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All Journal Islam Futura J-EBIS (Jurnal Ekonomi dan Bisnis Islam) At-Tafkir Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Lentera:Indonesian Journal of Multidisciplinary Islamic Studies Jurnal Investasi Islam Share: Jurnal Ekonomi dan Keuangan Islam Al-Hiwalah : Journal Syariah Economic Law Multazam : Jurnal Manajemen Haji dan Umrah Kanun: Jurnal Ilmu Hukum JURISTA : Jurnal Hukum dan Keadilan JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan ASNAF Jurnal Ilmiah Mahasiswa
Muhammad Dayyan
IAIN Langsa
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Kenapa Konsumen Berbelanja di Liza House Beauty & Perfume Langsa? Melyana, Rina; Dayyan, Muhammad; Hisan, Khairatun
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 1 (2024): Vol 3, No 1 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i1.8437

Abstract

Abstrak (versi bahasa) Tujuan – Penelitian ini bertujuan untuk mengetahui pengaruh citra toko, promosi, dan pelayanan terhadap keputusan belanja konsumen pada House Beauty & Perfume di Langsa. Metode – Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang dikumpulkan dari 96 kuesioner. Analisis regresi linier berganda dilakukan dengan menggunakan SPSS. Hasil – Temuan menunjukkan bahwa ketiga variabel yaitu citra toko, promosi, dan pelayanan berpengaruh signifikan terhadap keputusan belanja konsumen pada Liza House Beauty & Perfume di Langsa, baik secara individu maupun kolektif. Keterbatasan – Penelitian ini dibatasi oleh ruang lingkup variabel yang diteliti. Survei ini juga hanya mencakup 96 peserta yang dijadikan sampel secara kebetulan, tidak termasuk pembeli online. Implikasi Praktis – Sebagai implikasi praktis, hasil penelitian ini dapat menjadi referensi bagi pemilik usaha untuk menjaga dan meningkatkan citra toko, promosi, dan kualitas layanan sehingga menumbuhkan loyalitas konsumen di Liza House Beauty & Perfume di Langsa.
Analisis Preferensi Masyarakat Menggunakan Jasa Layanan Setor Tunai Bank Aceh Syariah di Kota Langsa Dayana, Helmi; Dayyan, Muhammad
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 15 No. 2 (2023): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v15i2.2353

Abstract

Penelitian ini bertujuan untuk menganalisis perilaku preferensi masyarakat menggunakan jasa layanan setor tunai yaitu Cash Recycle Machine. Pendekatan penelitian yang digunakan adalah kuantitatif. Teknik pengumpulan data yang digunakan adalah kuesioner. Teknik analisis data menggunakan model structural PLS dengan dibantu menggunakan software SmartPLS 3.0. Hasil penelitian menunjukkan bahwa service quality berpengaruh positif dan signifikan terhadap preferensi masyarakat dalam menggunakan Cash Recycle Machine dengan nilai t-statistik sebesar 3,509 > 1,96 dengan p-value 0,000 < 0,05. Transaksi cashless berpengaruh secara positif dan tidak signifikan terhadap preferensi masyarakat dalam menggunakan Cash Recycle Machine dengan nilai t-statistik sebesar 0,973 < 1,96 dengan p-value 0,331 > 0,05. Berdasarkan angka R-Square besarnya pengaruh variabel service quality dan transaksi cashless terhadap preferensi nasabah dengan nilai sebesar 0,642. Maka sebesar 64% variansi preferensi masyarakat menggunakan CRM dipengaruhi oleh variabel service quality dan transaksi cashless, sedangkan sisanya 36% ditentukan oleh variabel lain yang tidak di teliti dalam penelitian ini.
ANALYSIS OF THE LEGAL RELATIONSHIP BETWEEN PROSPECTIVE UMRAH PILGRIMS AND UMRAH TRAVEL IN LANGSA CITY Dayyan, Muhammad; Ari, Teuku; Muzakkir
Multazam : Jurnal Manajemen Haji dan Umrah Vol. 4 No. 2 (2024): Multazam: Jurnal Manajemen Haji dan Umrah
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/multazam.v4i2.9425

