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Faktor-Faktor yang Mempengaruhi Keputusan Pembelian Online Pada E-Commerce Shopee Pasca Pandemi Covid-19: Studi Empiris di Kota Banda Aceh Muhammad Arif Mufti; Nilam Sari; Muhammad Zulhilmi
Jurnal Ekonomi Manajemen dan Sekretari Vol. 9 No. 2 (2024): AGUSTUS 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemensri.v9i2.3011

Abstract

This research uses quantitative methods by obtaining data sources from primary and secondary data. This study aims to determine how the effect of price, trust and security on online purchasing decisions on Shopee e-commerce after the covid-19 pandemic. The population in this study were the people of Banda Aceh City with a sample of 100 respondents using the purposive sampling technique formula. The data analysis method uses the multiple linear regression using the help of SPSS software. The research results obtained show that the price, trust and security variables simultaneously have a positive and significant effect on purchasing decisions. Partially, each variable, namely price, trust and security, has a positive and significant effect on purchasing decisions.
PENGARUH KEBERADAAN PEKERJA BEBAS (CASUAL WORKER) TERHADAP KEMISKINAN DI INDONESIA Nilam Sari; Fatimah, Atika
Elastisitas : Jurnal Ekonomi Pembangunan Vol. 7 No. 1 (2025): Elastisitas, Maret 2025
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/e-jep.v7i1.03

Abstract

Tingkat kemiskinan Indonesia pada tahun 2023 masih lebih tinggi dibandingkan tahun 2019 sebelum covid-19 melanda. Penelitian ini bertujuan menganalisis pengaruh jumlah penduduk yang bekerja berusaha sendiri, pendapatan bersih pekerja bebas di perkotaan dan pendapatan bersih pekerja bebas di pedesaan terhadap kemiskinan di Indonesia. Metode penelitian yang digunakan adalah analisis regresi linear berganda model log-log. Hasil penelitian menunjukkan bahwa jumlah penduduk bekerja berusaha sendiri berpengaruh signifikan terhadap kemiskinan di Indonesia karena pekerja bebas atau mereka yang berusaha sendiri sering kali berada di sektor informal yang cenderung memiliki penghasilan lebih rendah dan kurang stabil sehingga semakin banyak jumlah pekerja bebas maka kemiskinan dapat meningkat. Kemudian pendapatan bersih pekerja daerah pedesaan memiliki pengaruh yang signifikan terhadap kemiskinan di Indonesia karena pekerja bebas dipedesaan mencoba mencari penghasilan tambahan dengan usaha kecil, namun karena terbatasnya peluang ekonomi dan akses pasar, pendapatan yang dihasilkan seringkali tetap tidak mencukupi untuk keluar dari kemiskinan. Sedangkan pendapatan bersih pekerja daerah perkotaan tidak berpengaruh signifikan terhadap kemiskinan di Indonesia karena akses terhadap fasilitas sosial dan ekonomi di perkotaan bisa membantu pekerja bebas mengatasi biaya hidup tinggi dan menghindari kemiskinan.
LEGAL PROTECTION FOR CONSUMERS OF E-2B BANDA ACEH REFILL DRINKING WATER DEPOT IN TERMS OF INDONESIAN POSITIVE LAW AND ISLAMIC LAW Muhammad Arief; Agustin Hanapi; Nilam Sari
JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 2 (2024): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v8i2.181

Abstract

Article 1 of Law No. 8 of 1999 which regulates "Consumer protection law", in Article 1 states "Consumer protection as all efforts that ensure legal certainty to provide protection to consumers". The researcher applies empirical law in this study, which is legal research that examines the adoption or application of normative legal provisions in each unique legal event in society. Various data sources were used, including secondary data from a literature review as well as primary data from interviews with business owners. The research findings show that the E-2B Banda Aceh refillable drinking water depot business has taken steps to protect consumers by obtaining SLHS in accordance with Permenkes No. 492 of 2010. With the SLHS, the business has met good sanitation and hygiene standards in processing and distributing drinking water that is free from bacteria as required by the Ministry of Health based on Permenkes No. 492 of 2010. The principles of fairness, integrity, and accountability are the basis of consumer protection in Islamic law.
Analisis Butir Soal Ulangan Semester Genap Bahasa Indonesia Kelas IV SDN 51 Buton Muhammad Yusnan; WD Nahda Aulia G; Tria; Nilam Sari
PENA : Jurnal Pendidikan Bahasa, Sastra, & Pengajaran Vol. 5 No. 02 (2025): PENA: Jurnal Pendidikan Bahasa, Sastra, & Pengajaran
Publisher : HAMJAH DIHA FOUNDATION bekerjasama dengan PENA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Evaluation is one of the most important components of learning, as it serves as a means to assess students’ abilities and achievements. In developing assessment tools, item analysis must be conducted to ensure the quality of the test items. This study aims to analyze the quality of the end-of-semester test items for Grade IV Indonesian Language subject in the 2024/2025 academic year, based on item difficulty level and discrimination index. This research is a quantitative descriptive study. Data collection was conducted through documentation of the Grade IV Indonesian Language end-of-semester test. The collected data were used to determine the quality and feasibility of the test items. The population of this study includes all items in the 2024/2025 Indonesian Language end-of-semester test at SDN 51 Buton. The sample consisted of the Grade IV test items, with a total of 17 students in the class. The results show that: (1) in terms of difficulty level, 9 items (45%) were categorized as easy, 11 items (55%) as moderate, and 0 items (0%) as difficult; (2) in terms of discrimination index, 2 items (8%) were categorized as very good, 8 items (42%) as good, 8 items (42%) as fair, and 2 items (8%) as poor. Overall, the quality of the Indonesian Language test items for the 2024/2025 academic year at SDN 51 Buton can be considered good, although improvements are still needed for several items to enhance the overall test quality. Therefore, item analysis based on difficulty level and discrimination index is essential to develop better test items in the future.
APPLICATION OF THE ABC METHOD TO IMPROVE THE EFFECTIVENESS OF CONTROL OF DRUG INVENTORY FOR BPJS HEALTH PATIENTS Juli Antasari Br Sinaga; Gayus Simarmata; Adi Suarman Situmorang; Nilam Sari; Angelina Manik
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 1 No. 10 (2022): SEPTEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v1i10.1514

