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All Journal Jurnal Ekonomi Pembangunan Jurnal Ilmiah Mahasiswa FEB JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora International Journal of Local Economic Governance Jurnal Ilmu Ekonomi dan Pembangunan Al-Muzara'ah PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat El-Barka: Journal of Islamic Economics and Business International Journal of Zakat (IJAZ) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Ilmiah Wahana Pendidikan Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal KALANDRA Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Islamic Economics and finance in Focus (IEFF)
Iswan Noor
Departemen Ilmu Ekonomi, Fakultas Ekonomi Dan Bisnis, Universitas Brawijaya
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PENGARUH PENDAPATAN, LITERASI ZAKAT, DAN PENDIDIKAN AGAMA TERHADAP KEPATUHAN INDIVIDU DALAM MENGELUARKAN ZAKAT MAAL (STUDI KASUS KJPRI UB) Muhammad Rizky; Iswan Noor
Islamic Economics and finance in Focus Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2024.03.03.03

Abstract

This research aims to analyze the influence of income, zakat literacy, and religious education on individuals' compliance in paying zakat al-maal (a case study of KJPRI UB). The method used in this research is a quantitative case study. The data analysis employed logistic regression analysis. The results indicate that income, zakat literacy, and religious education have a significant positive influence on compliance in paying zakat al-maal simultaneously. Income does not have a partial effect on individuals' compliance in paying zakat al-maal. Meanwhile, zakat literacy and religious education have a positive partial effect on individuals' compliance in paying zakat al-maal.   
Irrational Choice of Bankers: Wealth or Welfare? Muttaqin, Aminullah Achmad; Noor, Iswan; Prestianawati, Silvi Asna
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 5, No 1 (2022): February 2022
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v5i1.1410

Abstract

The phenomenon of the high number of workers who are not absorbed in the workforce in Indonesia is a problem that is difficult to solve briefly. The lack of employment opportunities accompanied by problems with the level of education and expertise of the workforce in Indonesia has also become a polemic in the national development process. However, another fact occurs where workers tend to choose to leave several leading sectors in Indonesia, such as the financial sector, especially banking. It is feared that this condition will cause the banking sector as one of the sectors that drive the national economy, to lose qualified and loyal workers so that it will have an impact on production inefficiency in the banking sector and eventually will directly impact the community considering the function of the bank as an intermediary institution. This study aims to reveal the motives for changing workers' behaviour in banking by using qualitative methods and a phenomenological approach. This research is expected to contribute to the improvement of the employment system in the financial sector, especially banking, to absorb qualified and loyal workers to the company. Thus, macroeconomically, it is to reduce the voluntary unemployment rate in order to accelerate national development as a whole.
Strategy for Achieving Social Performance of the Kanindo Syariah Cooperative, Dau Malang Branch Abdillah, Muqaffi; Manzilati, Asfi; Noor, Iswan
Journal of International Conference Proceedings Vol 6, No 7 (2023): 2023 ICPM Bali Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i7.2768

Abstract

For sharia financial institutions that runs their business based on the philosophy of the Qur'an and Sunnah, social performance is the basis for actors in interacting with the environment and each other. One method of reporting social performance for sharia companies is the Islamic Social Reporting Index method (ISR). However, this method is still considered inappropriate to be applied to sharia financial institutions, which requires sharia financial institutions to develop their own social strategies. This research aims to determine the strategy for achieving social performance in the Dau branch of the Kanindo Syariah cooperative and to dig deeper into the reasons why the ISR method is not suitable for application to Sharia Financial Institutions. This research uses descriptive qualitative research methods. The results of the research shows that Kanindo Syariah Dau branch has a strategy consisting of collecting and dsitributing social funds internally and externally. As for the ISR method, three conclusions were obtained which are the reasons why this method is not appropriate for sharia financial institutions, (1) lack of concern for the environment, (2) lack of understanding regarding maqashid sharia, and (3) lack of suitability for the environmental theme of the institutions which operates in the financial sector. Keywords: Strategy, Social performance, Islamic Social Reporting Index, Sharia Financial Institutions, Environment.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BELI ULANG MASYARAKAT MUSLIM KOTA MALANG TERHADAP MIE GACOAN Fadhillah, Muhammad Ayyub; Noor, Iswan
Islamic Economics and finance in Focus Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.04.11

