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LITERASI KEUANGAN DAN PERENCANAAN PENSIUN BAGI KARYAWAN GENERASI SANDWICH: KOMPARASI BERDASARKAN GENDER Maria Rio Rita; Yeterina Widi Nugrahanti; Riskin Hidayat; Djie Liveren Adjie Tehananda
SEGMEN: Jurnal Manajemen dan Bisnis Vol 19, No 2 (2023): SEGMEN Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/sjmb.v19i2.8489

Abstract

Masa pensiun tidak dapat dihindarkan bagi seorang yang berstatus karyawan. Oleh sebab itu perlu adanya perencanaan pensiun sejak dini dan literasi keuangan yang baik agar di masa tuanya tetap dapat menikmati kesejahteraan finansial, demikian pula bagi mereka yang termasuk dalam kategori Generasi Sandwich. Studi ini bertujuan untuk menguji perbedaan literasi keuangan dan perencanaan pensiun yang dilakukan karyawan berdasarkan gender. Sampel dalam studi ini adalah karyawan berusia antara 25-55 tahun yang memiliki tanggungan finansial untuk gerasi di atas dan di bawahnya pada saat yang sama. Sampel diperoleh menggunakan metode snowball sampling, dan selanjutnya data dianalisis menggunakan uji Chi-Square. Temuan studi ini mendokumentasikan bahwa tidak terdapat perbedaan perencanaan pensiun yang signifikan dari karyawan berdasarkan gender dan literasi keuangannya, namun terdapat korelasi positif signifikan antara literasi keuangan dan perencanaan pensiun dari karyawan Generasi Sandwich. Kata Kunci: Perencanaan Pensiun, Gender, Literasi Keuangan, Generasi Sandwich, Uji Chi-Square
Pengaruh Perilaku Keuangan, Gaya Hidup, Financial Attitude dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi dan Bisnis Universitas YPPI Rembang Edo Yondha Wibowo; Riskin Hidayat
Otonomi Vol 23 No 2 (2023): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v23i2.3738

Abstract

Thie purpose of this study was to prvove the effect of financial behavior, lifestyle, financial attitude and financial literacy on the consumptive behavior of students of the Faculty of Economics and Business, University of YPPI Rembang. Data collection techniques in research conducted using a questionnaire method. Meanwhile, the sample selection used a purposive sampling method so that the sample in this study was 100 students. The data analysis technique used is multiple linear analysis techniques with SPSS 25 tools. The results of the determination test show that the independent variables used in this study affect the dependent variable by 38.3%, while the remaining 61.7% is explained by other variables in outside the research model. From the test results, it can be concluded that financial behavior variables have a non-significant negative effect on consumptive behavior, while lifestyle variables have a significant positive effect and variables on consumptive behavior, as well as financial attitude and financial literacy variables have a non-significant positive effect on consumptive behavior of students at the University of the Faculty of Economics and Business YPPI Rembang.
Pengaruh Profitabilitas, Likuiditas dan Struktur Modal Terhadap Nilai Perusahaan Pada Perusahaan Makanan dan Minuman yang Terdaftar di BEI M Khoirul Aziz; Riskin Hidayat
Otonomi Vol 23 No 2 (2023): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v23i2.3744

Abstract

This study aims to prove the effect of profitability, liquidity and capital structure on company value in food and beverage companies on the Indonesia Stock Exchange for the 2018-2021 period. This study uses the dependent variable company value, while the independent variables are profitability, liquidity and capital structure. The population used is 30 food and beverage companies on the Indonesia Stock Exchange for the 2018-2021 period. Data collection techniques in research conducted using the documentation method. While the selection of samples using purposive sampling method. The research sample consisted of 14 companies with 56 observations. The data analysis technique used was multiple linear analysis techniques. Before the previous regression was tested with the classical assumption test to obtain the Best Linear Unbias Estimate (BLUE) data. Based on the results of hypothesis testing, it shows that profitability has a significant positive effect, while liquidity has a no significant negative effect on company value. Capital structure has no significant positive effect on company value.
PENGUATAN IDENTITAS USAHA DAN PEMBUKUAN SEDERHANA SEBAGAI UPAYA PENINGKATAN DAYA SAING UMKM KENFA CAKE Hidayat, Riskin; Dewi, Nurma Gupita
Jurnal Umum Pengabdian Masyarakat Vol 2 No 4 (2023): Jurnal Umum Pengabdian Masyarakat
Publisher : Yayasan Pendidikan Cahaya Budaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58290/jupemas.v2i4.198

