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Dampak Kondisi Makroekonomi terhadap Deposito Perbankan Syariah di Indonesia Zaki Abdullah; Iman Sugema; Asep Nurhalim
AL-MUZARA'AH Vol. 6 No. 1 (2018): AL-MUZARA'AH (June 2018)
Publisher : Department of Islamic Economics, IPB University

Changes in macroeconomic conditions have an impact towards financial industry, particularly in the banking industry. This research aims to look at the impact of global financial crisis and macreconomic variables towards the total deposits of Islamic banking in Indonesia with the VECM method. The period of this study using monthly data from January 2006 until December 2016. The results showed that the global financial crisis has no effect towards the total deposits of Islamic banking in Indonesia. Then, based on the analysis of Impulse Response Function (IRF), the response of total deposits of Islamic banking in Indonesia towards inflation, equivalent rate and lending rate is positive. While the shocks level of conventional banking interest rate and industrial growth is negatively responded by total deposits in Islamic banking. The Forecast Error Variance Decomposition (FEVD) analysis results showed that equivalent rate and interest rate offered by each banking system give most contributed among other variables.

Faktor-faktor yang Memengaruhi Keputusan Masyarakat dalam Memilih Wakaf Uang Mohammad Iqbal Irfany; Abi Nubli Albajili; Asep Nurhalim
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 15 No 2 (2022): Al Awqaf : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol15Iss2.168

Wakaf Hasanah is one of the services offering by BNI Syariah (now Bank Syariah Indonesia) to collect cash waqf transactions. offers a service called “Wakaf Hasanah” throuh website and mobile phone’s application that aims to make people easier having cash waqf’s transactions. Total of waqf funds that collected through Wakaf Hasanah as much as 1.2 percent is a cash waqf funds and 98.8 percent is a waqf through money funds. This research study aims to analyze the factors that affect people’s decision in selecting cash waqf in Wakaf Hasanah. This research study used primary data from 70 randomly respondents who had done cash waqf with Wakaf Hasanah or had not done waqf. The result of this study used logistic regression method and descriptive analysis shows that comprehension on cash waqf, information access, simplicity to donate cash waqf, and people’s trust affect people’s decision in selecting cash waqf.

Pengaruh Zakat dan Islamic Human Development Index terhadap Kemiskinan di Jawa Tengah Tahun 2017–2020 Asep Nurhalim; Lelly Mawarni; Resfa Fitri
AL-MUZARA'AH Vol. 10 No. 2 (2022): AL-MUZARA'AH (December 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.2.185-196

Human development and zakat funds are one of the efforts to minimize poverty. Human development can be measured using the Islamic Human Development Index (IHDI) indicator for countries or regions with a majority Muslim population. However, there is not much literature on IHDI and its application in Indonesia. This study aims to analyze the effect of zakat and IHDI on poverty in 35 districts/cities of Central Java in 2017–2020. The method used is panel data regression with random effect model estimation. The regression results show that zakat has a negative and significant effect on the poverty level in Central Java in 2017–2020, while IHDI has a negative but not significant effect. Simultaneously, zakat and IHDI have an influence on the poverty rate in Central Java in 2017–2020. One of the policy implications that can be done by the Central Java government to minimize the level of poverty is to increase the realization of the collection and distribution of zakat funds and cooperation from all related parties is also very necessary, including the government, zakat management institutions, banks, and the community.

Marketing Mix Strategy in Waqf Online Fundraising Platform: An Importance-Performance Analysis Vitriara Ahsana Nadya; Asep Nurhalim; Mohammad Iqbal Irfany
AL-MUZARA'AH Vol. 11 No. 2 (2023): AL-MUZARA'AH (December 2023)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.11.2.119-132

As an Islamic social finance practice, waqf has a considerable potential to develop community following maqashid sharia and SDGs. At IPB University, one of few universities with authority as a nazir, the implementation of waqf from ‘civa to civa’ on campus has huge benefits for the development of their surrounding without having to rely on government funding. This study, using Islamic Economics students as its respondent, tries to formulate a marketing strategy for waqf online fundraising platform employing an Importance Performance Analysis. Results show that there is still a noticeable gap between the potential and realized the value of waqf in this platform and demography, indicating that the performance has yet to reach the select value from respondents. Three attributes of the marketing mix in IPB’s online waqf platform that needed the most attention: social media promotion, mass media promotion, and integration with other fundraising platforms.

