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THE INFLUENCE OF SERVICE QUALITY AND PRICE ON REPURCHASE INTENTION FOR MURABAHAH PRODUCTS AT BANK SULSELBAR SYARIAH Cole, Nurwahyuni; Misbach, Irwan; Muchlis, Saiful
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 01 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i01.8156

Abstract

This study aims to analyze the influence of service quality and price on the repurchase intention of murabaha products at PT Bank Sulselbar Syariah Makassar, with customer satisfaction as an intervening variable. The research method used is quantitative with a survey approach. Data were collected through questionnaires distributed to 130 respondents who are bank customers. The analysis results indicate that service quality and price have a positive and significant effect on customer satisfaction. Furthermore, customer satisfaction positively influences repurchase intention and mediates the relationship between service quality and price on repurchase intention. This study highlights the importance of improving service quality and setting competitive prices to enhance customer satisfaction and loyalty. It also provides recommendations to bank management to focus on service aspects and pricing strategies that align with customer expectations.
Peran Moderasi Etika Kerja Islami pada Kreativitas terhadap Kinerja Usaha Pelaku UMK di Kabupaten Wajo Mahendra, Yusril; Misbach, Irwan; Syaharuddin, Syaharuddin
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2058

Abstract

This study aims to examine the influence of creativity on business performance carried out by MSE actors in Wajo Regency. This is also done to test the effect of the application of Islamic work ethics in strengthening MSE actors to be more creative in improving their performance. This study uses an explanatory research design. Data collection was carried out using the field survey method. The sampling technique used purposive sampling with a sample of 244 MSE actors spread across 14 sub-districts in Wajo Regency. The sample in this study is business owners. This study also uses an analysis method in hypothesis testing, namely Partial Last Square (PLS). The results of this study show that creativity has a positive and significant effect on the business performance of MSE actors in Wajo Regency. Islamic work ethics does not have a strengthening effect on MSE actors to be more creative in improving their performance.
The Role Of Sharia Marketing In Indonesia: A Systematic Literature Review Deviyanti, Sri; Misbach, Irwan; Siradjuddin, Siradjuddin
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12373

Abstract

Indonesia is a predominantly Muslim country, indicating a vast market potential for halal products and services. However, many businesses have yet to fully implement Sharia marketing. This article aims to examine the extent of the role of Sharia marketing in Indonesia. The research method used is a systematic literature review. The literature search was conducted using the Google Scholar database with the assistance of the Publish or Perish 8 application. The search for articles was conducted using the keywords 'Sharia Marketing', 'Sharia Marketing', and 'Islamic Marketing'. A systematic literature review of 27 articles spanning from 2018 to 2023 revealed that Islamic marketing plays an important role in Indonesia. Specifically, it assists in the development of Islamic financial institutions, helps in the development of micro, small, and medium enterprises, and improves the image of educational institutions in Indonesia. The research concludes that implementing Sharia marketing is important for business people.
Determinan Pembiayaan Murabahah di BPRS Niaga Madani kota Makassar Periode 2023 Syamsurianto, Syamsurianto; Misbach, Irwan; Bin Sapa, Nasrullah
Al-Buhuts Vol. 20 No. 2 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i2.5180

Abstract

Murabahah financing is one of the most dominant financing in the scope of Islamic banks in Indonesia. Murabahah financing dominates because financing provides a high level of trust for its customers. Because the acquisition price and profit are mutually agreed upon with the bank. In addition, the bank also feels favored. The dominance of Murabaha financing compared to profit-sharing financing such as Mudaraba and Partnership is clear for researchers to look for factors that influence Murabahah financing. This type of research is quantitative which is associative, In this case the author uses a quantitative method and the type of data in this study is secondary data in the form of time-series. The population used is a financial report based on quarters at BPRS Madani for the period 2017-2023 where the total is 27 financial reports for 1 year. The sample selection uses a saturated sample where all the population is used as a sample, which will later be processed using statistical analysis tools to get answers to the proposed hypothesis.Research results Based on the data test that has been carried out with a significance level of 5% or 0.05, it can be concluded that Non-performing financing has a positive and significant effect on Murabahah financing at BPRS Niaga Madani. Rotation on assets and financing to deposit ratio have a positive and insignificant effect on Murabahah financing of financing banks at BPRS Niaga Madani in the 2023 period.Conclusion Based on the results of the analysis and discussion that have been presented in the previous section, it can be concluded that non-performing financing has a significant positive effect on Murabahah financing at Bank Pembiayaan Rakyat Syariah Niaga Madani. This finding explains that the increasing non-performing finance of BPRS Niaga Madani will also increase the level of financing provided by BPRS Niaga Madani, this shows that the public increasingly trusts BPRS Niaga Madani so that what is the obligation of the community is still fulfilled even though some customers are hampered in returning financing. Rotation on assets and financing to deposit ratio have a positive and insignificant effect on Murabahah financing. that bank management is able to manage the assets owned by the company, so that the income generated experiences a better increase
Urgensi Pelaksanaan Corporate Social Responsibility Pada Perusahaan Di Indonesia Perspektif Ekonomi Islam: Sebuah Meta-Sintesis Ridwanto, Ridwanto; Misbach, Irwan; Siradjuddin, Siradjuddin
Jurnal Mirai Management Vol 8, No 3 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i3.6217

Abstract

Corporate that is succeed in implementing CSR practices effectively can gain the public trust, improve the company’s image and reputation, and support the achievement of further development goals. In the context of Islamic Economics, CSR is not only considered as an additional social responsibility, but also as an obligation that must be in line with Islamic business ethics. Implementing CSR within an Islamic economic framework is an integral part of the company's commitment to providing a sustainable positive impact in society. This research uses a meta-synthesis method to investigate the implementation of CSR in companies in Indonesia from an Islamic economics perspective. Literature analysis shows that CSR provides certainty of welfare to employees, contributes to community empowerment, and ensures environmental sustainability. These findings provide depth insight into the importance of implementing CSR in achieving sustainable development goals and Islamic economic values in Indonesia.