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Analisis perilaku impulsif pembayaran paylater pada mahasiswa Universitas Islam Indonesia Putri, Alivia Rianti; Priyadi, Unggul; Candra Maulana
Jurnal Kebijakan Ekonomi dan Keuangan Volume 3 Issue 2, Desember 2024
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol3.iss2.art2

Abstract

Purpose – This research aims to analyze the impulsive paylater payment behavior of Indonesian Islamic University students.Methods – The research method used is descriptive analysis and linear probability model (LPM) analysis with primary data sourced from questionnaires.Findings – The findings in the research show that information media and income have a positive and significant influence on the impulsive behavior of using paylaters for Indonesian Islamic University students, while the ease of procedures and the amount of administration costs do not have a significant influence.Implication – The implication of this research is to provide a comprehensive understanding of how ease of use, information media, income, and administrative costs jointly influence impulsive behavior. This is an important factor for companies that provide paylater services to consider all factors so that users, especially students, are interested and comfortable with paylater services.Originality – The originality of this research can be used to form regulations regarding the use of paylater in the long term. AbstrakTujuan – Penelitian ini bertujuan untuk menganalisis perilaku impulsif pembayaran paylater pada mahasiswa Universitas Islam Indonesia.Metode – Metode penelitian yang digunakan adalah analisis deskriptif dan analisis model peluang linear (LPM) dengan data primer yang bersumber dari kuisioner.Temuan – Temuan dalam penelitian menunjukkan bahwa media informasi dan pendapatan memiliki pengaruh positif dan signifikan terhadap perilaku impulsif penggunaan paylater bagi mahasiswa Universitas Islam Indonesia, sedangkan kemudahan prosedur dan besaran biaya administrasi tidak berpengaruh signifikan. Implikasi – Implikasi dari penelitian ini adalah memberikan pemahaman yang menyeluruh tentang bagaimana kemudahan penggunaan, media informasi, pendapatan, dan biaya administrasi secara bersama-sama mempengaruhi perilaku impulsif. Hal ini menjadi faktor penting bagi perusahaan yang menyediakan layanan paylater dapat mempertimbangkan semua faktor agar pengguna, khususnya mahasiswa tertarik dan nyaman dengan layanan paylater.Orisinalitas – Orisinalitas dari penelitian ini mampu digunakan untuk pembentukan regulasi terkait penggunaan paylater dalam jangka panjang.
Peran BMT Dalam Mereduksi Praktik Renternir(Studi Kasus di Pasar Beringharjo) Cahyasani Kamella Dewi; Unggul Priyadi
Jurnal Ekonomika dan Bisnis Vol. 8 No. 1 (2021): Volume 8 No. 1 April 2021
Publisher : Fakultas Ekonomika dan Bisnis Universitas Selamat Sri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51792/pmd0wz22

Abstract

BMT Beringharjo bukan sekedar lembaga keuangan nonbank yang bersifat sosial. Namun, BMT Beringharjo juga sebagai lembaga bisnis dalam rangka memperbaiki perekonomian umat. Salah satu peran BMT Beringharjo adalah melepaskan pedagang di Pasar Beringharjo ketergantungan pada rentenir. Oleh karena itu, maka dana yang dikumpulkan dari anggota harus disalurkan dalam bentuk pinjaman kepada anggotanya. Pinjaman dana kepada anggota disebut juga pembiayaan, yaitu suatu fasilitas yang diberikan BMT Beringharjo kepada anggota yang membutuhkan untuk menggunakan dana yang telah dikumpulkan BMT Beringharjo dari anggota yang surplus dana. BMT Beringharjo merupakan salah satu lembaga pembiayaan mikro yang dapat melepaskan pedagang di Pasar Beringharjo dari dampak negatif praktik rentenir. Dengan adanya lembaga BMT Beringharjo tersebut dapat menjadi salah satu alternatif penyelesaian problematika ekonomi masyarakat khususnya pedagang di Pasar Beringharjo dalam praktik rentenir. Strategi pendekatan kepada para pedagang pasar yang dilakukan BMT Beringharjo dengan mengadopsi cara yang dilakukan rentenir berinteraksi dengan para pedagang serta pendekatan dari sisi religius sangat efektif dalam rangka mereduksi praktik rentenir. Upaya dan usaha dalam rangka melakukan pendekatan dari segi psikologis dan sisi agama dengan pemahaman akan haramnya riba tersebut merupakan strategi yang tepat dan sangat berdampak terhadap kinerja BMT dalam mereduksi praktik rentenir.
Analysis of regional growth center and hinterland in Bantul regency Alivia Rianti Putri; Unggul Priyadi
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 14 No. 2 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v14i2.9974

