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Pengaruh Kebijakan Suku Bunga Sertifikat Bank Indonesia (SBI) terhadap Fungsi Intermediasi Perbankan Melalui Suku Bunga Di Sektor Keuangan Oktavia, Rina; Hascaryani, Tyas Danarti
Jurnal Ilmiah Mahasiswa FEB Vol 1, No 2: Semester Genap 2012/2013
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.432 KB)

Abstract

The purpose of this research is to know the effect of interests rate policy of SBI towards the banks’  intermadiation  function  through  the  interest rates of credit and deposit variables. The objects in this research divided based on the bank’s ownership, which are the banks owned by the government, the banks owned by private, and the banks owned by local government. Thus will be known the bank’s response based on the bank’s ownership towards the central bank monetary policy using SBI instrument. This  research  using  path  analysis with  SBI’s,deposits,and  credits ( capital,  investment  and consumption) interest rates, and also the Loan to Deposit Ratio. Empirical studies showing that the SBI’s Interest rate policy gives more influence towads the government-owned banks. Furthermore,this research found that the composition of Third-party funds (DPK) has an influence to the banks  response and distribution of credit. Keywords: SBI’s interest rate, deposit interest rate, creditinterest rate, Loan to Deposit Ratio, Path Analysis
HUMAN DEVELOPMENT INDEX, UNEMPLOYMENT AND POVERTY IN PAPUA PROVINCE, 2010-2015 Amalia, Nurisqi; Nurpita, Anisa; Oktavia, Rina
Jurnal Ekonomi Pembangunan Vol 16, No 1 (2018): JURNAL EKONOMI PEMBANGUNAN
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (789.501 KB) | DOI: 10.22219/jep.v16i1.8180

Abstract

Papua Province is one of the poorest provinces in Indonesia. Some of the variables that affect health levels including Human Development Index (HDI) and unemployment rate. This research analyzes Human Development Index and unemployment rate to poverty level in districts/cities in Papua Province during 2010-2015. Research data used in this research is secondary data from Central Bureau of Statistics of district/city in Papua Province. The independent variables used are open unemployment rate and Development Index. While the dependent variable used is poverty level in districts/citis in Papua Province year 2010-2015. The analysis tool used is regression with panel data. The result of this research shows that the average of district/city?s poverty rate in Papua 2010-2015 is 32,34 percent. The highest level is in District Deiyai and the lowest is in District Merauke. The Human Development Index has decreased significantly to the poverty rate of district/city in Papua Province, while the open unemployment rate is positive to the poverty rate of district/city in Papua Province. Human Development Index and open unemployment rate as a whole and together affect poverty level in district/city in Papua Province.
IMPROVING STUDENTS’ READING COMPREHENSION THROUGH QAR (QUESTION AND ANSWER RELATIONSHIP) Oktavia, Rina; Sutapa, Y.Gatot; Salam, Urai
Jurnal Pendidikan dan Pembelajaran Khatulistiwa Vol 7, No 4 (2018): April 2018
Publisher : Jurnal Pendidikan dan Pembelajaran Khatulistiwa

