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All Journal Jaqfi : Jurnal Aqidah dan Filsafat Islam Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Coopetition : Jurnal Ilmiah Manajemen Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah J-AKSI : JURNAL AKUNTANSI DAN SISTEM INFORMASI Jurnal Ekonomi Syariah dan Bisnis Journal of Islamic Economics and Business Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Jurnal Maps (Manajemen Perbankan Syariah) E-Coops-Day : Jurnal Ilmiah Abdimas
Abdul Hakim
Universitas Koperasi Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Peran Inovasi Dalam Meningkatkan Daya Saing UMKM : Sinergi Orientasi Pasar Dan Adopsi Teknologi Digital LM, L Suparto; Zaenuddun Nur, Latief; Rusdian, Budi; Hakim, Abdul
Coopetition : Jurnal Ilmiah Manajemen Vol. 16 No. 2 (2025): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/vr3gz727

Abstract

MSMEs in Majalengka Regency face challenges such as limited capital, low adoption of digital technology, and insufficient marketing networks. However, they possess significant economic potential based on local wisdom. This study aims to analyze the influence of market orientation and digital technology adoption on MSME competitiveness through the mediating role of innovation. The research method employs a verificative (hypothesis-testing) approach using purposive sampling on 130 local wisdom-based MSMEs in Majalengka. Data analysis was conducted using Structural Equation Modeling (SEM-PLS). The results show that market orientation and technology adoption have a significant positive influence on both innovation and competitiveness directly. Innovation is proven to fully mediate the effect of market orientation and technology adoption on competitiveness. These findings imply the need for integrated strategies for MSME actors, such as: strengthening market orientation through continuous customer research, selective adoption of digital technology to enhance operational and marketing efficiency, and building an innovation culture based on market insights and technology utilization. The synergy of these three aspects is key to enhancing the sustainable competitiveness of MSMEs.
Faktor-Faktor yang Mempengaruhi Minat Nasabah Menggunakan Aplikasi Byond serta Relevansinya Terhadap Maqāṣid Syariah Hakim , Abdul; Apriliansyah, Ega
Coopetition : Jurnal Ilmiah Manajemen Vol. 17 No. 1 (2026): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/0a8w9m31

Abstract

ABSTRACT The launch of BYOND SuperApp by BSI received a positive national response, yet there is an adoption gap at BSI KCP Cinunuk where the majority of customers have not switched from the legacy app. This study aims to analyze the factors affecting customer interest in using the BYOND app and its relevance to Maqāṣid Sharia. The method used is quantitative with multiple linear regression analysis. Data were collected via questionnaires from 97 active customers at BSI KCP Cinunuk. The findings show that simultaneously, perceived ease of use, usefulness, security, promotion, and Sharia values significantly influence usage interest by 74%. Partially, only perceived usefulness and security are significant determinants. Interestingly, Sharia values do not directly influence interest but serve strategically as value reinforcement aligned with the protection of religion (ḥifẓ al-dīn) and wealth (ḥifẓ al-māl). Managerial implications suggest that BSI should focus strategies on strengthening functional benefits and security systems to accelerate adoption, while positioning Sharia features as a unique competitive advantage in the digital banking ecosystem. Keywords: BYOND App, Customer Interest, Maqāṣid Sharia.
Analisis Strategi Digitalisasi Pembiayaan pada KSPPS BMT Dana Ukhuwah Cicalengka Abdul Hakim; Alan Rusdiana; Rosti Setiawati; Riski Cahyawati; Ahmad Nurkamali
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 9 No. 1 (2026)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v9i1.18120

Abstract

The digitalization of financing in Islamic cooperatives has become a critical issue in improving service efficiency, expanding access, and enhancing the competitiveness of microfinance institutions. However, prior studies have predominantly focused on technological aspects without integrating compliance with Sharia principles in financing contracts. This study aims to analyze strategies for optimizing the digitalization of financing at KSPPS BMT Dana Ukhuwah, Cicalengka Branch, and to identify the inhibiting factors. The research questions address how digitalization strategies can be optimized and what challenges are encountered in their implementation. This study employs a descriptive qualitative approach, with data collected through observation, interviews, and documentation. Data analysis was conducted through data reduction, data display, and conclusion drawing. The findings indicate that the digitalization of financing has not been fully optimized due to limited managerial accuracy, insufficient human resources, and low levels of members’ technological literacy. The novelty of this study lies in the integration of digitalization strategies with compliance to Sharia contract principles. The study recommends enhancing human resource capacity, improving digital literacy among members, and strengthening Sharia-based digital systems.
Bridging Trust and Capital for Islamic Cooperatives: Challenges and Opportunities in Rural Islamic Communities in Indonesia Abdul Hakim; Fauziah Andriani; Tiara Amelia Ayu Utami; Faris Husein Pranata; Fadia Al Aulia Sundawa; Ahmad Sahidudin; Chelsy Kamei Fadillah
Journal of Islamic Economics and Business Vol. 5 No. 1 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i1.47962

