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All Journal UNEJ e-Proceeding Jurnal Riset Akuntansi Dan Bisnis Airlangga Empowerment : Jurnal Pengabdian Masyarakat MABIS: Manajemen dan Bisnis Jurnal Layanan Masyarakat (Journal of Public Service) Jurnal Pengabdian Masyarakat Asia Media Gizi Kesmas JRABA Jurnal Magister Akuntansi Trisakti Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia
Izzato Millati
Universitas Airlangga, Surabaya, Indonesia
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Nursing Public Health Social Sciences Other

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PENINGKATAN LITERASI KEUANGAN UNTUK MENCAPAI FINANCIAL FREEDOM BAGI MASYARAKAT BANYUWANGI Embuningtiyas, Sandra Sukma; Millati, Izzato; Puspasari, Oktaviani Rita
Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Vol. 2 No. 3 (2023): Ekalaya Journal
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57254/eka.v2i3.116

Abstract

Global economic conditions in 2024 are predicted to be in a stagnant position and tend to lead to a weakenes of the economy. In response to this problem, it is hoped that people can start preparing their finances well. One way for someone to have good finances is to do financial planning, with financial planning it will be easier for someone to survive and achieve financial freedom. Financial freedom is not only about how one can control money but about building ways to protect oneself. This community service program is carried out as an effort to provide education and insight into the importance of having healthy finances in order to create a prosperous Banyuwangi society. Methods for implementing activities include preparation, implementation and evaluation. The results of this activity are increased knowledge and awareness of financial planning as well as increasing the ability to plan ideal and healthy finances.
IMPLEMENTATION OF MOBILE APPLICATION ‘SMARTSEA UNAIR’ TO INCREASE SALES PRODUCT FOR FISHERMEN IN MUNCAR DISTRICT, BANYUWANGI REGENCY Nuraini, Siti; Nirmala, Dwitha; Millati, Izzato; Sagita, Ahmad Danang; Faroha, Shinta Nailul; Yurista, Weda
Jurnal Layanan Masyarakat (Journal of Public Services) Vol. 9 No. 3 (2025): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/.v9i3.2025.448-461

Abstract

The community service initiative conducted in Muncar District, Banyuwangi Regency, aim to address a fundamental issue: the limited market access faced by local fishermen. This initiative aligns with the goals of sustainable development, particularly in promoting decent work opportunities and robust economic growth. Enhancing market access is expected to increase fishermen’s incomes, thereby helping to reduce poverty in the fisheries sector. The Participatory Action Research (PAR) method was deemed appropriate for addressing the issues faced by 15 fishing partners. The initial steps included field observations and focus group discussions (FGDs) with seven partners to identify the core problems. To address these challenges, the community service team proposed the use of a mobile application called SmartSea Unair. This app is intended to improve the effectiveness of fish marketing. Initial evaluations using pre-tests (48%) and post-tests (52%) indicated an increase in the partners' knowledge. Further results, gathered through interviews with one of the partners, revealed that SmartSea Unair not only enhanced the fishermen families understanding but also delivered broader benefits. Notably, the app enabled partners to directly sell their fishery products to consumers outside of Java Island.
Literasi Pasar Modal dan Financial Freedom bagi Perangkat Desa Banyuwangi Sandra Sukma Embuningtiyas; Izzato Millati
Empowerment : Jurnal Pengabdian Masyarakat Vol. 8 No. 02 (2025): Empowerment
Publisher : Program Studi Ilmu Hukum Fakultas Hukum Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/empowerment.v8i02.10970

Abstract

Financial literacy is a crucial foundation for improving financial well-being and achieving financial freedom. One aspect of financial literacy that has not yet been well-educated by the public is capital market literacy, which can be utilized as an investment alternative. Village officials are public servant, not all of whom have civil service status, and often face many difficulties in managing their finances. Therefore, knowledge and skills are needed to allocate their income more productively. This research is based on community service activities aimed at improving the financial literacy of village officials through an introduction to the capital market. The implementation method was carried out through socialization, training, and interactive discussions on understanding capital market mechanisms, recognizing types of investment instruments, understanding the benefits and risks of investment, and simple strategies for investing safely and sustainably. The results of the activity showed an increase in participants' knowledge and interest in utilizing capital market instruments as a means of long-term financial planning. This activity confirms that capital market literacy not only has the potential to help village officials achieve financial freedom but also encourages villagers to have a good understanding of investment and be competitive in today's modern era.
MANAGEMENT OF VILLAGE-OWNED ENTERPRISES (BUMDESMA) FROM A GOVERNANCE, RISK, COMPLIANCE (GRC) PERSPECTIVE IN LICIN SUBDISTRICT, BANYUWANGI REGENCY Tengku Melinda; Izzato Millati
Jurnal Magister Akuntansi Trisakti Vol. 12 No. 2 (2025): September
Publisher : LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/v12i2.23512

Abstract

This study examines the management of Badan Usaha Milik Desa Bersama (BUM Desa Bersama) through the lens of the Governance, Risk, and Compliance (GRC) framework. As a collaborative institution established by several villages, BUM Desa Bersama aims to optimize local economic potential, foster business sustainability, and improve community welfare. The research focuses on BUM Desa Bersama Licin Mandiri as a case study to explore how governance structures, supervisory mechanisms, risk identification and monitoring, and regulatory compliance are practiced at the village enterprise level. A qualitative approach was employed, utilizing surveys, in-depth interviews, direct observation, and document analysis to gather comprehensive data. Triangulation of sources and theories was applied to ensure the validity and reliability of the findings. The analysis reveals that the implementation of GRC principles significantly contributes to enhancing organizational accountability, operational efficiency, and transparency. In terms of governance, BUM Desa Bersama Licin Mandiri demonstrates participatory decision-making processes and structured supervision involving multiple stakeholders. Risk management is reflected in preventive measures against financial, operational, and reputational risks. Compliance practices are evident through adherence to government regulations, contractual obligations, and internal policies and procedures. The findings suggest that applying the GRC framework strengthens the overall resilience of BUM Desa Bersama by integrating good governance, proactive risk mitigation, and consistent regulatory adherence. This study provides both theoretical insights and practical implications, emphasizing that GRC serves not only as a control mechanism but also as a strategic tool to support the sustainable growth and long-term competitiveness of village-owned enterprises in Indonesia.
Co-Authors A., Riski Isminar A.A Gde Satia Utama Ajeng Risna Liatika Arrafi Pratama Andriono Ayik Mirayanti Mandagi Deddy Kurniawansyah, Deddy Devi Sulistyo Kalanjati Dian Agustia Diana Agustina Diansanto Prayoga Dicky Andriyanto Dwitha Nirmala Eka Sheilla Wati Faisal Fikri Faroha, Shinta Nailul Heru Tjaraka Hilmin, Siti Nur Isnalita Jayanti Dian Eka Sari, Jayanti Dian Khoiruwnia, Fadhilah Kurniawati, Ika Atma Lailiyah , Syifa'ul Listiani, Trisma Nelly Romauli Simamora Noorlailie Soewarno Oktaviani Rita Puspasari Praja, Ratih Novita Ratna Dwi Lestari Reynaldo Bimantoro Riski Isminar A. Rohma, Minadatur Romauli, Nelly Sagita, Ahmad Danang Sandra Sukma Embuningtiyas Sandra Sukma Embuningtiyas Satia Utama, Anak Agung Gde Siti Nuraini Siti Nuraini Sri Iswati Supratiwi, Wiwik Tengku Melinda Yulianti, Yunika Tri Yurista, Weda