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All Journal Economica: Jurnal Ekonomi Islam J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah ABDIMASY: Jurnal Pengabdian dan Pemberdayaan Masyarakat JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Investasi Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah el-Amwal Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Iltizam : Jurnal Ekonomi dan Keuangan Islam ASNAF Jurnal Ilmiah Mahasiswa Malik Al-Shalih Nawadeepa: Jurnal Pengabdian Masyarakat Seuraya Jurnal Pengabdian Kepada Masyarakat ZISWAF: Jurnal Zakat dan Wakaf
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IAIN LANGSA
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Analisis Faktor Emosional dan Rasional Terhadap Keputusan Nasabah Dalam Memilih Menabung di BSI Kantor Cabang Langsa 2 Munadiati, Munadiati; Pidianti, Nana; Fahriansah, Fahriansah; Miswari, Miswari
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 1 (2024): Vol 3, No 1 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i1.8626

Abstract

Tujuan – Penelitian ini bertujuan untuk mengidentifikasi faktor emosional dan rasional yang mempengaruhi keputusan nasabah dalam memilih PT. Bank Syariah Indonesia (BSI) Kantor Cabang Langsa 2 sebagai tempat menabung. Metode – Metode penelitian yang digunakan adalah penelitian lapangan (field research) dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi. Responden terdiri dari empat nasabah dan satu karyawan BSI. Hasil Penelitian – Hasil penelitian menunjukkan bahwa faktor emosional terhadap keputusan nasabah dalam memilih menabung di BSI KC Langsa 2 yaitu ikut-ikutan keluarga dan alasan religius. Faktor rasional terhadap keputusan nasabah dalam memilih menabung di BSI KC Langsa 2 yaitu karena kualitas pelayanan yang baik, ramah dan fasilitas yang diberikan. Selanjutnya BSI KC Langsa 2 juga menghadapi beberapa kendala dalam mempengaruhi keputusan nasabah, kendala tersebut meliputi masalah dalam bidang pelayanan, seperti panjangnya antrian, serta berbagai masalah yang berkaitan dengan nasabah itu sendiril Keterbatasan – Keterbatasan penelitian ini terletak pada sampel yang terbatas pada satu kantor cabang BSI, sehingga hasilnya mungkin tidak dapat digeneralisasikan ke seluruh BSI di Indonesia. Implikasi Praktis – Penelitian selanjutnya disarankan untuk memperluas sampel dan mengeksplorasi lebih dalam faktor-faktor lain yang mungkin mempengaruhi keputusan nasabah dalam memilih bank syariah
Financial Inclusion Through E-Wallets: A Besitang Case Study On Promotions, Brand Image And Purchase Behavior Kurlillah, Anis; Munadiati, Munadiati; Safarida, Nanda; Maulana, Zefri; Hafiza, Aulia
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 9 No 2 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i2.9897

Abstract

This study explores how e-wallets promote financial inclusion in Besitang, a non-metropolitan Indonesian city. We investigate the influence of features, promotions, and brand image on e-wallet purchasing decisions. A quantitative survey targeting 100 smartphone-owning workers and students was conducted. Analysis revealed that all three factors (features, promotions, and brand image) have a significant positive impact on e-wallet usage (p < 0.05). Together, they explain 80.7% of the variation in purchasing decisions, highlighting their crucial role in e-wallet adoption. These findings emphasize the importance of e-wallet providers implementing innovative features, attractive promotions, and a strong brand image to drive financial inclusion in non-metropolitan areas. The study offers valuable insights for e-wallet companies and opens avenues for further research on e-wallet adoption drivers.
Pengindraan Hoaks Bagi Pemilih Pemula: Pendidikan Anti-Hoaks Sebagai Langkah Awal Menuju Pemilu Sehat 2024 Kurlillah, Anis; Zubir; Alfian; Fakhrizal bin Mustafa; Munadiati
Nawadeepa: Jurnal Pengabdian Masyarakat Volume 3, No 1 (2024): March
Publisher : Pencerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58835/nawadeepa.v3i1.321

Abstract

This study projected the action of political literacy and promoting the ability to discern hoaxes among first-time voters during the 2024 election by instituting an anti-hoax education initiative. The research employed a socialization approach employing interpersonal communication (AKP) techniques. One hundred students enrolled in semesters 1 to 4 at the Faculty of Education and Islamic Studies (FEBI) of Langsa State Islamic University (IAIN) constituted the participant pool, organized into 10 small groups. Each group featured a designated facilitator tasked with guiding discussions focused on the identification of hoaxes in electoral contexts. The instructional materials encompassed topics such as electoral processes, the democratic system, hoax detection strategies, and penalties for disseminating hoaxes. The study's outcomes revealed a favorable response from first-time voters and a noteworthy transformation in their comprehension of hoaxes. These conclusions were drawn from the evaluation outcomes and responses to both pre- and post-tests administered to all participants. The implications of these findings underscore the significance of anti-hoax education as an initial stride toward cultivating astute and critical first-time voters in the context of elections. This investigation contributes to the advancement of analogous educational models and the establishment of more robust election procedures in subsequent occurrences
UPAYA PENCEGAHAN PERILAKU BULLYING MELALUI SOSIALISASI PENDIDIKAN KARAKTER DI SDN 2 PEUNARON KABUPATEN ACEH TIMUR Munadiati, Munadiati; Yulfita, Uti; Rangkuti, Widatul Zanna; Sakila, Arifa Dara; Rahmah, Elsa Auliana; Rahimah, Dewi; Syifa, Hafni Dwi; Hafizhah, Zuhrah; Sabila, Amalia Dwi; Amanda, Risa Yuni; Silvia, Riska; Pratiwi, Melani Dea; Lestari, Ayu; Riski, Muhammad Anjas
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 3 No 2 (2025): SEURAYA Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurnal seuraya.v3i2.12717

