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EXPLORING THE INTERSECTION OF FINANCIAL DISTRESS, MARKET DIVERSIFICATION FAILURES, AND RISKY FINANCING: A CASE STUDY OF PT SRITEX’S DECLINE Prana, Indra; Erri, Dirgahayu; Tambunan, Diana; Dewi, Intan Kusuma
Dynamic Management Journal Vol 9, No 2 (2025): April
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v9i2.13823

Abstract

This study analyzed financial distress prevention efforts at PT Sritex using three prediction models: Springate S-Score, Zeta Score, and Discriminant Analysis. The results show the company is in a high-risk condition based on all three models. The Springate S-Score (0.78 < 1.0) indicates operational inefficiencies, the Zeta Score (1.5 < 1.81) indicates a risk of short-term bankruptcy, and the Discriminant Score (0.45 < 1.0) reflects financial instability. The analysis concluded that this condition could be prevented through strategic measures, including cost efficiency, debt restructuring, market diversification, and strengthening governance. Springate emphasizes working capital improvements, Zeta Score points to optimizing debt structures, while Discriminant Analysis suggests improving financial ratios. These findings form the basis for recommendations for management to improve transparency and risk management to mitigate bankruptcy. The research makes a practical contribution to stakeholders in developing evidence-based financial recovery strategies.
STRATEGIC FINANCIAL MANAGEMENT: TEMASEK HOLDINGS AS DANANTARA’S BENCHMARK FOR BUILDING NATIONAL WEALTH AND SUSTAINABLE DEVELOPMENT Sazly, Syukron; Erri, Dirgahayu; Tambunan, Diana; Herlan, Hasta
Dynamic Management Journal Vol 9, No 4 (2025): October
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v9i4.15131

Abstract

This study highlights the urgency of strategic and sustainable national wealth management through the establishment of Danantara, Indonesia’s sovereign wealth fund that adopts the successful model of Temasek Holdings in Singapore, yet operates within a more complex national economic and political context. The purpose of this research is to analyze Danantara’s strategic factors using the SWOT approach, formulate strategies based on the TOWS matrix, and provide policy recommendations aligned with the Indonesia Emas 2045 vision. The research employs a qualitative analysis through a comparative study, literature review, and examination of official documents. The findings reveal Danantara’s strengths in asset scale and political support but weaknesses in governance and operational capacity. The study’s contribution and novelty lie in formulating portfolio separation strategies, strengthening independent governance, and focusing investments in digital sectors, green energy, and global partnerships.
The Effect of Quality Product, Price Perception, and Promotion onVivo Smartphone Purchase Decisions: A Study at the Archa PhoneCounter in Bekasi Melyani, Melyani; Swastika, Rahayu; Widyastuti, Reni; Shaura, Rizkiana Karmelia; Pramularso, Eigis Yani; Anggarini, Desy Tri; Tambunan, Diana
Journal of Management and Informatics Vol. 4 No. 3 (2025): December Season | JMI: Journal of Management and Informatics
Publisher : University of Science and Computer Technology

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jmi.v4i3.203

Abstract

This study investigates the influence of product quality, price perception, and promotion on Vivosmartphone purchase decisions. A quantitative survey was administered to 100 consumers at the ArchaPhone Counter in Bekasi using purposive sampling. Multiple linear regression analysis revealed thatall three variables have a significant positive partial effect on the purchase decision. The modelexplained 85% of the variance (Adjusted R² = 0.726), confirming their simultaneous influence. Productquality was identified as the most dominant predictive factor, validating its critical role in consumerchoice. 
BUSINESS DEVELOPMENT ANALYSIS OF BUSINESS MODEL CANVAS (BMC) AND SWOT IN WEST BEKASI COFFEE INTERMEDIARY UMKM Ida Hendarsih; Amas Sari Martanti; Diana Tambunan
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 1 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i2.2570

