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Revitalization of Financial Freedom Based on Maqashid Al-Syariah Fi Hifdz Al-Mal Ubaidillah, Ubaidillah; Nur, Iffatin; Khamami, Achmad Rizkon
Proceedings of Annual Conference for Muslim Scholars Vol 8 No 1 (2024): AnCoMS, Oktober 2024
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v8i1.685

Abstract

Current global economic instability and weak personal financial management make the economy increasingly complicated. Implementation maqashid syariah fi hifdz al-mal offers new improvisations to revitalize financial freedom. This research explores integration maqashid syariah fi hifdz al-mal in financial planning and management to improve financial well-being. Aspect hifdz al-mal not only protects assets but also strengthens the financial system and increases financial stability. This research design uses a qualitative case study approach. The findings of this study demonstrate applicability maqashid syariah fi hifdz al-mal in managing assets leads to financial freedom which is more inclusive. In addition, this approach increases public confidence in the financial system and contributes to more efficient and sustainable resource management. This research offers valuable scientific knowledge for individuals and policy makers in designing financial strategies that are more responsive and ethical and support social welfare with a sustainable economy.
IMPLEMENTASI AKAD MUSYARAKAH MUNTAHIYAH BI AL-TAMLIK DALAM PERSPEKTIF MASLAHAH A. Zaky Fuad; Iffatin Nur
Ar-Risalah Media Keislaman Pendidikan dan Hukum Islam Vol. 19 No. 2 (2021): (Oktober 2021)
Publisher : LPPM IAI IBRAHIMY GENTENG BANYUWANGI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of writing this article is to find out what the musyarakah muntahiyah bi al-tamlik contract is and how to implement it. Broadly speaking, this contract consists of two keywords, namely musyarakah and tamlik (ownership), which means that this contract is a contract that is carried out is a collaboration between two or more people who promise that at the end of the period it will end with ownership of capital or assets by one. one party in full. The implementation of this contract is carried out by making a syirkah contract first then the second contract can use a sale and purchase contract, a grant or other contract that is justified according to sharia, this is done to avoid the occurrence of multiple contracts in one transaction which usually will lead to the occurrence of gharar. This research is a normative study with a conceptual approach, namely the discussion of the musyarakah muntahiyah bi al-tamlik contract. The extraction of legal materials is carried out through literature studies related to the study of maqashid al-sharia and maslahah both classical and contemporary literature. In determining Islamic law, it often uses maqashid al-sharia which consists of five components, namely maintaining religion (hifdz al-din), guarding the soul (hifdz al-nafs), maintaining reason (hifdz al-'aql), maintaining descent (hifdz al -nasl) and safeguarding property (hifdz al-maal), so that in this transaction no party feels burdened because in the practice of the Islamic home ownership cooperation, they can occupy the house first and make repayments at the end of the contract period so that later the house will become the property. syarik as a whole.
Best Interest of the Child (Ḥifẓ al-Awlād) Principle in Adjudicating Marriage Dispensation for Under-Age Couples Moch. Nurcholis; Iffatin Nur; Abd. Holik; Ahmad Muhtadi Anshor
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 20 No. 2 (2025)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v20i2.15927

Abstract

Since the enactment of Law Number 16 of 2019, which amended Law Number 1 of 1974 on Marriage, the Religious Court of Malang Regency has experienced a significant surge in marriage dispensation applications compared to the period when the previous Marriage Law was still in effect. This research aims to construct the concept of maqāṣid asy-syarī’ah fī ḥifẓ al-awlād by analyzing judicial reasoning of judges in determining marriage dispensations at Malang Regency Religious Court. It specifically explores how judges’ interpretations of the best interests of the child can be formulated into a new derivative of maqāṣid theory. This research is a normative-empirical juridical research with a case approach. The data were collected through interviews with three male judges and two female judges from the Religious Court of Malang Regency. Informants were selected using purposive sampling, targeting judges with the most extensive experience in handling marriage dispensation cases. As data saturation had been reached, the number of informants was deemed qualitatively representative. Data were also obtained from official documentation of legally binding marriage dispensation rulings (inkracht van gewijsde). All data were analyzed using a descriptive-analytical approach, and conclusions were drawn through the application of an interactive cyclical method. The principle of the best interests of the child in determining marriage dispensations aims at providing protection for the child, both physically and psychologically. It includes the age of the prospective bride and groom, economic adequacy, reliable guidance and assistance from the family, and adequate religious safety and protection of children in the womb.
Reformulating The Concept of Maslahah: From A Textual Confinement Towards A Logic Determination Iffatin Nur; Muhammad Ngizzul Muttaqin
Justicia Islamica Vol 17 No 1 (2020)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v17i1.1807

