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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL AGRICA Community Engagement and Emergence Journal (CEEJ) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Agriuma Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Jurnal bintang manajemen Journal of Management and Social Sciences Maslahah: Jurnal Manajemen dan Ekonomi Syariah INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER) Proceeding of The International Conference on Management, Entrepreneurship, and Business
Yusniar Lubis
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Policy on Implementation of Bank Indonesia Circular Letter No. 14/7/Dpbs of 2012 concerning Regulation of Qardh Backed by Gold at Bank Syariah Mandiri KFO Imam Bonjol Medan (Pre Merger of PT Bank Syariah Indonesia) Mutiara Minsih; Yusniar Lubis; Rudi Salam Sinaga
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2417

Abstract

Bank Indonesia Circular Letter No.14/7/DPbS dated February 29, 2012 regarding Qardh Backed by Gold Products for Sharia Banks and Sharia Business Units explains the guidelines and operating limits for sharia gold pawn/rahn products in Indonesia. With the issuance of this circular, every Islamic bank including Bank Syariah Mandiri KFO Imam Bonjol Medan must be able to implement policies in accordance with the provisions of Bank Indonesia. This study aims to determine and explain how the implementation of gold-backed qardh products at Bank Syariah Mandiri KFO Imam Bonjol Medan after the issuance of Bank Indonesia Circular Letter No. 14/7/DPbS. This study also aims to determine the impact of potential risks that arise on gold-backed qardh products after the issuance of Bank Indonesia Circular Letter No. 14/7/DPbS. This research is a qualitative descriptive analysis research conducted at Bank Syariah Mandiri KFO Imam Bonjol Medan which is located at Jl. Imam Bonjol, No. 7. Medan City. Based on the results obtained in this study, it can be seen that in general, the implementation policies applied by Bank Syariah Mandiri KFO Imam Bonjol Medan are in accordance with the rules contained in Bank Indonesia Circular Letter No. 14/7/DPbS. Such as determining the category of use, use of contracts, delivery of information, amount and term of financing, and FTV. However, there are two aspects that are still not appropriate, including the status of gold ownership and the imposition of fees that are not in accordance with the rules set by Bank Indonesia. In addition, it is also known that in gold-backed qardh products there are several types of risks contained in them, including: market risk, credit risk, liquidity risk and operational risk.
Kajian Ketersediaan Pupuk Bersubsidi Terhadap Kebutuhan Bertanam Padi Dalam Rangka Mewujudkan Ketahanan Pangan di Kabupaten Deli Serdang Dumalina Lubis; Rahmanta Ginting; Yusniar Lubis
JURNAL AGRICA Vol 4, No 2 (2011): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v4i2.1315

Abstract

Paddy is a food ingredient that produces rice which is the staple food lndonesian population that are not easily replaced by other feed ingredients. Rice is a social commodity therefore changes in rice would be so easy mepengaruhi other social and economic life. Therefore the government's attention to rice supply be a program priorities. The research objectives are: 1). to assess the availability of subsidized fertilizer to rice cultivation needs in order to achieve food security at Deli Serdang Regency, 2) to assess the fertilizer subsidy will increase the rice productivity at Deli Serdang Regency, 3) to assess the fertilizer subsidy will increase rice production in Deli Serdang Regency .The results of this study shows that : 1) the provision of fertilizer subsidies for Deli Serdang Regency is very supportive of the needs of rice cultivation in order to achieve food security at Deli Serdang Regency, 2) the fertilizer subsidy for the Deli Serdang Regency had been increased the land productivity per hectare, 3) the fertilizer subsidy for the Deli Serdang Regency had been increased the rice production at Deli Serdang Regency. The availability of subsidized fertilizer to food security will increase the productivity of land and increase the production of rice based on the SWOT analysis, then the realization of food security in Deli Serdang Regency. Keywords: availability of fertilizer subsidies, food security, SWOT
Analisis Faktor-Faktor Yang Mempengaruhi Produksi Jagung Di Kabupaten Aceh Tenggara Husainah Yusuf; Hasnudi Hasnudi; Yusniar Lubis
JURNAL AGRICA Vol 7, No 2 (2014): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v7i2.1366

