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KEGIATAN KULIAH KERJA NYATA (KKN) NON REGULER DI KELURAHAN SUNGGAL Novi Lestari; Rahmadi Ali; Zulkifli Hasibuan
JURNAL PENGABDIAN MANDIRI Vol. 4 No. 4: April 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The industrial revolution 4.0 brought about major changes in the era. These changes target various fields, such as economics and education. This requires people to be ready for all forms of competition. Sunggal Village is one of the Villages in Medan Sunggal District, North Sumatra Province. In this Village, there are many MSME actors. The large number of MSME actors in Sunggal Village certainly has an impact on tight competition. MSME actors are required to be able to maximize all technological advances in order to reach consumers. Departing from these findings, socialization was carried out to the Sunggal Village community about the importance of packaging, logos, and online product marketing in order to increase sales. In addition to carrying out socialization activities to MSME actors, maghrib recitation activities were also carried out in order to increase faith and piety to God Almighty, so that people can stay away from things that can harm themselves and their families in the midst of the development of the era
The influence of Sharia implementation, financing access, and managerial capacity on MSME performance in Medan City, Indonesia Hasibuan, Muhammad Zulkifli; Ramon, Herdi; Samio, Samio; Nurjannah, Nurjannah; Rijal, Rijal
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art3

Abstract

IntroductionMicro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s economy, contributing significantly to national income and employment. Within this sector, Shariah-compliant MSMEs have emerged as strategic actors that integrate ethical, transparent, and socially responsible business principles aligned with Islamic law. However, limited empirical research has analyzed how Shariah implementation, access to Shariah-based financing, and managerial capacity collectively influence MSME performance, particularly at the city level in Medan.ObjectivesThis study aims to examine the effects of Shariah implementation, access to Shariah-compliant financing, and managerial capacity on MSME performance in Medan, Indonesia. It further investigates the mediating role of managerial capacity in translating Shariah compliance into business growth and employment generation, providing theoretical and practical insights into the development of Shariah-based MSMEs.MethodA mixed-methods sequential explanatory design was employed. The quantitative phase involved a survey of 389 Shariah-compliant MSMEs across key sectors in Medan, analyzed using multiple regression and bootstrap mediation tests. The qualitative phase comprised 20 semi-structured interviews to explore managerial experiences and ethical practices. Triangulation ensured reliability and validity of results, while thematic analysis supported contextual interpretation.ResultsThe findings indicate that Shariah implementation, access to Shariah financing, and managerial capacity each have significant positive effects on MSME revenue and employment growth. Managerial capacity partially mediates the relationship between Shariah implementation and business performance, underscoring its central role in operationalizing ethical values. Qualitative evidence reveals that ethical governance and financial literacy enhance innovation, resilience, and stakeholder trust among Shariah-compliant MSMEs.ImplicationsThe study demonstrates that integrating Shariah principles with managerial competence strengthens MSME sustainability and competitiveness. Policymakers and financial institutions should expand Shariah-compliant financial access, reinforce managerial training, and promote digital Islamic finance to foster inclusive, ethical entrepreneurship.Originality/NoveltyThis research offers empirical evidence linking Islamic ethical principles with measurable business performance, validating managerial capacity as a mediating mechanism. It contributes to Islamic economic literature by presenting a city-level model for sustainable, value-based MSME development that bridges faith, ethics, and economic growth.
The Influence of Online Learning During the Covid-19 Pandemic on Economic Learning Outcomes of International Trade Materials Samio, Samio; Hasibuan, Mhd Zulkifli; Saragih, Alkausar
Indonesian Journal Education Vol. 2 No. 3 (2023): Indonesian Journal Education (IJE)
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ije.v2i3.379

Abstract

This study aims to determine and analyze the effect of online learning on the economics learning outcomes of International Trade Class XI IPS MAS Students of the Univa Medan Project. The population of this study was 29 students of class XI and the sampling technique was saturated sampling which made the entire population the research sample. This study used an instrument in the form of a questionnaire for online learning variables while the learning outcomes variable in this study used student learning outcomes data obtained directly from the school. This study uses correlation testing to see the relationship between variables and also uses several tests such as data quality tests for instruments, classical assumption tests and also hypothesis testing to see the effect between variables. From the results of data processing, a significance value of 0.803 was obtained which was greater than 0.05. From this analysis, Ho is accepted, meaning that there are simultaneously independent variables, namely online learning, does not affect the dependent variable, namely learning outcomes.
ANALYSIS OF SOURCES OF FUNDS FOR INDONESIAN ISLAMIC BANKS Zulkifli Hasibuan, Mhd; Siregar, Saparuddin; Sugianto, Sugianto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 1 (2022): February
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i1.136

