Article Per Year (5 Year)
p-Index From 2021 - 2026
3.86
P-Index
This Author published in this journals
All Journal JURNAL BISNIS STRATEGI JURNAL SAINS PEMASARAN INDONESIA Jurnal Studi Manajemen Organisasi Diponegoro Journal of Management Jurnal Ilmiah Ekonomi Islam Jurnal REKOMEN (Riset Ekonomi Manajemen) Syntax Literate: Jurnal Ilmiah Indonesia Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Ilmiah Manajemen Kesatuan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal of Science and Society (IJSOC) Proceeding ISETH (International Summit on Science, Technology, and Humanity) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) e-Jurnal Apresiasi Ekonomi Research Horizon Economic and Business Horizon
Susilo Toto Raharjo
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Social Sciences Other

Published : 44 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 8 Documents
Search
Journal : Research Horizon

 1 
Development of Environmentally Friendly Technology for Key Industries in Achieving Golden Indonesia Ramadhan, Muhammad Luthfi; Nugraha, Fajar; Prastowo, Dwi Ady; Kusumawardhani, Amie; Raharjo, Susilo Toto
Research Horizon Vol. 4 No. 4 (2024): Research Horizon - August 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.4.2024.327

Abstract

Indonesia aims for Golden Indonesia 2045, combining economic prosperity, social justice, and environmental sustainability. Facing challenges like deforestation, pollution, and climate change, sustainable development is urgent. Developing eco-friendly technology in areas like renewable energy, waste management, sustainable agriculture, and manufacturing is key for growth while addressing these challenges. This research aims to identify and analyze the development of environmentally friendly technology that can support key industries in achieving the vision of a Golden Indonesia 2045. The research methods used include literature studies, secondary data analysis, and interviews with industry experts and environmental experts. The analysis results show that the development of environmentally friendly technology is a strategic step that supports the vision of Golden Indonesia 2045, which emphasizes sustainable and environmentally sound economic growth. Various technologies such as renewable energy, waste management, energy efficiency and sustainable transportation are the main focus in achieving this goal. The findings of this research provide an important contribution to the understanding of the role of environmentally friendly technology in industrial transformation towards a Golden Indonesia 2045.
Marketing Relations Performance Behavior in Regional Office Palembang in Value Chain Based Credit Initiative William, Maradong Enrico; Irsan, Arully; Raharjo, Susilo Toto; Wibawa, Kadek Cahya Susila
Research Horizon Vol. 4 No. 6 (2024): Research Horizon - December 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.6.2024.415

Abstract

Value Chain Financing (VCF) is a financing solution through financial instruments, practices, and technology to optimize the management of working capital and liquidity related to the value chain process for the parent company and supplier companies, distributors, or agents as end users. By utilizing data effectively, Bank BRI can improve financial performance, strengthen competitive positions, and provide added value to customers. For marketing staff at Bank BRI in Regional Office Palembang, especially in the context of the retail loan business, this database has a crucial role in creating strategies to improve performance in credit initiatives based on the Value Chain database. In the context of the retail loan business at Bank BRI, the value chain database has an important role in improving efficiency, effectiveness, and service quality. This study uses a qualitative approach to explore and understand the behavior of marketing performance at Regional Office Palembang in carrying out value chain-based credit initiatives. The purpose of this study is to find out how the Value Chain Database can help the performance of Marketing Staff at Bank BRI in Regional Office Palembang to be even better. So that these Marketing Staff can formulate strategies to improve marketing performance supported by Value Chain-based credit initiatives
The Effect of Transformational Leadership Values on Worker Performance Sidik, M. Sayid Nugraha; Desywan, Eko; Raharjo, Susilo Toto; Pradana, Mirwan Surya
Research Horizon Vol. 4 No. 6 (2024): Research Horizon - December 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.6.2024.416