Faktor-faktor yang Memengaruhi Keputusan Masyarakat dalam Memilih Wakaf Uang Irfany, Mohammad Iqbal; Albajili, Abi Nubli; Nurhalim, Asep
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 15 No 2 (2022): Al-Awqaf : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol15Iss2.168

Wakaf Hasanah is one of the services offering by BNI Syariah (now Bank Syariah Indonesia) to collect cash waqf transactions. offers a service called “Wakaf Hasanah” throuh website and mobile phone’s application that aims to make people easier having cash waqf’s transactions. Total of waqf funds that collected through Wakaf Hasanah as much as 1.2 percent is a cash waqf funds and 98.8 percent is a waqf through money funds. This research study aims to analyze the factors that affect people’s decision in selecting cash waqf in Wakaf Hasanah. This research study used primary data from 70 randomly respondents who had done cash waqf with Wakaf Hasanah or had not done waqf. The result of this study used logistic regression method and descriptive analysis shows that comprehension on cash waqf, information access, simplicity to donate cash waqf, and people’s trust affect people’s decision in selecting cash waqf.

Potensi Pengembangan Blue Sukuk sebagai Pembiayaan Inovatif bagi Sektor Kelautan Indonesia Irfany , Mohammad Iqbal; Rusydiana , Aam Slamet; Nurhalim , Asep
Policy Brief Pertanian, Kelautan, dan Biosains Tropika Vol 4 No 3 (2022): Policy Brief Pertanian, Kelautan dan Biosains Tropika
Publisher : Direktorat Kajian Strategis dan Reputasi Akademik IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agro-maritim.0403.296-301

Risalah ini mengidentifikasi beberapa faktor p rioritas dalam penerbitan dan pengembangan Sukuk Biru (blue sukuk), sebagai salah satu instrumen keuangan syariah inovatif dan berkelanjutan. Terdapat tiga kriteria pengembangan sukuk biru di Indonesia yakni: (i) aspek atau landasan dalam kerangka pengemba ngannya; (ii) infrastruktur yang akan digunakan sebagai dasar penerbitannya (underlying project); dan (iii) pemangku kepentingan yang terlibat. Risalah ini merekomendasikan urutan landasan terpenting dalam pengembangan sukuk biru adalah: penguatan regulasi regulasi, underlying asset yang layak, investor, dan koordinasi antar lembaga. Adapun infrastruktur yang potensial menjadi underlying penerbitan Sukuk Biru misalnya pengembangan desa nelayan terpadu serta pengadaan kapal nelayan besar yang ramah lingkungan.

Analisis Faktor-Faktor yang Memengaruhi Frekuensi Permintaan Konsumen terhadap Muslim Friendly Hotel di Kabupaten Belitung Anggraini, Lilik; Nurhalim, Asep; Irfany, Mohammad Iqbal
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 1 No. 2 (2022): Januari
Publisher : Penerbit Goodwood

Purpose: to analyze the characteristics and factors that influence the frequency of consumer demand for Muslim friendly hotels in Belitung Regency. Method: Descriptive analysis and multiple linear regression analysis Result: Indicate that the characteristics of the respondents are dominated by women, married, age range 26 to 35 years, the last education is undergraduate, work as a private employee, length of work less than 5 years, monthly income in the range of Rp. 3,000,000 - Rp. 5,000 .000 and domiciled in Belitung. Factors of income, religiosity, service quality, and facilities have a positive and significant effect on the frequency of consumer demand in using Muslim-friendly hotel services