Abstract

The Umrah Travel Business Practice in Indonesia is increasingly developing, promoted by distributing brochures, banners, billboards, and meetings with religious figures to invite the public to become prospective pilgrims. This study aims to analyze the Umrah travel business practice in Langsa City and analyze how the relationship between the travel party and prospective Umrah pilgrims and how the legal impact is. This study contributes to educating the public to avoid fraud and legal protection efforts for prospective Umrah pilgrims. This study was conducted with a qualitative approach that collected data through interviews with the travel party, the Ministry of Religion of Langsa City and Umrah pilgrims, both those who have performed Umrah and those who have not. Secondary data in the form of primary legal materials, government regulations and fatwas related to the Umrah travel business. The results of the study show that the legal relationship between Travel and prospective Umrah pilgrims in Langsa City is formed through down payment or settlement of Umrah costs offered by the travel agency. The legal relationship between the Umrah Travel Organizer and prospective pilgrims is still weak because there is no written agreement. The implications of this legal relationship have the potential for criminal acts if the Umrah Travel Agency intentionally causes the failure of departure, abandonment or failure of the return of Umrah Pilgrims, as regulated in Law Number 8 of 2019 concerning the implementation of the Umrah pilgrimage.
Income Analysis of Clothing Merchants in Langsa Town Square Dayyan, Muhammad; Anisa, Nur; Pospos, Ade Fadilah
Jurnal Investasi Islam Vol 9 No 1 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i1.9423

Abstract

This article aims to analyze the income of clothing traders in Langsa Town Square (LATOS). After conducting a survey of 87 clothing traders in LATOS through questionnaires and carrying out multiple linear regression using the SPSS version 20.0 program, it was found that simultaneously the income of clothing traders in LATOS was influenced by capital, location and promotion with a sig value of 0.000 <0.05. So if the trader increases capital by 1%, it is predicted that income will increase by 34%. Then, if the location is easier to reach by the community, income will increase by 17%. And if the merchant increases the promotion by 1%, the income will increase by 14% assuming a fixed capital and location. The implication of the results of this study is that financial institutions need to provide easy access to capital for traders to add more product variations to selling clothing. Langsa City Government needs to improve and complete facilities at LATOS such as parking lots.
Regulation of the Minister of Trade No. 31 of 2023 on E-Commerce Business on the Tiktok Platform: An Analysis of Sharia Economic Law Nurlinda, Nurlinda; Dayyan, Muhammad; Daud, Zulfikar
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4790

Abstract

This study aims to analyze the Regulation of the Minister of Trade Number 31 of 2023 which regulates the use of TikTok as an e-commerce platform from the perspective of Sharia Economic Law. TikTok, which was originally a social media platform, has now transformed into one of the e-commerce platforms that is popular with the public, especially the younger generation. This Regulation of the Minister of Trade provides regulations related to business permits, transparency, and transaction security, which aim to protect consumers and business actors. However, from the perspective of Sharia Economic Law, there are principles such as justice (al-‘adl), balance (al-mizan), and welfare (maqashid syariah) that must be met. This study uses a normative juridical method with an analytical descriptive approach to identify the conformity of these regulations with Sharia principles, as well as the impact of regulations on halal and profitable digital economic activities. The results of the study show that Permendag Number 31 of 2023 is largely in line with the principles of Sharia Economic Law, namely prioritizing aspects of fairness and transaction security, but several points still require further adjustment to be more in line with Sharia values. This study provides recommendations to the government to pay attention to Sharia aspects in the development of digital economic regulations in Indonesia.
REVITALIZING MURABAHAH FINANCING AGREEMENT IN INDONESIA: A RETURN TO ISLAMIC PRINCIPLES FOR SOCIETAL WELFARE Dayyan, Muhammad; Abbas, Syahrizal; Furqani, Hafas
Kanun Jurnal Ilmu Hukum Vol 26, No 3: December 2024: Law and Justice in Digital Age
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kanun.v26i3.38078

