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ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : IQTISHADIA

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Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan Â di lembagaÂ pembiayaan syariah. Perkembangan lembaga pembiayaan Â syariah sangat pesat dan meliputi bentuk usaha Â yang variatif sehingga penerapanÂ prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan Â sebagai landasan Â berpikir Â dan bertransaksiÂ dalam penegakan hukum Â kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,Â asas perjanjian itu mengikat, Â asas keadilan, Â asas tertulis Â (al-kitabah). Pada prinsipnyaÂ Â asas-asas Â akad dipahami sebagaiÂ Â prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES Â OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation Â of sharia principles. There are seven principles act as framework Â for financial transaction. They are freedom of contract, conscensualism, equity, Â fairness, legal binding , justice, Â and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic Â economy,Â the Â liability Â of contract depends Â on the requirements.Keywords: principles, transaction, finance

ANALISIS BAGI HASIL FINANCING DALAM PERBANKAN SYARIAH Aswad, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 1, No 1 (2014)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2014.1.1.1-24

Islamic banking function as intermediaries from surplus units to units depisit, Islamic banks as well as the unit of funding (fundraising) also function in fnancing (fnancing). In the application of Islamic banking operations face technical constraints associated with the sharing system (Proft and Loss Sharing), therefore Islamic banking fnancial intermediary, in this case the Islamic banks are not just trying to maximize the expected utility of its shareholders, but also pay attention to expected utility entrepreneurs and depositors. In Islamic banking operations apply for the results as a measure of return in the economy. Penentua technically specifed ratio is fxed at the beginning of the transaction but the nominal value can not be known with certainty, but see the income that will happen later. In determining the ratio ratio known as 1) Revenue sharing system; 2) Groos Proft System; and 3) Proft Sharing System. But with the objective conditions of our economy now Revenue Sharing System.Keywords: Islamic Banking, Proft Sharing Sytem Revenue sharing, Groos Proft System.

ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1097

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan Â di lembagaÂ pembiayaan syariah. Perkembangan lembaga pembiayaan Â syariah sangat pesat dan meliputi bentuk usaha Â yang variatif sehingga penerapanÂ prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan Â sebagai landasan Â berpikir Â dan bertransaksiÂ dalam penegakan hukum Â kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,Â asas perjanjian itu mengikat, Â asas keadilan, Â asas tertulis Â (al-kitabah). Pada prinsipnyaÂ Â asas-asas Â akad dipahami sebagaiÂ Â prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES Â OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation Â of sharia principles. There are seven principles act as framework Â for financial transaction. They are freedom of contract, conscensualism, equity, Â fairness, legal binding , justice, Â and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic Â economy,Â the Â liability Â of contract depends Â on the requirements.Keywords: principles, transaction, finance

ASAS-ASAS TRANSAKSI KEUANGAN SYARIAH Aswad, Muhammad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1097

Tulisan ini menganalisis tentang asas-asas transaksi keuangan yang dipergunakan Â di lembagaÂ pembiayaan syariah. Perkembangan lembaga pembiayaan Â syariah sangat pesat dan meliputi bentuk usaha Â yang variatif sehingga penerapanÂ prinsip-prinsip syariah sangat diperlukan. Tujuh macam asas-asas perjanjian yang dapat digunakan Â sebagai landasan Â berpikir Â dan bertransaksiÂ dalam penegakan hukum Â kontrak syariah tersebut. Asas-asas perjanjian itu adalah, Asas kebebasan berkontrak, asas konsensualitas, asas persamaan hukum (al-musawa), asas kejujuran,Â asas perjanjian itu mengikat, Â asas keadilan, Â asas tertulis Â (al-kitabah). Pada prinsipnyaÂ Â asas-asas Â akad dipahami sebagaiÂ Â prinsip-prinsip yang implisit yang menjiwai keabsahan akad. Dalam pandangan syariah keabsahan akad terlaksana bilamana memenuhi rukun dan syarat akad.Kata kunci: asas, transaksi, pembiayaanPRINCIPLES Â OF SHARIA FINANCIAL TRANSACTIONS. This article analyzes principles of financial transactions in sharia financial institutions. The extensive growth of sharia finance has covered various businesses and necessitated the implementation Â of sharia principles. There are seven principles act as framework Â for financial transaction. They are freedom of contract, conscensualism, equity, Â fairness, legal binding , justice, Â and well noted. Basically, those principles are understood to be the core of contract liability. In Islamic Â economy,Â the Â liability Â of contract depends Â on the requirements.Keywords: principles, transaction, finance

