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All Journal Al-Ulum Al-Mizan (e-Journal) Wacana, Jurnal Sosial dan Humaniora Jurnal Akuntansi dan Pajak Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Al-Tsarwah Journal of Technopreneurship on Economics and Business Review (JTEBR) Economics and Digital Business Review Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) JOURNAL SCIENTIFIC OF MANDALIKA (JSM) Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JSAP : Journal Syariah and Accounting Public Mutawazin (Jurnal Ekonomi Syariah) JURNAL ILMIAH GLOBAL EDUCATION JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Share: Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Golden Ratio of Finance Management Islamic Economics and Finance Journal Journal of Innovation Research and Knowledge Jurnal Riset Rumpun Agama dan Filsafat International Journal of Economics and Management Research Jurnal Manajemen Keuangan Syariah Jurnal bintang manajemen INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Madania: Jurnal Kajian Keislaman Journal of Islamic Education Management Research (JIEMER)
Sri Dewi Yusuf
IAIN Sultan Amai Gorontalo
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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ANALISIS PERBANDINGAN TINGKAT STABILITAS KEUANGAN SYARIAH DAN KONVENSIONAL DI GORONTALO Dehi, Tenti; Kude, Nurain; Lestari, Silvana Masita; Yusuf, Sri Dewi
Jurnal Akuntansi dan Pajak Vol. 24 No. 2 (2024): JAP : Vol. 24, No. 2, Agustus 2023 - Januari 2024
Publisher : ITB AAS INDONESIA

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Abstract

Tulisan ini bertujuan untuk membandingkan tingkat stabilitas keuangan syariah dan konvension di Gorontalo dengan menggunakan rasio-rasio keuangan. Penelitian ini menggunakan data panel yang merupakan data time series dan cross section. Populasi pada penelitian ini adalah seluruh bank syariah dan konvensional yang ada di Gorontalo. Hasil penelitian yakni stabilitas kedua sistem perbankan tersebut, rata-rata dari keseluruhan bank syariah mempunyai tingkat kestabilan yang jauh lebih baik daripada bank konvensional. Kata Kunci: Stabilitas Keuangan Syariah
Analisis Rasio Keuangan di PT. Bank Muamalat Iyonu, Mentari Ariesta; yusuf, sri dewi
JSAP: Journal Syariah and Accounting Public Vol 5, No 1 (2022): JULI 2022
Publisher : Program Studi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31314/jsap.5.1.%p.2022

Abstract

To assess the financial condition and performance of a company, especially at Bank Muamalat Indonesia (BMI), the benchmark that is often used is a ratio or index that can connect two financial data. Analysis and interpretation of various ratios can provide a better view of the financial condition and performance of a company compared to financial data that is not in the form of ratios. Ratios that are usually used are liquidity ratios, profitability ratios and solvency ratios. The liquidity ratio shows BMI's ability to meet short-term obligations that must be met immediately by using current assets, or the company's ability to meet its financial obligations when billed. To measure the liquidity ratio, two ratios can be used, namely the current ratio and the quick ratio. The higher the earnings per share of the company, the higher the level of dividends distributed. The increase in the level of dividend payments will signal to investors that the company's profitability is getting better. Meanwhile, solvency is the company's ability to finance all financial debts, both long-term and short-term debt at the time of liquidation. The higher the ratio, the less company funds provided by shareholders, so it can be assumed that the company has a higher liquidity risk. 
Effectiveness and Accountability of Zakat Fund Management at LAZ Yakesma Based on the Analysis of Sharia Financial Ratios 2017-2022 Ummah, Syarifatul; Yusuf, Sri Dewi; Kadir, Rifadli D.; Sekarrini, Laras Ayu
Golden Ratio of Finance Management Vol. 5 No. 2 (2025): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i2.1438