Abstract

Mie Gacoan is a spicy noodle restaurant that was founded in early 2016. Mie Gacoan is now spread in almost all big cities in Indonesia. One of them is Malang City, where Mie Gacoan was founded. In recent years, Mie Gacoan has always been busy with buyers, either eating on the spot or buying via the online application. This research aims to determine the factors that influence Muslim consumers repurchase interest in Mie Gacoan in Malang City using the variables halal certification, EWOM and product quality. This research used a questionnaire by taking 153 respondents. The sampling technique used is a probability sampling technique with a simple random sampling method. The analysis technique used is multiple linear regression analysis. The results of the T test state that the EWOM variable and product quality partially have a positive and significant effect on repurchase interest. Meanwhile, halal certification does not have a significant effect on repurchase intention. The results of the F test show that halal certification, e-wom, and product quality simultaneously influence repurchase interest.
The Determinants of Indonesian Muzakki’s Decision to Pay Zakat through Zakat Institutions Febrianti, Lutfia Adha; Noor, Iswan
International Journal of Zakat Vol 9 No 2 (2024): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to analyze four factors that are thought to influence the muzakki's decision to carry out zakat payments through zakat institutions, namely transparency, accountability, service quality and muzakki income. Researchers used quantitative methods with Structural Equation Model Partial Least Square (SEM-PLS) analysis. The number of respondents involved in this research was 124 respondents. The results of the analysis show that the variables transparency, service quality and muzakki's income have a significant positive effect on muzakki's decision to carry out zakat payments through zakat institutions. Meanwhile, the accountability variable does not have a significant influence on the muzakki's decision to carry out zakat payments through zakat institutions. It is hoped that this research can become an additional reference for the government, zakat institutions and academics in an effort to increase muzakki's trust in zakat institutions. Efforts that can be made are to pay attention to aspects of institutional transparency and accountability, namely by actively publishing financial reports and distributing zakat funds. In this way, existing zakat funds can be utilized optimally.
MUSTAHIK EMPOWERMENT PROGRAM AND ITS IMPACT ON MUSTAHIK WELFARE: THE ECONOMIC IMPACT OF ZAKAT-BASED MUSTAHIK PROGRAMS IN INDONESIA Laily, Alfauzia Noer Rochmatul; Noor, Iswan; Ekawaty, Marlina
Journal of Indonesian Applied Economics Vol. 13 No. 1 (2025): February - July 2025
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2025.013.01.3

Abstract

Purpose This study aims to evaluate the effectiveness of the Rumah Gemilang Indonesia (RGI) empowerment program in improving the material and spiritual welfare of mustahik, aligning with Islamic principles of holistic well-being. Design/methodology/approach A mixed methods approach was employed, integrating qualitative in-depth interviews with program managers and participants and a quantitative survey of 200 respondents. The CIBEST model was used to measure welfare dimensions, while data reliability was ensured through Pearson-Correlation and Cronbach's Alpha tests. Findings The study reveals a significant improvement in participants' welfare, with average incomes rising from IDR 615,821 to IDR 2,829,000, exceeding the poverty line. Spiritual well-being also improved, indicated by consistent worship practices and stronger religious values. CIBEST analysis showed an increase in mustahik in the prosperous quadrant and a reduction in absolute poverty. Key program strengths included holistic training, family support, and post-program assistance. Research limitations/implications The findings are limited to the specific context of the RGI program and may not fully generalize to other empowerment models. The study underscores the importance of integrating material and spiritual dimensions in zakat-based empowerment initiatives. Originality/value This research fills a gap in evaluating zakat-based empowerment programs through a holistic lens, combining material, spiritual, and social impacts. It contributes to the literature on Islamic economics by demonstrating the practical application of the CIBEST model in poverty alleviation and welfare enhancement.
The Role of the Social Sector in the Islamic Economic Model: Evidence from Indonesia Muttaqin, Aminnullah Achmad; Noor, Iswan; Afifah, Nurul; Syahrin, Fira Alfi
El-Barka Journal of Islamic Economics and Business Vol. 6 No. 1 (2023)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v6i1.5881

