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All Journal al-Uqud : Journal of Islamic Economics Journal of Economic, Bussines and Accounting (COSTING) Neraca: Jurnal Pendidikan Ekonomi Journal of Research in Business, Economics, and Education Management Studies and Entrepreneurship Journal (MSEJ) JURNAL PENELITIAN PENDIDIKAN SOSIAL HUMANIORA Jurnal Inovasi Penelitian Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Accounting and Business Journal Britain International of Humanities and Social Sciences (BIoHS) Journal Jurnal Ekonomi Jurnal Nasional Holistic Science Education Achievement: Journal of Science and Research International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Jurnal Pengabdian Mandiri Jurnal Ilmu Pendidikan JURNAL PENDIDIKAN IPS Indonesian Journal Education Journal of Islamic Economics Lariba Jurnal Multidisiplin West Science International Journal of Economic, Technology and Social Sciences (Injects) Riwayat: Educational Journal of History and Humanities Journal of Humanities and Social Studies Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat Jurnal Pendekar Nusantara Investasi : Inovasi Jurnal Ekonomi Dan Akuntansi STARLA : Jurnal Pengabdian Masyarakat
Mhd Zulkifli Hasibuan
Universitas Muslim Nusantara Al-Washliyah
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Public Health Social Sciences Other

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The influence of Sharia implementation, financing access, and managerial capacity on MSME performance in Medan City, Indonesia Hasibuan, Muhammad Zulkifli; Ramon, Herdi; Samio, Samio; Nurjannah, Nurjannah; Rijal, Rijal
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art3

Abstract

IntroductionMicro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s economy, contributing significantly to national income and employment. Within this sector, Shariah-compliant MSMEs have emerged as strategic actors that integrate ethical, transparent, and socially responsible business principles aligned with Islamic law. However, limited empirical research has analyzed how Shariah implementation, access to Shariah-based financing, and managerial capacity collectively influence MSME performance, particularly at the city level in Medan.ObjectivesThis study aims to examine the effects of Shariah implementation, access to Shariah-compliant financing, and managerial capacity on MSME performance in Medan, Indonesia. It further investigates the mediating role of managerial capacity in translating Shariah compliance into business growth and employment generation, providing theoretical and practical insights into the development of Shariah-based MSMEs.MethodA mixed-methods sequential explanatory design was employed. The quantitative phase involved a survey of 389 Shariah-compliant MSMEs across key sectors in Medan, analyzed using multiple regression and bootstrap mediation tests. The qualitative phase comprised 20 semi-structured interviews to explore managerial experiences and ethical practices. Triangulation ensured reliability and validity of results, while thematic analysis supported contextual interpretation.ResultsThe findings indicate that Shariah implementation, access to Shariah financing, and managerial capacity each have significant positive effects on MSME revenue and employment growth. Managerial capacity partially mediates the relationship between Shariah implementation and business performance, underscoring its central role in operationalizing ethical values. Qualitative evidence reveals that ethical governance and financial literacy enhance innovation, resilience, and stakeholder trust among Shariah-compliant MSMEs.ImplicationsThe study demonstrates that integrating Shariah principles with managerial competence strengthens MSME sustainability and competitiveness. Policymakers and financial institutions should expand Shariah-compliant financial access, reinforce managerial training, and promote digital Islamic finance to foster inclusive, ethical entrepreneurship.Originality/NoveltyThis research offers empirical evidence linking Islamic ethical principles with measurable business performance, validating managerial capacity as a mediating mechanism. It contributes to Islamic economic literature by presenting a city-level model for sustainable, value-based MSME development that bridges faith, ethics, and economic growth.
The Influence of Online Learning During the Covid-19 Pandemic on Economic Learning Outcomes of International Trade Materials Samio, Samio; Hasibuan, Mhd Zulkifli; Saragih, Alkausar
Indonesian Journal Education Vol. 2 No. 3 (2023): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v2i3.379

Abstract

This study aims to determine and analyze the effect of online learning on the economics learning outcomes of International Trade Class XI IPS MAS Students of the Univa Medan Project. The population of this study was 29 students of class XI and the sampling technique was saturated sampling which made the entire population the research sample. This study used an instrument in the form of a questionnaire for online learning variables while the learning outcomes variable in this study used student learning outcomes data obtained directly from the school. This study uses correlation testing to see the relationship between variables and also uses several tests such as data quality tests for instruments, classical assumption tests and also hypothesis testing to see the effect between variables. From the results of data processing, a significance value of 0.803 was obtained which was greater than 0.05. From this analysis, Ho is accepted, meaning that there are simultaneously independent variables, namely online learning, does not affect the dependent variable, namely learning outcomes.
ANALYSIS OF SOURCES OF FUNDS FOR INDONESIAN ISLAMIC BANKS Zulkifli Hasibuan, Mhd; Siregar, Saparuddin; Sugianto, Sugianto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 1 (2022): February
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i1.136

