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ANALISIS PERSEPSI YANG MEMPENGARUHI PEMBENTUKAN KLASTER UMKM MEBEL (STUDI PADA UMKM MEBEL KECAMATAN GADINGREJO KOTA PASURUAN) Ade Himawan Ramdhan; Iswan Noor
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini menggunakan pendekatan deskriptif  menggunakan data primer. Metode penelitian ini dilakukan dengan metode observasi dan kuesioner  yaitu mewawancarai narasumber dari pihak pelaku UMKM Mebel Kecamatan Gadingrejo . Hasilnya, persepsi pelaku UMKM selama ini  terhadap kinerja berdasarkan pembentukan klaster UMKM Mebel ditunjukkan dengan Skala penilaian persepsi faktor pembentuk klaster UMKM selama ini yang dilakukan oleh para pelaku usaha mebel menunjukkan sikap yang ragu-ragu terhadap faktor permintaan, ,faktor  industri terkait dan pendukung, serta faktor strategi struktur dan persaingan usaha. Hal ini mengindikasikan bahwa kontribusi dari adanya sebuah klaster yang sudah ada untuk sektor riil masih kurang optimal, sehingga perkembangan usaha formal yang ada dan produktifitas nilai output dari UMKM Mebel selama ini pun tidak mengalami peningkatan secara maksimal yang masih kalah dibanding dengan Usaha Besar Formal. Keywords: Metode Observasi dan Kuesioner, Persepsi Pelaku UMKM, Pembentukan Klaster, Produktivitas Nilai Output
ANALISIS POLA KONSUMSI PANGAN RUMAH TANGGA MISKIN DI PROVINSI JAWA TIMUR Dewi Mayasari; Iswan Noor; Dias Satria
Jurnal Ilmu Ekonomi dan Pembangunan Vol 18, No 1 (2018): Jurnal Ilmu Ekonomi dan Pembangunan
Publisher : EP FEB UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jiep.v18i1.16658

Abstract

Consumption pattern can reflect the level of  wellbeing, where the higher expenditure for food commodities represents lower level of welfare. The objectives of this article are analyze the influence of socio economic characteristics in influencing poor household food consumption and analyze demand responses of poor household in East Java to food prices and income changes. Linear Approximation Almost Ideal Demand System (LA/AIDS) and elasticity are used to answer the objectives. The result showed that socio economic characteristics relatively contribute in determining food consumption patterns of poor household and based on their elasticity values, food commodities are price inelastic or basic necessity for poor households in East Java and income elasticity indicates no inferior goods found in poor households in East Java. Keywords: Consumption Patterns; LA/AIDS; Poor Households; East JavaJEL Clasification: C31,  Q11
Analisis Pengaruh Faktor Non-Ekonomi terhadap Sikap Pedagang Madura dalam Membayar Zakat Perdagangan Nely Novia; Iswan Noor; Marlina Ekawaty
AL-MUZARA'AH Vol. 6 No. 1 (2018): AL-MUZARA'AH (June 2018)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (479.422 KB) | DOI: 10.29244/jam.6.1.61-76

Abstract

Zakah maal is one of the kind of zakat that must be paid by muslims who work as traders and have the treasures that reach nisab, haul, and also fulfill other conditions. The purpose of this research is to know the influence of non-economic factors namely knowledge of zakah on trade (X1), work environment (X2), religiosity (X3), and education (X4) on the attitudes of Madurese traders in Malang in paying zakah on trade (Y). The method used in this study is multinomial logit analysis. The results of this study indicate that simultaneously the knowledge (X1), work environment (X2), religiosity (X3), and education (X4) significantly influence the attitude of Madurese traders in paying zakah on trade (Y). Further partially, Madurese traders' attitude in paying zakah on trade (Y) is influenced by knowledge (X1), work environment (X2), religiosity (X3), and education (X4).
Irrational Choice of Bankers: Wealth or Welfare? Aminullah Achmad Muttaqin; Iswan Noor; Silvi Asna Prestianawati
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 5, No 1 (2022): International Journal of Accounting & Finance in Asia Pasific (IJAFAP) February
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.769 KB) | DOI: 10.32535/ijafap.v5i1.1410