Abstract

The transformation of Murabahah trade agreements into Murabahah financing agreements in banking institutions since the 1970s signifies a significant shift in the Islamic financial landscape. Intended to promote an economy that is just and blessed by Allah SWT, the murabahah financing agreement is a crucial instrument in realizing this goal. However, the evolution of this agreement from a straightforward trading pattern to a credit-based model in Islamic banking has deviated from the original Islamic financing characteristics, rendering it similar to conventional banking practices. This study argues that murabahah financing in Indonesian Islamic banking necessitates three key improvements. Firstly, a unified concept of the murabahah financing agreement should be formulated, consolidating the perspectives of the National Sharia Council of the Indonesian Ulama Council, the Financial Services Authority, Bank Indonesia, and the Indonesian Islamic banking sector. Secondly, the seven Islamic economic principles (tawhid, khalifah, 'adalah, amanah, shura', ta'awun, and ta'aruf) should be actualized in the terms and conditions of murabahah financing agreements between banks and customers. Lastly, the implementation of murabahah financing agreements should be centered on enhancing and developing customers' assets, aligning with the fundamental principles of Islamic finance
THE LEGALITY OF TRADITIONAL OIL MINING EXPLORATION IN RANTO PEUREULAK, EAST ACEH: AN ANALYSIS OF THE ISLAMIC ECONOMIC LAW PERSPECTIVE Muhammad Khaidir; Ajidar Matsyah; Muhammad Dayyan
JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 2 (2024): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v8i2.165

Abstract

This article aims to examine the legality of oil mining resulting from traditional mining exploitation by the Ranto Pereulak community, East Aceh. This research uses descriptive qualitative research methods and the approach used in this research is a sociological normative approach. This research was located in Ranto Peureulak District, which is one of the sub-districts in East Aceh Regency. The results of this research show that the East Aceh Government through Qanun Number 6 of 2009 provides space for the community to manage mining products, in this case oil, by obtaining an IUP issued by the East Aceh government and going through all the conditions therein. The IUP is granted by the Regent after obtaining principle permission or approval from the Governor through the relevant provincial and district level agencies. However, in practice, many people in Ranto Peureulak District, East Aceh Regency, in managing illegal wells traditionally do not follow the applicable SOPs or regulations. Then the oil drilling carried out can endanger the health of workers and the surrounding community. This can also have an impact on the environment, because it does not pay attention to health standards or Health Safety and Environment or abbreviated as (HSE), which is the main priority for mining. In terms of safety too, it often catches fire and causes casualties, both workers and residents. Because drilling oil and gas wells is a very complex process and at each step procedures, requirements and important decisions are required that must be considered and implemented very carefully.
Pemodelan Nilai Tukar Rupiah Terhadap Dolar: Implikasi Praktis Melalui Pendekatan Regresi Linear Dan Nonlinear Safwandi; M. Yahya; Muhammad Riza; Muhammad Dayyan
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 1 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i1.12426

Abstract

Penelitian ini mengkaji tren nilai tukar Rupiah terhadap Dolar Amerika Serikat (IDR/USD) dengan tujuan memodelkan pola jangka menengah secara efektif menggunakan model regresi linier dan nonlinier. Nilai tukar menunjukkan volatilitas jangka pendek yang signifikan, yang menjadi tantangan utama dalam pemodelan, sehingga diperlukan pendekatan yang mampu menangkap tren mendasar di luar fluktuasi sementara. Metode penelitian mencakup analisis tren nilai tukar menggunakan regresi linier dan nonlinier, pengujian signifikansi koefisien regresi, serta evaluasi kemampuan model dalam menjelaskan variasi data yang diamati dan memproyeksikan tren jangka menengah. Hasil analisis menunjukkan bahwa model regresi kuadratik berhasil menjelaskan sekitar 70,9% variasi nilai tukar, dengan koefisien kuadrat yang signifikan secara statistik, menandakan percepatan dalam tren kenaikan Rupiah terhadap Dolar selama periode pengamatan. Temuan ini menegaskan efektivitas model kuadratik untuk memproyeksikan tren jangka menengah, meskipun model ini memiliki keterbatasan dalam menangani volatilitas jangka pendek. Implikasi dari penelitian ini sangat relevan bagi perumusan kebijakan moneter dan pengelolaan risiko valuta asing, khususnya dalam merancang strategi stabilisasi nilai tukar yang lebih adaptif terhadap dinamika pasar. Selain itu, studi ini merekomendasikan pengembangan model komplementer untuk meningkatkan akurasi prediksi volatilitas jangka pendek, sehingga memungkinkan perencanaan kebijakan dan strategi manajemen risiko yang lebih responsif dan berbasis data empiris.
Pengaruh pembiayaan musyarakah, pembiayaan ijarah dan piutang qardh terhadap laba bersih PT. Bank Aceh Syariah periode 2017-2023 Jenni Pri Andini; Muhammad Dayyan; Tajul Ula
JIM: Jurnal Ilmiah Mahasiswa Vol 7, No 1 (2025): April 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v7i1.9343