Abstract

UMKM Kenfa Cake merupakan sebuah usaha rumah tangga yang memproduksi bermacam olahan kue dan bolu. UMKM Kenfa Cake yang berada di Desa Tanjungsari RT 04 RW 03 Kecamatan Rembang Kabupaten Rembang. Usaha ini dikelola oleh Ibu Siti Fatimah selama kurang lebih tujuh tahun.  Adapun beberapa permasalahan yang ditemukan selama observasi di UMKM Kenfa Cake diantaranya: (1) belum memiliki identitas usaha, (2) lokasi UMKM yang kurang strategis, (4) belum adanya pembukuan keuangan. Berdasarkan permasalahan tersebut, beberapa program yang diagendakan untuk mengatasi hal tersebut meliputi: (1) pembuatan banner sebagai identitas usaha, (2) pemasangan petunjuk arah sebagai media informasi mengenai lokasi UMKM Kenfa Cake sehingga memudahkan pelanggan menemukan alamat usaha (3) pendampingan pembukuan melalui aplikasi buku kas. Diharapkan dengan adanya pelaksanaan program KKU ini dapat turut serta membantu mengembangkan UMKM Kenfa Cake kedepannya.
UKURAN PERUSAHAAN SEBAGAI PEMODERASI PENGARUH DEWAN KOMISARIS DAN KEBIJAKAN UTANG DENGAN MANAJEMEN RISIKO Hidayat, Riskin
SEGMEN: Jurnal Manajemen dan Bisnis Vol 20, No 1 (2024): SEGMEN Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/sjmb.v20i1.8803

Abstract

Tujuan dari penelitian ini adalah untuk menguji kontribusi ukuran perusahaan dalam memoderasi pengaruh dewan komisaris dan kebijakan utang terhadap manajemen risiko perusahaan. Sampel penelitian ini adalah perusahaan keuangan yang terdaftar di Bursa Efek Indonesia, dengan teknik pengambilan sampel menggunakan purposive sampling dan diperoleh jumlah sampel sebanyak 48 perusahaan sehingga jumlah observasi sebanyak 240. Metode analisis data menggunakan analisis regresi moderasi. Hasil penelitian mengungkapkan bahwa dewan komisaris dan ukuran perusahaan memiliki pengaruh positif signifikan terhadap manajemen risiko, sedangkan kebijakan utang memiliki pengaruh negatif tidak signifikan terhadap manajemen risiko. Penelitian ini juga menemukan bahwa dewan komisaris perusahaan keuangan besar dapat mendorong manajemen untuk mengungkapkan manajemen risiko perusahaan secara lebih luas, sedangkan dewan komisaris perusahaan keuangan kecil sangat berhati-hati dalam mendorong manajemen untuk mengungkapkan manajemen risiko perusahaan secara lebih luas. Demikian juga, kebijakan utang perusahaan keuangan besar lebih banyak mengungkapkan manajemen risiko perusahaan dibandingkan dengan perusahaan keuangan kecil. Temuan penelitian ini menunjukkan ukuran perusahaan dapat memperkuat hubungan dewan komisaris dan kebijakan utang dengan manajemen risiko perusahaan. Kata Kunci: ukuran perusahaan, dewan komisaris, kebijakan utang, manajemen risiko
Peran Full Cost Recovery dalam Penentuan Tarif Desa Wisata: Studi Kasus pada BUMDes Susanto, Heri; Rosita, Rosita; Hidayat, Riskin; Kade R.K., Ida Ayu
Jurnal Bisnis dan Kewirausahaan Vol 17 No 1 (2024): Jurnal Bisnis dan Kewirausahaan
Publisher : Fakultas Ekonomi - Universitas Setia Budi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31001/jbk.v17i1.2468

Abstract

This study aims to analyze the tariff determination in Village Owned Enterprises (BUMDes) based on Full Cost Recovery (FCR) methods and its impact on the rural community. The research was conducted in Tourism Village, Daerah Istimewa Yogyakarta, representing the implementation of BUMDes tariff policies. This study will explore the factors influencing tariff setting and examine the economic and social implications at the local community level in the context of a tourism-oriented village enterprise. By utilizing a Full Cost Recovery approach, the research encompasses both direct and indirect costs associated with the services provided by the Village Owned Enterprises. The various factors that impact tariff setting, including operational costs, community expectations, and market demand. Additionally, it will evaluate the broader economic and social effects of these tariffs on the local population, assessing whether they enhance or hinder community well-being. By focusing on a tourism-centric village, this research seeks to provide a nuanced understanding of how Full Cost Recovery principles can be effectively applied in rural settings. The findings are expected to contribute valuable insights into the tariff-setting processes within similar communities and inform policymakers on strategies to balance economic sustainability with social equity.
ANALISIS PREDIKSI KEBANGKRUTAN PERUSAHAAN TRANSPORTASI MENGGUNAKAN MODEL ALTMAN, GROVER DAN SPRINGATE DI BURSA EFEK INDONESIA Hidayat, Riskin
Jurnal Ekonomi dan Bisnis Vol 24, No 2 (2023): JURNAL EKONOMI DAN BISNIS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.24.2.72 - 82