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Abstract

Abstract:  The aim of this study was to determine the effectiveness and evaluate how effective the use of QAR (Question and Answer Relationship) on improving the students' reading comprehension, especially on the Descriptive Text. In this study, the authors used a Class Action Research, while for collecting the data, the authors use the observation notes and some written test instruments to measure student progress. The results of the data analysis and observation notes, found that the effect of the QAR (Question and Answer Relationship) are influence at the level of students' understanding in  descriptive reading text, the  students were able to answer the question by searching the  information in text, and increasing their  motivation and most of student are interest in the subject English Basically, the student increasing in this study is varied, if we look at the graph of value increasing, perhaps only a few are able to improve his abilities, but on the other hand, the growing and respect for the English class is quite an increase, to cultivate a sense of curiosity towards English had already made his own pride for researchers.Keywords: QAR (Question and Answer Relationship), Reading Comprehension, Descriptive Text Abstrak: Tujuan dari penelitian ini adalah untuk mengetahui keefektifan dan mengevaluasi seberapa efektifnya penggunaan QAR (Question and Answer Relationship) pada peningkatan pemahaman membaca siswa khususnya pada jenis Text Descriptive. Dalam penelitian ini, penulis menggunakan Penelitian Tindakan Kelas sedeangkan untuk menggumpulkan data, penulis menggunakan catatan obervasi dan beberapa intrumen test tertulis untuk mengukur kemajuan siswa. Hasil dari data analisis dan catatan observasi, penulis menemukan bahwa efek dari QAR (Question and Answer Relationship) berpengarauh pada tingkat pemahaman siswa terhadap text bacaan descriptive, siswa mampu menjawab pertanyaan dengan mencari informasi yang ada dalam text,  dan meningkatnya motifasi dan minat siswa pada pelajaran bahasa inggris. Pada dasarnya peningkatan siswa pada penelitian ini beragam , jika kita melihat dari grafik peningkatan nilai, mungkin hanya sedikit yang mampu meningkatkan kemampuannya, namun disisi lain , meningkatnya semangat dan penghargaan terhadap pelajaran bahasa inggris ini cukup meningkat, untuk menumbuh kan rasa keingintahuan mereka terhadap bahasa inggris sudah membuat kebanggaan sendiri bagi peneliti.Keywords:  QAR (Question and Answer Relationship), Pemahaman Membaca, Text Deskriptif
Village Fund and its Impact on Poverty Alleviation in Kulon Progo Regency Oktavia, Rina
JKAP (Jurnal Kebijakan dan Administrasi Publik) Vol 24, No 1 (2020): May
Publisher : Magister Administrasi Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jkap.43237

Abstract

One of the objectives of the Village Fund is to alleviate poverty. Kulon Progo Regency is one of the regencies in at the provincial level and even national level. This study aims to 1) analyze the impact of the allocation of the village fund on village poverty in Kulon Progo Regency; 2) the strategic map of Village Fund management in Kulon Progo Regency; and 3) the Village Fund management with respect to poverty alleviation programs in Kulon Progo Regency. This study used several research methods to including the between the means, and descriptive quantitative and qualitative analysis. Results of the difference between the means  test  showed a significant difference in the poverty level in Kulon Progo Regency in the aftermath of the implementation of the Village Fund policy. Meanwhile, descriptive quantitative analysis results showed that 85 - 95 percent of Village Fund allocation for 2015-2017 period was on development programs, while qualitative analysis results identified differences in the management of Village Funds in Demangrejo and Kalirejo Villages. The difference in the management of the Village Fund in  Kalirejo and Demangrejo Villages lay in  the enthusiasm and contribution of the village community toward Village Fund management activities. 
Masterplan Pengembangan Desa Wisata Gerbosari Kecamatan Samigaluh Kabupaten Kulon Progo Latri Wihastuti; Rina Oktavia
Jurnal Pengabdian dan Pengembangan Masyarakat Vol 4, No 1 (2021): MEI 2021
Publisher : Pengabdian dan Pengembangan Masyarakat Sekolah Vokasi UGM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jp2m.51204

Abstract

Tourism development has become an option in many areas as a way to reduce poverty. One of the resources developed as a source of income is natural and cultural resources which are exploited as tourist objects and attractions. Tourism can be developed to improve the economy that is directly towards the community around attractions. Gerbosari Village is one of the leading villages in Samigaluh Subdistrict, Kulonprogo Regency which has a special tourism potential for use by tourist villages. The potential given by Gerbosari Village is a chrysanthemum plant whose data grows well, ponders beautiful nature, and harmonious community culture. The Village Government and Gerbosari Residents have a strong commitment to managing the potential of the village and creating innovations to enhance development through local tourism development. To realize the developed tourist village and provide direction to the welfare needed by the Gerbosari Tourism Village development masterplan. Based on the results of the preparation of the Gerbosari Tourism Village Development Masterplan, several Tourism Village objects that will be developed in the next 5 years include chrysanthemum agro-tourism areas, educational tours for the use of home yards, Camping ground and tracking of Jongkang Mountain, and the peak Cultural Tourism of Suroloyo.
GERAKAN PESISIR SEHAT (GESIT) : SOSIALISASI KESADARAN MENJAGA LINGKUNGAN, PENANAMAN MANGROVE DAN PEMBUATAN KOTAK SAMPAH DARI LIMBAH DI DESA SIDODADI Alfian Mahendra; Claudya Annisa R.S; Saffanah Nur Mufidah; Diva Rosa Nirwana D; Yakobus Kudiai; Muna Fauziah; M. Dzaky Fadhil Athaya; Rina Oktavia; RA. Diana Widyastuti
BUGUH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 3 No. 3 (2023): September, 2023
Publisher : Badan Pelaksana Kuliah Kerja Nyata Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/buguh.v3n3.2245

