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All Journal Jurnal Ilmiah Ekonomi dan Bisnis Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JESI (Jurnal Ekonomi Syariah Indonesia) Justisia Ekonomika Jurnal Ilmiah Edunomika (JIE) Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL GUYUB: Journal of Community Engagement An-Nisbah : Jurnal Perbankan Syariah Al-Iqtishod : Jurnal Ekonomi Syariah At-Tasyri Jurnal Hukum Islam dan Ekonomi Syariah Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Jurnal Islam Nusantara Indo-Fintech Intellectuals: Journal of Economics and Business AL-MANSYUR
Saifuddin
Universitas Nurul Jadid
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Tinjauan Fikih Muamalah Terhadap Zakat Produktif Dan Wakaf Produktif Dalam Menjalankan Fungsi Sosial Fathony, Alvan; Saifuddin
At-Tasyri': Jurnal Hukum dan Ekonomi Syariah Vol. 5 No. 02 (2024)
Publisher : Fakultas Syari'ah Institut Agama Islam Riyadlatul Mujahidin Ngabar (IAIRM) Ponorogo.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55380/tasyri.v5i02.767

Abstract

Zakat produktif dan wakaf produktif merupakan instrumen keuangan Islam yang bertujuan untuk memanfaatkan dana keagamaan secara produktif guna meningkatkan kesejahteraan sosial. Tulisan ini menyajikan tinjauan fikih muamalah terhadap kedua konsep tersebut, serta menganalisis peran dan implikasi mereka dalam menjalankan fungsi sosial dalam masyarakat. Dengan menggali prinsip-prinsip hukum Islam yang mendasari zakat produktif dan wakaf produktif, penelitian ini mengidentifikasi kontribusi potensial mereka dalam membantu mengatasi masalah kemiskinan, ketimpangan ekonomi, dan meningkatkan kualitas hidup masyarakat
PENGEMBANGAN EKONOMI PESANTREN BERBASIS KEARIFAN LOKAL Riadi, Luthfi; Febrianto, Achmad; Saifuddin, Saifuddin
JURNAL ISLAM NUSANTARA Vol 5, No 2 (2021)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.231 KB) | DOI: 10.33852/jurnalnu.v5i2.322

Abstract

This study discusses the economic development of Islamic boarding schools in Probolinggo Regency by empowering coastal Muslim communities by producing marine processed products. Islamic boarding schools have provided a new nuance for coastal communities in the form of economic improvement. The researcher uses a qualitative phenomenological method with data collection techniques, namely observation and interviews and several references obtained from reputable books and journals related to empowerment and economic development. The results showed that; 1) The efforts made by the Nurul Jadid Islamic Boarding School in formulating a pattern of empowering coastal communities are based on two approaches, namely increasing the ability of the community independently and creating opportunities for economic development for the community; 2) Economic development of coastal communities is carried out through strengthening the social structure, economic equity, education on the values of economic independence, community participation, and community involvement in regional development.
Strategi pengembangan wisata pantai dalam upaya meningkatkan ekonomi masyarakat sekitar Saifuddin, Saifuddin; Sulistiyani, Titin
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 11 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (286.045 KB) | DOI: 10.32670/fairvalue.v4i11.1846

Abstract

This study seeks to find out and analyze tourism conditions, the development of Bletok beach tourism strategies in an effort to improve the economy of the surrounding community carried out by the Village Government, POKDARWIS, POKMAS, BUMDES, and the community. what supports and hinders the development of Bletok beach tourism in Bletok Village, Bungatan District, Situbondo Regency. However, the tourism sector still has several obstacles so that it is necessary to develop a tourism strategy by the village government on the economy of the surrounding community. To find out the strategy for developing Bletok beach tourism in an effort to improve the economy of the surrounding community, in this study, researchers used a qualitative research method, a case study type. Based on the results of the study that there are strategies carried out by the Village Head in the development of coastal tourism in an effort to improve the economy of the surrounding community, among others, the existence of infrastructure development, maintenance of facilities, and improvement of the community's economy. However, in implementing this strategy, there are supporting and inhibiting factors that arise both internally and externally
Analisis manejemen risiko pada pengelolaan bisnis Enje Mart di Pesantren Nurul Jadid Saifuddin, Saifuddin; Akil, Ahmad Ibnu
EQUILIBRIUM : Jurnal Ilmiah Ekonomi dan Pembelajarannya Vol 12, No 1 (2024)
Publisher : Universitas PGRI Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/equilibrium.v12i1.19085

