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All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ilmiah Edunomika (JIE) PARETO : Jurnal Ekonomi dan Kebijakan Publik Jurnal Manajemen Universitas Bung Hatta Jurnal EK dan BI Community Development Journal: Jurnal Pengabdian Masyarakat Cakrawala Repositori Imwi Educate: Journal of Community Service in Education Penamas: Journal of Community Service Jurnal Pengabdian Masyarakat Bestari (JPMB) SENTRI: Jurnal Riset Ilmiah Proceeding ISETH (International Summit on Science, Technology, and Humanity) Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Journal of Community Services and Engagement: Voice of Community (VOC) IECON: International Economics and Business Conference Optimum: Jurnal Ekonomi dan Pembangunan Taawun: Jurnal Pengabdian kepada Masyarakat ABISATYA: Journal of Community Engagement
Winny Perwithosuci
Universitas Muhammadiyah Surakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

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Financial Literacy Enhancement for University Students in Kartasura, Central Java Perwithosuci, Winny; Putri, Rania Nurdiana
Journal of Community Services and Engagement: Voice of Community (VOC) Vol. 5 No. 3 (2025)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/voc.v5i3.14761

Abstract

Financial literacy is one of the key areas of knowledge that enables people, including students, to manage their personal finances effectively. This individual-level skill can improve their finances through wise consumption, savings, and investment decisions. Students who live away from home and live in boarding houses, rent houses near campus, or live with other relatives often face challenges in managing their finances. A survey of student respondents living in boarding houses in Kartasura City, Central Java, showed that they face challenges in managing their finances. These challenges include difficulty in saving. 88% of respondents admitted to having difficulty saving due to excessive spending and an inability to prioritize needs over wants. In response to this phenomenon, this community service program aims to provide knowledge on managing personal finances and saving. Moreover, this activity also provides knowledge about investment products. It aims to help participants increase the real value of their money, thereby enabling them to achieve their financial goals more quickly. As a result, participants were motivated to be more disciplined in managing their finances. 80% of participants intended to add bank accounts to increase their savings. Furthermore, there was an increase in interest in investing through mutual funds and stocks. These results demonstrate the program’s success and serve as a topic for future community service activities.
PERTUMBUHAN EKONOMI DI INDONESIA: PENGARUH KESEHATAN DAN LINGKUNGAN Prasetya, Hendra; Perwithosuci, Winny; Fanani, Gabriella Aulia
Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (JEBISMA) Vol 3 No 2 (2025): Desember 2025
Publisher : PT. Media Edutama Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70197/jebisma.v3i2.153

Abstract

Studi ini mengkaji keterkaitan antara pengeluaran kesehatan, angka harapan hidup, tingkat pengangguran, dan polusi udara terhadap pertumbuhan ekonomi di Indonesia. Penelitian ini menggunakan data yang bersumber dari publikasi resmi World Bank, BPS, WHO, dan Kementerian Kesehatan dengan rentang waktu 1990–2023. Data diolah dengan menggunakan metode regresi linier berganda dengan pendekatan Ordinary Least Squares (OLS). Hasil penelitian menunjukkan bahwa pengeluaran kesehatan memberikan kontribusi positif signifikan terhadap pertumbuhan ekonomi, menegaskan peran kesehatan sebagai investasi modal manusia. Sebaliknya, pengangguran berpengaruh negatif meskipun tidak signifikan. Mengindikasikan bahwa persoalan ketenagakerjaan masih menjadi hambatan struktural bagi pembangunan ekonomi. Polusi udara (PM2.5) ditemukan berpengaruh negatif signifikan terhadap pertumbuhan ekonomi. Hal ini menggarisbawahi pentingnya pengendalian lingkungan sebagai bagian dari strategi pembangunan berkelanjutan. Angka harapan hidup menunjukkan pengaruh positif namun tidak signifikan terhadap pertumbuhan ekonomi. Ini  mencerminkan adanya disparitas dalam kualitas kesehatan antarwilayah. Temuan ini menekankan perlunya kebijakan integratif yang tidak hanya berfokus pada aspek makro ekonomi, tetapi juga pada peningkatan kualitas kesehatan masyarakat, penyerapan tenaga kerja, dan pengendalian polusi udara sebagai pilar utama pertumbuhan ekonomi jangka panjang di Indonesia.
A Digitalisasi Marketing Guna Meningkatkan Pemahaman Marketing Masyarakat Desa Mundu, Kabupaten Klaten Sari, Rosa Ambar; Setiawan, Novaldi Alfarizy; Juliati, Selina Nova; Perwithosuci, Winny
ABISATYA : Journal of Community Engagement Vol. 2 No. 2 (2024): ABISATYA: Journal of Community Engagement
Publisher : Center for Community Service and Science and Technology Marketing - The Institute for Research and Community Service Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/abisatya.v2i2.33916