Abstract

Coffee Intermediary Business as an MSME business still needs optimization for business development. The purpose of this study is to analyze the canvas business model and SWOT analysis to provide business improvements in Coffee Intermediary MSME. The analysis method used in the study is descriptive qualitative, while the data analysis technique used is BMC (Business Model Canvas). The data used includes primary and secondary data. The results of the study indicate that the Coffee Intermediary MSME business model needs to be improved in the elements of key partners, key activities, key resources, revenue streams, while the results of the SWOT analysis showed high scores on IFE (4.22) and EFE (4.33), indicating a strong competitive position with significant market opportunities, but to maintain its business excellence, Coffee Intermediary must continue to improve its strengths and improve its weaknesses.
The Effect of Compensation on Employee Performance Through Work Motivation as an Intermediary Variable (Case Study at Archa Beauty Clinic Bekasi) Shaura, Rizkiana Karmelia; Handoko, Melyani; Widyastuti, Reni; Swastika, Rahayu; Tambunan, Diana; Anggarini, Desy Tri; Kurniawan, Hendra
Journal of Management and Informatics Vol. 5 No. 1 (2026): April Season | JMI: Journal of Management and Informatics
Publisher : University of Science and Computer Technology

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jmi.v5i1.335

Abstract

The rapid growth of digital payment systems has increased the complexity of financial transactions, making credit card fraud detection more challenging, particularly due to evolving fraud patterns and highly imbalanced datasets. Conventional machine learning approaches often struggle to capture temporal dependencies and adapt to new fraud behaviors, while centralized data processing raises privacy concerns. This study proposes a hybrid fraud detection framework that integrates Bidirectional Long Short-Term Memory (BiLSTM), Autoencoder, and Federated Learning to improve detection performance while preserving data confidentiality. The BiLSTM component models sequential transaction behavior from both forward and backward directions, while the autoencoder identifies anomalies based on reconstruction errors. Federated Learning enables collaborative model training across multiple institutions without sharing sensitive data. Experimental evaluation using benchmark datasets shows that the proposed model achieves high classification performance, with improved precision, recall, and overall stability compared to traditional and standalone deep learning models. The framework effectively handles class imbalance and detects both known and emerging fraud patterns. This study contributes a scalable and privacy-preserving solution for real-world fraud detection, supporting secure collaboration and enhancing model generalization in distributed financial environments.
Pelatihan Pemanfaatan Chatgpt Untuk Meningkatan Produktivitas Dan Efisiensi Kerja Pada Pengurus Majelis Taklim Qur’ani Nurul Fattah RR Roosita Cindrakasih; Diah Widyawati; Eni Saeni; Diana Tambunan; Adityo Fajar
Journal of Conflict and Social Class (JCSC) Vol. 3 No. 01 (2026): Journal of Conflict and Social Class (JCSC)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This community service program was implemented to improve digital literacy and work productivity among the administrators of the Nurul Fattah Qur'ani Taklim Assembly through training on the use of ChatGPT. Limited digital literacy among the administrators means that administrative efficiency, preparation of activity reports, and development of da'wah materials are still carried out manually, thus requiring significant time and energy. The implementation method adopted a participatory and applied approach, including interactive lectures, live demonstrations, guided practice, case studies, and pre-test and post-test evaluations. The training materials included an introduction to the concept of Artificial Intelligence, effective prompt engineering techniques, the use of ChatGPT for organizational administration, preparation of study materials and sermons, digital da'wah content, and ethics and responsibility in using AI. The training results showed a significant increase in participants' abilities to compile administrative documents, activity reports, proposals, and social media content more quickly, systematically, and professionally. In the long term, this program is expected to strengthen the foundation's modern, responsive, and digital technology-based governance. Thus, this activity not only contributes to improving the capacity of individual administrators but also supports the institutional transformation of the Nurul Fattah Qur'ani Taklim Assembly to be more adaptive to technological developments in the digital era.