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All Journal Jurnal Al-Ijtimaiyyah Studia Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah At-Tawassuth: Jurnal Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Paedagogy Al-Mubin: Islamic Scientific Journal El-kahfi : Journal of Islamic economics Jurnal Investasi Islam El-Ahli : Jurnal Hukum Keluarga Islam EKSYA: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Al Dzahab Jurnal Manajemen ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Journal of Law, Poliitic and Humanities Maqdis: Jurnal Kajian Ekonomi Islam Journal of Artificial Intelligence and Digital Business Amal: Jurnal Ekonomi Syariah Jurnal Ekonomi Kreatif Indonesia Mawaddah: Jurnal Hukum Keluarga Islam Sharia Economic and Management Business Journal (SEMBJ) Al-Mubtadi : Jurnal Pendidikan Guru Madrasah Ibtidaiyah Jurnal Ilmiah Multidisiplin Ilmu Assyarikah: Journal Of Islamic Economic Business Wealth: Journal of Islamic Banking and Finance J-Mabisya PESHUM Al-Hayat: Journal of Islamic Education Risalah Iqtisadiyah: Journal of Sharia Economics Jejak digital: Jurnal Ilmiah Multidisiplin JIMEK AICOS JIEFIS: Journal of Islamic Economics and Finance Studies Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JIBF MADINA : Journal Islamic Banking and Finance Madina
Paisal Rahmat
Sekolah Tinggi Agama Islam Negeri Mandailing Natal
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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FILSAFAT EKONOMI ISLAM: KRITIK KONSTRUKTIF BUNGA BANK SYAFRUDDIN PRAWIRANEGARA DAN IMPLIKASINYA TERHADAP PENGEMBANGAN EKONOMI SYARIAH: FILSAFAT EKONOMI ISLAM: KRITIK KONSTRUKTIF BUNGA BANK SYAFRUDDIN PRAWIRANEGARA DAN IMPLIKASINYA TERHADAP PENGEMBANGAN EKONOMI SYARIAH Rahmat, Paisal; Marlian Arif Nasution
J-MABISYA Vol. 3 No. 2 (2022): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v3i2.960

Abstract

Filsafat Ekonomi Islam Syafruddin Prawiranegara berpendapat bahwa sistem ekonomi berbasis Islam dan bunga bank tidaklah bertentangan satu sama lain. Bunga bank berbeda dengan riba dalam Islam, bunga bank yang wajar tidak sama dengan riba. Riba dalam pandangan Syafruddin adalah keuntungan yang diperoleh dari transaksi yang bersifat eksploitatif dan penipuan, riba bisa terjadi dalam transaksi tunai atau kredit. Sistem ekonomi syariah sebenarnya adalah kegiatan ekonomi yang dibimbing dan diarahkan oleh norma-norma Islam. Di antara norma-norma Islam adalah kesetaraan dan kejujuran. Oleh karena itu, menurutnya di dalam sistem ekonomi Islam bisa saja terdapat pembungaan uang, asal bunga yang wajar. Sebaliknya, di dalam sistem ekonomi yang tanpa bunga bisa saja terjadi riba manakala di dalamnya masih terjadi eksploitasi dan penipuan.
APAKAH CRYPTOCURRENCY SEBAGAI ALAT PEMBAYARAN YANG SAH DI INDONESIA?: ANALISIS DARI DUA PERSPEKTIF Arzam, Arzam; Fauzi, Muhammad; Mursal, Mursal; Rahmat, Paisal
J-MABISYA Vol. 4 No. 1 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v4i1.1427

Abstract

Penelitian ini bertujuan untuk menganalisis apakah Cryptocurrency sebagai alat pembayaran yang sah berdasarkan perspektif peraturan perundang-undangan dan fatwa DSN-MUI di Indonesia. Ini didasari bahwa fenomena Cryptocurrency sebagai mata uang digital yang tersistem dari penciptaan terdesentralisasi. Berbeda dengan mata uang yang ada saat ini, yang sistemenya desentralisasi. Penelitian ini termasuk penelitian deskriptif dengan pendektan kualitatif. Data peneltian dikumpul dari sumber skunder berupa dokumen peraturan perundang-undangan, laporan, artikel jurnal, dan lain-lain sesuai dengan objek penelitian ini. Analsis data penelitian menggunakan beberapa langkah-langkah; pengumpulan materi, diskusi, dan analisis deskriptif.. Penelitian menunjukan bahwa Cryptocurrency belum dapat menjadi alat pembayaran yang sah, karena bertentengan dengan peraturan perundang-undangan yang ada. Bank Indonsia. dengan tegas menyatkan Cryptocurrency tidak dapat menjadi alat trasaksi pembayaran yang sah (Ilegal Tender). Demikian juga dari fatwa DSN-MUI, menyatakan keharaman Cryptocurrency sebagai mata uang, karena beretentangan dengan peraturan perundang-undangan. Sebagai mata uang mengikuti ketentuan dari aturan undang-undang atau otoritas moneter, sehingga menjadikan Cryptocurrency tidak mendapatkan tempat sebagai alat pembayaran yang sah (Illegal tender). Namun demikian, Cryptocurrency dilegalkan, hanya sebatas komiditi (aset) berdasarkan dalam regulasi yang dikelaurakan oleh PERMENDAG/BAPPETI..
ZAKAT SEBAGAI INSTRUMEN INVESTASI PUBLIK PAISAL RAHMAT
J-MABISYA Vol. 4 No. 1 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v4i1.1440