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Sosialisasi merupakan salah satu bentuk upaya yang bisa dilakukan untuk membangun kesadaran melalui peningkatan pengetahuan.Selain itu sosialisasi dapat mendorong membangun kesadaran masyarakat apabila ilmu yang ada di praktikan secara langsung. Artikel ini di tulis menggunakan metode deskriptif – eksplanatif. Artikel ini akan memberikan gambaran terkait pelaksanaan program kerja Gerakan Pesisir Sehat (GESIT) dimana kegiatan ini terdiri atas berbagai kegiatan seperti penanaman mangrove, bersih-bersih pantai, sosialisasi terkait sampah dan pemanfaatan limbah untuk pembuatan kotak sampah. Kegiatan GESIT ini merupakan kegiatan sosialisasi sekaligus mempraktekkan ilmu yang sudah di berikan melalui aksi menjaga lingkungan. Hasil dari kegiatan ini adalah terbangunnya kesadaran masyarakat untuk menjaga lingkungan, memahami cara pengelolaan sampah dan memahami dampak dari membuang sampah sembarangan serta mengetahui cara pembuatan kotak sampah yang murah melalui pemanfaatan limbah yang tentunya jauh lebih murah. Artikel ini merupakan hasil kegiatan lapangan Kuliah Kerja Nyata yang seluruh data di dapatkan melalui pengalaman lapangan dan observasi. Artikel ini juga sebagai bentuk kontribusi mahasiswa KKN dalam menjaga alam.
Inheritance VS Intertemporal Consumption Oktavia, Rina; M. Umar, Burhan; Asfi, Manzilati
International Journal of Social and Local Economic Governance Vol. 2 No. 2 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.02.10

Abstract

There is a difference between the final goal of conventional economics and Islamic economics. This difference is about intertemporal consumption. In conventional economics, every human being trying to meet the needs through consumption activities. It is known as the term “intertemporal consumption”. Intertemporal consumption is the consumption activities which are carried out in two periods, both present and future. Income (Y) obtained by a person is the sum of consumption (C) and savings (S) which is written in a mathematical function Y = C + S. However, in Islamic economics is known the term ”inheritance” which is the income of someone unused until someone dies thus distributed to the heirs. Thus, a person's income in Islamic economics is not just an accumulation of consumption (present and future) and savings, but also inheritance which is an instrument of wealth distribution to the heirs after death. This a literature study. And this research tries to explain the difference between inheritance as part of intertemporal consumption in Islamic economics perspective and intertemporal consumption in conventional economics perspective. From this research about inheritance and intertemporal consumption, we will know more clearly about the fundamental difference from conventional economics and Islamic economics.Keywords: Inheritance, Intertemporal Consumption, Islamic Economics, Conventional Economics
Faktor-Faktor yang Berhubungan dengan Perilaku Cuci Tangan Pakai Sabun dalam Masa Pademi Covid-19 pada Siswa/i SMP Rina Oktavia; Andriyani; Triana Srisantyorini; Ernyasih
Muhammadiyah International Public Health and Medicine Proceeding Vol. 2 No. 1 (2022): PROCEEDING MUHAMMADIYAH INTERNATIONAL PUBLIC HEALTH AND MEDICINE CONFERENCE - S
Publisher : Fakultas Kesehatan Masyarakat Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.626 KB) | DOI: 10.61811/miphmp.v1i2.301