Abstract

Islamic banks are banks that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (natural ), and do not contain gharar, maysir, usury, injustice and unlawful objects. Funds can also be obtained from own capital, namely by issuing or selling shares. Acquisition of funds is also adjusted to the purpose of the use of these funds. The selection of funding sources will determine the size of the costs borne. Therefore, the selection of sources of funds must be done properly. If the purpose of obtaining funds is for daily activities, the source is clearly different from if the bank wants to make a new investment or to expand a business. Funds needed for the bank's main activities are obtained in various deposits, whereas if the funds needed are used for new investments or business expansion, they are obtained from own capital.
ANALYSIS OF SOURCES OF FUNDS FOR INDONESIAN ISLAMIC BANKS Zulkifli Hasibuan, Mhd; Siregar, Saparuddin; Sugianto, Sugianto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 3 (2022): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i3.268

Abstract

Islamic banks are banks that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (natural ), and do not contain gharar, maysir, usury, injustice and unlawful objects. Funds can also be obtained from own capital, namely by issuing or selling shares. Acquisition of funds is also adjusted to the purpose of the use of these funds. The selection of funding sources will determine the size of the costs borne. Therefore, the selection of sources of funds must be done properly. If the purpose of obtaining funds is for daily activities, the source is clearly different from if the bank wants to make a new investment or to expand a business. Funds needed for the bank's main activities are obtained in various deposits, whereas if the funds needed are used for new investments or business expansion, they are obtained from own capital.
Peranan Yayasan Nurul Hasniah Dalam Meningkatkan Kesejahteraan Guru Dalam Perspektif Ekonomi Islam Hasibuan, Mhd Zulkifli; Dalyanto, Dalyanto; Nasution, Fadli Adnin; Fadlan, Muhammad Noer; Habibie, Dian
Jurnal Multidisiplin West Science Vol 4 No 02 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i02.2027

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peranan Yayasan Nurul Hasniah dalam meningkatkan kesejahteraan guru, melalui pendekatan kualitatif dengan desain studi kasus. Metode pengumpulan data dilakukan melalui wawancara mendalam, kuesioner, dan observasi partisipatif yang melibatkan 30 guru yang terlibat dalam program-program yayasan. Hasil penelitian menunjukkan bahwa Yayasan Nurul Hasniah telah berhasil meningkatkan kesejahteraan guru tidak hanya dari segi finansial, tetapi juga melalui pengembangan profesional dan dukungan moral. Sebagian besar responden (80%) melaporkan adanya peningkatan kepuasan kerja dan percaya diri setelah mengikuti program yang diselenggarakan. Selain itu, program yang dirancang dengan basis nilai-nilai ekonomi Islam memberikan dampak positif yang signifikan dalam menciptakan kesejahteraan yang lebih berkelanjutan bagi para guru. Penelitian ini menyimpulkan bahwa adanya program yang fokus pada pelatihan dan dukungan keuangan dapat berkontribusi pada peningkatan kualitas pendidikan. Rekomendasi untuk yayasan termasuk penguatan komunikasi program dan pengembangan kurikulum pelatihan yang relevan.
Pengaruh Model Pembelajaran Kooperatif Tipe Make A Match Terhadap Hasil Belajar Ekonomi Pada Materi OJK (Otoritas Jasa Keuangan) Trisdayanti, Ema; Hasibuan, Mhd. Zulkifli; Samio, Samio; Rijal, Rijal
Neraca: Jurnal Pendidikan Ekonomi Vol. 11 No. 1 (2025): Neraca: Jurnal Pendidikan Ekonomi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/neraca.v11i1.11278