TINGGALAN ARKEOLOGIS DISITUS BENTENG LIPU DI KECAMATAN KULISUSU Muhammad Aswad; abdul Rauf Sulaeman
SANGIA JOURNAL OF ARCHAEOLOGY RESEARCH Vol. 2 No. 1: June 2018
Publisher : Laboratorium Jurusan Arkeologi Fakultas Ilmu Budaya Universitas Halu Oleo

The research problem formulation is (1) Any archaeological remains found at Fort Lipu. (2) How is the pattern of distribution of archaeological remains found on the site of Fort Lipu. (3) What are the functions of thefort. The objectives of the study are (1) Identifying and describing the archaeological remains at the site ofBenteng Lipu (2) Explaining the pattern of distribution of archaeological remains at the site of Benteng Lipu (3) Knowing the function of the site of Fort Lipu. This research uses space archeology. The object of this research is Benteng Lipu. The results of the archaeological remains in the Lipu Fortress site are mosques, cannons, Kulisusu,Baruga, Raha Bulelenga, Waode Bilahi tomb, Ima Ea's tomb, Gaumalanga's tomb, Sangia LaIhoria tomb, and the tomb of La Ode-Ode and King Jin. The pattern of the distribution of archaeological remains in Lipu Fortress isgrouped and random in pattern, Lipu Fortress has the function of the barata period as the center of the barata government, the development of Islam, the defense and security system. The function of the castle today is as asettlement and tourist destination.

PENGARUH BAURAN PEMASARAN DIGITAL TERHADAP MINAT BELI KONSUMEN PADA PEMBELIAN TIKET KERETA API ONLINE MELALUI APLIKASI DI KABUPATEN TULUNGAGUNG Mustika Nur Astuti; Muhammad Aswad
AmaNU: Jurnal Manajemen dan Ekonomi Vol. 5 No. 2 (2022)
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52802/amn.v5i2.325

The purpose of this study was to determine the effect of the digital marketing mix on consumer buying interest partially or simultaneously, and to identify the most dominant marketing mix variable on consumer buying interest in purchasing train tickets online through applications in Tulungagung Regency. This study uses a descriptive quantitative approach, where the sampling technique uses purposive sampling method. The data collection process was carried out by distributing questionnaires at least once to users of the KAI Access application in Tulungagung Regency. The research data were tested with validation tests, reliability tests, descriptive statistical tests, classical assumption tests, and hypothesis testing. With the help of SPSS 21, multiple linear regression analysis was used to analyze the data in this study. Partially, there are five variables that influence, namely price, place, people, process, and physical evidence, and two variables that have no effect, namely product and promotion. The digital marketing mix has a significant effect on consumer buying interest in the amount of 91.6%, and the remaining 8.4% is influenced by other variables not included in this survey. The digital marketing mix variable that is very dominant or often influences consumer buying interest is the process variable. Taken from the value of t arithmetic which has the largest value among other variables.