Abstract

Pesantren Merupakan suatu perubahan sosial, yang tidak hanya bertitik pada aspek mendalami ilmu saja, melainkan juga aspek perkembangan ekonomi. Dalam membangun perkembangan ekonomi pesantren tidak hanya sebatas mempelajari tentang ilmu agama saja, melainkan pesantren dituntut untuk memberikan peran terhadap kebutuhan universal, terutama pada risiko-risiko bisnis yang tidak dapat di tebak. Penelitian ini dilatar belakangi oleh adanya enje mart di pedantren nurul jadid dengan slogan Produk Nurul Jadid Go Publik yang di tangani oleh Badan Usaha Milik Pesantren (BUMPes) Pondok Pesantren Nurul Jadid.  Tujuan penilitian ini adalah untuk mengetahui apa yang menjadi tolak ukur dan bagaimana cara mengantisipasi dan siapa yang mengendalikan manejemen risiko di enje mart pesantren nurul jadid. Penelitian ini menggunakan penelitian lapangan (survey) deskriptif kualitatif dengan cara pengamatan (observasi), wawancara, studi pustaka dan dokumentasi. Hasilnya adalah Risiko merupakan suatu peluang (kemungkinan) terjadinya suatu bencana atau kerugian yang mana tidak dapat di hindari oleh setiap Perusahaan atau bisnis yang di jalani, sedangkan di enje mart pesantren nurul jadid terdapat 3 risiko yang terjadi, diantaranya adalah: risiko persediaan, risiko sumber daya manusia dan risiko pengelolaan keuangan.
The Evolution of Consumption in the Digital Era: An Islamic Economic Perspective from Traditional Markets to Modern Markets saifuddin saifuddin; Zulfian Aldiansyah; Sujiono
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 5 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (in-Press)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i5.2135

Abstract

Economic growth in various sectors, such as industry, production, and modern markets, has undergone changes as a result of advanced economic growth, particularly in large cities. Conversely, the shift from traditional lifestyles to modern lifestyles has led to changes in consumer spending patterns. The goal of this study is to determine the impact of modern market development on people's economies and lifestyles. The second factor that most influences consumers' decisions to shop at modern markets rather than traditional markets is the factor that most affects their decision to shop at modern markets. The research method used in this study is qualitative. Research findings indicate that consumer behavior has shifted from traditional markets to modern markets for several reasons, one of which is that modern markets offer convenient facilities.
COFFEE SHOP AND THE CONSUMER BEHAVIOR OF TEENAGERS: A CRITICAL STUDY WITHIN THE FRAMEWORK OF THE SHARIA ECONOMY Saifuddin; Riskiya Dwi Novem Wulandari; Moh Khoirul Anam
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.24333