Abstract

Up to this contemporary era, the concept of maslahah developed by several leading Muslim scholars seems to be rather theocentric in a way that it is transfixed on the maslahah considerations contained in the texts (naás). This means that the concept of maslahah has so far been shadowed in the textual confinement so that the resulting maslahah becomes an old-fashioned, stagnant, and less-able concept for responding to the times’ challenges. This study aims to open up discourses and opportunities for the development and reformulation of maslahah in the current contemporary era. This qualitative study is library research. The data used were obtained from book literature, journals, and other writings related to maslahah and were analyzed using a content analysis method. The discussion was done by describing the historical data of previous thoughts on maslahah from textual confinement to logic determination, which was then formulated with the reality of today's modern era life. The results of this study indicate that: 1) from its historical aspect, the reformulation of maslahah is one which has so far only been assessed in the perspective of Shari' (the Law Maker). Hence, it is necessary to reformulate it in the perspective of mujtahid by referring to maslahah associated with the issues’ reality context, 2) there is a need to incorporate the concept of ethics and humanity into the structure of maslahah, and 3) there present a necessity to formulate a collective-based ijtihad in probing of maslahah to create a scientific maslahah-based ijtihad methodology.
Family Expectation and Poverty Alleviation Program: Approaches to Family Development Laws, Sustainable Development Goals, and Maqashid Sharia Lilis Hidayati Yuli Astutik; Iffatin Nur; Mashuri Mashuri
Justicia Islamica Vol 19 No 1 (2022)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v19i1.3227

Abstract

This research intends to evaluate the Family Expectation Program to alleviate poverty through the lens of Population and Family Development Laws, Sustainable Development Goals, and Maqashid al-Sharia. Poverty becomes a problem in human life and affects individual and social lives. This condition has made the United Nations initiate the Sustainable Development Goals (SDGs) program, which among others, aims to alleviate poverty worldwide. As a member country of the United Nations, Indonesia welcomes this initiative by preparing several national poverty alleviation programs, including Program Keluarga Harapan (PKH)/ Conditional Cash Transfer Program. This study used a qualitative research approach with a case study and multi-site design to evaluate this program. Through the study locus in Tulungagung and Trenggalek Regencies, East Java, the results of this study indicate that the PKH program in the two locations is following the objectives of Islamic law, including the protection of religion (hifz al- din), the protection of human soul and body (hifz al-nafs), the protection of wealth (hifz al-mal), the protection of mind (intelligence) (hifz al-'aql), the protection of lineage (hifz al-nasl), and the protection of honor (hifz al-'ird¸). The results of this research hopefully contribute to setting up poverty alleviation-based -government policies through family development programs to pursue Sustainable Development Goals (SDGs) based on the values of Maqashid al-Sharia.
Reconstructing Islamic Legal Epistemology: The Performative Logic of Ijtihād Irshādī in the Lajnah Bahtsul Masā’il of Pesantren Lirboyo Muhammad Ibtihajuddin; Iffatin Nur; Ahmad Muhtadi Anshor; Asmawi Mahfudz; Rifa'atul Mahmudah
Justicia Islamica Vol 22 No 2 (2025)
Publisher : Faculty of Sharia UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/justicia.v22i2.10927

