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Transformasi digital BMT Surya Madani: Integrasi e-banking dan financial technology menuju implementasi open loop LKMS 2025 Isman Isman; Syamsul Hidayat; Noto Narwanto; Imron Rosyadi; Muthoifin Muthoifin; Setiawan Budi Utomo
BEMAS: Jurnal Bermasyarakat Vol 5 No 1 (2024): BEMAS: Jurnal Bermasyarakat
Publisher : LPPMPK-Sekolah Tinggi Teknologi Muhammadiyah Cileungsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37373/bemas.v5i1.1119

Abstract

Pelaksanaan pengabdian masyarakat adalah peningkatan kapasitas kelembagaan mitra yakni BMT Surya Madani, Ngemplak Boyolali untuk merespon implementasi kebijakan open loop bagi Lembaga Keuangan Mikro syariah yang berbadan hukum koperasi. Peningkatan kapasitas kelembagaan ini dilakukan dengan mendesain instalasi layanan e-banking dan financial technology. Kebijakan open loop menghadirkan tantangan signifikan terutama tuntutan kesesuaian antara regulasi dan praktik operasional. Dengan kegiatan pengabdian masyarakat ini, BMT Surya Madani dapat mengadopsi strategi integrasi berbasis teknologi dengan memperkuat literasi dan infrastruktur layanan e-banking. Hasil pengabdian menunjukkan perubahan signifikan yakni pasca kegiatan FGD BMT Surya Madani berhasil menyusun action plan transformasi dari close loop ke open loop dengan meningkatkan literasi dan menyebarkan informasi efektif melalui FGD. Roadmap ini memungkinkan identifikasi isu-isu operasional dan membuka peluang kreatif serta tanggapan proaktif terhadap tantangan yang muncul. Pelaksanaan pengabdian juga berhasil meningkatkan efisiensi lembaga melalui digitalisasi sistem informasi nasabah dan kearsipan, yang pada gilirannya mengarah pada pengurangan biaya operasional dan peningkatan daya saing BMT Surya Madani di pasar perbankan
Pelatihan Penulisan Artikel Ilmiah Populer bagi Warga Pimpinan Cabang Istimewa Muhammadiyah Pakistan Winny Perwithosuci; Imron Rosyadi
TAAWUN Vol. 4 No. 02 (2024): TA'AWUN AUGUST 2024
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v4i02.735

Abstract

This community service activity aims to provide training in writing popular scientific articles to improve the quality of writing by At Tanwir magazine contributors. Activities are carried out online and using the lecture method. This activity was attended by 25 participants from PCIM and PCIA Pakistan. The result of this activity is an increase in participants' understanding regarding writing popular articles. Community service activities run smoothly and successfully. The training material for writing popular scientific articles contains four (4) topics, namely: (1) motivation for writing, (2) basis for writing, (3) tips and tricks for writing, and (4) several things that must be considered when writing opinions and columns. After the material delivery session was completed, it continued with a discussion and question and answer session. The discussion and question and answer sessions also went well. Many participants interacted with the resource person to discuss the material presented. In the future, it is recommended that there be more intensive follow-up activities to improve participants' writing skills.
DETEMINASI NILAI PERUSAHAAN (STUDI PADA PERUSAHAAN SUB SEKTOR MAKANAN DAN MINUMAN DI BURSA EFEK INDONESIA) Dea Almira Devina; Imron Rosyadi
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 2 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i2.14778