Abstract

This research aims to understand the characteristics and patterns of adolescent consumer behavior related to their participation in coffee shop culture and to determine the impact of adolescent consumer behavior on coffee culture from the perspective of Islamic Economics. The phenomenon of the increasing popularity of coffee shops among teenagers indicates a change in consumption patterns, which has the potential to lead to consumerist behavior. Consumerist behavior is considered excessive and inconsistent with the principles of justice and balance in wealth management. This research uses a qualitative method with a case study approach. The data sources consist of primary and secondary data. Data were obtained through in-depth interviews with teenage visitors to Cafe Rooster, observations, and documentation. The results of this study show that: 1) Coffee shops have become a symbol of social status and a popular gathering place among teenagers, driven by peer pressure and the desire for acceptance. Teenagers are driven to spend money at coffee shops to express themselves, seek enjoyment, and follow trends promoted through social media platforms like Instagram, Facebook, and Twitter, which also influence their purchasing decisions. 2) From the perspective of Islamic economics, the consumer behavior of teenagers in coffee shop culture has negative impacts, such as uncontrolled spending and being contrary to the principle of prudence in Islam, which is opposed to the value of blessings in Islam and has the potential to cause financial problems in the future. Therefore, a balance between consumption and saving needs to be maintained.
EKSISTENSI TRADITIONAL MARKET DALAM MEMENUHI KESEJAHTERAAN EKONOMI MASYARAKAT SEKITAR: Studi Kasus Pasar Prapatan Desa Kunir Kidul Kecamatan Kunir Kabupaten Lumajang Saifuddin; Ibrohim, Isro’; Arifin, Syamsul
AL-MANSYUR Vol 3 No 1 (2023): FIQIH MUAMALAH DALAM KEHIDUPAN MODERN
Publisher : Program Studi Ekonomi Syariah (ES) STAI Nahdlatul Ulama (STAINU) Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pasar tradisional merupakan kegiatan tempat bertemunya penjual dan pembeli serta ditandai dengan adanya transaksi antara penjual dan pembeli secara langsung dan ada proses tawar menawar didalamnya, yang terdapat pula bangunan biasanya terdiri dari kios-kios atau gerai, los dan dasaran terbuka yang dibuka oleh penjual maupun suatu pengelola pasar. Jenis penelitian ini tergolong kualitatif dengan pendekatan penelitian yang di gunakan adalah: pendekatan sosiologis karena peneliti melakukan interaksi lingkungan sesuai dengan unit sosial, Individu, Kelompok, Lembaga atau Masyarakat. Selanjutnya, metode pengumpulan data yang digunakan adalah Survey pustaka, Observasi dan Wawancara. Hasil dari penelitian ini menunjukkan bahwa pasar tradisional prapatan berpotensi dalam meningkatkan ekonomi pedagang. Adapun potensi pasar prapatan yaitu pertama, harga yang lebih murah dibanding pasar tradisional lainnya. Kedua, Produknya yang berfariasi, waktu dan lokasi strategis. Selain itu, faktor yang mendukung adalah adanya perhatian pemerintah daerah yaitu pertama, adanya pengawasan harga. Kedua, mencegah penipuan dipasar seperti mencegah masalah kecurangan dalam timbangan dan ukuran. Ketiga, pencegah penjualan barang yang rusak, serta tindakan-tindakan yang dapat merusak barang.
Analisis Efisiensi Teknis dan Efisiensi Ekonomis Usahatani Kentang di Kecamatan Sukapura Kabupaten Probolinggo Isnaini, Anni Alifatul; Sudarko, Sudarko; Rokhani, Rokhani; Saifuddin, Saifuddin
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 11, No 1 (2025): Januari 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v11i1.16868