Abstract

Islamic banks are banks that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (natural ), and do not contain gharar, maysir, usury, injustice and unlawful objects. Funds can also be obtained from own capital, namely by issuing or selling shares. Acquisition of funds is also adjusted to the purpose of the use of these funds. The selection of funding sources will determine the size of the costs borne. Therefore, the selection of sources of funds must be done properly. If the purpose of obtaining funds is for daily activities, the source is clearly different from if the bank wants to make a new investment or to expand a business. Funds needed for the bank's main activities are obtained in various deposits, whereas if the funds needed are used for new investments or business expansion, they are obtained from own capital.
ANALYSIS OF SOURCES OF FUNDS FOR INDONESIAN ISLAMIC BANKS Zulkifli Hasibuan, Mhd; Siregar, Saparuddin; Sugianto, Sugianto
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 3 (2022): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i3.268

Abstract

Islamic banks are banks that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian Ulema Council such as the principles of justice and balance ('adl wa tawazun), benefit (maslahah), universalism (natural ), and do not contain gharar, maysir, usury, injustice and unlawful objects. Funds can also be obtained from own capital, namely by issuing or selling shares. Acquisition of funds is also adjusted to the purpose of the use of these funds. The selection of funding sources will determine the size of the costs borne. Therefore, the selection of sources of funds must be done properly. If the purpose of obtaining funds is for daily activities, the source is clearly different from if the bank wants to make a new investment or to expand a business. Funds needed for the bank's main activities are obtained in various deposits, whereas if the funds needed are used for new investments or business expansion, they are obtained from own capital.
Peranan Yayasan Nurul Hasniah Dalam Meningkatkan Kesejahteraan Guru Dalam Perspektif Ekonomi Islam Hasibuan, Mhd Zulkifli; Dalyanto, Dalyanto; Nasution, Fadli Adnin; Fadlan, Muhammad Noer; Habibie, Dian
Jurnal Multidisiplin West Science Vol 4 No 02 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i02.2027

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peranan Yayasan Nurul Hasniah dalam meningkatkan kesejahteraan guru, melalui pendekatan kualitatif dengan desain studi kasus. Metode pengumpulan data dilakukan melalui wawancara mendalam, kuesioner, dan observasi partisipatif yang melibatkan 30 guru yang terlibat dalam program-program yayasan. Hasil penelitian menunjukkan bahwa Yayasan Nurul Hasniah telah berhasil meningkatkan kesejahteraan guru tidak hanya dari segi finansial, tetapi juga melalui pengembangan profesional dan dukungan moral. Sebagian besar responden (80%) melaporkan adanya peningkatan kepuasan kerja dan percaya diri setelah mengikuti program yang diselenggarakan. Selain itu, program yang dirancang dengan basis nilai-nilai ekonomi Islam memberikan dampak positif yang signifikan dalam menciptakan kesejahteraan yang lebih berkelanjutan bagi para guru. Penelitian ini menyimpulkan bahwa adanya program yang fokus pada pelatihan dan dukungan keuangan dapat berkontribusi pada peningkatan kualitas pendidikan. Rekomendasi untuk yayasan termasuk penguatan komunikasi program dan pengembangan kurikulum pelatihan yang relevan.
Pengaruh Model Pembelajaran Kooperatif Tipe Make A Match Terhadap Hasil Belajar Ekonomi Pada Materi OJK (Otoritas Jasa Keuangan) Trisdayanti, Ema; Hasibuan, Mhd. Zulkifli; Samio, Samio; Rijal, Rijal
Neraca: Jurnal Pendidikan Ekonomi Vol. 11 No. 1 (2025): Neraca: Jurnal Pendidikan Ekonomi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/neraca.v11i1.11278

Abstract

Penelitian ini bertujuan  untuk mengetahui pengaruh model pembelajaran kooperatif tipe Make a Match terhadap hasil belajar ekonomi siswa di kelas X IIS MA Mualimin UNIVA Medan.Latar belakang penelitian ini adalah rendahnya hasil belajar ekonomi siswa pada materi OJK( Otoritas Jasa Keuangan) yang disebabkan oleh metode pembelajaran yang kurang variatif dan kurang melibatkan interaksi antar siswa. Penelitian ini menggunakan metode quasi eksperimen  dengan desain Nonequivalent Control Group. Sampel penelitian adalah siswa kelas X yang di bagi menjadi kelas eksperimen dan kelas kontrol. Instrumen penelitian berupa tes pretest dan posstest. Teknik analisis data menggunakan uji normalitas, uji homogenitas,dan uji hipotesis( uji t).Hasil penelitian menunjukkan bahwa penerapan model pembelajaran kooperatif tipe make a match secara signifikan meningkatkan hasil belajar siswa dengan nilai rata-rata  pada kelas eksperimen 71,32 lebih tinggi di bandingkan kelas kontrol 60,88 . Hasil penelitian diperoleh  nilai Fhitung ˂  Ftabel  yaitu 1,52 < 1,78. Hasil uji hipotesis menunjukkan nilai sig. (2 tailed)  0,003 < 0,05, artinya H0 ditolak  dan  Ha diterima Hal ini berarti model pembelajaran kooperatif tipe make a match berpengaruh terhadap hasil belajar siswa. Kesimpulan dari penelitian ini adalah model pembelajaran kooperatif tipe Make a Match berpengaruh positif dan signifikan terhadap peningkatan hasil belajar ekonomi pada materi OJK siswa kelas X IIS MA Mualimin UNIVA Medan.