Abstract

Indonesia is the most generous country. Since the time of the Islamic Kingdom, there are forms of social funds, like zakat, infaq, alms, waqf, qurban, and grants. The existence and activities of Social Organisations and Social Non-Profit Institutions (ORSOLANILA) collections and distributions of funds have so far not been taken into account in national income. Whereas their actions can help to improve the Indonesian economy. Therefore, this study aims to examine the importance of ORSOLANILA in Indonesia and support the Islamic macroeconomic theory proposed by Dumairy. The method used in this research is descriptive qualitative with the type of library research. The results of this study state that ORSOLANILA’s roles are crucial in the national economy. Comparison data between Social Fund and Real GDP shows that have the different trend. Social funds increased while Real GDP dropped in the same period. This can show that the number of social funds when included in the macroeconomic calculation as a social sector can increase the amount of GDP. So it is necessary to pay attention to the Islamic economic model in calculating national income because of its impact which is provide a mechanism for economic stabilization in situations crisis or disaster and increasing investment in social and infrastructure projects that support long-term economic growth.
Economic Gap Analysis of West Kalimantan Border Region Deffrinica, Deffrinica; Maryunani, Maryunani; Pratomo, Devanto Shasa; Noor, Iswan
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 4 No. 3 (2025): JUNE
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v4i3.1662

Abstract

Economic inequality is a crucial issue, especially in border areas where economic development is often uneven. This study analyzes the Theil Index to measure economic disparity in border areas of West Kalimantan from 2019 to 2023. The findings reveal that Sanggau Regency consistently has the highest Theil Index, reaching 4.307 in 2021, indicating severe economic inequality. Kapuas Hulu Regency also exhibits an increasing trend, with its Theil Index reaching 2.429 in 2023, suggesting widening disparities. Meanwhile, Sambas and Bengkayang Regencies maintain relatively stable and lower indices, indicating more evenly distributed economic conditions. Singkawang City, as an economic hub, shows fluctuating inequality trends but remains among the higher indices. This research contributes a novel perspective by focusing on economic inequality in border areas, which has often been discussed at the national level rather than in localized studies. The findings highlight the unique economic challenges faced by border regions, emphasizing the need for more inclusive policies, infrastructure development, and cross-border economic optimization to ensure equitable economic growth in West Kalimantan’s border areas.
Pengukuran Jatidiri dan Daya Saing Koperasi dengan Pendekatan Development Ladder Assesment (DLA) Studi pada KUD Subur, KPRI Universitas Brawijaya Dermawanto, Agus Tri; Maryunani, .; Noor, Iswan
Jurnal Aplikasi Manajemen Vol. 13 No. 4 (2015)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

The aim of this study is to analyze theoretically that the Development LadderAssesment DLA variables in which could be a measurement tool for the identity and competitivenessof a cooperation. The concept of DLA in this study is applied in order to categorizethe cooperation in which has the identity between KUD Subur, KPRI Brawijaya Universityand KWSU BAM. The object of the study is Koperasi Unit Desa (KUD), KPRI BrawijayaUniversity and KWSU BAM in Malang. The subjects of this study are the senior members ofmanagement, leader, and members, or at least two members. Data collection was performedby interviewing in a group discussion using a questionnaire. The analysis method uses DLAapproach with variable vision, capacity,resources, and network, as well as DLA approachwith Daniel Cote models and ICA ROAP Grid Model. From the finding, it is found that KUDSubur is on the yellow zone means KUD Subur in performance is generally satisfactory, butit needs indicators in order to improve the organization management. KPRI Brawijaya Universityand KWSU BAM is at the green zone, it means KPRI Brawijaya University and KWSUBAM performance has been good in terms of vision, capacity, and network resources. Danielcote model analysis, KUD Subur, KPRI Brawijaya University and KWSU BAM in general arein quadrant I. KWSU BAM has a very good performance in applying the identity of cooperativesand doing well in the competition.
Pengukuran Jatidiri dan Daya Saing Koperasi dengan Pendekatan Development Ladder Assesment (DLA) Studi pada KUD Subur, KPRI Universitas Brawijaya, dan KWSU BAM di Kota Malang Noor, Iswan
Jurnal Aplikasi Manajemen Vol. 13 No. 2 (2015)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