Abstract

This article examines the epistemological and performative construction of Ijtihād irshādi at the Lajnah Bahtsul Masail (LBM) of Pesantren Lirboyo as a paradigm that repositions fatwa not merely as juridical determination, but as ethical discourse shaped through communicative, pedagogical, and socially embedded reasoning. Responding to contemporary socio-religious issues such as domestic violence, interfaith marriage, and digital era household needs, this research argues that Ijtihād irshādi emphasises moral orientation, dialogical clarification, and contextual sensitivity while remaining grounded in maqasid al-shariah and the pesantren tradition. Using a qualitative phenomenological case study combined with Foucauldian archaeological discourse analysis, this study examines LBM documents, in-depth interviews with kiai and senior students, and participant observation in bahtsul masail sessions to map the epistemic formation of irshādi fatwas. The findings demonstrate that Irshadi reasoning works through nonimperative ethical guidance, performative enunciation of authority, and flexible interpretive mechanisms that integrate classical texts with lived realities. The study contributes conceptually by clarifying the epistemic structure of irshādi fatwas, methodologically through the synthesis of phenomenology and archaeological analysis, and practically by showing how pesantren-based jurisprudence can guide Muslims through evolving ethical challenges.
Fiqh–Sufism Dialectics in Wahidiyah Teachings: An Integrative Model of Islamic Legal Thought in Indonesia Asmik Nasikah; Ahyak Ahyak; Iffatin Nur; Syamsu Ni'am; Rohmatulloh Rohmatulloh
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 13, No 1 (2026): January-June
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v13i1.10517

Abstract

This article examines the dialectical integration of fiqh (Islamic jurisprudence) and Sufism (taṣawwuf) within Wahidiyah teachings in Indonesia and critically explores its implications for contemporary Islamic legal thought. Employing a qualitative normative-legal approach combined with philosophical analysis, this study analyzes Wahidiyah doctrinal texts alongside classical fiqh literature and authoritative Sufi works through deductive legal reasoning, maqāṣid al-sharīʿah analysis, and ethical–spiritual interpretation. The findings demonstrate that Wahidiyah articulates a systematic and operational integrative framework in which fiqh provides normative structure and legal certainty, while taṣawwuf functions as an ethical–spiritual orientation that animates legal reasoning and practice. This integration is concretely structured through a hierarchical sequence of principles—lillāh–billāh, li al-rasūl–bi al-rasūl, li al-ghawth–bi al-ghawth, yuʿṭī kulla dhī ḥaqqin ḥaqqah, and taqdīm al-aham fa al-aham thumma al-anfaʿ fa al-anfaʿ—aligning intention, authority, obligation, and priority within Sharīʿah boundaries. Departing from previous studies that predominantly frame Wahidiyah as a devotional or cultural Sufi movement, this article conceptualizes Wahidiyah as an integrative model of Islamic legal philosophy. It contributes theoretically by demonstrating how Sufi ethical consciousness can be methodologically incorporated into jurisprudential reasoning without undermining legal certainty. Methodologically, the study offers a maqāṣid-oriented analytical framework for examining spiritually grounded legal practices. Practically, it provides an alternative paradigm to rigid legalism and unstructured mysticism by showing how spirituality, legal normativity, and ethical responsibility can be systematically harmonized in contemporary Muslim life. By positioning Wahidiyah as a transferable model of fiqh–tasawwuf dialectics, this research advances contemporary Islamic legal theory and offers a contextually grounded approach to developing spiritually informed yet normatively coherent jurisprudence in plural Muslim societies
Politicisation of Agrarian Legal Conflict as Political Capital: A Fiqh Siyasah Perspective Agus Machfud Fauzi; Novi Fitia Maliha; Iffatin Nur; Ahmad Ridwan; Eufrasia Kartika Hanindraputri; Mohammad Reevany Bustami
De Jure: Jurnal Hukum dan Syari'ah Vol 18, No 1 (2026)
Publisher : Shariah Faculty UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j-fsh.v18i1.41410