Abstract

Increasing regional economic efficiency can be done through accelerated regional growth. Growth acceleration is known to produce two groups of regions, namely the growth center and Hinterland (supporting areas). This study aims to analyze the sub-districts that become growth centers and determine the value of community interaction between regions in Bantul Regency through comparative data in 2020 and 2022. In this study, secondary data is obtained through BPS Bantul Regency, which includes data, government facilities, education facilities, health facilities, worship facilities, economic facilities, communication facilities, tourism facilities, population, and distance between sub-districts. The analysis method used in this research is scalogram and gravity analysis, which was processed using Microsoft Excel. The results of the scaling analysis show that in 2020, there are five regional growth centers in Bantul Regency, which include Kasihan Subdistrict, Sewon Subdistrict, Banguntapan Subdistrict, Jetis Subdistrict, and Bambanglipuro Subdistrict. Meanwhile, in 2022, the scaling analysis shows that there are five regional growth centers in Bantul Regency, which include Banguntapan Sub-district, Sewon Sub-district, Jetis Sub-district, Kasihan Sub-district, and Kretek Sub-district. Then, the results of the gravity analysis show that there are different interaction values. The research results show that local governments need to prioritize the development of sub-districts that are still Hinterland by the RPJMD of Bantul Regency.
Lansia sebagai pelopor ekonomi hijau: Inisiatif kurikulum sekolah lansia Wijayanti, Punik Mumpuni; Kuntari, Titik; Priyadi, Unggul; Kusumawati, Rizqi Adhyka
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 8 No 1 (2025): Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v8i1.22541

Abstract

Kelurahan Gedongkiwo di Kemantren Mantrijeron, Yogyakarta, memiliki populasi penduduk dan lansia terbesar, serta menghadapi tantangan serius dalam pengelolaan sampah, khususnya sampah organik. Kota Yogyakarta menghasilkan lebih dari 360 ton sampah setiap hari, namun pengelolaannya belum optimal. Lansia di Gedongkiwo, mayoritas tanpa pendidikan formal, belum diberdayakan secara aktif dalam pengelolaan sampah rumah tangga. Untuk mengatasi hal ini, dikembangkan kurikulum JUWEH (Juru Warga Lansia Pendamping Pengelola Sampah) yang bertujuan memberdayakan lansia sebagai agen perubahan lingkungan. Program ini melatih lansia untuk memisahkan dan mengolah sampah organik menjadi produk bernilai ekonomis seperti kompos, maggot, dan eco enzyme, menggunakan teknologi tepat guna. Kurikulum ini dirancang berbasis budaya lokal dan telah memperoleh Hak Kekayaan Intelektual (HKI). Hasilnya, program meningkatkan pemahaman dan keterampilan lansia dalam pengelolaan sampah, menciptakan produk bernilai jual, dan mendorong pemanfaatan hasil olahan untuk kebutuhan keluarga. Dengan dukungan berbagai pihak, program ini memberdayakan lansia sebagai agen lingkungan yang berkontribusi pada keberlanjutan sosial dan ekonomi Gedongkiwo, sejalan dengan Tujuan Pembangunan Berkelanjutan (SDGs).
PENGUATAN KAPASITAS MARKETING PRODUK INDUSTRI KREATIF BERBASIS MARKETING SYARIAH DAN PEMANFAATAN IT DI SLEMAN Nur Kholis; Unggul Priyadi; Hendrik Hendrik
Millah: Journal of Religious Studies Vol. XIV, No. 1, Agustus 2014 Agama, Etos Kerja dan Pemberdayaan Ekonomi
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol13.iss2.art4

Abstract

Daerah Istimewa Yogyakarta province has a strategic position in developing creative industries. One of the districts that support these creative industries is Sleman. However, SMEs in Sleman district still largely prosperous, because they do not take more advantage of IT development to increase sales. The problems of this study, how to construct the marketingmodel for product of creative industries that adopted the principles of sharia marketing by utilizing the E-Commerce portal to increase revenues and competitiveness of creative industries in Sleman at the level of domestic market and international market. This research has produced an e-commerce portal (http://jogjakreatif.com) equipped with SMS gateway that enables traders of creative industries in Sleman to promote and conduct transactions with customers on line-based or sms. Through this facility, traders are not required to check transaction activity every time, but they can obtain latest information regarding transactions via email and sms.
Analisis Pusat Pertumbuhan Wilayah dan Hinterland di Kabupaten Kulon Progo: Indonesia Hanifah, Jihan; Priyadi, Unggul
Asian Journal of Innovation and Entrepreneurship Volume 09, Issue 01, January 2025
Publisher : UII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ajie.vol9.iss1.art4