Abstract

This research aims to determine and analyze the level of technical efficiency and eco-efficiency in potato harvesting in the district of Sukapura Probolinggo. Usahatani potatoes have a vital role in the economy of the community in Sukapura district, Probolinggo district. The study aims to analyze the technical efficiency and economic efficiency of potato farming in the region. The analysis method involves collecting primary data from potato farmers through field surveys and in-depth interviews. The data collected included production costs, input used, harvest yields, and other factors affecting business efficiency. Technical efficiency analysis is carried out using the stochastic frontier approach, taking into account variability in data and identifying the level of technical efficiency of each farmer. Meanwhile, economic efficiency analysis involves comparisons between income and the total cost of production, providing a holistic picture of the economic well-being of potato farmers. The results of this research are expected to reveal key factors that affect the technical and economic efficiency of potato farming in Sukapura district. Policy recommendations that could increase productivity, reduce costs, and improve economic efficiency were proposed based on the findings of the analysis
Analisis Penerapan Prinsip Syariah dan Dampak Terhadap Kinerja Keuangan UMKM Saifuddin, Saifuddin; Humairoh
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Perekonomian daerah, khususnya di Kabupaten Probolinggo, sangat didukung oleh keberadaan Usaha Mikro, Kecil, dan Menengah (UMKM). Selain meningkatkan pendapatan masyarakat, UMKM juga mendorong pertumbuhan ekonomi lokal. Meskipun diakui bahwa penerapan prinsip-prinsip syariah dalam UMKM dapat meningkatkan kepercayaan dan kepuasan konsumen, implementasinya masih menghadapi banyak tantangan. Penelitian ini bertujuan untuk mengkaji bagaimana penerapan prinsip-prinsip syariah memengaruhi kinerja UMKM di Pasar Wangkal, Kabupaten Probolinggo, serta mengidentifikasi hambatan yang dihadapi oleh para pelaku usaha dalam mengintegrasikan nilai-nilai syariah ke dalam operasional bisnis mereka. Data dikumpulkan melalui wawancara mendalam dengan pemilik UMKM yang dipilih secara purposive dan melalui observasi lapangan. Untuk memperoleh pemahaman yang lebih mendalam mengenai penerapan prinsip-prinsip syariah dalam usaha UMKM serta pengaruhnya terhadap stabilitas usaha, loyalitas pelanggan, dan efisiensi operasional, penelitian ini menggunakan metode studi kasus. Temuan penelitian menunjukkan bahwa penerapan prinsip syariah mendukung usaha UMKM dalam hal pertumbuhan penjualan, stabilitas keuntungan, dan kepuasan pelanggan. Usaha yang menerapkan nilai-nilai syariah seperti sertifikasi halal produk, transparansi transaksi, dan kejujuran dalam pelayanan memperoleh kepercayaan konsumen yang lebih besar dan menunjukkan kemampuan menjaga keberlanjutan usaha. Namun, tantangan seperti kurangnya pemahaman terhadap konsep bisnis syariah, terbatasnya akses terhadap pembiayaan berbasis syariah, dan dominasi praktik bisnis konvensional dalam persaingan pasar menjadi hambatan dalam penerapan prinsip syariah. Oleh karena itu, penelitian ini menekankan pentingnya integrasi prinsip-prinsip syariah dalam UMKM sebagai strategi untuk meningkatkan daya saing usaha sekaligus memperkuat perekonomian yang berbasis nilai-nilai Islam. Untuk dapat menerapkan praktik bisnis yang sesuai syariah secara sukses, para pelaku UMKM memerlukan dukungan dari berbagai pemangku kepentingan, termasuk pemerintah dan lembaga keuangan syariah.
Implementasi Akad Ba’I Al Muqayyadah Dalam Menigkatkan Kepercayaan Konsumen Pada Transaksi Tukar Tambah HP Bekas Moh. Fakhri Siddiqi; Saifuddin; Makkiyatul Umaroh
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This study discusses the implementation of the Bai' al-Muqayyadah contract in used cellphone exchange transactions at the Difa Cell Besuk counter. This contract is used to ensure that transactions run according to sharia principles, such as justice, honesty, and transparency, and avoid elements of usury and gharar. This study aims to analyze the mechanism for assessing cellphone conditions, the negotiation process, applicable laws, and the challenges faced in implementing this sharia contract. The approach used is qualitative with a case study method. Data were obtained through direct observation, interviews with related parties, and document analysis. The results of the study are expected to provide guidance for business actors and consumers in conducting used cellphone exchanges in an Islamic and economical manner, as well as contributing to Islamic economic literature related to the implementation of sharia contracts in daily transactions.
Co-Authors A Khoirul Anwar Achmad Febrianto Ainul Yaqin, Mohammad Hasan Akhmad Fahrizal Akil, Ahmad Ibnu Ali, Nailis Saadah Eko Cahyono Fathony, Alvan Fathudin Fathudin Fernando Putra, Andre Dimas Gufron, Moh Idil Haikal, Muhammad Fikri Humairoh Ibrohim, Isro’ Isnaini, Anni Alifatul Jui Amalia M Hadziq Affan Makkiyatul Umaroh Moh Khoirul Anam Moh Khoirul Anam Moh Khoirul Anam Anam Moh. Fakhri Siddiqi Moh. Khoirul Anam Muh. Hamzah Nabila Nabila Putri Nur Afrida Riadi, Luthfi Riskiya Dwi Novem Wulandari Rohman, Fadhlur Rokhani Rokhani Siti Ruqayyah Siti Zulaeha Sofiyatul Mukarromah Sofyan, Moch Subhan Hidayat Sudarko Sudarko Sujiono Sulistiyani, Titin Suryana Dewi Syamsul Arifin Widyatur Rofiqoh Rofiqoh Wulandari, Ana Sri Zulfian Aldiansyah