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All Journal Ziswaf : Jurnal Zakat dan Wakaf Jurnal Bisnis, Manajemen, dan Informatika English and Literature Journal al-Uqud : Journal of Islamic Economics JURNAL EDUCATION AND DEVELOPMENT TAHKIM Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah MANAJEMEN DEWANTARA Tasharruf: Journal Economics and Business of Islam Masyarakat Berdaya dan Inovasi Bubungan Tinggi: Jurnal Pengabdian Masyarakat El-Qist : Journal of Islamic Economics and Business (JIEB) Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah Entrepreneurship and Small Business Research Amal: Jurnal Ekonomi Syariah Mangente: Jurnal Pengabdian kepada Masyarakat AT-TIJARAH: Journal Islamic Banking and Finance Research Advantage: Journal of Management and Business IJEIRC IJBLPS Jurnal Investasi Islam International Journal of Business, Law and Political Science
Mohammad H. Holle
IAIN Ambon
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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The Global Digital Economy and the Spirit of Indonesian "Product" Nationalism Mohammad H Holle; Maimuna Toatubun; Arifin Pellu; Magfirah Karanelan
Entrepreneurship and Small Business Research Vol. 2 No. 1 (2023): Entrepreneurship and Small Business Research (April - July)
Publisher : Publication Division of International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/esber.v2i1.70

Abstract

This study aims to determine the position of the Indonesian people's spirit of nationalism in facing today's free and quality global digital economy market. This type of research is literature research with a descriptive qualitative paradigm. This paper used secondary data from Bank Indonesia, UNDP Indonesia, the Indonesian Coordinating Ministry for Economic Affairs, Global Digital Insights, Google and Temasek, Bain & Company, related national and international scientific articles, and various other sources and analyzed inductively. The research results found; First. The development of Indonesia's digital economy is now penetrating many aspects of human life, including culture, technology finance, tourism and the creative economy, in addition to trade, services and other key sectors. All of these sectors have great potential in the global digital economy market. The difficulty of Indonesian MSMEs in developing digital businesses is also influenced by capital and the low power of innovation. Second, the spirit of nationalism for Indonesian products is faced with the development of the global digital economy market, which has the potential to threaten or otherwise grow the country's economy. The degradation of Indonesian nationalism due to the development of the massive global digital economy has greatly affected various aspects of life, including the economy, culture, and lifestyle of the younger generation. Economic nationalism must be used as branding among 270 million Indonesians to love domestic products.
Pelatihan Penguasaan Kosakata Bahasa Inggris Pada Anak Usia Dini Di PAUD Adian Jaya Karang Sari Ika Purnama Sari; Mohammad Hanafi Holle; Anita Purba; Iin Parlina; Rizky Khairunnisa Sormin
MANGENTE: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 3, No 1 (2023): PELATIHAN BERBASIS TEKNOLOGI, PENINGKATAN KAPASITAS GURU, KETAHANAN KELUARGA, DA
Publisher : IAIN AMBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/mangente.v3i1.5256

Abstract

Education for early childhood is one of the determinants in the management of education to get next level. This is the first step for the children to get an education before they continue to the Elementary school level. In this period, the children begin to receive education which was the beginning of the academic knowledge, such as reading, writing and arithmetic (CALISTUNG). English language is not mother tongue but English is the second language. English language is international language which used throughout the world. Through this community service activity, our team proposing chose one media of English vocabulary mastery namely by using flash card media. This media is very effective for the childhood because through by the picture they can easily to understand and memorize the vocabulary in English. Flash card is the media that very helpful in remembering and reviewing material such as foreign language, symbol, formulation and others. Through this activity, the students will be able to listen to what teacher say through the picture, write to what is the students hear and seen, and the students be able to memorize was has been written. Through this activity, it is hoped that students will be able to mention the things around them in English language.Keywords: Training, Vocabulary, Flash car
GARBAGE BUSINESS WITH THE 3R METHOD IN AMBON CITY SHARIA BUSINESS PERSPECTIVE Adam Husain Nusalelu; Mohammad H Holle; Arifin Pellu
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1704