Abstract

Penelitian ini bertujuan  untuk mengetahui pengaruh model pembelajaran kooperatif tipe Make a Match terhadap hasil belajar ekonomi siswa di kelas X IIS MA Mualimin UNIVA Medan.Latar belakang penelitian ini adalah rendahnya hasil belajar ekonomi siswa pada materi OJK( Otoritas Jasa Keuangan) yang disebabkan oleh metode pembelajaran yang kurang variatif dan kurang melibatkan interaksi antar siswa. Penelitian ini menggunakan metode quasi eksperimen  dengan desain Nonequivalent Control Group. Sampel penelitian adalah siswa kelas X yang di bagi menjadi kelas eksperimen dan kelas kontrol. Instrumen penelitian berupa tes pretest dan posstest. Teknik analisis data menggunakan uji normalitas, uji homogenitas,dan uji hipotesis( uji t).Hasil penelitian menunjukkan bahwa penerapan model pembelajaran kooperatif tipe make a match secara signifikan meningkatkan hasil belajar siswa dengan nilai rata-rata  pada kelas eksperimen 71,32 lebih tinggi di bandingkan kelas kontrol 60,88 . Hasil penelitian diperoleh  nilai Fhitung ˂  Ftabel  yaitu 1,52 < 1,78. Hasil uji hipotesis menunjukkan nilai sig. (2 tailed)  0,003 < 0,05, artinya H0 ditolak  dan  Ha diterima Hal ini berarti model pembelajaran kooperatif tipe make a match berpengaruh terhadap hasil belajar siswa. Kesimpulan dari penelitian ini adalah model pembelajaran kooperatif tipe Make a Match berpengaruh positif dan signifikan terhadap peningkatan hasil belajar ekonomi pada materi OJK siswa kelas X IIS MA Mualimin UNIVA Medan.
PENGARUH KEGIATAN SUPERVISI KEPALA SEKOLAH TERHADAP KEMAMPUAN MENGAJAR GURU DI SEKOLAH SMA NURUL HASANAH Nurjannah, Herdi Ramon, Arief Bagus Setia, Mhd Zulkifli Hasibuan,
JURNAL PENDIDIKAN IPS Vol. 6 No. 2 (2025): JP-IPS
Publisher : FKIP UMN ALWASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jpips.v6i2.5930

Abstract

In the perspective of globalization, regional autonomy, and decentralization of education and to make school-based management and competency-based curriculum a success, the principal is a central figure who must be a role model for other education personnel in the school. Therefore, to support the success of the changes made and expected, it is necessary to prepare professional principals who are willing and able to plan, implement, and evaluate various policies and changes made effectively and efficiently. Supervision can actually be carried out by the principal who acts as a supervisor, but in the modern education organization system, a special supervisor is needed who is more independent and can increase objectivity in coaching and carrying out his duties. If supervision is carried out by the principal, then he must be able to carry out various supervisions and controls to improve the performance of education personnel. Supervision and control are also preventive measures to prevent education personnel from committing deviations and to be more careful in carrying out their work. Supervision and control carried out by the principal on his education personnel, especially teachers, is called clinical supervision, which aims to improve the professional abilities of teachers and improve the quality of learning through effective learning.
Penerapan Sistem Pengelolaan Inventaris di Sekolah Nurul Hasaniah, Tembung Hasibuan, Mhd Zulkifli; Habibie, Dian; Noviani, Nomi; Nurjannah, Nurjannah; Ramon, Herdi
Jurnal Multidisiplin West Science Vol 4 No 12 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i12.3036