Abstract

Analysis of Factors Affecting Maize Produstion in Southeast Aceh Regency. Kabupaten Southeast Aceh Selected for this study on the grounds that the district is corn production areas in the province. Samples selected district Subdistrict Lawe Alas, Badr and Bukit Pine as corn production centers firs, second and third in Southeast Aceh Regency. The population in this study was 120 randomly selected maize farmers spread over three district of samples and 9 samples of selected villages in the study area. The model used data analysis aided by SPSS software version 17 in data processing. The results of this study are : obtained value of R2 (coefficient of determination) = 0.992, F value obtained = 2831.918 (synchronously very significant influence), t test (test separately the effect of independent variables on the dependent variable) can be concluded : land area (X1) very significant effect on maize (Y) and labor (X2) / fertilizer (X4) / pesticide (X5) Significantly affects corn production (Y). while seed (X3) does not significantly affect maize production (Y). Keywords : Corn, Production, Land Area, Labor, Seeds, Fertilizers, Pesticides 
Peranan Kredit Kelompok Petani Kecil Dalam Pembinaan Usaha Sampingan di Kabupaten Deli Serdang dan Langkat Rahmaniah Rahmaniah; Yusniar Lubis; Azwana Azwana
JURNAL AGRICA Vol 4, No 1 (2011): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v4i1.1276

Abstract

The purpose of the study was to determine of benefits, the motivation and the loan success factors to farmers at Deli Serdang and Langkat Regencies. The obligation and duty of government as a provider of facilities and services for the community. The services carried out by the department of technical implementation through their respective programs. This coaching program has output that with the formation of a strong institutional groups can be used by farmers to carry out the joint venture. As a result of the joint efforts of farmers have the additional job as a principal side business of work as small farmers. Thus the direct coaching program has helped local governments in providing jobs for small family farmers in the countryside . The studies had the conclusion that the small farmers who are the target P4K program is farmers who are still under the poverty line income that is equivalent to 320 kg of rice per capita per year. Agricultural extension workers have a responsibility to facilitate lending and repayment , so that no group is unrealized arrears due credit. Local governments are expected to provide special assistance fund for poverty alleviation programs and increasing aid channeled through the BRI was appointed to serve small farmers with specific rules and regulations and absolutely no partisanship on the farmers. Keywords : agricultural extension, credit and poverty. 
Kajian Ketersediaan Pupuk Bersubsidi Terhadap Kebutuhan Bertanam Padi Dalam Rangka Mewujudkan Ketahanan Pangan di Kabupaten Deli Serdang Resmiwati Isnaini; Rahmanta Ginting; Yusniar Lubis
JURNAL AGRICA Vol 4, No 2 (2011): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v4i2.1316

Abstract

ABSTRACTPaddy is a food ingredient that produces rice which is the staple food lndonesian population that are not easily replaced by other feed ingredients. Rice is a social commodity therefore changes in rice would be so easy mepengaruhi other social and economic life. Therefore the government's attention to rice supply be a program priorities. The research objectives are: 1). to assess the availability of subsidized fertilizer to rice cultivation needs in order to achieve food security at Deli Serdang Regency, 2) to assess the fertilizer subsidy will increase the rice productivity at Deli Serdang Regency, 3) to assess the fertilizer subsidy will increase rice production in Deli Serdang Regency .The results of this study shows that : 1) the provision of fertilizer subsidies for Deli Serdang Regency is very supportive of the needs of rice cultivation in order to achieve food security at Deli Serdang Regency, 2) the fertilizer subsidy for the Deli Serdang Regency had been increased the land productivity per hectare, 3) the fertilizer subsidy for the Deli Serdang Regency had been increased the rice production at Deli Serdang Regency. The availability of subsidized fertilizer to food security will increase the productivity of land and increase the production of rice based on the SWOT analysis, then the realization of food security in Deli Serdang Regency. Keywords: availability of fertilizer subsidies, food security, SWOT
Pengaruh Jam Kerja, Upah Dan Usia Terhadap Produktivitas Kerja Karyawan PT. Putra Fajar Jaya Medan Yusniar Lubis
JURNAL AGRICA Vol 7, No 2 (2014): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v7i2.1367