Abstract

Sebagai negara kepulauan yang terletak di garis katulistiwa, Indonesia memiliki sumber daya alam yang sangat melimpah. Kekayaan ini tidak hanya meliputi kekayaan biotik tetapi juga abiotik. Kekayaan alam itu dapat menjadi sumber ekonomi yang sangat menguntungkan. Desa Mundu merupakan salah satu wilayah di Indonesia yang memiliki sumberdaya alam yang melimpah seperti, durian dan susu perah menjadi daya tarik tersendiri untuk berkunjung di desa tersebut. Oleh karena itu, sekarang ini banyak olahan produk dari kedua komoditas tersebut yang memiliki nilai jual. Hal ini menyebabkan adanya peningkatan pendapatan yang diperoleh dari hasil penjualan olahan produk durian dan susu perah. Di samping hal itu, kelompok UMKM Desa Mundu belum memahami bagaimana cara untuk mempromosikan dan menjual produk secara online atau sering disebut digital marketing. Padahal digital marketing saat ini adalah sarana yang lebih efektif dan efisien untuk promosi, penjualan, dan meningkatkan omset dari olahan produk itu sendiri. Tim Pengabdian dari Universitas Muhammadiyah Surakarta bekerja sama dengan Prodi Ekonomi Pembangunan dan Pemerintah Desa Mundu, Kecamatan Tulung, Kabupaten Klaten melakukan kegiatan sosialisasi dan praktik digital marketing untuk meningkatkan pemahaman kelompok UMKM Desa Mundu akan media sosial apa saja yang bisa digunakan untuk promosi dan penjualan. Metode yang digunakan dalam pengabdian ini adalah sosialisasi dalam bentuk ceramah dan praktik. Hasil dari pengabdian ini adalah kelompok UMKM bisa memahami cara untuk promosi dan melakukan penjualan di media sosial hal ini dibuktikan dengan kelompok UMKM Desa Mundu yang mampu membuat Instagram Bisnis yang akan menjadi wadah untuk promosi dan penjualan produknya.
Empowerment of Housewives Through Financial Management Education as a Solution to Economic Challenges Selina Nova Juliati; Ariska Herliana; Isnaeni Hasna Hanisah; Winny Perwithosuci
TAAWUN Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v5i02.1006

Abstract

The purpose of this community service program is to improve family financial management for housewives in Dukuh Samber, Sabrang Lor Village, Trucuk District, Klaten Regency. Community service activities are carried out in two stages, namely socialization regarding family financial management and basic training in recording financial allocations. Socialization aims to provide basic understanding, while basic training in recording financial allocations is designed to build practical skills in managing finances. The methods used include interactive lectures, group discussions, and direct practice of budget recording. This activity involves pre-tests and post-tests to measure the increase in participants' understanding. The results of the activity showed that 97.13% of participants understood the family financial management material presented, as evidenced by changes in knowledge after participating in the socialization. Through basic financial recording training, participants can make family budget records wisely. With this community service, housewives in Dukuh Samber can apply their knowledge to optimally increase their family income which will reduce dependence on high-interest debt. In addition, this activity also has a long-term impact in the form of increasing the welfare of the Dukuh Samber community.
Female Labor Force Participation in Indonesia: The Role of Education, Wage, and Health Sukma Ayu Susilawati; Winny Perwithosuci
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Purpose: This study aims to examine the effect of the Female Head of Household (FHH), Provincial Minimum Wages (PMW), Involvement of Women in Parliament (IWP), Female Life Expectancy (FLE), Women's Mean Years School (EDUC) on Female Labor Force Participation in 34 provinces in Indonesia from 2020 to 2024.Methodology: This study utilized secondary data generated from BPS - Statistics Indonesia. Panel regression is employed to estimate the data. There are three approaches in panel data regression which are Common Effect (CE), Random Effect (RE), and Fixed Effect (FE). This study employed Chow and Hausman tests to choose the most appropriate model.Results: The Chow and Hausman test revealed that Fixed Effect Model (FE) is the most appropriate. Women's Mean Years of School negatively and significantly affected their labour force participation rate. Provincial Minimum Wages and Women's Involvement in Parliament had a positive and significant effect on the Female Labor Force Participation Rate. Meanwhile, neither the Female Head of Household nor Female Life Expectancy significantly influenced the Female Labor Force Participation Rate.Applications/Originality/Value: These findings have important implications for the formulation of gender-responsive, evidence-based employment policies to promote women's sustainable economic inclusion.
The Factors Determining Open Unemployment in West Java Province: The Role of Wage, Economic Growth, and Education Nurul Nida Fadhila; Winny Perwithosuci
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Purpose: The primary objective of this research is to analyze the socio-economic determinants of the open unemployment rate in West Java. The investigation focuses on how regional wage policies, the number of poor people, economic performance, and education levels across different region from 2020 to 2024. Methodology: The analysis based on secondary data from Statistics Indonesia (BPS) and the West Java Open Data Center, estimated using panel data regression. Stata 14 software was used. Model selection was performed using the Chow and Hausman tests, with the Fixed Effect Model identified as the most appropriate specification.Results: Empirical evidence reveals that the number of poor people is positively and significantly related to open unemployment, while economic growth and average length of schooling exhibit a significant negative relationship. Conversely, the minimum wage was not found to have statistically significant effect on open unemployment. Applications/Originality/Value: These findings highlight the importance of strengthening education levels and maintaining economic growth to reduce unemployment in West Java. Meanwhile, the increasing number of poor people actually worsens labor market condition.
Determinan Tingkat Partisipasi Angkatan Kerja Perempuan: Studi Kasus di Jawa Tengah Tahun 2020–2023 Harjanti, Avia Eni; Perwithosuci, Winny
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 4 (2026): SENTRI : Jurnal Riset Ilmiah, April 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i4.4353