Abstract

Based on the results of the Banten Province Basic Health Research, the hand washing behavior of the people in the 10-14year age group in Banten Province is 42%, and in the school children group, it is 44.5%. In South Tangerang City, the proportion of good and correct handwashing behavior in 2018 was 69.12%. Public awareness in carrying out hand washing behavior is still low. This study aims to determine the factors related to washing hands with soap during the Covid-19 pandemic—a cross-sectional design with a sample of 172 class VIII students. The sampling technique used was purposive sampling. Data analysis with Chi-Square (α = 0.005). Respondents with good Hand Washing Behavior with Soap or “Cuci Tangan Pakai Sabun” (CTPS) were 85.5%. Female respondents are 51.2%, have good knowledge of CTPS (62.2%), have good CTPS attitudes (64%), have peer support (50.6%), and have good facilities and infrastructure adequate (89%). There is a relationship between knowledge (p=0.024), attitude (p=0.013), facilities and infrastructure (p=0.009), and age (p=0.000) with the behavior of washing hands with soap. There is no relationship between gender and peer support with the conduct of washing hands with soap. The factors related to the behavior of washing hands with soap in students at SMP Negeri 6 Tangerang Selatan City are age, knowledge, attitudes, and facilities and infrastructure. The suggestion is to cooperate between the school and related parties to provide counseling about the behavior of washing hands with soap so that students can apply their knowledge and attitudes in everyday life.
Pergeseran Tradisi Bagurau Lapiak di Payakumbuh: Tradisi Klasik ke Modern Oktavia, Rina; Ediwar, Ediwar; Asril, Asril; Rasmida, Rasmida; Jufri, Jufri; Desmawardi, Desmawardi
Jurnal Ilmiah Global Education Vol. 5 No. 2 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 2, Juni 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i2.2840

Abstract

Bogurau lapiak was originally a saluang dendang performance held in a shop with a mat and has been around since the 1980s. The performance is performed by senior drummers with one saluang, two drummers, and one janang / arranger of the performance. Today, the lapiak joke has shifted. The most noticeable shift can be seen from the drummers who fill the show are generally backgrounded as solo singers. They lack the skills and repertoire of classical saluang songs. The songs that are widely presented in bagurau lapiak performances now are dangdut songs, minang pop and gamad songs. This situation made senior drummers, rangers and laceurers worry about the loss of classic saluang songs. The presence of the lapiak bagurau show players is caused by several factors, namely, 1) economic factors, 2) technological factors and 3) market taste factors. This study used qualitative research with descriptive analysis methods. Data collection is done by observation, interviews, and documentation.
COMPARATIVE STUDY OF FASHION AND CONVECTION SMIs IN YOGYAKARTA, SOLO, AND PEKALONGAN Oktavia, Rina; Wihastuti, Latri; Nurpita, Anisa
Review of Management and Entrepreneurship Vol. 4 No. 1 (2020): Review of Management and Entrepreneurship
Publisher : International Business Management - Universitas Ciputra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/rme.v4i1.1219

Abstract

Industri Kecil dan Menengah (IKM) has an important role in the national economy, especially related to its contribution in employment. IKM is able to create jobs in the informal sector and accommodate workers who are not accommodated in the formal sector. The Ministry of Industry establishes the fashion industry as one of the priority industries that will continue to be developed. One of the supporters of the fashion industry is batik which has a high strength of cultural elements so that it can provide high added value. The cities of Yogyakarta, Solo and Pekalongan are known as the centers of batik in Indonesia. IKM fashion and convection especially batik has become a characteristic and livelihood there. However, the performance of the batik industry in Indonesia, including in these three regions, has recently declined. This study aims to conduct a comparative study of fashion and convection IKM in the cities of Yogyakarta, Solo and Pekalongan. The analytical tool used in this research is descriptive analysis. The results of this study indicate that the three regions have different characteristics.