Abstract

Urban agrarian legal conflicts in Indonesia started to arise following state land governance policies and the acceleration of land asset certification, raising questions about land rights and legal protection for long-term residents. During the 2024 Surabaya mayoral election, tensions intensified as PT Kereta Api Indonesia (PT KAI) accelerated land-asset certification, affecting residents in several urban neighbourhoods. The dispute over the legal certainty of land rights entered the electoral arena and was politicised by political elites as a strategy to mobilise support and secure electoral victory. This article examines how agrarian legal conflict is politicised as political capital and how affected residents interpret and respond to limited political choices when their right to the city is under threat. A qualitative approach was employed through field observation, document analysis, and in-depth interviews conducted in three affected sub-districts in Surabaya: Petemon, Gundih, and Pacar Keling. The analysis integrates the theory of political representation developed by Hanna Pitkin with the perspective of fiqh siyasah concerning ‘adl (justice), maslahah (public welfare), and political legitimacy as articulated by Abu al-Hasan al-Mawardi. The findings reveal three patterns of political responses among affected residents: political apathy due to weakened channels of representation; clientelistic co-optation through neighbourhood governance networks, such as RT/RW, accompanied by promises of compensation; and electoral resistance expressed through support for the empty-box option. Politicising agrarian legal conflict proved effective as political capital, leading to a procedural electoral victory. However, from a fiqh siyasah perspective, political legitimacy cannot be determined solely by electoral success but must also reflect justice and the protection of public welfare. This study contributes theoretically by employing fiqh siyasah as an analytical framework to evaluate the gap between procedural electoral victory and normative legitimacy in urban agrarian conflicts. Keywords: agrarian legal conflict; political capital; electoral politics; fiqh siyasah; political representation
Hybrid Contract In Islamic Banking Innovation In Indonesia: Systematic Mapping And Analysis Of Implementation Models Muflihatul Bariroh; Iffatin Nur; Asmawi Mahfudz; Zainur Rofik
International Journal of Economics and Development Vol. 2 No. 1 (2026): Vol 2 No 1 June 2026
Publisher : Ponpes As-Salafiyyah Asy-Syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijed.v2i1.1631

Abstract

Innovations in Islamic banking products in Indonesia are increasingly relying on hybrid contracts, or al ‘uqud al murakkabah, as the primary instrument to meet complex contemporary financial needs. However, there is currently no systematic mapping that simultaneously analyzes the types, implementation patterns, and Sharia compliance challenges of all hybrid contract models across categories of Islamic banking products in Indonesia. This study aims to: (1) identify the dominant types of hybrid contracts used in Islamic banking product innovations in Indonesia; (2) examine their implementation patterns in Islamic banking products; and (3) analyze the resulting Sharia compliance challenges. Using a Systematic Literature Review (SLR) approach based on the PRISMA protocol, this study selected 21 articles from 564 identified articles published between 2019 and 2024. The findings identified seven primary hybrid contract models dominating Islamic banking in Indonesia: Murābaḥah bil Wakālah, Ijārah Muntahiyah Bittamlīk (IMBT), Musyārakah Mutanāqişah (MMQ), Kafālah bil Ujrah, Wakālah bil Ujrah, Hawalah bil Ujrah, and the Rahn Qarḍ Ijārah combination. Products utilizing these models include property financing (KPR), gold pawnbroking, Islamic credit cards, multi-service financing, letters of credit, and Islamic demand deposits. Although hybrid contracts meet the needs of a dynamic market, several challenges persist, including the complexity of combining contracts, the potential for hidden riba conflicts, weaknesses in accounting records, and low public financial literacy. This study contributes a comprehensive and systematic mapping of hybrid contract types, implementation patterns, and legal implications across all major Islamic banking product categories in Indonesia an analysis not previously available in the existing literature. The findings may provide practical guidance for regulators and Islamic banking institutions in designing innovative financial products while maintaining Sharia compliance.
E-MONEY PERSPEKTIF MAQASHID SYARIAH FII AL-MUAMALAH Sajida Sanata Islam; Iffatin Nur
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 6 No. 2 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v6i2.8608