Abstract

The waste business in Ambon City has not been carried out optimally, as a result, piles and landfills of waste are still occurring. For this reason, this research aims to determine the waste business process from the perspective of sharia business management.This type of research includes field research with a descriptive qualitative paradigm with a research locus on the Waste Bank in Bumi Lestari Maluku. The results of the study found: First, the waste business conducted by the Bumi Lestari Maluku Garbage Bank is not optimal based on the 3R pattern, namely Reduce, Reuse and Recycle. The Garbage Bank only applies the waste reduction pattern of the three patterns which is only limited to collection, sorting, packaging and sales. The waste bank does not practice reuse and recycling. The 3R pattern must be carried out in an integrated, comprehensive and sustainable manner. Second, the waste business run by the Bumi Lestari Maluku Garbage Bank contains sharia business values because it contains fallah or benefit.
THEORETICAL EXPLORATION OF DATA-DRIVEN DECISION-MAKING IN DIGITAL MARKETING Arizal Hamizar; Afdhal Yaman; Mohammad H Holle
International Journal of Economic Integration and Regional Competitiveness Vol. 1 No. 3 (2024): International Journal of Economic Integration and Regional Competitiveness
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v1i3.60

Abstract

In the rapidly evolving landscape of digital marketing, the utilization of data-driven decision-making strategies has become imperative for organizations to stay competitive. This study employs a theoretical exploration methodology to investigate the intricate dynamics of data-driven decision-making in digital marketing. Through a systematic review and analysis of existing theories, concepts, and frameworks, the research aims to construct a comprehensive understanding of the theoretical underpinnings guiding decision-making processes in the digital marketing domain. Key theoretical constructs and models relevant to data analysis techniques, consumer behavior, market trends, and marketing strategy formulation are critically evaluated to elucidate the conceptual foundations of data-driven decision-making. By synthesizing insights from multiple disciplines, including marketing, information technology, and decision sciences, the study develops an integrative theoretical framework that provides a nuanced understanding of the complexities inherent in contemporary digital marketing practices. The findings contribute to the advancement of theoretical knowledge in the field and offer valuable insights for both academia and industry practitioners seeking to leverage data-driven approaches in their marketing strategies.
THE ROLE OF E-COMMERCE BASED ON MARKETING 4.0 IN BUSINESS TRANSFORMATION Arizal Hamizar; Mohammad H Holle; Jacsy Tubalawony
International Journal of Business, Law and Political Science Vol. 1 No. 3 (2024): International Journal of Business, Law and Political Science
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijblps.v1i3.59

Abstract

This research investigates the role of e-commerce based on Marketing 4.0 in the transformation of businesses in the digital era. Through a theoretical study approach, the research aims to provide insights into the interplay between e-commerce, Marketing 4.0, and consumer behavior. The study begins by formulating clear research questions centered around the impact of e-commerce in the current digital landscape. Extensive literature review is conducted to identify relevant theoretical sources, including scholarly journals, books, articles, and publications related to e-commerce, Marketing 4.0, and consumer behavior. The findings of the study are synthesized into a coherent exposition, which offers a nuanced understanding of the role of e-commerce based on Marketing 4.0 in shaping business strategies and consumer behavior. Practical implications for companies seeking to develop effective marketing strategies in the dynamic digital landscape are discussed, along with suggestions for further research. Overall, this research contributes to the understanding of the evolving role of e-commerce and Marketing 4.0 in driving business transformation in the digital age.
Mosque Islamic Social Enterprises Activities as an Instrument of Inclusion; Evidence from Indonesia Mohammad H Holle
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 2 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i2.14106

Abstract

For most countries in the world, including Indonesia, poverty has long been a problem. Poverty alleviation programs are basically focused on alleviating poverty. In order to provide a multiplier impact on society, an Islamic social enterprise financial inclusion approach is needed.The Sabilillah Mosque in Malang City and the Jogokariyan Mosque in Yogyakarta are the areas that are the focus of this research. The experimental information used in the subjective investigation approach is based on field perceptions of events that occurred in the investigation area with a qualitative paradigm.Research findings reveal that two mosques in Indonesia, namely the Jogokariyan and Sabilillah Mosques, in Yogyakarta City and Malang City, East Java, run Islamic social entrepreneurship as an instrument of financial inclusion aimed at alleviating poverty. The method is to maximize the use of zakat, infaq and sadaqah as an impact on changes in people's lives. These two mosques are Islamic social enterprises that help the poor in Indonesia and can become models for other mosques in Indonesia and elsewhere that are adapted to regional conditions and potential.
OPTIMIZATION OF QARD FINANCING IN MICRO BUSINESS DEVELOPMENT AT BWM AL-ANSHOR PEDULI AMBON Holle, Mohammad H; Warang, Japri Yusrifal
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 6 No. 1 (2024): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v6i1.3265