Abstract

Investasi merupakan usaha yang dapat dilakukan untuk memenuhi kebutuhan di masa yang akan datang menengenai kebutuhan di masa akan datang menjadi kata kunci sebelum melakukan investasi, kemampuan melakukan investasi dan kemampuan untuk memenuhi kebutuhan yang akan datang akan sangat beruntung dengan seberapa besar kemampuan menyisihkan tabungan. zakat adalah kewajiban keagamaan bagi umat Muslim yang melibatkan pembayaran sebagian dari kekayaan mereka kepada golongan yang membutuhkan. zakat bisa dianggap sebagai instrumen investasi publik karena memainkan peran penting dalam meningkatkan kesejahteraan masyarakat secara keseluruhan. Oleh karena itu zakat benar-benar bisa berfungsi secara efektif, maka ada sebagian kalangan yang mengusulkan agar harta zakat itu diinvestasikan agar bisa dimanfaatkan untuk membuat suatu usaha yang bersifat produktif dimana hasilnya akan terpulang kembali kepada umat.untuk itu pengelolaan harta zakat harus sesuai dengan syariat Islam agar senantiasa setiap orang mampu memahaminya
Penerapan Kaidah-Kaidah Fikih Ekonomi Syariah Pada Kegiatan Ekonomi: PENERAPAN KAIDAH-KAIDAH FIKIH EKONOMI SYARIAH PADA KEGIATAN EKONOMI Rahmat, Paisal
J-MABISYA Vol. 6 No. 1 (2025): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v6i1.2493

Abstract

Kaidah-kaidah fikih ekonomi ialah yang membahas tentang masalah ekonomi atau muamalah. (kaidah-kaidah fiqih) terdiri dari kaidah umum dan kaidah khusus, kaidah khusus terbagi lagi kepada beberapa bidang, salah satunya adalah di bidang Ekonomi (Muamalah) Kaidah yang khusus di bidang Ekonomi (Muamalah) menjadi sangat penting karena perhatian sumber hukum islam yaitu al-Qur’an dan Hadist. Munculnya kaidah fikih ekonomi syariah dari persoalan-persoalan muamalah di kalangan masyarakat sehingga perlu adanya menegaskan berdasarkan kaidah-kaidah ekonomi syariah. Dalam pembahasan ini ada beberapa kaidah tentang ekonomi syariah yaitu kaidah asasiah, kaidah-kaidah prinsip ekonomi syariah, kaidah fiqhiyah berkaitan dengan akad, kaidah-kaidah fikih tentang kepemilikan, kaidah tentang penyelesaian kesulitan yang timbul dalam akad, kaidah dibidang transaksi, kaidah tentang kebiasaan masyarakat dalam melakukan akad
Reformulation of The Post-Pandemic Learning System in Responding the Challenges of Lost Learning and Lost Generation Kasman, Kasman; Nasution, Marlian Arif; Rahmat, Paisal; Wahyudi, Ade Arga
Jurnal Paedagogy Vol. 11 No. 1 (2024): January
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jp.v11i1.9763