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh solvabilitas, likuiditas, dan profitabilitas terhadap nilai perusahaan pada perusahaan manufaktur sub sektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia (BEI) periode 2021–2022. Solvabilitas diukur dengan Debt to Equity Ratio (DER), likuiditas diukur dengan Current Ratio (CR), dan profitabilitas diukur dengan Return on Equity (ROE), sedangkan nilai perusahaan diproksikan dengan Price to Book Value (PBV). Metode penelitian yang digunakan adalah kuantitatif dengan teknik analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa secara parsial, solvabilitas tidak berpengaruh signifikan terhadap nilai perusahaan, likuiditas juga tidak berpengaruh signifikan terhadap nilai perusahaan, sedangkan profitabilitas berpengaruh positif dan signifikan terhadap nilai perusahaan. Secara simultan, ketiga variabel independen (solvabilitas, likuiditas, dan profitabilitas) berpengaruh signifikan terhadap nilai perusahaan. Temuan ini menegaskan bahwa profitabilitas menjadi faktor dominan dalam menentukan nilai perusahaan pada industri makanan dan minuman. Oleh karena itu, perusahaan disarankan untuk meningkatkan profitabilitas guna menarik minat investor dan meningkatkan nilai perusahaan.
DETERMINASI STRUKTUR MODAL EMPIRIS PADA PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA DI SEKTOR MAKANAN PERIODE 2021-2022 Aulia Rahma; Imron Rosyadi
JURNAL LENTERA BISNIS Vol. 14 No. 1 (2025): JURNAL LENTERA BISNIS, JANUARI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i1.1373

Abstract

The aim of this research is to study how capital structure, business size and profitability impact stock returns in companies in the food sector listed on the Indonesia Stock Exchange (BEI) during the 2021-2022 period. The research method uses a quantitative approach with data analysis techniques using SmartPLS. The research results show that capital structure has a large impact on stock returns, with a strong positive relationship. Company size also has a positive and significant effect on stock returns, which shows that businesses have a large scale which tends to produce higher stock returns. Profitability was found to play an important role in increasing company value, but not as an intervening variable in the relationship between capital structure and company size on stock returns. This research shows the importance of effective capital structure management and targeted growth strategies to improve stock performance and company investment attractiveness. The limitation of this research is that it focuses on the food sector and includes limited variables, so further research is recommended to expand the analysis of sectors and variables.
Analisis Pengaruh Internet Banking dan Mobile Banking Terhadap Kinerja Keuangan Perbankan (Studi Empiris Perbankan Himbara Periode 2014-2023) Anisa Juliastuty Cahyaningrum; Imron Rosyadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.6417

Abstract

Currently, technology and information have entered the fourth industrial revolution, which has caused its development to be very rapid and its distribution is unlimited. The financial industry or what is generally called Financial Technology (Fintech) is greatly affected by the advancement of information and technology. Fintech or financial technology plays a significant role in the economy, especially in the banking industry. Collaboration between banks and fintech companies will provide benefits for all parties, especially in terms of improving financial performance. To ascertain how internet and mobile banking relate to the financial performance of Himbara banking, this study was conducted. Using quantitative research methodology, the results of this study were obtained from data analysis and displayed as numeric values. The population of this study were all banks registered with Himbara banks, and used purposive sampling and secondary data. Three banks from Himbara (Bank BRI, Bank BNI, and Bank Mandiri) became the research samples, covering the years 2014–2023. Especially in Indonesia, the findings of this study can help banks, academics, and policy makers in utilizing financial technology to improve banking financial performance.
Dampak Financial Technology (Fintech) dalam Meningkatkan Aksesibilitas dan Keberlanjutan Keuangan pada Perbankan Syariah Yuniar Tri Hidayah; Imron Rosyadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8525

Abstract

This study aims to examine the influence of financial report accessibility and sustainability reporting on the implementation of financial technology (fintech) in Islamic banking in Indonesia. A causal-comparative method with a quantitative approach was employed. The independent variables include financial report accessibility, measured using Return on Equity (ROE), and sustainability reporting, assessed using a sustainability report disclosure index. The dependent variable is fintech, categorized by digital service types such as mobile banking and internet banking. Data were collected from Islamic banking financial statements listed on the Indonesia Stock Exchange (IDX) for the 2022–2024 period using purposive sampling based on specific criteria. The results reveal that both financial accessibility and sustainability reports significantly influence fintech adoption. This indicates that higher access to financial information and stronger sustainability commitments increase the likelihood of Islamic banks adopting fintech as part of their efficiency and service innovation strategy.