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All Journal Jurnal Ilmiah Econosains Jurnal Ilmiah Wahana Akuntansi Jurnal Inovasi Pendidikan Ekonomi DEDIKASI PKM Indonesian Collaboration Journal of Community Services (ICJCS) Jurnal Penelitian Ilmu Pendidikan Indonesia Jurnal Dinamika Akuntansi dan Bisnis (JDAB) Jurnal Pengabdian Masyarakat dan Riset Pendidikan PENG: Jurnal Ekonomi dan Manajemen Media Riset Bisnis Ekonomi Sains dan Terapan Jurnal Ekonomi, Manajemen, Akuntansi Ekopedia: Jurnal Ilmiah Ekonomi
Erika Takidah
Fakultas Ekonomi Universitas Negeri Jakarta
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Pengaruh Literasi Keuangan, Gaya Hidup, dan Kepercayaan  Terhadap Minat Penggunaan Pinjaman Online Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta Tahun 2021 Gindra Cahayana; Erika Takidah; Achmad Fauzi
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tcprnd36

Abstract

This study aims to analyze the influence of financial literacy, lifestyle, and trust on the interest in using online loans for students of the Faculty of Economics and Business, Universitas Negeri Jakarta in 2021, using a quantitative approach with a survey method. The sample was determined through proportional random sampling, resulting in 172 student respondents, while data were collected using a questionnaire that had been tested for validity and reliability. Data analysis was preceded by classical assumption tests, including normality and linearity tests, as prerequisites for further analysis, and subsequently continued with multiple linear regression analysis. Hypothesis testing was conducted using the t-test to examine partial effects, the F-test to examine simultaneous effects, and the coefficient of determination to measure the contribution of independent variables to the dependent variable. The results indicate that financial literacy does not have a significant effect on students’ intention to use online loans, whereas lifestyle and trust have a positive and significant effect. Nevertheless, simultaneously, financial literacy, lifestyle, and trust have a significant effect on students’ intention to use online loans. These findings indicate that students’ intention is more dominantly influenced by lifestyle and the level of trust in online loan services, while financial literacy serves as a supporting factor in shaping more rational and responsible financial behavior, particularly in the context of digital financial decision-making among contemporary university students..
Pengaruh Profitabilitas, Likuiditas, Solvabilitas, dan Pertumbuhan Perusahaan terhadap Opini Audit Going Concern pada Manufaktur Makanan dan Minuman yang Terdaftar di BEI Tahun 2021-2023 Syaiful Najib; Erika Takidah; Santi Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): Juli-September, Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/eywx1r71

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi opini audit going concern pada perusahaan manufaktur makanan dan minuman yang terdaftar di Bursa Efek Indonesia selama periode 2021-2023. Pendekatan yang digunakan dalam penelitian ini adalah deskriptif kuantitatif asosiatif. Jenis data yang digunakan adalah data sekunder berupa laporan keuangan perusahaan. Populasi dalam penelitian ini adalah 95 perusahaan manufaktur makanan dan minuman yang terdaftar di Bursa Efek Indonesia, dengan sampel yang diperoleh sebanyak 67 perusahaan melalui metode purposive sampling dan pengamatan selama tiga tahun. Teknik analisis data yang digunakan meliputi analisis statistik deskriptif, uji asumsi multikolinearitas, regresi logistik, dan pengujian hipotesis. Hasil penelitian menunjukkan bahwa secara parsial, variabel solvabilitas berpengaruh positif secara signifikan terhadap opini audit going concern dan variabel pertumbuhan perusahaan berpengaruh negatif secara signifikan terhadap opini audit going concern, sementara variabel profitabilitas dan likuiditas menunjukkan tidak berpengaruh yang signifikan. Secara simultan, profitabilitas, likuiditas, solvabilitas, dan pertumbuhan perusahaan berpengaruh positif dan signifikan secara bersama-sama terhadap opini audit going concern.
Co-Authors Achmad Fauzi Af'idatul Husniyah Ahmad Fauzi Arum Ariftyarini Ati Sumiati Christian Wiradendi Wolor Devi Rahmawati Dian Permata Sari Elvi Rahmi Ferly Ferdyant Friyatmi Friyatmi Galih Estu Pranoto Gindra Cahayana Huda, Nurul M Topit Hidayat Maulana Amirul Adha Menik Kurnia Siwi Muslikh Muslikh Nasution, Hafifah Nova Rini Petrolis Nusa Perdana, Petrolis Nusa Primayaora Oksefa Putri Suwandari Ratna Anggraini Ratna Anggraini ZR Ratna Anggraini ZR Salsabila Shafiyah Rihab Saptono, Ari Sayyida Nafisa Slamet Hidayat Sri Zulaihati Susanti, Santi Susi Indriani Syahrul Syahrul Syaiful Najib Umi Widyastuti Wahyu Lestari