Abstract

This study examines the dynamics of cooperative development in Wanasari Village, Sumedang Regency, with a focus on the interaction between women's groups, agricultural collectives, community trust, capital mobilization, and participatory education. The main issue raised is why many cooperatives in rural Indonesia are difficult to form and maintain. The uniqueness of this research lies in the integration of gender-based approaches and participatory education that are rarely empirically studied in rural contexts. The research uses a qualitative approach through Participatory Rural Appraisal (PRA), focused group discussions (FGDs), semi-structured interviews, field observations, and participatory SWOT analysis. The findings show that women's and peasant groups are actively promoting social cohesion and local economic activities, but are still faced with obstacles in the form of low community trust due to previous institutional failures, difficulties in mobilizing capital, and competition with Badan Usaha Milik Desa (BUMDes). Participatory education improves understanding of cooperatives, but it is not yet enough to overcome structural barriers. In conclusion, the formation of sustainable cooperatives requires continued participatory engagement, transparent governance, innovative financial strategies, and synergies with existing local entities.
Zakat Service Quality, Literacy, and Legal Awareness : Effects on Payment Decisions and Welfare in Jawa Barat Ahmad Nurkamali; Putri Zafira Ruhliandini; Abdul Hakim; Jelita Syalsabila
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 9 No. 2 (2026)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v9i2.1891