Penyuluhan dan Pendampingan Pembuatan Peraturan Desa tentang Penerbitan Hewan Ternak di Desa Adolang Dhua Kecamatan Pamboang, Kabupaten Majene Ardiansyah Ardiansyah; Aminuddin Aminuddin; Ahmad Abbas; Muhammad Aswad; Abdul Gaffar Haris; Nur Iman Saal
Abdimas Universal Vol. 6 No. 1 (2024): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Balikpapan (LPPM UNIBA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/abdimasuniversal.v6i1.370

This Community Service activity is a continuation of the socialization activities of LKBH Abdi Keadilan in Adolang Dhua Village. During the activity, questions arose from various communities and confessions from the Village Head who asked how law enforcement against livestock that entered the yard and damaged residents' agricultural land. Because there are no clear rules at the village level regarding efforts to reduce the wildness of livestock that enter the community's cultivation and agriculture, the village head cannot provide solutions to the problem of livestock entering residents' land. Therefore, disputes between land-owning farmers and livestock owners are frequent. The Community Service methodology used is action research, one type of action research that is often known is Participation Action Research (PAR). That based on the results of community service activities on mentoring and drafting Adolang Dhua village regulations on Livestock Control using the Participation Action Research (PAR) method has run smoothly. The service team together with elements of the Adolang Dhua Village government, namely members of the Village Consultative Body and the Head of Adolang Dhua Village have succeeded in drafting Village Regulations that are in accordance with the proposals and expectations of the village community Adolang Dhua.

Analisis Faktor-Faktor Sustainabilitas Baitul Maal wat Tamwil (BMT) Aswad, Muhammad
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 6 No 1 (2021): Asy-Syar'iyyah Juni 2021
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v6i1.1703

Baitul Mal wa at-Tamwil (BMT) is a Syari’ah financial institution that continues to grow and keeps its sustainability among the competition of financial services institutions. Eventhough BMT grows rapidly, it experiences many obstacles in its development, but it still exists independently. This study examines the factors that affect the sustainability of BMT in Indonesia, the Factor Analysis and Regression Analysis methods were used in data analysis. The finding of this study reveals that management, human resources, capital, and product innovation factors affected BMT performance. Through regression analysis it is found that management factors and human resources factors have a significant effect on the sustainability of BMT.

CREATING INCLUSIVE LANGUAGE LEARNING ENVIRONMENTS: ADDRESSING THE NEEDS OF DIVERSE LEARNERS Aswad, Muhammad; Wirentake, Wirentake
TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING Vol. 2 No. 3 (2023): MAY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transtool.v2i3.1360

In today's diverse educational landscape, there is a growing need to create inclusive language learning environments that cater to the diverse needs of learners. This requires an understanding of various instructional design frameworks and practices that promote inclusivity, such as differentiated instruction and Universal Design for Learning, which can significantly enhance engagement and support for all students, particularly those from culturally and linguistically diverse backgrounds. To achieve this, educators must implement strategies that recognize and celebrate diversity, fostering a learning atmosphere where all students feel valued and capable of succeeding, thereby enhancing overall learning outcomes and experiences for everyone involved. The purpose of this research is to explore strategies for creating inclusive language learning environments that address the diverse needs of learners. This study employed a qualitative research approach, conducting a comprehensive review of relevant literature to identify and analyze the key factors and strategies for creating inclusive language learning environments.

THE IMPACT OF GENDER ON LANGUAGE LEARNING MOTIVATION AND ATTITUDES Aswad, Muhammad
TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING Vol. 1 No. 3 (2022): MAY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transtool.v1i3.1361

This research highlights the importance of understanding how gender affects students' motivation and attitudes in learning English, especially in an era of globalization that increasingly demands foreign language skills. In this context, the research method used is a literature study, in which various sources and previous research are analyzed to understand related trends and patterns. The results show that there are significant differences between male and female students in terms of motivation and attitude towards learning English. In particular, female students show higher integrative motivation, which means they are more driven to learn English as part of their personal identity and to interact with communities that use the language. In addition, their positive attitude towards learning English was more prominent compared to male students. These findings point to the importance of designing teaching strategies that are sensitive to gender differences, with the aim of creating an inclusive and supportive learning environment for all students, regardless of their gender. These strategies could include more personalized and adaptive approaches, which take into account the needs and motivations of individual students, so that the learning process becomes more effective and equitable.

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