Abstract

This study aims to reformulate the post-pandemic learning system at UIN Imam Bonjol and UIN Syekh Ali Hasan Ahmad Addari in responding to the challenges of lost learning and lost generation. This research used a qualitative approach with a multi-case study method. Participants in this study were selected by purposive sampling, namely institutional field, and academic leaders, LPM, lecturers and students. Data collection techniques using focus group discussions and interviews. The data analysis technique was carried out with individual and cross-case analyses. The research findings stated that the pandemic affected the learning system, for example, through changes in student attitudes, low motivation in learning, readiness of teaching materials, limited ability to use technology, and network disruption. Policies related to the implementation of distance learning bring challenges that must be faced by UIN Imam Bonjol and UIN Syahada, including determining learning goals, adapting the learning system, adjusting the characteristics of lecturers and students, as well as the need for learning facilities. UIN Imam Bonjol and UIN Syahada reformulated the learning system by implementing the hybrid learning system to anticipate the occurrence of lost learning. Lecturers and students responded positively to the new learning system policy, in line with the benefits obtained, for example, flexibility in learning, students are used to self-study, digital-based learning materials, still respect face-to-face learning, flipped learning innovation, curriculum appropriate to the industrial era 4.0, and the implementation of an independent curriculum.
The Concept of Justice in the Perspective of Greece Philosophy and its Relevance to the Development of Modern Political Law Wahyudi, Ade Arga; Marlian Arif Nasution; Paisal Rahmat
Journal of Law, Politic and Humanities Vol. 2 No. 3 (2022): (JLPH) Journal of Law, Politic and Humanities (May 2022)
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.383 KB) | DOI: 10.38035/jlph.v2i3.94

Abstract

The concept of justice will continue to develop in line with social developments. Justice in life is an important need for humans so that everyone can balance between demanding their rights and carrying out their obligations in an effort to achieve the truth. Thus, truth and duty must be harmonious and balanced in life. The development of legal thought has gone through a long journey from classical to modern times. The number of understandings that developed starting in the 20th century had an impact on increasingly rational legal learning. The law is just a collection of words when the law does not achieve justice. When the law does not recognize justice, then the law is meaningless. Legal formulation is the harmony between legal certainty and legal proportionality.
Peran Kalangan Milenial Terhadap Pengembangan Ekonomi Syariah Di Kabupaten Mandailing Natal Rahmat, Paisal; Fitri, Meliani; Hanum Lubis, Fadhilah; Fauzi, Muhammad
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.30

Abstract

Millennials are people who are very attached to technology and the internet. Millennials prefer everything that is instant and efficient. The role of millennials in the sharia economy in Indonesia is to develop technology that can facilitate the Indonesian people in carrying out economic activities that are more efficient and not wasting time, millennials can disseminate sharia economic products through social media in Indonesia or abroad. This article aims to determine the role of millennials in the Islamic economy in Indonesia. The instrument in this study is an inductive thinking model and interviews with research informants. Based on interviews conducted by researchers, they found that millennials have had a positive impact on the Islamic economy in Indonesia, namely: 1) introducing Islamic economics to society, 2) developing Islamic economic products, 3) adding new innovations to the Islamic economy through existing technology.
INFLUENCE OF CORPORATE SOCIAL RESPONSIBILITY (CSR) PT. SMGP ON COMMUNITY WELFARE AT PUNCAK SORIK MARAPI Khoiriah, Midatul; Rahmat, Paisal; Affandi, Faisal; Nasution, Marlian Arif
Asian Journal of Islamic Economic Studies Vol. 1 No. 1 (2024): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v1i01.3537

Abstract

This research aims to determine the influence of Corporate Social Responsibility (CSR) of PT. SMGP towards Community Welfare in Puncak Sorik Marapi. The research method used was quantitative with random sampling techniques, the research sample was 98 respondents. Data analysis in this study uses a validity test with person correlation results for each question point > r table so that it can be stated that all points are valid, while the reliability test on variable X is 887 and variable Y is 735, the normality test is normally distributed because Asymp.sig (2-tailed) is 0.200 > 0.05, and the linearity test proves there is a linear relationship because the deviation from linearity value is > 0.05. Testing the hypothesis of this research using the t test obtained t-count10,191. This shows that there is an influence of Corporate Social Responsibility (CSR) on community welfare in Puncak Sorik Marapi District. and the coefficient of determination test results show 0.520, this provides an assumption that the influence of CSR on community welfare is 52.0% while the rest is influenced by other factors outside the research.
Constructive Philosophy: From Innovation of Financial Institution Services Towards A Progressive Islamic Economy Paisal Rahmat; Marlian Arif Nasution; Fadhilah Hanum Lubis; Widia Sulastri
Journal of Islamic Economics and Finance Studies Vol. 1 No. 1 (2025): June
Publisher : Journal of Islamic Economics and Finance Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