Abstract

The potential for zakat in Jawa Barat in 2024 is Rp 26.6 trillion, which is a very large potential. However, the collection of zakat funds managed by zakat administrators under the BAZNAS regulator in the same year was only able to collect zakat, infaq, and sadaqah amounting to 1.9 trillion rupiah, or 7.1 percent of the existing zakat potential. Based on several pieces of literature, factors influencing the low decision-making of zakat payers are the low quality of amilin services, lack of zakatt literacy,and muzakkis legal awareness, which is still not optimal. The decisions of the zakat payer (muzakki) to pay zakat greatly influences the well-being of the recipients (mustahiq). This study aims to determine the influence of amilin service quality, zakat literacy, and legal awareness on muzakki's decision to pay zakat and the welfare of mustahiq. This research method uses a quantitative research type. The research subjects are zakaat payer (muzakki) and zakatrecipient (mustahiq) from the-Muslim community at BAZNAS city and district offices in Jawa Barat. The type of datta used is primary data, with data collection technique using questionaire distributed,to 100 respondentts in six cities in Jawa Barat. The data analysiss techniq uses the SEM-PLS method. The conclusion of this study successfully prove that the service quallity variable of amilin has a significant posittive effects on the variable of muzakkis decision to pay zakat.  It was proven that the variables of zakat, literacy and legal awareness have a significant positive influences onthe variable-of muzakki's decision to pay zakat.  For the decision variables of the zakat payer (muzakki) paying zakat, it is proven to have a significantly positive effect on the welfare variable. The services qualitty variabel 'amilin'  has a positiive but insignificant effect on welfare. Thevariable of zakat literacy was proven to have a neghative and insingificant effects on the variable of welfare. The variable of legal awareness has been proven to have a positive and significants effects on the variable of well-being.
Pemberdayaan Ekonomi Masyarakat Melalui Transformasi Kearifan Lokal "Lumbung Bahagia" Menjadi Pra-Koperasi Berbasis Nilai Ta'awun di Desa Suriamedal Abdul Hakim; Agan Farhan Sugandi; Ahmad Nurpriansyah; Helga Armilda; Meli Legita Diatami; Salsa Nabila Meilani S; Siti Fatmasari
E-Coops-Day : Jurnal Ilmiah Abdimas Vol 7 No 1 (2026): E-Coops-Day: Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberdayakan ekonomi masyarakat Desa Suriamedal melalui transformasi kelembagaan lumbung padi tradisional "Lumbung Bahagia" menjadi pra-koperasi berbasis syariah. Kegiatan ini dilatarbelakangi oleh tantangan ekonomi akibat penurunan lahan produktif pasca-pembangunan Bendungan Sadawarna serta krisis kepercayaan masyarakat terhadap lembaga ekonomi desa (BUMDes) yang dinilai kurang transparan. Metode pelaksanaan menggunakan pendekatan Participatory Rural Appraisal (PRA) yang meliputi observasi, wawancara, survei, dan Focus Group Discussion (FGD) dengan menekankan internalisasi nilai-nilai Islam (Ta’awun dan Ibadah). Hasil kegiatan menunjukkan keberhasilan pembentukan kesepakatan Pra-Koperasi "Lumbung Bahagia" dengan unit usaha simpan pinjam (uang dan gabah), pemasaran hasil panen kolektif, dan pengadaan sarana produksi pertanian (saprotan). Penerapan prinsip syariah, seperti penggantian sistem bunga dengan bagi hasil/jasa administrasi, terbukti efektif memulihkan kepercayaan (social trust) masyarakat. Disimpulkan bahwa integrasi nilai religius dalam model bisnis koperasi mampu menjadi solusi strategis untuk kemandirian ekonomi desa, meskipun diperlukan pendampingan lanjutan terkait legalitas badan hukum dan digitalisasi pembukuan.
Peningkatan Kualitas Sanitasi Masyarakat melalui Pembangunan Fasilitas Sanitasi di Kecamatan Tomo Mohammad Fahreza; Abdul Hakim
E-Coops-Day : Jurnal Ilmiah Abdimas Vol 5 No 2 (2024): E-Coops-Day: Jurnal Ilmiah Abdimas
Publisher : LPPM Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Program Pengabdian Kepada Masyarakat yang dilaksanakan di Kecamatan Tomo pada tahun 2024 difokuskan pada peningkatan akses terhadap fasilitas sanitasi yang memadai serta peningkatan kesadaran masyarakat mengenai pentingnya praktik sanitasi yang baik. Program ini mengadopsi pendekatan partisipatif yang melibatkan masyarakat secara aktif dalam setiap tahap, mulai dari perencanaan hingga evaluasi. Edukasi dan pelatihan juga menjadi komponen utama dalam program ini untuk mendorong perubahan perilaku terkait sanitasi di kalangan masyarakat. Hasil program menunjukkan peningkatan signifikan dalam jumlah desa yang memiliki akses ke fasilitas sanitasi layak, dari 12 desa pada tahun 2023 menjadi 18 desa pada tahun 2024. Selain itu, terjadi peningkatan kesadaran masyarakat tentang pentingnya sanitasi, dari 40% sebelum intervensi menjadi 75% setelah intervensi. Program ini berhasil menunjukkan dampak positif terhadap kesehatan masyarakat, terutama dalam menurunkan prevalensi penyakit menular seperti diare. Keberhasilan ini diharapkan dapat menjadi model bagi program serupa di daerah lain yang menghadapi tantangan sanitasi.
Co-Authors Agan Farhan Sugandi Agustine Sulviani Agustini Solihatin Ahmad Nurkamali Ahmad Nurkamali Ahmad Nurpriansyah Ahmad Sahidudin Alan Rusdiana Apriliansyah, Ega Atshilla Rahmawati Alhamid Budi Rusdian Chelsy Kamei Fadillah Dady Nurpadi Dandan Irawan Ery Supriyadi R. Evan Firdaus Fadia Al Aulia Sundawa Faris Husein Pranata Fauziah Andriani Fitriana Dewi Sumaryana Fitriana Dewi Sumaryana Helga Armilda Jaka Sudewa Jelita Syalsabila Kurnadi, Engkun L Suparto LM Mahiri, Eli Achmad Meli Legita Diatami Mohammad Fahreza Nanang Sobarna Putri Zafira Ruhliandini Regina Winny Nur Hamidah Rian Rohimat Riski Cahyawati Rosti Setiawati Salsa Nabila Meilani S Siti Fatmasari Tiara Amelia Ayu Utami Toufiq Agung Toufiq Agung Pratomo Sugito Putra Zaenuddun Nur, Latief