Abstract

Bankruptcy is something that must be considered for every company. In Indonesia, currently there are many companies that are expected to experience bankruptcy, which occurs in large companies, especially those on a multinational scale, due to debt data that is greater than total assets, especially in transportation companies. The purpose of this study is to analyze bankruptcy prediction using the Altman, Grover and Springate Models on the Indonesia Stock Exchange PT. with reference to signaling theory. The population is 42 transportation companies for the 2018-2021 period, using a purposive sampling method of 25 companies. Hypothesis testing uses an independent sample t-test. The results of the research are; there is no significant difference between the Altman and Grover models, there is no significant difference between the Altman and Springate models, and there is a significant difference between the Springate and Grover models. The results of this study are useful in assisting potential investors in choosing companies through bankruptcy analysis for each company
THE ROLE OF RESOURCE EFFICIENCY IN MODERATING THE INFLUENCE OF FIRM FUNDAMENTALS ON DIVIDEND POLICY Hidayat, Riskin; Rosita, Rosita; Susanto, Heri
KEUNIS Vol. 12 No. 2 (2024): JULY 2024
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v12i2.5602

Abstract

This research aims to examine the role of resource efficiency as a measure of the activity ratio in moderating the influence of firm fundamentals as measured by profitability and debt policy. Resource efficiency in this research is grouped into two, namely efficient and inefficient companies. The population of this research are companies incorporated in the Kompas 100 Index listed on the Indonesia Stock Exchange. The sampling technique uses purposive sampling, with the criteria that companies indexed by Kompas 100 during the period 2018-2022 consistently and pay dividends. Based on the sampling results, there are 42 companies that meet the criteria, so the number of observations in this research is 210.The data analysis technique uses moderation regression. The results showed that profitability has a significant positive influence on dividend policy, but debt policy has a negative and insignificant influence on dividend policy. Resource efficiency proxied by 1-TATO is able to moderate the influence of profitability and debt policy with dividend policy. From the results of this research, it means that resource efficiency has an important role for companies in determining the firm's dividend policy.
EMPOWERING MSMES IN GEDANGSARI, YOGYAKARTA: CANVA AS A KEY TOOL FOR DIGITAL PROMOTION Hadi, Syamsul; Hidayat, Riskin; Susanti, Dyah Ari; Purnasari, Eni; Bin Pinjaman, Saizal
EMPOWERING HUMANITY Vol. 2 No. 1 (2024): Current Issues 3
Publisher : SMARTINDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58765/emhum.v2i1.222

Abstract

The objective of this community service initiative is to enhance the local economy by promoting the use of the creative digital tool Canva among the community of Sengonkerep, Yogyakarta. This area is known for its handmade crafts, traditional foods, and agricultural products. The initiative aims to enable the community to market their products more effectively through digital platforms, thereby fostering sustainable development for micro, small, and medium enterprises (MSMEs). The methods employed include workshops and hands-on training on using Canva as a digital tool for online promotion, as well as education to improve understanding of digital marketing strategies. Results from this activity indicate that 80% of participants have grasped how to use Canva for product promotion. Furthermore, participants expressed confidence that branding with Canva can enhance product image and increase consumer traffic. However, the success and sustainability of this initiative require effective collaboration with various stakeholders, including academic institutions, government entities, and other business actors. Therefore, this service activity recommends closer cooperation among all relevant parties to support sustainable local economic growth.
COMMUNITY EMPOWERMENT OF SENGONKEREP HAMLET GUNUNG KIDUL THROUGH TRAINING ON KUNIR ASEM CANDY AND SOAP PRODUCTION Hidayat, Riskin; Hadi , Syamsul; Fadhilah, Muinah; Agus Setiawan, Eko; Ayu Larasati, Adelia; Chandra Putry, Nur Anita; Kirana Putri , Fuadhillah; Heru Pratama, Yhoga; Fauzi , Fitriya
EMPOWERING HUMANITY Vol. 2 No. 2 (2024): Current Issues 4
Publisher : SMARTINDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58765/emhum.v2i2.227

Abstract

Community service activities in Sengonkerep Hamlet, Gunung Kidul, aim to improve residents' skills and economic independence through training in making tamarind candy and dish soap. The training involved a participatory approach, introducing ingredients, production practices, and mentoring. As a result, participants' level of understanding increased from 20% to 80%, and small business income rose from 20% to 75%. In addition, customer satisfaction with the products reached 85%, while participation and cooperation among community members increased to 80%. The program succeeded in improving technical skills and opened up new business opportunities based on local and environmentally friendly materials. For sustainability, further training and strengthening partnerships with various parties to support the marketing and innovation of local products are recommended