Abstract

Bullying remains a critical issue in elementary schools, including at SDN 2 Peunaron, East Aceh Regency, as it significantly affects children’s social and emotional development. A safe, supportive, and conducive learning environment is essential to ensure students’ holistic growth. This community engagement program was designed to raise students’ awareness of the harmful effects of bullying while simultaneously fostering core character values such as empathy, responsibility, and mutual respect. The program applied an interactive socialization approach through lectures, group discussions, and educational games that encouraged active student participation. The outcomes indicate that students demonstrated an improved understanding of various forms of bullying, recognized their negative consequences, and showed positive behavioral changes in daily interactions. In addition, teachers gained deeper insights into effective strategies for preventing and addressing bullying within the classroom. These findings highlight that character education-based socialization is an effective preventive strategy to reduce bullying and strengthen character formation among elementary school students.
Disclosure of Islamic Social Reporting in Indonesian Islamic Banking: Comparative Analysis of Islamic Commercial Banks for the Period 2019–2023 Bahri, Eni Haryani; Marfuah; Munadiati
Jurnal Investasi Islam Vol. 10 No. 2 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/hfwqwj18

Abstract

CSR in the conventional perspective is disclosed using the Global Reporting Initiative (GRI) index, while CSR disclosure in the Islamic perspective uses Islamic Social Reporting. This study aims to analyze the disclosure of the ISR Index at Indonesian Sharia Commercial Banks for the period 2019-2023. The method used in this study is comparative qualitative with content analysis based on the concept of Shariah Enterprise Theory (SET). Based on the results of the study, overall, when viewed from the Islamic Social Reporting (ISR) Index, the level of disclosure carried out by each Islamic bank varies, indicating the company's ability to provide the best performance for the community. At Bank Syariah Indonesia, ISR disclosure has increased significantly since 2021, with an average ISR value of 92% in 2023, indicating highly informative disclosure. Bank Aceh Syariah remained stable at around 73–89%, which is typical for smaller regional banks with concise sustainability reports. Bank Muamalat scored lower, between 72–85%, but showed consistent and fairly comprehensive ISR disclosure. The corporate governance theme tends to have the highest score, while the environmental theme has the lowest score among the three banks, although it continues to improve every year. Disclosure scores are classified into the following categories: Very Informative (81-100).
Roles of Waqf in Supporting Economy Recovery Post Covid-19 Pandemic Iskandar, Iskandar; Kurlillah, Anis; Munadiati, Munadiati
ZISWAF Vol 10, No 1 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i1.19824

Abstract

The Covid-19 pandemic that has occurred since the end of 2019 has caused many problems in human life. The problems are not only in the health sector but also in the economy, education, and social welfare. This paper aims to identify the roles of waqf as an instrument that can be an alternative to overcome those economic and social problems. This study employed qualitative research designed using document analysis of journal articles, books, reports, online resources, policy documents, and related published material. Waqf has demonstrated its significant role in addressing the challenges posed by the COVID-19 pandemic, providing solutions in various sectors such as healthcare, social welfare, education, and economic recovery. Waqf has played an important role as a provider of relief and eased the burden on communities affected by the pandemic. In addition, another role that needs to be played by waqf manager (nazir) is to build collaboration between waqf institutions, governments, and international organizations are essential to ensure the sustainable utilization of waqf assets for the benefit of society. This study could shed light on how waqf institutions could plan, strategize, and implement appropriate measures to assist those affected by the pandemic in the future.
Co-Authors Abdul Hamid ABDUL HAMID Abdul Hamid Al Bakri, Mirdat Alfian Alfian Amanda, Risa Yuni Anis Kurlillah Annisa Vonna AYU LESTARI Bahri, Eni Haryani Bangko, Ulan Sundari Chalil, Rifyal Dahlawy Darmawan, M Ari Fadillah Bt Mansor Fahriansah, Fahriansah Fakhrizal Fakhrizal Bin Mustafa Fazal Ahmed, Osman Abulkalam Hafiza, Aulia Hafizhah, Zuhrah Hisan, Khairatun ISKANDAR Iskandar Iskandar Iskandar Iskandar Iskandar Iskandar Iskandar M Yahya M. Yahya Marfuah Mauloeddin Afna, Mauloeddin Miswari Miswari, Miswari Muhammad Riza Muhammad, Alfian N. Nurjanah Nurfadillah Nurfadillah Nurjanah Pidianti, Nana Pratiwi, Melani Dea PUTRI WULANDARI Rahimah, Dewi Rahimullah Rahmah, Elsa Auliana Ramadana, Melda Rangkuti, Widatul Zanna Riski, Muhammad Anjas Sabila, Amalia Dwi Safarida, Nanda Safwan Kamal Sakila, Arifa Dara Silvia, Riska Suriyani Syifa, Hafni Dwi Yulfita, Uti Zefri Maulana ZUBIR Zulhilmi Zulhilmi, Zulhilmi