This research aims to test theoritically of the DLA variables in order to measure theidentity and competitiveness of cooperation. Development Ladder Assesment (DLA) approachapplied in order to decide cooperation identity category at KUD Subur, KPRI BrawijayaUniversity and KWSU BAM at Malang. Methods of analysis using DLA approach with variablevision, capacity, resources, and network, as well as DLA approach with Daniel Cotemodels and ICA ROAP Grid Model. KUD Subur is on the yellow zone means that KUD Suburin performance is generally satisfactory, however there are some indicators that need to beimproved for fixing the organization management. KPRI Brawijaya University and KWSUBAM are at the green zone, it means KPRI Brawijaya University and KWSU BAM performanceare good in terms of vision, capacity, and network resources. Daniel cote modelanalysis, KUD Subur, KPRI Brawijaya University and KWSU BAM in general are in quadrantI. These suggest that cooperatives have been better to implement their identity but stillweak in facing the intensity of the market (competition). Grid Model Analysis, KUD Subur,KPRI UB and KWSU BAM have occupied in quadrant I. It means that the three cooperativescategorize as cooperatives which have identity and able to perform the competition. KUDSubur has a good performance in applying the identity of cooperatives, but still low in doingthe competition. KPRI UB is good in the terms of performance in applying the identity ofcooperatives and fairly in conducting the competition. KWSU BAM applied a very goodperformance in applying the identity of cooperatives and doing well in the competition.
Co-Authors . Maryunani, . Abdillah, Muqaffi Ade Himawan Ramdhan Adelia Dianti Ikaputri Agus Suman Agus Tri Darmawanto Amien, Muhammad Ibnu Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Anugrah Priambodo Asfi Manzilati Atu Bagus Wiguna Ayunata, Nabila Deffrinica Dermawanto, Agus Tri Dewi Mayasari Dewi Mayasari Dias Satria Dwi Budi Santoso Fadhillah, Muhammad Ayyub Faza Firjatullah Alvi Febrian Dwi Prakarsa Febrianti, Lutfia Adha Fikri Charfian Hadi Pratama Kusuma Fira Alfi Syahrin Fitra Ardhita Nurullisha Putra Ghozali Maski Ghozali Maski Hudoyo, Benayn Bilalakram Ika Khusnia Anggraini Ikaputri, Adelia Dianti Indah Dewi Nirwana Karisma, Kautsari Anggun Kautsari Anggun Karisma Kukuh Firmansyah Laily, Alfauzia Noer Rochmatul Marlina Ekawaty Maryunani Maryunani Maryunani, Maryunani Muhammad Afif Muhammad Rizaldi Muhammad Rizky Munawar Ismail Mustaqilla, Nazhira Nashir, Muhammad Kautsar Nely Novia Nely Novia Novia, Nely Nurizka, Rifda Pasya, Shifa Aulia Prasetyo, Aisyabilillah Mutiarawati Pratomo, Devanto Shasa Priambodo, Anugrah Raffy, Muhammad Raffy Nugraha Ratang, Sarlota Reginald, Indigo Caniggia Riki Rahmawan Setyo Tri Wahyudi Silvi Asna Prestianawati Sugihanggit, Anggraito Syahrin, Fira Alfi Tri Cahyono Tri Cahyono Tsumma Lazuardini Imamia