Abstract

This study aimed to determine the effect of working hours, wages and age on employee productivity PT. Putra Fajar Jaya, Medan. The number of samples in this study as many as 35 samples. Data was analyzed using multiple linear regression. The results showed that simultaneously working hours, wages and age have a significant effect on employee productivity. Partially hours and wages have a significant effect on employee productivity, whereas age was not a significant effect on employee productivity. Working hours have a greater influence on work productivity compared with wages. Keywords: working hours, wages, age and productivity
PERANAN KOMODITAS JAGUNG (Zea mays L.) TERHADAP PENINGKATAN PENDAPATAN WILAYAH KABUPATEN KARO Ivan Setyastiawan; Teguh Wahyono; Yusniar Lubis
JURNAL AGRICA Vol 3, No 2 (2010): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v3i2.1345

Abstract

Corn is a commodity whose role is increasingly important both as a food or raw materials of food industry, as well as animal feed raw materials, and a multipurpose commodity which has a lot of derivative products when processed estimated 2-3% for domestic consumption and the rest for the industry even overseas corn used as a biofuel. The are very big demand of global for the corn, with a huge potential increase in supply and demand world, it is estimated that there are great opportunities to develop agribusiness corn in North Sumatra.The are very big potential on corn development at North Sumatra, but the real production of corn is still far below its demand, so that the corn needs are not always met. The corn agribusiness development at Karo Regency is expected to boost the regional economy, rural employment, increase the farmers' income. The corn cultivation had influence on regional development in Karo Regency, the increase in income area with an average contribution of 6.14%. The corn cultivation at Karo Regency is the economic basis based on income indicators. Keywords : Corn, GDP, production. 
HUBUNGAN ANTARA KEDISIPLINAN KERJA DAN PRODUKTIVITAS KARYAWAN BAGIAN TANAMAN DI KANTOR DIREKSI PT. PERKEBUNAN NUSANTARA III MEDAN Hadisaputra Hadisaputra; Yusniar Lubis; Gustami Harahap
JURNAL AGRICA Vol 5, No 2 (2012): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v5i2.1310

Abstract

PT . Perkebunan Nusantara III ( PTPN III ) is one of the companies involved in the plantations, are required to continue to improve the quantity and quality of products globally . In an effort to support the necessary increase in the quantity and quality of good management, facilities and infrastructure that supportsTo improve the performance of the company, PTPN III is continuously making efforts to improve the performance of palm oil agribusiness and in view of the need to rnempersiapkan human resources have a reliable discipline to produce superior productivity performance.From the data obtained it is known that employee discipline include attendance factor timely, appropriate work procedures and work back in time to the respondents showed an average of  9 respondents or 19.87 % rate as excellent, while 15 respondents or by 32 , 22 % rate the better . Employee productivity include : the quantity of employment, quality of work and timeliness karvawan shows , as an average of 5 or 9,700 respondents rate as excellent , while 15 respondents or 33.47 % at good rate.From research conducted at PT . PTPN III Medan North Sumatra can be seen that : 1) Discipline for Employees , Employee Productivity in Section Tanarnan PT. Perkebunan Nusantara III (Persero) in both categories. 2) there is a very strong relationship between discipline and significant employee with Work Productivity in Section Plant PT . PTPN III (Persero). Key words : work discipline, employee productivity, PTPN III
Analisis Sistem Pemasaran Kopi Pembinaan di Kabupaten Dair Provinsi Sumatera Utara Rudsel Triana; Yusniar Lubis; Erwin Pane
JURNAL AGRICA Vol 6, No 1 (2013): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v6i1.1297