Abstract

This study aims to analyze the effectiveness of Islamic social institutions through a case study on the Madani Welfare Foundation (Yakesma), utilizing six ratios as a measure. This study uses a descriptive quantitative approach to calculate each effectiveness ratio. Data was collected through Yakesma's financial statement documentation for six years, namely 2017-2022. The analysis was conducted by calculating the effectiveness ratio, which comprised the distribution ratio, ZIS fund growth, distribution growth, amil rights to collection, the use of amil funds to fulfill amil rights, and the allocation of funds to poor people for zakat distribution. The results of this ratio calculation are then integrated with the four pillars of Islamic Economics, namely transparency, accountability, efficiency, and Sharia compliance. Based on the analysis results, it was found that Yakesma successfully maintained a high and consistent distribution ratio (>77%), demonstrating its effectiveness in distributing ZIS to the mustahik. Additionally, the trend of growth and fund disbursement demonstrated a positive performance. Yakesma demonstrates a good level of accountability through independent audits and the publication of financial statements. These findings suggest that other Islamic social institutions can adopt the practices of financial report transparency, amil fund management discipline, and accountable governance, as applied by Yakesma, to increase public trust, muzakki participation, and optimize benefits for the mustahik.
EKSISTENSI POLA ASUH ORANG TUA MEWUJUDKAN ANAK ISLAMI DI ERA DIGITAL Adadau, Suleman; Rahmawati; Yusuf, Sri Dewi
Journal of Islamic Education Management Research Vol. 1 No. 2 (2022): Journal of Islamic Education Management Research (JIEMER)
Publisher : Pasca Sarjana IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58194/jiemr.v1i2.692

Abstract

Keluarga adalah pondasi utama dalam pada masa depan anak. Ayah dan ibu memiliki tanggung jawab yang sama terhadap anaknya. Karena pada hakikatnya anak merupakan amanah yang harus dijaga yang dipercayakan yang maha kuasa untuk kepada kedua orang tua terutama saat ini tekhnologi makin canggih segala sesuatu pasti dilakukan dengan satu genggaman digitital. Adapun permasalahan yang akan dikaji nanti yakni bagaimana pola asuh orang tua terhadap anak di era digital? bagaimana pandangan Islam terhadap pola asuh anak di era digital. Metode penelitian ini dengan jenis penelitian kualitatif . Menggunakan pendekatan studi kasus kemudian dengan sumber data primer dan sekunder. Dengan tekhnik pengumpulan data observasi dan wawancara.   Berdasarakan hasil pengamatan dilapangan bahwa peran orang tua sangat dibutuhkan untuk mewujudkan anak islami di era digital saat ini. Keteladanan juga kesiapan tua dalam situasi seperti ini sangat dibutuhkan, harus bisa menguasai digital untuk bisa mengawasi anak- anaknya. Adapun Islam memandang tentang perkembangan tekhnologi digital bahwa digital ini bisa membawa pada syurga dan neraka tergantung cara memanfaatkan digital itu sendiri.
Co-Authors Abdi Ma'rifin Sugeha Adadau, Suleman Adhista Setyarini Ahmad As’at Patilima Ahmad Muhammad Saribi Ajuna, Luqmanul Hakiem Ajuna, Luqmanul Hakim Andi Mardiana Ansar Sahabi Ardi, Muhamad Ariawan Ariawan Aris Setiawan Karim Atim Djazuli Citra Arta, Deddy Novie Dehi, Tenti Eddy Silamat H.M. HARRY - SUSANTO Halid, Fatmawati Hendy Tannady Iyonu, Mentari Ariesta Judianto, Loso Kadir, Rifadli D. Kasim Yahiji Kude, Nurain Lestari, Silvana Masita Maryuni Maryuni Maryuni Maryuni Miranti Midu Moch Arif Hernawan Moh. Abdan Syakur Buhungo Moh. Abdan Syakur Buhungo Mohamad Akbar F. Ibrahim Mohamad, Roni Mohammad Taqiuddin Mohamad Mokoagow, Muhamad Muhammad Nur Nurain Kude Nuravifah Bugi Nuravifah Bugi Nuzulya Pahlawi Rahmawati Rauf, Spandi Rizal Darwis Roni Mohamad Rosdiana Imroati Kurnia Tanjung Safii, Andriani Sekarrini, Laras Ayu Silvana Masita Lestari Siti Muthi’ah Sudirman Syamsu Rijal Syarifatul Ummah Syawaluddin S Tarape, Moh. Agung Tenti Dehi Ummah, Syarifatul Vany Rolliyta Ansir & Riya Andriyani Ahmad Yusran Zainuddin Zainuddin, Yusran Zulaeha Zulaeha