Abstract

This study examines the impact of transformational leadership values on employee performance, specifically focusing on Relationship Managers (RMs) and RM KPPs within the Yogyakarta Regional Office. Amid the post-COVID economic recovery, banking lending performance in the consumer sector, particularly in property financing, has shown promising growth. This is evidenced by increasing demand for commercial and FLPP property loans, supported by government policies such as tax incentives and FLPP housing procurement initiatives. Despite this potential, challenges remain, including suboptimal achievements in key performance indicators such as outstanding mortgage realization (93.01%) and unmet targets for Special Attention and Non-Performing Loan (NPL) reductions as of October 2024. The study explores how transformational leadership values—such as inspiration, motivation, potential development, and empowerment—impact RMs’ productivity and efficiency in achieving consumer credit targets. Employing a mixed-method approach, the research combines surveys and interviews with RMs in the Yogyakarta Regional Office, using instruments to assess perceptions of leadership styles and their influence on performance. Findings are expected to provide actionable insights for developing leadership training programs aimed at optimizing team performance. Additionally, the study offers strategic recommendations for the banking sector to enhance leadership effectiveness, driving consumer credit growth and improving overall productivity in the Yogyakarta Regional Office.
The Role of Strategic Leadership in the Profitability of BRI Bank Work Units Sulistiyarso, Heru; Zulmi, Wiltomi Berkat; Raharjo, Susilo Toto
Research Horizon Vol. 4 No. 6 (2024): Research Horizon - December 2024 (Thematic Issue)
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.4.6.2024.418

Abstract

This study aims to analyse the role of the BRI Bank Branch Office Head's leadership strategy in influencing the profitability of the work units they lead, with a focus on the BRI Jakarta Regional Office. Facing the challenges of tight competition in the banking industry, leadership strategy at the branch level is a key factor in achieving profit targets and business desires. Through a qualitative approach with a case study method, this study collected data through in-depth interviews and document analysis from several Branch Offices in Jakarta. The results of the study indicate that adaptive leadership, team management skills, and understanding of local market conditions are important elements in maintaining Branch profitability. These findings are expected to provide insight into the development of leadership strategies in the Indonesian banking sector, especially in improving the effectiveness of Branch leaders in achieving financial organization targets.
Revealing the Vital Role of MSMEs in Community Workforce Empowerment Kautsar, Namal; Maulana, Denny; Mahfudz, Mahfudz; Raharjo, Susilo Toto
Research Horizon Vol. 5 No. 1 (2025): Research Horizon - February 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.1.2025.443

Abstract

Empowering the regional economy through the development of micro, small, and medium enterprises (MSMEs) plays a vital role in fostering inclusive and sustainable economic growth at the local level. This research investigates the success and challenges faced by MSMEs in Thamrin City, focusing on strategies to enhance their development and contribute to local economic empowerment. Employing a descriptive approach, the study analyzes employment trends within MSMEs from 2019 to 2023, complemented by interviews with MSME owners and key stakeholders. The findings reveal that while MSMEs in Thamrin City face significant challenges such as limited access to funding, restricted market reach, and resistance to innovation, these hurdles can be addressed through strategic initiatives. Strong human resource (HR) capabilities, coupled with effective marketing strategies, are identified as critical factors in enabling small businesses to overcome these barriers and achieve sustainable growth. The study contributes to a deeper understanding of the pivotal role that MSMEs play in supporting regional economic development. It highlights the necessity of targeted empowerment policies and initiatives to facilitate the expansion of small businesses, which, in turn, enhances community well-being. By focusing on capacity-building and market development, stakeholders can create an environment that fosters the resilience and competitiveness of MSMEs. This research underscores the need for collaborative efforts between governments, financial institutions, and local communities to unlock the full potential of MSMEs as drivers of economic progress and social inclusion.
The Impact of Digital Banking on Millennials' Financial Decision Making Rozaki, Deki; Sarjono, John; Raharjo, Susilo Toto; Perdhana, Mirwan Surya
Research Horizon Vol. 5 No. 1 (2025): Research Horizon - February 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.1.2025.449

Abstract

This study examines the impact of digital banking on the financial decision-making processes of millennials, addressing key challenges and opportunities. Through a mixed-methods approach, including surveys and interviews, we explore how accessibility, financial literacy, and behavioural patterns are shaped by digital banking tools. Our findings reveal that digital banking significantly enhances financial engagement among millennials, leading to more informed decisions and improved financial literacy through integrated educational resources. However, it also highlights a tendency toward impulsive spending and a lack of understanding of complex financial products. These dual influences underscore the need for financial institutions to develop user-friendly platforms that promote responsible financial behaviours. This research contributes to the understanding of how digital banking can be leveraged to support effective financial decision-making in a tech-savvy generation.
Marketing Relations Performance Behavior in Value Chain Based Credit Initiative Utomo, Bagus Satrio; Widoningrum, Luluk Nastiti; Raharjo, Susilo Toto; Sukresna, I Made
Research Horizon Vol. 5 No. 1 (2025): Research Horizon - February 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.1.2025.458