Factors Influencing E-Commerce Purchases of Halal Cosmetics: A UTAUT2 Approach Meta, Fildza Shabrina; Suroso, Arif Imam; Nurhalim, Asep
Jurnal Aplikasi Bisnis dan Manajemen Vol. 11 No. 2 (2025): JABM Vol. 11 No. 2, May 2025
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.11.2.536

Background: The rapid growth of information technology has transformed business activities, particularly through e-commerce, which facilitates seamless transactions between producers and consumers. In Indonesia, internet penetration reached 78.19% in 2023, driving demand for halal cosmetics online and necessitating insights into consumer behavior to enhance market reach and trust.Purpose: This study identifies factors impacting consumer intentions in purchasing halal cosmetics online utilizing an extended UTAUT2 model with a Trust variable.Design/Methodology/Approach: This study utilizes a quantitative survey design to gather 260 responses from e-commerce users who purchase halal cosmetics. Structural Equation Modeling-Partial Least Squares (SEM-PLS) analyzed the relationship among variables.Findings: All performance expectancy, social influence, facilitating conditions, hedonic motivation, price value, habit, and trust are significant factors influencing the consumer intention and behavior. Among these, habits emerged as the most influential factor, indicating that habitual use is instrumental to the formation of purchasing behaviors.Conclusion: Based on these findings, it further suggests that the e-commerce platforms should put great effort into building consumer trust via robust security systems, thorough technical support, as well as personalized, fun shopping to ultimately help the halal cosmetics market to prosper.Originality/Value (State of the Art): This study incorporates Trust into the UTAUT2 model to improve understanding of strategies that will optimize halal e-commerce. Keywords: consumer behavior, e-commerce, halal cosmetics, trust, UTAUT2

Edukasi Kampung Wakaf kepada Masyarakat Desa Mekarjaya, Kabupaten Sukabumi Nurhalim, Asep; Ali, Khalifah Muhamad; Ayyubi, Salahuddin El; Trison, Soni; Xaviera, Aliyya
Agrokreatif: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 2 (2025): Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agrokreatif.11.2.395-402

The development of waqf practices implemented so far has become very diverse. However, many people still think that the practice of waqf is limited to the management of 3M (tombs, mosques, and madrasas). Mekarjaya Village has great waqf potential, but its utilization has not been optimally realized because of the limited knowledge of its community. The Kampung Wakaf educational program was organized with the participation of 60 participants, who were the guardians of students from Madrasah At-Tarbiyah, one of the village's waqf assets, aimed at broadening the community's understanding and awareness of the concept and innovative utilization of waqf. The educational activity was conducted in one day, consisting of a material presentation session by the speakers and a discussion and Q&A session before the event was concluded. The result obtained was an increase in the community's knowledge regarding the basic concepts of waqf and its utilization, which was assessed through pre-tests and post-tests conducted at the beginning and end of the activity. Education is expected to support the development of village waqf utilization in a more comprehensive and innovative manner.

Analyzing the integration of Organization of Islamic Cooperation (OIC) countries before and during Rusian-Ukraine war Haq, Daffa Aqomal; Nurhalim, Asep; Wiliasih, Ranti
Halal Studies and Society Vol. 1 No. 1 (2024): January 2024
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/hass.1.1.24-30

Co-movement of integrated stock market is causing economic shocks and global crises. A typical example of this crisis was the Russia-Ukraine war in 2022, which impacted the stock market. Therefore, this research aimed to examine the development, integration, and response of the five Islamic stock market in Organization of Islamic Cooperation (OIC) countries during the Russia-Ukraine war. Vector Autoregressive/Vector Error Correction Model (VAR/VECM) was used to analyze DJIMMT25, SPSADS, SPSUUAEDS, JII, DJIMT, SPBMIR, and SPBMIU indices. The results showed that the United Arab Emirates (UAE) and Saudi Arabia stock market had the same movement, while Turkey experienced a positive trend during the war. The Islamic stock market was also cointegrated but Malaysia influenced the other four OIC countries. Meanwhile, IRF reported a permanent effect on the volatility of the market due to the shocks experienced. The volatility response was relatively small since the stock market dominated the contribution of shocks.

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