Yogi Dwi; Priambodo, Magistyo Purboyo
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 2, No 2 (2019): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v2i2.94-100

Abstract

Pengabdian Kepada Masyarakat is a program with a mission to implement the development of science and technology from tertiary institutions to the community to support and improve the welfare of the community. In this entrepreneurship development program, the team conducted production training in the creative industry sector in the form of screen printing expertise at Anwarul Huda Islamic Boarding School in Malang. The students are deemed necessary to be given assistance to increase economic independence. In addition, this is also supported by Anwarul Huda Islamic Boarding School in Malang which allows students to become entrepreneurs to create economically independent students. Through this community service program which will be carried out by Lecturers from the UM Research and Community Service Institute (LP2M), in collaboration with practitioners in the field of creative industries, new entrepreneurs and students in the field of creative industries are expected to be born, and can manage businesses better. This activity is divided into four stages namely observation of partner needs analysis, Socialization, Training, and Assistance.
FINANCIAL TECHNOLOGY AND DEMOGRAPHIC FACTORS ON WELFARE ANALYSIS Grisvia Agustin; Muhammad Hasyim Ibnu Abbas; Inayati Nuraini Dwiputri; Lustina Fajar Prastiwi
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University, Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.3290

Abstract

Financial technology is very useful in facilitating financial transactions worldwide. It was created to make getting funds and managing finances easier, which can improve people’s welfare. However, it also poses a threat in the form of loans from financial technology lending companies that are not licensed and illegally operate so that customers can be bound by huge interest rates and terrorized by debt collectors. Therefore, this study aims to analyze literacy about financial technology and demographic factors that affect welfare. The analysis results show that most respondents are still ignorant or do not understand the benefits of fin-tech for improving their welfare, and the respondents’ welfare is only affected by age. Although 92% of respondents have savings, these savings do not use fin-tech. Fin-tech is still seen as something that plunges like a shark loan trap, so most respondents still avoid fin-tech for their financial management. Respondents still do not use fin-tech optimally and urgently need education and socialization related to fin-tech.
Increasing Internet Marketing Skills of Pesantren Anwarul Huda Students with Search Engine Optimization Tools Muhammad Hasyim Ibnu Abbas; Magistyo Purboyo Priambodo; Ahmad Fawaiq Suwanan; Syahrul Munir
International Journal Of Community Service Vol. 2 No. 1 (2022): February 2022 (Indonesia - Malaysia - Philippines)
Publisher : CV. Inara in Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v2i1.63

Abstract

In the modern era, pesantren is required to be an educational institution that is not only independent in religious academics but also independent in economy. There have started many pesantren that have profit-based business units. One of the pesantren that has several business units is Pondok Pesantren Anwarul Huda (PPAH) Malang City. PPAH has an independent business unit engaged in the creative industry, namely screen-printing merchandise which is the result of the LP2M Community Service team of Universitas Negeri Malang. However, there are still many shortcomings and obstacles experienced by partners, namely the PPAH digital screen-printing business called "Asyuro Produk". Among them is the still ineffective marketing of its products. This community service activity aims to improve the skills of students, especially those who are administrators of pesantren business units, in the field of digital marketing with methods of Search Engine Optimization (SEO). The outcome of this activity is the improvement of understanding and expertise of the queues in the field of digital marketing or internet marketing with the use of SEO.
Economic Education and The Spirit of Pancasila Economy Hari Wahyono; Muhammad Hasyim Ibnu Abbas; Sri Umi Mintarti Widjaja
International Journal Of Community Service Vol. 3 No. 2 (2023): May 2023 (Indonesia - Malaysia )
Publisher : CV. Inara in Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v3i2.155

Abstract

Neglecting the importance of economic education, both in the family environment, social environment, and especially in the arena of formal education can have a negative impact on both the micro and macro levels of economic life. At present the position of students' knowledge of ideology is minimal or they do not understand Pancasila ideology which is fundamental in life, both social, political, legal, and economic activities, therefore the teacher's role is very important in fostering student character and instilling Pancasila ideology from an early age. many economics teachers do not understand the essence of the Pancasila economy. This causes the learning process for students related to the economic insights of Pancasila can also be ascertained to be very lacking. This community service program aims to increase teachers' understanding of Pancasila Economy so that they can apply it in economics lessons in class. The objects in this community service activity are the teachers who are members of the Malang City Economics Teachers Association (MGMP). The many questions that arose during the activity indicated the teachers' interest in the implementation of Pancasila in every economic lesson in their respective classes. From this activity, it appears that many teachers lack an understanding of what the Pancasila Economy is. This is shown by the many questions that come in regarding how to teach Pancasila Economy in schools.
An Assessment of the Local Economic Development of Songkok Industry in Gresik, Indonesia Alya Rachma Fadhillah; Muhammad Hasyim Ibnu Abbas
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 13 No. 2 (2025): Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis - Desember 2025
Publisher : Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaemb.v13i2.9405

Abstract

The small and medium songkok industries in Gresik Regency have developed and spread to form centers, becoming superior products and objects of cultural advancement. This study aims to assess the condition of the Local Economic Development (LED) aspect, the overall condition of LED, and the LED strategy based on centers. Previous research on LED based on centers is still limited, as it only links variables without exploring the supporting aspects in more depth. This study applies a descriptive quantitative approach with RALED (Rapid Assessment Technique for Local Economic Development) data analysis using hexagonal PEL. Data were collected through LED questionnaires according to Bappenas guidelines. The results of the study showed that there were 2 aspects with very good conditions, namely Location Factors and Sustainable Development, 3 aspects of good conditions, namely Target Groups, Governance, and Management Processes, 1 aspect of poor conditions, namely Synergy and Policy Focus. Overall, the condition of LED has a good status. The strategy that needs to be applied to LED to run more effectively can be done by using the results of the analysis of the leverage factors in each aspect of LED.
A rational irrationality: Reviewing the Concept of Rationality in Conventional Economics and Islamic Economics Muhammad Hasyim Ibnu Abbas
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.6202

Abstract

In analyzing economic phenomena that occur in the midst of society, economists always use assumptions. Rationality is the most important assumption and becomes the main step in analyzing the phenomenon. Individuals in making decisions are assumed to be rational. Problems arise when rational human measurements for the economy of the classical generation are selfish and tend to be selfish. This article discusses how the assumption of rationality is debated among the three major streams of economics today. The three streams referred to are Classical-Neoclassical Economist, Behavioral Economist, and Islamic Economist. Neoclassical-Economist with the assumption that rational individuals are individuals who are concerned with personal desires, Economists of Behavior with the theory of Bounded-Rationality, and Islamic Economists with the argument that the main goal of humans is God.