Abstract

This study aims to determine the sub-districts that have the potential to be growth centers and hinterland areas in Kulon Progo Regency and to analyze the magnitude of the interaction between growth centers and supporting areas. This type of research is quantitative descriptive using scalogram analysis and gravity analysis methods. This study was processed using Microsoft Excel 2013. The results of the scalogram analysis study show that in 2020 there were three sub-districts as growth centers in Kulon Progo Regency, namely Wates District, Temon District, and Nanggulan District. In 2023, the three sub-districts will remain growth centers. The results of the gravity analysis revealed differences in distance between sub-districts which affect the magnitude of interaction between the growth center sub-districts and the Hinterland.
Peranan sektor pariwisata terhadap Pendapatan Asli Daerah di Kabupaten/Kota Wilayah Provinsi Daerah Istimewa Yogyakarta tahun 2014-2023 Priyadi, Unggul; Roslin Maimun
Jurnal Kebijakan Ekonomi dan Keuangan Volume 4 Issue 1, Juni 2025
Publisher : Jurusan Ilmu Ekonomi, Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JKEK.vol4.iss1.art4

Abstract

Objective – This study aims to analyze the simultaneous effects of the number of tourists, travel agencies, hotels, and tourist attractions on Regional Original Income (PAD) across regencies and cities in the Special Region of Yogyakarta Province. Method – This study uses panel data to determine the influence of the tourism sector, with the variables of the number of tourists, the number of travel agencies, the number of hotels, and the number of tourist attractions, on Regional Original Income (PAD).Findings – This study found that the number of travel agencies, hotels, and tourist attractions significantly and positively influenced the regional original income variable. Meanwhile, the number of tourists also influenced the regional original income.Implication – These findings indicate that tourism sector development should be directed not only at increasing the number of tourist visits but also at improving the quality of supporting facilities such as hotels, travel agencies, and the diversification of tourist attractions.Originality – This study contributes to panel data analysis for tourism with various variables on Regional Original Income (PAD). AbstrakTujuan – Penelitian ini bertujuan untuk menganalisis pengaruh secara simultan jumlah wisatawan, jumlah biro perjalanan, jumlah hotel, dan jumlah objek wisata terhadap Pendapatan Asli Daerah (PAD) Kabupaten/Kota di Provinsi D.I Yogyakarta. Metode – Penelitian ini menggunakan data panel untuk mengetahui pengaruh sektor pariwisata dengan variabel jumlah wisatawan, jumlah biro perjalanan, jumlah hotel, dan jumlah objek wisata terhadap Pendapatan Asli Daerah (PAD).Temuan – Penelitian ini menemukan bahwa jumlah biro perjalanan, hotel dan objek wisata dalam penelitian ini mempengaruhi variabel pendapatan asli daerah secara signifikan dan positif. Sedangkan variabel jumlah wisatawan berpengaruh terhadap pendapatan asli daerah. Implikasi – Temuan ini mengindikasikan bahwa pengembangan sektor pariwisata harus diarahkan tidak hanya pada peningkatan jumlah kunjungan wisatawan, tetapi juga pada peningkatan kualitas fasilitas pendukung seperti hotel, biro perjalanan, dan diversifikasi objek wisata.Orisinalitas – Penelitian ini berkontribusi pada analisis data panel untuk pariwisata dengan berbagai jenis variabel yang berbeda terhadap Pendapatan Asli Daerah (PAD).
Pengembangan Aset Tanah Wakaf melalui Budidaya Ikan Lele Berbasis Bioflok di Desa Argodadi Kabupaten Bantul DIY Siti Achiria; Unggul Priyadi
Jurnal Pengabdian UNDIKMA Vol. 4 No. 2 (2023): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v4i2.7208

Abstract

This community service activity aims to increase the ability to manage waqf land assets so that the community has additional income from biofloc-based catfish farming. The method of implementing this service used training and mentoring. The target partner for this service was Brongkol Hamlet, Argodadi Village, Bantul Regency, DIY. The instrument for evaluating community service activities used a questionnaire and was analyzed descriptively. The service results showed that training in the development of waqf land assets through biofloc-based catfish cultivation proved to increase the ability of the community to obtain additional income. This community service activity concludes that waqf land assets can be managed productively, one of which is through catfish farming.
Optimalisasi Layanan Nazhir Berbasis Digital pada Perwakilan Badan Wakaf Indonesia (BWI) Kabupaten Bantul Unggul Priyadi; Siti Achiria; Akmal Inan Hafidh Adli
Jurnal Pengabdian UNDIKMA Vol. 5 No. 2 (2024): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i2.10360

Abstract

This community service aims to increase the role of BWI and Nazhir representatives in efforts to make waqf land assets productive by building a digital-based waqf land asset information service system for BWI representatives in Bantul Regency. The method of implementing this service uses training and counseling with a participatory approach which includes needs analysis and Focus Group Discussion, development, implementation, evaluation, and follow-up based on predetermined success indicators. The result of this community service activity is the formation of a website-based Nazhir service information system for BWI and Nazhir representatives in Bantul Regency, which can help and provide convenience to BWI and Nazhir representatives in monitoring the development and process of mapping waqf land assets and provide convenience for prospective waqf partners to establish cooperation to produce waqf land assets.