One measure of the success of Islamic banking can be achieved if the bank has a large number of customers. The number of customers is certainly based on good service quality. Based on this, the purpose of this study was to analyze the innovations that were built in improving service quality at the Mandailing Natal branch of Indonesian Sharia Bank. This study uses field research methods that are oriented towards in-depth interviews directly at the research location. The results obtained are that the bank always prioritizes good moral ethics towards customers, trains communication skills, complete attributes, and evaluates customers on employees in a consistent manner. Customer service must have expertise in the field of communication, which must be taken into account because each customer has different characteristics, so clear and directed communication is needed so that misunderstandings do not arise. Identification marks are always shown so that customers recognize the employee. If at any time the service provided to the customer is less than positive, the customer can report the customer service employee to evaluate his performance by simply stating the name of the employee himself and a thorough evaluation of the employee's performance.
Fundamental Analysis of Islamic Investment Rahmi, Aida; Ibs, Juni Khairani; Rahmat, Paisal; Pulungan, Ahyar Hamdi
Assyarikah: Journal of Islamic Economic Business Vol 6, No 2 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i2.2198

Abstract

This study discusses fundamental analysis in Islamic investment. Fundamental analysis is the main approach used by investors to assess whether sharia-compliant stocks are viable in the capital market. In this study, a literature review approach is adopted, drawing from various scientific articles and research related to fundamental analysis in Islamic investment. The findings indicate that fundamental analysis involves evaluating macroeconomic conditions, industry developments, and company financial statements. This helps investors reduce risks and increase the likelihood of gaining long-term profits. The application of fundamental analysis also requires investors to ensure that the selected companies are free from elements of riba (usury), gharar (uncertainty), and maysir (gambling or speculation), thereby complying with sharia criteria. Therefore, fundamental analysis in Islamic investment is a crucial element in making responsible and sustainable investment decisions in accordance with sharia principles.
Co-Authors Ade Arga Wahyudi Adelina, Selvi Affandi, Faisal Afriadi Sanusi Afriadi Sanusi Ahmad Faisal Ahmad Faisal Tanjung Ahmad Faisal Tanjung Ahyar Hamdi Pulungan Aida Rahmi Aida Rahmi AIDIL NOVIA Ainun Nisa Brt Alek Wissalam Bustami Alimuddin HM Alimuddin HM Alwi Bisri Amir Husin Amir Husin, Amir Apriani, Lely Aulia, Nurhikmah Bayu Purnomo Billah, Salsa Eli Saharni Eli Saharni Emelia Anjani Enni Sari Siregar Fadhilah Hanum Lubis Ferdiansyah Fitri Amanda Nasution Fitri Kholilah Fitri, Meliani Hamdanil, Hamdanil Hannum, Ummi Hapipah, Nur Hasibuan, Maulana Sulaiman Hasnawiyah Hasnawiyah Ian Alfian Ibs, Juni Khairani Ilham Putra Usmayani Ira Nabila Nasution Juni Khairani Juni Khairani Ibs Jureid, Jureid Kasman Kasman Kasman Kasman Khoiriah, Midatul Kholidatun Napisah Lely Afriani Lely Apriani Lily Muthia Arini Lubis, Delima Sari Lubis, Fadhila Hanum Marlian Arif Nasution Marlian Arif Nasution Matondang, Riswandi Maulana Muklis Maulana Muklis MHD Asril Mhd Avif Rahman MHD Reski Padly Lubis Mia Juliani Monita Rangkuti Mufti Fahrizal Harahap Muhammad Fauzi Muhammad Ikbal Muhammad Irsan Barus Muhammad Luthfi Mulyadi Hakim Mursal Mursal Nasution, Fitri Amanda Nasution, Ira Nabila Nasution, Rizky Auliya Nasution, Royhan Mustopa Nayla Putri Hasibuan Nisa Brt, Ainun Nst, Nabila Riski Nur Aliyah Nur Hayani Lubis Nur Hidayah Batubara Nur Mutiah Pulungan, Ahyar Hamdi Pulungan, Indah Wahyuni Purnama Zein Nasution Putra, Haris Maiza Putri Khairani, Zenni Rahmad Hidayat Lubis Rahmad Hidayat Lubis Rahmi, Aida Reza Fansyuri REZKI AGRISA DITAMA Rifky, Mulia Rihalah, Saidah Rini Wahyuni Batubara Riski Rahmadani Riski Ramadani Risky Hamonangan Risna Hayati Saniah Ilma Lubis Saputra, Muhammad Erwin Siti Sahara Siti Sarah SITI SOPUROH Syamratun Nurjannah Thalita Nur Hifda Ummi Hannum Widia Sulastri Yahya Mardana Yusril Mahendra Zuhdi Hasibuan