Abstract

Value Chain Financing (VCF) is a financing approach that leverages financial instruments, practices, and technology to optimize the management of working capital and liquidity throughout the value chain process, involving the parent company, supplier companies, distributors, or agents as end users. By effectively utilizing data, Bank BRI can enhance its financial performance, strengthen its competitive position, and deliver added value to customers. For the marketing staff at Bank BRI in the Jakarta 2 Regional Office, particularly in the context of the retail loan business, this database plays a pivotal role in formulating strategies to improve performance in credit initiatives based on the Value Chain database. In the retail loan sector at Bank BRI, the value chain database significantly contributes to improving efficiency, effectiveness, and service quality. This study adopts a qualitative approach to explore and gain insights into the marketing performance behavior at the Jakarta 2 Regional Office, specifically in relation to the execution of value chain-based credit initiatives. The aim of this research is to examine how the Value Chain Database can enhance the performance of the marketing staff at Bank BRI in the Jakarta 2 Regional Office, enabling them to devise strategies that improve marketing outcomes, supported by value chain-based credit initiatives.
Designing an Optimal Education and Training Model for Relationship Manager BRIguna BRI West Indonesia Region Baskoro, Fajar; Pancakusuma, Muhammad Bayu; Raharjo, Susilo Toto
Research Horizon Vol. 5 No. 2 (2025): Research Horizon - April 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.2.2025.473

Abstract

The rapid advancement of digital technology and shifts in consumer behavior have driven the banking industry, including Bank Rakyat Indonesia (BRI), to adapt by enhancing the capabilities of its human resources (HR). In this context, it is crucial to develop an effective education and training framework for BRI employees, particularly RM Briguna, to remain competitive in the digital era. This study focuses on assessing the education and training requirements of RM Briguna employees in the digital age and creating a tailored model that meets the specific needs of workers, especially those in western Indonesia. Using a qualitative methodology, the research incorporates a literature review analyzing various training models utilized in the banking sector and examines best practices in HR development. The findings highlight that effective training approaches include competency-based programs, on-the-job training, e-learning, blended learning, and gamification. Each model presents distinct benefits and limitations, which must be carefully evaluated during the design process. An analysis of existing training initiatives reveals a need for updates in curricula and methods to align with industry demands and emerging technological trends. The ideal education and training framework should prioritize flexibility, innovation, and alignment with employees' unique needs. Strategic investment in HR development and collaboration with educational institutions will play a vital role in equipping BRI to tackle digital-era challenges. By implementing an optimized training model, BRI can cultivate a skilled and adaptable workforce—particularly RM Briguna in western Indonesia—capable of driving the company’s growth and success.
Co-Authors Abdillah, Yan Achma Hendra Aditya Dharmawan, Aditya Agus Santoso Amie Kusumawardhani, Amie Andre, Rahardian Anjani, Hapsari Prawitasari Putri Apsyari, Firdha Arifin, Amrul Ariyani, Hilma Faza Arma, Aulia Augustia, Sekarani Yuteva Augusty Tae Ferdinand Awinda Lutfina Ratnasari Awinda lutfina Ratnasari, Awinda lutfina Darwanto Darwanto Dayrobi, Ahmad Desywan, Eko Durrotun Nafisah Fajar Baskoro Fajar Nugraha Fatahillah, Ryan Firman, Arif Harry Soesanto I Made Sukresna Indirasandi, Kartika Isti Irene Rini Demi Pangestuti Irsan, Arully Kadek Cahya Susila Wibawa Kautsar, Namal Luthfi, Muhammad Mahfudz Mahfudz Markus, Novita Lely Maulana, Denny Mirwan Surya Perdhana Muhammad, Alvin Nur Mustofa, Ikhsan N Nurhayati Oktavani, Tiara Siska Pancakusuma, Muhammad Bayu Parahita, Dyaksa Witsqa Poerbantoro, Heri Pradana, Mirwan Surya Prastowo, Dwi Ady Putra, Momahad Wahyudi Putranto, Adi Dwi Riza Pahlevi, Riza Rozaki, Deki RR. Ella Evrita Hestiandari Sari, Bekti Pradina Sari, Rizka Farikha Sarjono, John Setia Iriyanto Sidik, M. Sayid Nugraha Suciningati Suciningati Suharnomo, S Suheri, Kasih Febrina Sukarnadi, Natalia Sulistiyarso, Heru Sutopo Sutopo Thauhid, Sandy Baytu Utomo, Bagus Satrio Wibowo, Mohamad Ari Widoningrum, Luluk Nastiti William, Maradong Enrico Winarsih, Fiqih Puji Yusano, Michael Yusuf Syahiir Habiibii Zakaria, Shandy Ibnu Zulmi, Wiltomi Berkat