Abstract

The phenomenon of the high number of workers who are not absorbed in the workforce in Indonesia is a problem that is difficult to solve briefly. The lack of employment opportunities accompanied by problems with the level of education and expertise of the workforce in Indonesia has also become a polemic in the national development process. However, another fact occurs where workers tend to choose to leave several leading sectors in Indonesia, such as the financial sector, especially banking. It is feared that this condition will cause the banking sector as one of the sectors that drive the national economy, to lose qualified and loyal workers so that it will have an impact on production inefficiency in the banking sector and eventually will directly impact the community considering the function of the bank as an intermediary institution. This study aims to reveal the motives for changing workers' behaviour in banking by using qualitative methods and a phenomenological approach. This research is expected to contribute to the improvement of the employment system in the financial sector, especially banking, to absorb qualified and loyal workers to the company. Thus, macroeconomically, it is to reduce the voluntary unemployment rate in order to accelerate national development as a whole.
Well-Being in Islamic Income Utilisation: A Longitudinal Qualitative study on Muslim Family Indah Dewi Nirwana; Agus Suman; Iswan Noor; Atu Bagus Wiguna
Journal of International Conference Proceedings (JICP) Vol 5, No 2 (2022): BEFIC Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i2.1976

Abstract

This study aims to describe income utilization at the household level from an Islamic perspective. A qualitative approach with semi-structured interviews was carried out on 3 Muslim families longitudinally in 2015 and 2022. In the framework of household income management, Muslim families conduct the planning, implementation, and monitoring processes to spend income meeting their needs. During the planning stage, Muslim families prepare the planning process based on lillahi taala's (everything for god) intentions. Then at the implementation stage, Muslim families carry out activities to fulfill their needs in a halal and Thayib way. As for the monitoring stage, Muslim families spend some of their income through zakat, infaq, and sadaqah as a sustainability act toward the afterlife. Adaptation in income utilization practices can result from several factors: 1) socio-economic status and 2) technological change. Keywords: income utilization, household needs, Muslim family
Pemberdayaan Ekonomi Masyarakat Desa Wonorejo Kecamatan Srengat Kabupaten Blitar Berbasis Ekonomi Islami Aminnullah Achmad Muttaqin; Iswan Noor; Adelia Dianti Ikaputri; Fira Alfi Syahrin
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 5 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Publisher : Cv. Utility Project Solution

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Abstract

Indonesia adalah negara dengan penduduk muslim terbesar di dunia yang mayoritas bertempat tinggal di pedesaan. Besarnya potensi tersebut tidak berkorelasi positif dengan tingginya tingkat pertumbuhan ekonomi Islami. Terbukti dengan tingkat literasi ekonomi Islami yang masih rendah. Fakta literasi ekonomi Islami salah satunya terdapat di Desa Wonorejo Kecamatan Srengat, Kabupaten Blitar, Jawa Timur yang mayoritas masyarakatnya belum mengetahui tentang ekonomi Islami, sehingga masih banyak yang melakukan kegiatan simpan pinjam yang menggunakan sistem ribawi dan transaksi ekonomi yang tidak sesuai hukum Islam. Akademisi sebagai representasi dari lembaga pendidikan diharapkan dapat berkontribusi dalam mencerdaskan masyarakat. Pengabdian masyarakat dengan pendekatan Participatory Action Research (PAR) merupakan strategi yang tepat untuk memberikan manfaat bagi masyarakat muslim Indonesia khususnya masyarakat Desa Wonorejo. Kegiatan pengabdian kepada masyarakat terbukti berhasil dilaksanakan, hal ini terlihat dari antusias masyarakat untuk bertanya atau berpendapat pada saat proses penyampaian materi dan sesi tanya jawab, peningkatan pemahaman terhadap ekonomi Islami, dan inisiatif dari beberapa pihak, peserta juga melakukan diskusi mengenai perkembangan ekonomi Islami di akhir sesi sosialisasi.
Sosialisasi Produk Pembiayaan Dan Jasa Keuangan Syariah Kepada Masyarakat Desa Banjarejo Kecamatan Pakis Kabupaten Malang Ika Khusnia Anggraini; Aminullah Achmad Muttaqin; Iswan Noor; Muhammad Rizaldi
KALANDRA Jurnal Pengabdian Kepada Masyarakat Vol 1 No 5 (2022): September
Publisher : Yayasan Kajian Riset Dan Pengembangan Radisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55266/jurnalkalandra.v1i5.188