Abstract

Pengelolaan inventaris di Sekolah Nurul Hasaniah merupakan aspek krusial yang mempengaruhi efektivitas operasional dan kualitas pendidikan. Studi ini bertujuan untuk menganalisis penerapan sistem pengelolaan inventaris di sekolah tersebut, dengan fokus pada dampaknya terhadap ketersediaan sumber daya pendidikan dan kelancaran proses belajar mengajar. Metode penelitian yang digunakan meliputi pendekatan kualitatif, yang mencakup wawancara dan observasi terhadap staf sekolah. Hasil penelitian menunjukkan bahwa pengelolaan inventaris yang baik berkontribusi signifikan terhadap kualitas pendidikan, mendukung penggunaan sumber daya yang optimal seperti buku dan alat ajar lainnya. Teknologi, seperti penggunaan sistem informasi berbasis QR Code, terbukti meningkatkan efisiensi dalam administrasi inventaris dan mengurangi risiko kehilangan. Namun, terdapat tantangan terkait kurangnya kesadaran di kalangan staf dan siswa mengenai pentingnya manajemen inventaris yang efektif, yang dapat menghambat pengelolaan. Rekomendasi untuk meningkatkan pengelolaan inventaris meliputi peningkatan pelatihan bagi staf dan penerapan sistem informasi yang lebih terstruktur. Dengan langkah-langkah tersebut, diharapkan Sekolah Nurul Hasaniah dapat lebih siap dalam memenuhi tuntutan pendidikan yang terus berkembang dan kompleks.
Pemahaman Sumber-Sumber Hukum Islam Kepada Masyarakat Muslim Di Desa Amplas Muhammad Hizbullah; Haidir; Azrai Harahap; Yeltriana; Syahrul Bakti Harahap; Mhd Zulkifli Hasibuan
STARLA: Jurnal Pengabdian Masyarakat Vol 2 No 2 (2026): Juni
Publisher : CV. BAROKAH PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sumber-sumber hukum Islam merupakan salah satu fondasi penting dalam membentuk kehidupan beragama yang benar sesuai dengan tuntunan syariat. Pemahaman masyarakat terhadap kedudukan, fungsi, dan hierarki sumber-sumber hukum Islam masih perlu ditingkatkan. Keterbatasan pemahaman berimplikasi pada kecenderungan sebagian masyarakat menjadikan tradisi, kebiasaan, atau informasi yang belum memiliki dasar hukum Islam yang jelas sebagai rujukan dalam menyelesaikan berbagai persoalan keagamaan. Kondisi tersebut juga ditemukan pada masyarakat Muslim di Desa Amplas, yang menunjukkan perlunya upaya edukasi dan pembinaan secara berkelanjutan. Kegiatan pengabdian kepada masyarakat ini dilaksanakan dengan tujuan meningkatkan pengetahuan dan pemahaman masyarakat mengenai sumber-sumber hukum Islam yang meliputi alquran, hadis, ijmak, dan qiyas, serta penerapannya dalam kehidupan sehari-hari. Metode pelaksanaan kegiatan meliputi observasi awal untuk mengidentifikasi kebutuhan mitra, penyampaian materi melalui ceramah, diskusi interaktif, tanya jawab, serta evaluasi terhadap pemahaman peserta.Hasil kegiatan menunjukkan bahwa peserta memperoleh pemahaman yang lebih baik mengenai kedudukan alquran sebagai sumber hukum utama, fungsi hadis sebagai penjelas alquran, serta peran ijmak dan qiyas dalam menjawab persoalan-persoalan hukum Islam yang terus berkembang. Antusiasme peserta selama mengikuti kegiatan juga menunjukkan tingginya kebutuhan masyarakat terhadap pembinaan keagamaan yang bersifat edukatif dan aplikatif. Kegiatan ini memberikan dampak positif terhadap peningkatan literasi hukum Islam masyarakat, memperkuat kesadaran untuk menjadikan sumber-sumber hukum Islam sebagai pedoman dalam kehidupan bermasyarakat, serta mendorong terbentuknya masyarakat yang lebih bijaksana dalam menyikapi berbagai persoalan keagamaan berdasarkan dalil yang sahih dan prinsip-prinsip syariat Islam.
Co-Authors Alkausar Saragih Andri Soemitra Angelica Faustine Audrey Angelia Ayu Putri Handayani Azrai Harahap Bambang Lesmono Bayu Wulandari Bayu Wulandari Bonita Patricia Valentina Simbolon Christiani Prasetyasari Chuzaimah Batubara Dalyanto Dalyanto Dalyanto Dalyanto Dalyanto Dalyanto, Dalyanto Devi Bintang Maria Simamora Dian Habibi Dini, Siti Dr. Samsul Bahri Dwi Febriyanti Elisabeth Elisabeth Ermal M, Eky Fadli Adnin Nasution Fanni Jovita* Feronica Feronica Fidela Aldora Fionna Gozal Habibie, Dian Haidir Herdi Herdi Ramon Jesslyn Govindo Kristina Nainggolan Luki, Katherine Yuan Lukman, Karyn Magdalena Silalahi Melisa Melisa Mimi Rosadi Muhammad Arif Muhammad Hilman Fikri Muhammad Hizbullah Muhammad Noer Fadlan Nikmat Kasih Telaumbanua Nomi Noviani Novandy Limardy Novi Lestari Nurjannah Nurjannah Putra Ritonga, Mirwansyah Rahmadi Ali Ridha Alhamdi Rifki Ismal Rijal Rijal, Rijal Rosita Pasaribu Samio Samio Sanusi Gazali Pane Saparuddin Siregar Siti Dini Steffani Steffani Stella Stella Sugianto Sugianto Sultoni, Dani Iskandar Syahrul Bakti Harahap Tia Andercan Tionar Regina Simarmata Trimawati Lumbantobing Trisdayanti, Ema Verlyn Anggelia Yeltriana Yentika Tanti Yonni Yonni