Abstract

Ketenagakerjaan menjadi isu penting dalam pembangunan ekonomi, termasuk isu angkatan kerja perempuan. Di Jawa Tengah pada 2020-2023 pertumbuhan Tingkat Partisipasi Angkatan Kerja Perempuan mengalami fluktuasi. Penelitian ini menganalisis pengaruh Rata-rata Lama Sekolah Perempuan (RLSP), Angka Harapan Hidup Perempuan (AHHP), Produk Domestik Regional Bruto Harga Konstan (PDRBK), serta Upah Minimum Kabupaten (UMK)  pada Tingkat Partisipasi Angkatan Kerja Perempuan (TPAKP) di Kabupaten dan Kota di Jawa Tengah tahun 2020 sampai 2023. Data diambil dari BPS yang dianalisa melalui regresi data panel. Angka Harapan Hidup Perempuan, dan Upah Minimum Perempuan berdampak signifikan sedangkan RLSP dan PDRBK tidak berperan penting dalam mendorong keterlibatan perempuan di pasar kerja. Model yang terpilih yaitu model REM. Penelitian ini terbatas pada variabel ekonomi dan periode 4 tahun sehingga sosiokultural dan jangka waktu yang lebih panjang direkomendasikan untuk kajian selanjutnya. Sebagai rekomendasi, kebijakan pemerintah diharapkan memfokuskan upaya pada percepatan pertumbuhan ekonomi daerah untuk meningkatkan partisipasi perempuan dalam angkatan kerja.
Co-Authors A'yun, Indanazulfa Qurrota Adristi Prily Auliani Affandi, Muslim Aflit Nuryulia Praswati Ahmad Fauzan Al Faizah, Salma Audiena Alghiffary, Muhammad Achyar Izzulislam Ali Zainal Abidin Ariska Herliana Bagas Prasetyo Diana Setiawati Didit Purnomo Dwiky Irsyad Fadilah Fanani, Gabriella Aulia Geovano Kamajaya, Davis Hamim Zaky Hadibasyir Harjanti, Avia Eni Hendra Prasetya Imron Rosyadi Imron Rosyadi Inda Fresti Puspitasari Isnaeni Hasna Hanisah Juliati, Selina Nova Liana Mangifera Mahrus Lutfi Adi Kurniawan, Mahrus Lutfi Adi Mega Wahyu Widawati Mochamad Hasan Makmur Farid Muhammad Anas Muhammad Arif Nur Andriyani Nur Hidayah Nur Hidayah Nurul Nida Fadhila Oftasari, Yosi Putri, Rania Nurdiana Qomarun Qomarun Rian Hidayat, Wasi Nuroso Sari, Rosa Ambar Selina Nova Juliati Setiawan, Novaldi Alfarizy Siti Aisyah Sitti Retno Faridatussalam Sudrajah Warajati Kisnawaty Sukma Ayu Susilawati Tegar, Muhammad Trian Gigih Kuncoro Wardani, Lusyka Widya