Abstract

The research aims to determine the optimization of qard financing in the development of micro businesses at the Al-Anshor Peduli Ambon Micro Waqf Bank. This research uses field studies with a case study approach. The data collection technique uses observation, interviews and documentation. Data is collected then processed and analyzed using a descriptive-qualitative mindset with a deductive nature. Research results: 1. Optimization of qard financing at the Al-Anshor Peduli Ambon Micro Waqf Bank was carried out in groups consisting of 15-25 members. These business actors then apply for financing in the form of loans with a value of IDR 1 million up to a maximum limit of IDR 3 million without any collateral or collateral. This financing is then tied into a contract or financing agreement called qard. To overcome bottlenecks, member financing installments are carried out jointly. 2. Qard financing at the Al-Anshor Peduli Ambon Micro Waqf Bank has had a positive impact on business development for micro business actors who take out this financing. Either to add working capital to cover the lack of funds needed by customers or to start a business or in order to develop the business of micro business actors in the city of Ambon using qard contracts.
IMPLEMENTASI ETIKA ISLAM DALAM BERBISNIS Holle, Mohammad H
AMAL: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (160.743 KB) | DOI: 10.33477/eksy.v1i01.917

Abstract

This paper aims to uncover the ethical values of Islam contained in business activities. Good or bad behavior is a reflection of human life, both individually and in groups. This behavior is also commonly found in business activities. The purpose of doing business is to make a profit. But sometimes the desire to cover up human reason and do losses by doing business. The basic law of doing business in Islam is permissible, unless there is a prohibition from Allah. A number of prohibited acts in doing business such as; take usury, cheat, reduce the scale, hoard merchandise, take the property of others, monopoly, betrayal, perjury, and speculation. In Islam, a number of ethics that we usually encounter in business include; stay away from business goods or illicit activities, stay away from the element of fraud, buying and selling halal, fair, honesty, keep promises, write transactions that are not cash, agree, leave the business when prayer times and pay zakat arrives. In Islamic ethics it does not invite an entrepreneur just to pursue profit, but a blessing. That the benefits are reasonable and not excessive. Business benefits according to Islam are not only material but also immaterial. Business is also not only a container associated with humans alone but also related to Allah. As a number of the words of Allah contained in QS an-Nissa (4): 29, al-Baqarah (2): 282; at-Taubah (9): 24; an-Nuur (24): 37; Fatir (35): 29; al-Saff (61): 10, and al-Jumu'ah (62): 11. Keywords: implementation, ethics, Islam, Business
INKLUSI KEUANGAN; SOLUSI PENGENTASAN KEMISKINAN GUNA DAYA SAING PEREKONOMIAN BANGSA Holle, Mohammad H
AMAL: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.413 KB) | DOI: 10.33477/eksy.v1i02.1257

Abstract

Artikel ini bertujuan mengkaji secara detik konsep inklusi keuangan dalam kaitannya dengan solusi pengentasan kemiskinan guna daya saing perekonomian bangsa. Inklusi keuangan Indonesia oleh data hasil Survei Nasional Inklusi Keuangan tahun 2016 cenderung memiliki indeks inklusi keuangan yang tinggi. Provinsi DKI Jakarta adalah yang terbaik karena memiliki indeks literasi keuangan yang tinggi yaitu 40,0% dan indeks inklusi keuangan 78,2%. Sebaliknya, Provinsi Papua Barat memiliki indeks inklusi keuangan yang relatif rendah. Walaupun indeks inklusi cukup tinggi, namun jumlah provinsi yang di atas rata-rata tidaklah banyak. Itu artinya masih diperlukan upaya bersama untuk mendorong agar semua provinsi di Indonesia memiliki indeks inklusi keuangan yang tinggi. Solusi untuk mengatasi kemiskinan dan daya saing ekonomi bangsa, memposisikan sektor perbankan untuk meningkatkan penyaluran kredit, terutama kredit investasi yang produktif dengan memegang teguh prinsip manajemen resiko. Perlu mempromosikan kesadaran keuangan, khususnya untuk keluarga berpenghasilan rendah. Hal ini dapat membantu mereka menghindari utang, meningkatkan kegiatan ekonomi mereka, meningkatkan pendapatan keluarga dan melepaskan diri dari kemiskinan. Penerapan inklusi keuangan dapat diterapkan melalui pembayaran sosial kelompok miskin, pemberian kredit dengan skema yang compatible dengan usaha mikro dan kecil disertai dengan penjaminan dana perbankan, serta layanan keuangan digital. Secara keseluruhan, inklusi keuangan merupakan salah satu strategi dalam pencapaian pertumbuhan inklusif yang pada akhirnya akan mereduksi ketimpangan yang ada di masyarakat dan mengurangi tingkat kemiskinan. Keyword: Inklusi keuangan, kemiskinan, daya saing
PERSPEKSTIF AJARAN ISLAM DALAM PRAKTEK PENGHINDARAN PAJAK Moeljono, Moeljono; Holle, Mohammad H
AMAL: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2023): June 2023
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v5i01.5482