Abstract

This research aims to find out the influence of Musyarakah Financing, Ijarah Financing, and Qardh Receivables on Net Profit at Bank Aceh Syariah. The unit of analysis in this research is Bank Aceh Syariah for the 2017-2023 period. The sampling technique used was a documentation technique in the form of written data from institutions, and 84 data samples were obtained from Bank Aceh Syariah. The data analysis technique used in this research is to use Multiple Linear Regression Analysis of Time Series Data and the Classical Assumption Test with the help of the Eviews10 program. The results of this research show that partially (t Test) the variable Musyarakah Financing has a significant positive effect on Net Profit and Ijarah Financing has a significant negative effect on Net Profit, while Qardh Receivables has no significant effect on Net Profit. Simultaneously (F Test), the variables Musyarakah Financing, Ijarah Financing, and Qardh Receivables jointly influence the Net Profit of Bank Aceh Syariah. The adjusted R2 value of 0.112 indicates that the independent variable used in this research has explained the variation in the Bank Aceh Syariah Net Profit variable by 10%, while the remaining 90% is explained by other variables outside the regression model.
The distribution of Baitul Mal aid fund for joint bussiness group program : is it effective? Desi Tamida; Nanda, Nanda Safarida; Muhammad Dayyan
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.5965

Abstract

Objective – This study aims to analyze the level of effectiveness, supporting and inhibiting factors as well as the impact of the distribution of aid funds by Baitul Mal to Joint Business Groups in Peureulak District, East Aceh. Method – This research collects primary data with interviewing the key informan from Baitul Mal East aceh and 5 beneficieries from each Joint Business Group Program (KUBE). Findings – The results of this study indicate that The level of effectiveness of the distribution of aid funds by East Aceh Baitul Mal to the Joint Business Group in Peureulak is considered to be still not optimal. This is assessed based on 4 main indicators, namely input, process, productivity, job satisfaction. Besides that, in its implementation, there are several supporting and inhibiting factors in efforts to distribute Joint Business Group (KUBE) assistance funds. The supporting factors include the availability of the latest information that is easily accessible to muzakki and mustahik, the presence of accompanying personnel and also the availability of a budget. Meanwhile, the inhibiting factors include inadequate facilities and infrastructure, still a lack of manpower, remote and difficult to reach locations and delays in sending files. Meanwhile, in terms of the impact of the distribution of aid funds, it is considered to be able to help increase the economic income of the poor, which at the same time helps the government in improving the country's economy. Limitation – The indicators used to measure the level of effectiveness are still too general. A more specific perspective is needed.Practical Implication – This researeh shows Through this research, it is hoped that it will be able to minimize the occurrence of misuse in the management of aid funds for Joint Business Groups. Thus it can optimize the achievement of goals, namely increasing the community's economy which will have an impact on increasing the standard of living and welfare of the Peureulak people.
Co-Authors Ade Fadillah FW Pospos Ainun Mardhiah Ajidar Matsyah Al-Dinsaadi, Muslich Amalya Ridwan Ari, Teuku Bawono, Royan Daud, Zulfikar Dayana, Helmi Desi Tamida Desi Tamida Early Ridho Kismawadi Fahriansah Fahriansah Faisal Faisal febi febi Hafas Furqani Hisan, Khairatun Iqbal Ilham Jenni Pri Andini Juprianto Juprianto M. Yahya Mansyur Masdalifah Sembiring Melyana, Rina Muhammad Khaidir Muhammad Riza Muhammad Riza Muliana Muliana Mustafa Omar Mohammed Muzakkir Nanda Safarida Nanda Nanda, Nanda Safarida Nur Anisa Nurjanah Nurlinda Nurlinda, Nurlinda Pospos, Ade Fadilah Rifyal Dahlawy Chalil Rifyal Dahlawy Chalil Safwandi Syahrizal Abbas Tajul Ula Tarlis, Andi Uci Dinda Ayu Bestari Yoesa, Asriandi Yulia Safarni