Abstract

Dairi Regency producing a variety of agricultural commodities, both from the plantation sector as well as food crops and horticulture. The role of the agricultural sector is very important so that the economy of Dairi Regency is very dependent on the agribusiness sector. The research aims to determine the business channel and functions of each agency channel business administration in coffee marketing at Dairi Regency. To analyzing the spread of marketing costs, price spread and share margin on each channel in coffee trading system at Dairi Regency. Analyze the efficiency of coffee marketing on each channel at Dairi Regency, and analyze the differences in the farmers' acceptance of each channel in the coffee marketing at Dairi Regency. The results showed that the marketing system consists of a three channel. The channel I showed that farmers sell the coffee with half dry skin directly to exporters at a price of Rp. 6.000,-/kg, than exporters sell the dry coffee at a price of Rp . 14.000/kg. The channel II shows that the semi-dried coffee farmers sell to local traders at a price of Rp. 13.100/kg, the next half-dried coffee beans are sold to exporters at a price of Rp. 13.900/kg, by removing exporters / dry coffee sells at a price of Rp. 29.300/kg. The channel III shows that farmers sell the coffee beans half-dried to the district collector for Rp. 11,600/kg, then semi-dried coffee sold to local traders at a price of Rp. 12,300/kg, and half dried beans sold to exporters at a price of Rp. 13.100/kg. by exporters release / sell the dry coffee at a price of Rp. 29.300/kg. Keywords : agribusiness, commerce, coffee. 
AGROTOURISM DEVELOPMENT: COMMUNITY-BASED TOURISM IN KARO REGENCY Theodora Ginting Munthe; Zulkarnain Lubis; Yusniar Lubis
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 4 (2022): International Conference on Health Science, Green Economics, Educational Review and T
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v4i.277

Abstract

Sebraya village, located in Karo Regency, has 5.5 ha of agricultural land and livestock that is managed directly by the local villagers. This agricultural land includes fruits, vegetables, diverse types of flowers, medicinal plants, etc. Moreover, this village also has animal husbandry such as sheep, chicken, fish, and pigeon cultivation. This study attempts to examine what agrotourism activities can be explored, what extent agrotourism has been developed, and how the villagers contribute to agrotourism activities. Qualitative method was used in this study. Data collection was conducted by observation, interviews, and documentation. The primary data sources were obtained from the villagers who work in agriculture and the secondary data sources were directly collected by researchers as support data to the first source. The findings revealed that the agrotourism of Seebraya Village could potentially be developed as agrotourism. Yet, the local villagers really needed assistance in the field of planning, counseling about the concept of agrotourism, and facilities that support the development and management of agrotourism in Seberaya Village.
Co-Authors Awang Firdaos Azwana Azwana Azwana Cut Dian Izabella Dumalina Lubis Erwin Pane Fachry Abda El Rahman Fajar Rezeki Ananda Lubis Gustami Harahap Gustiansyah Perdhana Putra Hadisaputra Hadisaputra Hafiz Ahmad Hamidah Sari Siregar Hasnudi Hasnudi Hasudungan Siregar Husainah Yusuf Ivan Setyastiawan Junaidi Junaidi M. Akbar Siregar Mohammad Iqbal Muhammad Denni Mutiara Minsih Normansyah Normansyah Permata, Indah Dewi RAHMANIAH RAHMANIAH Rahmanta Ginting Resmiwati Isnaini Rilus Kinseng Robert Tua Siregar Rudi Salam Sinaga Rudsel Triana Silalahi, Cheery Patricia Br Sofiyan Syahbudin Syaifuddin Theodora Ginting Munthe Yusuf Ronny Edward Zawil Huda Mustaid