Abstract

Abstract:This article emphasizes the `perspective` of Islam, towards the practice of tax avoidance. Tax is an obligation for Muslims to the state. However, the practice of tax avoidance is increasingly widespread, even by corporations. So that the state is disadvantaged, because state revenue is reduced from the tax sector which is used for the national development process.This article uses a literature study approach, and the data used is secondary data. The results of this study are that with the practice of tax avoidance, the impacts are, 1. Reduced National Income. 2. Detriment to shareholders, because the returns they receive are smaller than what they should be getting, 3. Hoarding their wealth in certain groups.The practice of tax avoidance, legally does not commit a violation. However, the practice of tax avoidance has done injustice to society and the state. So their norm has been violated. During the punishment of the Prophet Muhammad, those who did not want to pay zakat were punished in the world and the hereafter, while during the time of Caliph Abu Bakar and Caliph Umar Bin Khattab they fought against those who did not pay zakat because they betrayed religion and state.Key Word : Tax Avoidance, Islam, Income, National, Harmful  AbstrakArtikel ini menekankan pada `perspekstif` Islam, terhadap praktek penghindaran pajak. Pajak merupakan kewajiban bagi umat Islam kepada negara. Namun, praktik penghindaran pajak semakin marak, bahkan dilakukan oleh korporasi. Sehingga negara dirugikan, karena penerimaan negara berkurang dari sektor pajak yang digunakan untuk proses pembangunan nasional.Artikel ini menggunakan pendekatan studi kepustakaan, dan data yang digunakan data sekunder. Hasil dari kajian ini adalah dengan adanya praktek penghindaran pajak maka dampak yang ditimbulkan adalah, 1. Berkurangnya Pendapatan Nasional. 2. Merugikan pemegang saham, karena return yang diterimanya lebih kecil dari yang seharusnya didapat, 3. Menimbun kekayaannya pada kelompok tertentu.Praktek penghindaran pajak, secara hukum tidak melakukan pelanggaran. Namun, praktek penghindaran pajak telah melakukan ketidakadilan terhadap masyarakat dan negara. Jadi norma mereka telah melakukan pelanggaran. Pada masa hukuman Rasulullah SAW bagi orang yang tidak mau membayar zakat mendapat hukuman dunia dan akherat, sedangkan pada masa Khalifah Abu Bakar dan Khalifah Umar Bin Khattab mereka memerangi bagi yang tidak membayar zakat karena mengkhianati agama dan negara.Kata Kunci: Penghindaran Pajak, Islam, Pendapatan, Nasional, Merugikan
Co-Authors Adam Husain Nusalelu Adawiyah, Sa'diyah El Afdhal Yaman Aisa Manilet Andi Masniati Anita Purba Arifin Pellu Arifin Pellu Arizal Hamizar Binti Nur Asiyah Binti Nur Asiyah Dety Aryani Relubun Iin Parlina Ika Purnama Sari Irma Jacsy Tubalawony Kamaruddin Koerniawati, Dwi Larisa Yohanna Magfirah Karanelan Magfirah Karanelan Magfirah Karanelan Maimuna Toatubun Maimuna Toatubun Mawar Mawar Moeljono Moeljono Mohamad, Syed Ismail Syed Muhammad Husein Maruapey Muhammad Zainul Miftahul Arifin Muljo, Ariyani Nacikit, Muhammad R Nasirin, Muhammad Khoirun Nurhajra, Andini Pellu, Arifin Rilan Abdul Syarif Rizky Khairunnisa Sormin Rosita Tehuayo Sri Mulyani Syed Ismail Syed Mohamad Tehuayo, Rosita Tria Patrianti Tubalawony, Jacsy Wanci, Sardin Warang, Japri Yusrifal Zumaroh Zumaroh, Zumaroh