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Literasi Keuangan, Financial Technology dan Perilaku Keuangan Mahasiswa Siskawati, Erly Nabila; Ningtyas, Mega Noerman
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 7 No 2 (2022): Dialektika : Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1251.768 KB) | DOI: 10.36636/dialektika.v7i2.1334

Abstract

The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.  
Financial Literacy, Financial Attitudes, and the Environment on Investment Decisions Through Investment Intention Al Qoriana, Viaulia; Ningtyas, Mega Noerman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4839

Abstract

This study aims to explore the relationship between financial literacy, financial attitudes, and social, economic, and family environment towards investment decisions through investment intention among Generation Z investors in Malang City. The research methods used are quantitative approaches and associative methods. A sample of 400 Generation Z investors was selected using nonprobability sampling with a purposive sampling approach. Data were collected through an online questionnaire and analyzed using the Structural Equation Model (SEM) with a Partial Least Square (PLS) approach. The results showed that financial literacy and social, economic, and family environment have a significant influence on investment intention and investment decisions. However, financial attitudes only have a significant effect on intention in investing in the capital market, but not significantly in making investment decisions.
Pelatihan Dasar Manajemen dan Legalitas Usaha untuk Peningkatan Pendapatan Usaha Mikro Kecil Menengah Nur Laili Fikriah; Mega Noerman Ningtyas; Fikriyatul Azizah Su’ud
I-Com: Indonesian Community Journal Vol 5 No 1 (2025): I-Com: Indonesian Community Journal (Maret 2025)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/icom.v5i1.5850

Abstract

BAZNAS Microfinance Sawojajar is an institution that has several MSME partners. However, the MSMEs face several major problems, namely a lack of understanding of basic management such as marketing, finance, operations, and human resources as well as minimal business legality, such as a Business Identification Number (NIB) and halal certification. These problems hinder business development and reduce their competitiveness. This community service activity aims to provide concrete solutions through basic training in business management and legality using the Asset-Based Community Development (ABCD) approach. This training involved 30 MSMEs which was carried out comprehensively, covering theory and practice related to marketing, financial recording, SOP preparation, human resource management, to making business legality. The results of the activity showed an increase in participants' understanding of business management and business legality, which is expected to have an impact on business sustainability and increased income. This program also encourages MSMEs to be more independent in developing their businesses sustainably.