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Journal : Jurnal Pengabdian Kepada Masyarakat SEWAGATI

LITERASI KEUANGAN DIGITAL: MENANGKAL JERATAN PINJAMAN ONLINE I Made Sudiksa; I Nyoman Sunarta; Gusi Putu Lestara Permana; I Made Suidarma; Ketut Elly Sutrisni; Ni Kadek Ayu Trisnadewi; I Gede K. Ananta Yoga
Sewagati Vol. 4 No. 1 (2025): Sewagati
Publisher : Fakultas Teknik dan Informatika Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59819/sewagati.v4i1.4848

Abstract

The rapid development of digital technology has led to the emergence of financial technology lending (fintech lending), including online loan services that offer convenience and accessibility. However, these conveniences often come with hidden risks, particularly for individuals with low financial literacy. This community service program was conducted in Sumerta Village, East Denpasar, Bali, aiming to increase public awareness and understanding of personal financial management and the dangers of illegal online loans. The program implemented an interactive educational approach through public seminars, direct discussions, and the use of printed and digital media such as posters and stickers. The activities successfully raised community awareness regarding how to identify legal and illegal loan platforms and how to manage personal finances more responsibly. The initiative also empowered local residents to become financial literacy advocates within their communities. Overall, this program demonstrates the importance of strengthening digital financial literacy at the grassroots level to protect communities from predatory lending practices and to build sustainable financial behavior.
Co-Authors A.A. Gde Putra Pemayun Adyatna Wedananta, Kadek Antara, I Putu Candra Wiguna Arischa Bellanie Adryas Armanid, Aura Astari, Made Leony Milenia Ayu Trisnadewi, Ni Kadek Desak Made Febri Purnama Sari Desak Made Sukarnasih Gusi Putu Lestara Permana Gusti Ayu Putu Manik Rahayuningsih I Dewa Ketut Gede Prabawa I Dewa Nyoman Marsudiana I Dewa Nyoman Marsudiana I Dewa Nyoman Marsudiana I G. A. Desy Arlita I Gede K. Ananta Yoga I Gede Sanica I Gusti Ngurah Putra Suryanata I Kadek Yudha Pramana Putra I Ketut Alit Putra I Ketut Nurcita I Ketut Sudama I Komang Dicky Tri Denis I Made Dwi Aya Praditya I Made Sudiksa I Nyoman Anggaradana I Nyoman Arta Yasa I Nyoman Arta Yasa I Nyoman Arta Yasa I Nyoman Arta Yasa I Nyoman Sunarta I Nyoman Taun I Putu Denny Dwipayana I Wayan Sukadana I Wayan Sunia I Wayan Sunia Ida Ayu Oka Martini K. Ranata Harischandra Kadek Ovy Satyawati Ketut Elly Sutrisni Komang Sri Rahayu Komang Sri Widiantari Komang Sri Widiantari Lestari, Putu Nina Eka Luh Ayu Rsiani Luh Bonita Paramadewi Luh Sri Puspita Dewi Made Arya Segara Wilis Made Kembar Sri Budhi Mahadewi, Ida Ayu Gd. Dian Febby Maharani, Made Diah Pradnya Marsudiana, I Dewa Nyoman Masno, Masno Mila Rahayu Damayanti Ni Kadek Sri Puspayani Ni Ketut Arniti Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Komang Puspita Astari Ni Luh Ayu Sri Antini Ni Nyoman Afrita Ni Nyoman Sunariani Ni Putu Alia Putri Pradnyani Ni Putu Linda Kusumawati Ni Putu Nina Eka Lestari Ni Wayan Lasmi Noviyanti, Ni Putu Ratih Nuraga, Ketut Nyoman Djinar Setiawina Prawitasari, Putu Putu Cita Ayu Rifqi Nur Fakhrurozi Sugara Yasa, I Wayan Sumantri, I. GA. Alit Suoth, Verrel Renaldy Suriana, I Wayan Widiantara, I Made Yasa, I Wayan Sugara Yoga, I Wayan Suprapta Yundari, Yundari