Abstract

Salah satu unit usaha yang perlu dikembangkan untuk mendorong pertumbuhan sektor riil adalah usaha mikro kecil dan menengah (UMKM) karena berperan penting sebagai sumber pertumbuhan kesempatan kerja atau pendapatan. Dalam perkembangannya, terdapat beberapa permasalahan yang sering dialami UMKM yaitu kekurangan modal, kesulitan dalam pemasaran, keterbatasan keahlian dan teknologi, dan sulit mendapatkan akses perbankan. Hal inilah yang juga terjadi pada masyarakat Desa Banjarejo, Kecamatan Pakis, Kabupaten Malang, Jawa Timur. Masalah utama yang dirasakan oleh masyarakat disana adalah sulitnya mendapatkan pembiayaan dari bank sehingga memaksa mereka untuk mencari lembaga keuangan nonformal yang mudah diakses seperti rentenir dalam mengajukan pembiayaan walaupun dikenakan bunga yang tinggi. Berangkat dari permasalahan tersebut, maka terciptanya kegiatan pengabdian masyarakat dengan metode pemberian sosialisasi pengenalan produk dan jasa keuangan syariah kepada masyarakat setempat. Materi-materi yang disampaikan seperti pengetahuan dasar tentang riba atau pinjaman berbunga, ekonomi syariah, produk-produk keuangan syariah, dan alternatif pemberdayaan komunitas yang terbebas dari hutang berbunga. Diakhir sesi dilakukan sesi diskusi antara tim pengabdi dan masyarakat setempat. Hasil dari kegiatan ini adalah masyarakat memahami terkait materi pengharaman riba, akad-akad keuangan syariah, perbedaan lembaga keuangan syariah dan konvensional, serta masyarakat secara bertahap akan meninggalkan sistem keuangan ribawi dan mulai memilih lembaga keuangan syariah sebagai solusi permodalan mereka.
Analisis Pola Konsumsi Pangan Berdasarkan Status IPM di Jawa Timur Mayasari, Dewi; Satria, Dias; Noor, Iswan
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 18, No. 2
Publisher : UI Scholars Hub

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Abstract

The objectives of this article are (1) to analyze the influence of socio economic characteristics in influencing patterns of food consumption by HDI and (2) Analyze demand responses (elasticity) of East Java household to food prices and income changes. Linear Approximation Almost Ideal Demand System (LA/AIDS) and elasticity are used to answer the objectives by using microdata Susenas 2016. The result indicates that generally, socio economic characteristics contribute substantially in determining household food consumption patterns and based on their elasticity values, food commodities in East Java are price inelastic and more responsive to income changes.
PENGARUH PEMBERDAYAAN DANA ZAKAT PRODUKTIF SEBAGAI MODAL USAHA UMKM TERHADAP KINERJA UMKM (Studi pada BAZNAS) Fikri Charfian Hadi Pratama Kusuma; Iswan Noor
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.05

Abstract

This study aims to determine the factors that influence the performance of MSMEs in Tanah Abang, Central Jakarta in 2022. The research data was obtained by distributing questionnaires to mustahiq productive zakat recipients. Human Resources performance variable in MSMEs as the dependent variable. The variable Provision of Productive Zakat Funds, Productive Zakat Fund Management System, and Productive Zakat Fund Utilization System as independent variables. This study uses data analysis methods in the form of Classical Assumption Tests and Multiple Linear Regression Tests. The results of this study indicate that partially, the variables X1, X2, and X3 have no significant effect on Y. Meanwhile, simultaneously, the variables X1, X2, and X3 significantly affect Y.
ANALISIS PENGARUH JUB, INFLASI, KURS, DAN IHSG TERHADAP KINERJA REKSA DANA SYARIAH DI INDONESIA PADA TAHUN 2015 HINGGA 2020 Ayunata, Nabila; Iswan Noor
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.13

Abstract

This study aims to determine the factors that influence the performance of Islamic Mutual Funds in Indonesia from 2015 to 2020. The research data were obtained from official publications of the Financial Services Authority and the official website of state data providers. This study uses 5 variables consisting of 1 dependent variable and 4 independent variables. Sharia Mutual Funds performance variable is measured by Net Asset Value (NAV) as the dependent variable. Money Supply, Inflation, Exchange Rate, and Indonesia Composite Index variables as independent variables. This study used the VAR/VECM method with Stata14 software. The results of this study indicate that in the short term, the Indonesia Composite Index variable and the NAV variable itself have a negative and significant effect. Meanwhile, in the long run, only the Indonesia Composite Index variable affects NAV. Meanwhile, the variables of Money Supply, Inflation, and Exchange Rates do not significantly influence the performance of Islamic Mutual Funds in Indonesia from 2015 to 2020.