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All Journal Jurnal Ekonomi IQTISHODUNA Jurnal Ekonomi Modernisasi Jurnal Manajemen Teori dan Terapan JABE (Journal of Accounting and Business Education) Jurnal Dimensi Jurnal Akuntansi Aktual Jurnal Penelitian Teori & Terapan Akuntansi (PETA) DIJB (Diponegoro International Journal of Business) Jurnal Riset dan Aplikasi: Akuntansi dan Manajemen IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam EkBis: Jurnal Ekonomi dan Bisnis Dialektika: Jurnal Ekonomi dan Ilmu Sosial Jurnal Ecogen Journal of Islamic Economic and Business Research Telaah Bisnis Riset Akuntansi (RISTANSI) Indonesian Community Journal Jurnal Pengabdian Masyarakat Akademisi Maliki Islamic Economics Journal Jurnal Riset dan Aplikasi: Akuntansi dan Manajemen Business and Investment Review IIJSE Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka)
Mega Noerman Ningtyas
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Literasi Keuangan, Financial Technology dan Perilaku Keuangan Mahasiswa Siskawati, Erly Nabila; Ningtyas, Mega Noerman
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 7 No 2 (2022): Dialektika : Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1251.768 KB) | DOI: 10.36636/dialektika.v7i2.1334

Abstract

The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.  
Financial Literacy, Financial Attitudes, and the Environment on Investment Decisions Through Investment Intention Al Qoriana, Viaulia; Ningtyas, Mega Noerman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4839

Abstract

This study aims to explore the relationship between financial literacy, financial attitudes, and social, economic, and family environment towards investment decisions through investment intention among Generation Z investors in Malang City. The research methods used are quantitative approaches and associative methods. A sample of 400 Generation Z investors was selected using nonprobability sampling with a purposive sampling approach. Data were collected through an online questionnaire and analyzed using the Structural Equation Model (SEM) with a Partial Least Square (PLS) approach. The results showed that financial literacy and social, economic, and family environment have a significant influence on investment intention and investment decisions. However, financial attitudes only have a significant effect on intention in investing in the capital market, but not significantly in making investment decisions.
Pelatihan Dasar Manajemen dan Legalitas Usaha untuk Peningkatan Pendapatan Usaha Mikro Kecil Menengah Nur Laili Fikriah; Mega Noerman Ningtyas; Fikriyatul Azizah Su’ud
I-Com: Indonesian Community Journal Vol 5 No 1 (2025): I-Com: Indonesian Community Journal (Maret 2025)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/icom.v5i1.5850

Abstract

BAZNAS Microfinance Sawojajar is an institution that has several MSME partners. However, the MSMEs face several major problems, namely a lack of understanding of basic management such as marketing, finance, operations, and human resources as well as minimal business legality, such as a Business Identification Number (NIB) and halal certification. These problems hinder business development and reduce their competitiveness. This community service activity aims to provide concrete solutions through basic training in business management and legality using the Asset-Based Community Development (ABCD) approach. This training involved 30 MSMEs which was carried out comprehensively, covering theory and practice related to marketing, financial recording, SOP preparation, human resource management, to making business legality. The results of the activity showed an increase in participants' understanding of business management and business legality, which is expected to have an impact on business sustainability and increased income. This program also encourages MSMEs to be more independent in developing their businesses sustainably.
Orientasi Kewirausahaan, Kapabilitas Pemasaran, dan Kinerja Usaha Mikro di Indonesia Ningtyas, Mega Noerman; Sudarmiatin, Sudarmiatin; Hermawan, Agus
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 11 No 1 (2026): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Micro-enterprises play a strategic role in Indonesia’s economy; however, the literature shows inconsistencies regarding how entrepreneurial orientation translates into business performance, particularly in micro-enterprise contexts. This study examines the mediating role of marketing capability in the relationship between entrepreneurial orientation and business performance among micro-enterprises in Indonesia. A survey of 230 micro-enterprise owners in East Java was conducted, and the data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that entrepreneurial orientation has a positive and significant effect on both marketing capability and business performance. Marketing capability also mediates the relationship between entrepreneurial orientation and performance. These findings suggest that entrepreneurial orientation does not automatically enhance performance without adequate marketing capability. Practically, the results highlight the need for policymakers, such as the Dinas Koperasi dan Usaha Mikro to prioritize strengthening marketing capabilities in micro-enterprise development programs.
Digitalization and Passive SMEs Internationalization: A Case in Sanan Tempe Industry Cluster, Indonesia Ningtyas, Mega Noerman; Sudarmiatin, Sudarmiatin; Pratikto, Heri
Business and Investment Review Vol. 4 No. 2 (2026)
Publisher : CV. Lenggogeni Data Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61292/birev.264

Abstract

Research Aims: The aim of this study is to examine how digitalization enables the internationalization process of micro enterprise in the Sanan Tempe Industry Cluster, Malang, Indonesia We focus n enterprises that did not originally intend to internastional markets. Design/Methodology/Approach: We conducted a qualitative single case study design, following Yin (2018). The case is Mekar Jaya Tempe was selected through purposive sampling as the most prominent and representative producer in the cluster. Data were collected through in depth semi structured interview, direct observation of the production site and digital presence and also documentary analysis of publicly accessible social media content. Data analyzed using thematic analysis following Braun & Clarker (2006), with themes reviewed against the Uppsala Model of Internationalization. Research Findings: Three inteconnectednes themes emerged from the data but these findings challenge the Uppsala Model asumption that internationalization is driven by sequential, conscious market commitment and reveal a theoritical distinct pathway in which digital tools enable cross border market entry without export intent. Conclusion: The concept of digitally mediated passive internationalization to describe the unintentional cross border movement of goods arising from domestic digital marketing activities.
Co-Authors Abdullah Afif Misbahuddin Agus Hermawan Agustina, Ike Dwi Al Qoriana, Viaulia Amelindha Vania Ayub Wijayati Sapta Pradana Budianto, Eka Wahyu Hestya Dyah Febriantina Istiqomah Eka Wahyu Hestya Budianto Fadilla Cahyaningtyas Fikriyatul Azizah Su’ud Heri Pratikto Ike Dwi Agustina Ikhsan Maksum Islamiah, Diniyatul Kholilah Kholilah Kurniawati Meylianingrum Larasati Widianto Putri Lestari, Nimas Dewi Lutfi Ardhani Maretha Ika Prajawati Mihardjo, Raynald Phoebus Misbahuddin, Abdullah Afif Naila Rizky Rahmania Novi Lailiyul Wafiroh Nur Laili Fikriah Nur Laili Fikriah Nur Laili Widyawati Pipit Rosita Andarsari Putra, Rafli Sahrian Putri, Larasati Widianto Qanita, Ariza Rahmatul 'Aini Wahidiyah Siskawati, Erly Nabila Sudarmiatin Suyuti, Mufit Syafrina, Adelia Dwi Tiara Juliana Jaya Ulfa Nahdhiroh Wahidiyah, Rahmatul 'Aini Widyawati, Nur Laili