Abstract

E-money merupakan  modernisasi metode pembayaran non tunai berbasis teknologi yang saat ini lazim digunakan oleh masyarakat. Perkembsngsn  metode pembayaran berbaasi e-money ini tentunya harus sejalan dengan prinsip-prinsip agama. Penelitian ini bertujuan untuk mengetahui apakah dengan adanya e-money ini sejalan dengan kosep maqashid syariah fi al-muamalah. Jenis penelitian yang digunakan adalah penelitian hukum normatif dengan pendekatan kualitatif, teknik pengumpulan bahan hukum yang digunakan ialah studi dokumen atau sudi pustaka dengan menggunakan metode deskriptif kualitatif. Hasil penelitian menunjukan jika hukum bertransaksi dengan e-money adalah mubah atas dasar kaidah “Al ashlu fil mua'malati al ibahah hatta yadullu ad-daliilu ala tahrimiha”, namun kemubahan ini hanya terbatas pada e-money dengan prinsip syariah yang berpedoman pada Fatwa Dewan Syariah Nasional. Adapun e-money kovensional dianggap tidak memenuhi prinsip syariah sebaiknya kita menghindari penggunaannya karena ditakutkan adanya unsur riba, gharar, dan maitsir yang dapat merugikan pihak-pihak dalam e-money tersebut.Kata Kunci: E-Money, Maqashid Syariah Fi Al-Muamalah, Maslahah.
Co-Authors A. Muhdhor Ali A. Zaky Fuad Abdul Aziz Abdul Hakam Sholahuddin Abdul Mun’im Saleh Agus Machfud Fauzi Agus Machfud Fauzi Ahmad Muhtadi Anshor Ahmad Ridwan Ahmad Ridwan Ahyak Ahyak Akhmad Rizqon Khamami Ali Abdul Wakhid Ali, A. Muhdhor Anak Agung Gede Sugianthara Anshor, Ahmad Muhatdi Anusantari, Inama Ma Asmawi Mahfudz Asmik Nasikah Budi Kolistiawan Dede Nurrahman Divia Nur Alan Nur Ilmas Eufrasia Kartika Hanindraputri Fuad, A. Zaky Galuh Widitya Qomaro Haniefa Nuruddienil Fithriy Haniefa Nuruddienil Fithriy Hasnizam Hashim Hazim Hazim Hiba Fajarwati Hiba Fajarwati Hidayat, Fatkul Holik, Abd. Hosaini Ilmas, Divia Nur Alan Nur Indri Hadisiswati Indri Hadisiswati Indri Hadisiswati Intan Putri Fadillah Jidan Ahmad Fadillah Jusuf Satriani Khamami, Achmad Rizkon Lailita Fitriani Lestari Handayani Lilis Hidayati Yuli Astutik Luthfa Surya Anditya M. Ngizzul Muttaqien M. Ngizzul Muttaqin Mansur, ubaidillah Martha Eri Safira Mashuri Mashuri Mashuri Mashuri Minahus Saniyyah Moch. Nurcholis Moh. Huda Mohamad Badrus Mohammad Reevany Bustami Muflihatul Bariroh Muh Fathoni Hasyim Muhammad Diyaulhaq Rais Muhammad Ibtihajuddin Muhammad Ngizzul Muttaqin Muhammad Ngizzul Muttaqin Muhammad Thufaili Ubaidillah Munardji Munarji Munarji Muttaqin, M. Ngizzul Muzayyanah Muzayyanah Nahdhiyanto, Ahmadi Abdul Shomad Faiz Nasrulloh Nasrulloh Nicken Nawang Sari Novi Fitia Maliha Novi Fitia Maliha Putri, Allysa Novita Raihanah binti Abdullah Reni Dwi Puspitasari Reni Dwi Puspitasari Rifa'atul Mahmudah Rohmatulloh Rohmatulloh Sajida Sanata Islam Siti Marpuah Siti Nur Fitriana Siti Nurjanah Siti Nurjanah Sri Rahayu Syahrul Adam Syamsu Ni'am Teguh Teguh Teguh, Teguh Ubaidillah Ubaidillah Umi Nurul Laelatul’zah Uswatul Khasanah Zainur Rofik