Abstract

This study aims to analyze drug inventory control at Kasih Clinic using the ABC method with the help of POM-QM software for Windows. Based on the Pareto principle, the results of data processing indicate that inventory items can be classified into three main groups based on the contribution of usage value to total inventory costs. Group A consists of five main drug items that contribute the most to inventory value, which is around 87.48%, despite the relatively small number of items. This group requires strict control because it has a significant financial impact. Group B includes two drug items with a cumulative contribution of usage value up to 97.55% and requires periodic monitoring with a medium priority level. Meanwhile, group C consists of most drug items but only contributes around 2.45% of the total usage value, so it can be managed with a simpler control system. Overall, the application of the ABC method has proven effective in identifying drug inventory control priorities objectively and based on economic value, thus supporting more efficient hospital inventory management decisions
Analisis Kepuasan Mahasiswi Terhadap Fasilitas Asrama Putri Universitas Quality Nilam Sari; Herdina Simbolon; Nurlita Apriliani; Anisa Padla; Sheva utari; Yemima Yemima
RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan Vol. 2 No. 3 (2024): Mei : RISOMA : Jurnal Riset Sosial Humaniora dan Pendidikan
Publisher : Asosiasi Ilmuwan Pendidikan, Sosial, dan Humaniora Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/risoma.v2i6.429

Abstract

This study aims to analyze the level of female student satisfaction with the female dormitory at Quality University. Female students here are users of the female dormitory at Quality University. Student satisfaction is an important factor in supporting the welfare and comfort of dormitory residents, which can affect female students' academic achievement and daily life. This research method uses descriptive analysis techniques with survey methods, where data is obtained through questionnaires distributed to 67 female dormitory residents. Data collection analysis was carried out using a Likert scale to measure student perceptions of various aspects of facilities, such as rooms, cleanliness, security and other public facilities. The results of the study showed that overall respondents' assessments of the female dormitory facilities were: those who stated that they were very satisfied were 20.5%, satisfied 36.8%, quite satisfied 22.6% and less satisfied 20%. Thus, for satisfied and very satisfied if totaled 57.3%, and this is categorized as quite satisfactory. The greatest dissatisfaction of respondents was related to cleanliness and public services. Although the average respondent assessment was quite satisfactory, there were several aspects that needed to be improved, especially regarding cleanliness and related facilities. Recommendations for improvement are given to improve the quality of services at the girls' dormitory in the future.
HYBRID CONTRACTS AND SHARIAH REGULATORY TRANSFORMATION IN ISLAMIC BANKING : EVIDENCE FROM ACEH Lia Murlisa; Muhammad Maulana; Nilam Sari
JURNAL HAKAM Vol 10, No 2 (2026)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jhi.v10i2.14733

Abstract

The implementation of the Qanun on Islamic Financial Institutions (Qanun LKS) in Aceh has transformed the regulatory landscape of Islamic banking by requiring all financial institutions to operate based on sharia principles. This study examines how hybrid contracts (al-‘uqud al-murakkabah) are structured and implemented within the post-Qanun regulatory framework. Unlike previous studies that mainly discuss hybrid contracts from normative and permissibility perspectives, this research analyzes their practical operation within a territorially binding sharia regulatory regime. This study employs an empirical legal approach with a socio-legal framework. The data were obtained from financing contract documents used in Islamic banking practices in Aceh, particularly murabahah bil wakalah, musyarakah mutanaqisah, and ijarah muntahiya bittamlik (IMBT), as well as relevant regulations and DSN-MUI fatwas. The data were analyzed qualitatively through content analysis, thematic coding, and document triangulation to examine contractual structures, implementation patterns, and potential sharia compliance risks. The findings indicate that hybrid contracts have become the dominant contractual structure in Islamic banking practices in Aceh following the implementation of the Qanun LKS. The integration of multiple contracts into a single financing structure functions not merely as product innovation, but as a regulatory adaptation mechanism that harmonizes regional sharia legislation, national banking regulations, and fatwa standards. However, the study also identifies several structural issues related to contract sequencing, clause interdependence, and documentation consistency that may create potential sharia non-compliance risks. This study argues that the institutionalization of sharia regulation in Aceh has directly influenced the reconstruction of contractual architecture in Islamic banking practices. Accordingly, hybrid contracts should be understood not only as contractual innovations, but also as institutional responses to regulatory transformation within contemporary Islamic finance.
Shaping Fintech Regulatory Frameworks: A Conceptual Study Incorporating Islamic Ethical Principles Zuniar; Sulaiman; Nilam Sari; Muhammad Basyir
Jurnal Investasi Islam Vol. 10 No. 2 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v10i2.14083

Abstract

This conceptual study explores the fundamental role of Islamic ethical principles in shaping regulatory frameworks for fintech systems in Muslim-majority societies. Although there is an increasing body of research on Islamic fintech, it primarily focuses on Shariah-compliant products, consumer behavior, and technological advancements. There is limited investigation into how Islamic moral values are integrated at the regulatory level. To address this gap, the study proposes a normative-empirical framework that places Islamic ethics (such as justice, transparency, the prohibition of riba and gharar, and the promotion of social welfare) at the core of fintech governance design and legitimacy. By combining Islamic ethical thought with modern regulatory theory, the paper presents a new perspective that aligns faith-based values with international regulatory standards. Theoretical implications include a new understanding of regulatory legitimacy grounded in Islamic Ethical Principles, while practical outcomes point to the creation of ethically-based fintech policies. The study also suggests directions for future empirical research, such as examining stakeholder perspectives, developing ethical value indices, and assessing the mediating role of regulatory awareness.
PEMBELAJARAN MATEMATIKA MENGGUNAKAN APLIKASI GEOGEBRA SEBAGAI ALAT BANTU DITINJAU BERDASARKAN CURIOSITY SISWA Anim Anim; Sahat Saragih; E. Elvis Napitupulu; KMS. Muhammad Amin Fauzi; Syahriani Sirait; Ely Syafitri; Elfira Rahmadani; Nilam Sari
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 5 No. 2 (2022): June 2022
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v5i2.944

Abstract

Abstract: This study aimed to determine students Curiosity in learning geometry using the Geogebra application. This research was conducted at a private junior high school in the Sei Bejangkar area for the 2021/2022 academic year. The method used in this research is quasi-experimental. Data was collected after the treatment was obtained from students' curiosity questionnaires on geometry material. The study results revealed that there was a significant effect on learning mathematics using the Geogebra application on students Curiosity. This can be seen from the curiosity questionnaire scores of students who were taught geometry learning with the aid of the Geogebra application and 94 scores of students who were taught using conventional learning media were 84 scores. The analysis of covariance calculations shows that for learning Fcount  Ftabel  =     , so Ho is rejected and Ha. In addition, the height of the regression line describes student learning outcomes, namely when X = 0, then the regression equation for Curiosity learning class using Geogebra is obtained Y = 62,777 and the conventional learning class regression equation Y = 61.399. It means that it can be concluded that there is a significant influence on learning using Geogebra on students Curiosity about the geometri material. Keywords: Geogebra; Curiosity; Mathematic Abstrak: Tujuan penelitian ini adalah untuk mengetahui curiosity siswa pada pembelajaran geometri yang menggunakan software Geogebra. Penelitian ini dilakukan di SMP Swasta daerah Sei Bejangkar Tahun Ajaran 2021/2022. Metode yang digunakan dalam penelitian ini adalah metode quasi eksperimen. Pengumpulan data diberikan setelah perlakuan diperoleh dari angket curiosity siswa pada materi geometri. Hasil penelitian mengungkapkan bahwa terdapat pengaruh yag signifikan pada pemebalajarn matematika menggunakan aplikasi geogebra terhadapa Curiosity siswa. Hal ini dapat dilihat dari skor angket curiosity siswa yang diajar pada pembelajaran geometri dengan berbantuan software Geogebra adalah sebesar dan 94 skor siswa yang diajar dengan media pembelajaran konvensional adalah sebesar 84 skor . Hasil analisis kovarians perhitungan menunjukkan bahwa untuk pembelajaran diperoleh Fhit  Ftabel  =     , sehingga Ho ditolak dan Ha . Selain itu Ketinggian garis regresi menggambarkan hasil belajar siswa, yaitu pada saat X = 0 maka persamaan regresi untuk Curiosity kelas pembelajaran menggunakan Geogebra diperoleh Y = 62,777 dan persamaan regresi kelas pembelajaran konvensional Y = 61,399.  Berarti dapat disimpulkan bahwa terdapat pengaruh signifikan pada pembelajaran menggunakan Geogebra  terhadap Curiosity siswa pada materi geometri. Kata kunci: Geogebra; Curiosity; Matematika