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Analysıs Of External Factors Affectıng Non Performıng Fınance (Npf) Sharıa Banks In Indonesıa (Perıod 2009 Q1-2018 Q4) Muqorrobin, Yahya; Rahman, Asmak Ab; Maharani, Shinta
APMBA (Asia Pacific Management and Business Application) Vol. 10 No. 1 (2021)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.apmba.2021.010.01.5

Abstract

The high ratio of problematic financing or Non-Performing Finance (NPF) at Islamic banks is a phenomenon that needs attention because it is one indicator to assess the soundness of Islamic banks. The causative factors could be two-way, first, the internal factors in Islamic banking itself; the principle of prudence in channeling financing; and second, external factors. Economic data indicated a slowdown in global economic growth became a negative sentiment on the financial markets; one of the consequences was the weakening of the customer ability to meet their obligations would be increasing the ratio of problem financing (NPF). The purpose of this study is to analyze and identify the relationship between macro variables Gross Domestic Product (GDP), exchange rate, and inflation with NPF at Sharia Banks in Indonesia 2009: Q1 to 2018: Q4. This research is a quantitative study with the data analysis method used Auto-regressive Distributed Lag (ARDL) to analyze the relationship between independent variables on the dependent variable in the long term and short term. The result is that GDP has a negative and significant effect on NPF both in the long term and short term. In comparison, the exchange rate and inflation have a positive and significant effect on the NPF in the short run but have no significant effect in the long run.
Pengaruh Islamic Branding dan Customer Relationship Marketing terhadap Loyalitas Nasabah dengan Kepuasan sebagai Variabel Intervening Diana Mutiara; Shinta Maharani; Ely Masykuroh
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3024

Abstract

The development of the Sharia banking industry in the era of technology has forced all companies in the banking sector to be able to compete and have their competitive advantages. Company value and branding are very important. Increasing inactive customers in the research object is this study's main issue related to customer loyalty. This study aims to determine the effect of Islamic branding customer relationship marketing on customer loyalty through satisfaction as an intervening variable. The research object at BMT Hasanah Ponorogo uses a descriptive quantitative approach. The data used in this research is primary data with a total sample of 94 people. The hypothesis testing tools used are T, F, and path tests. The results showed that Islamic branding and customer relationship marketing partially and simultaneously influence customer loyalty. Customer satisfaction affects customer loyalty. Customer satisfaction can be an intervening variable for the partial effect of Islamic branding and customer relationship marketing on customer loyalty. Customer satisfaction can be an intervening variable for the simultaneous influence of Islamic branding and customer relationship marketing on customer loyalty.
Pengaruh Label Halal, Kualitas Produk, dan Harga Terhadap Volume Penjualan dengan Digital Marketing Sebagai Variabel pada Industri Kecil Kuliner di Ponorogo Mochammad Syahrul Utomo Syam; Luhur Prasetiyo; Shinta Maharani
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4408

Abstract

This study aims to analyze the influence of halal labels, product quality, and price on sales volume in small culinary industries in Ponorogo, considering digital marketing as a moderating variable. The research uses a quantitative approach with a descriptive research type. Primary data was obtained from 100 respondents selected using probability sampling with stratified random sampling based on Slovin's formula. Data collection was conducted through questionnaires, and data analysis involved validity tests, reliability tests, classical assumption tests, T-tests, F-tests, coefficient of determination (R²), and Moderated Regression Analysis (MRA) using SPSS 16. The results show that the halal label significantly influences sales volume by 23.9%, product quality has an insignificant influence of 11.2%, and price has a significant influence of 22.5%. Simultaneously, the three variables influence sales volume by 27.9%. Digital marketing is proven to moderate the relationship, strengthening the effect of the halal label by 43.6%, weakening the effect of product quality by 43%, and strengthening the impact of price by 44.7%. Simultaneously, digital marketing influences sales volume by 57.2%. Thus, digital marketing effectively enhances the influence of halal labels and prices on sales volume in Ponorogo’s small culinary industries.
Integrating progressive muscle relaxation and guided imagery based on adaptation model for pain management in ovarian cancer: A nursing case study KK, Indra Frana Jaya; Nainggolan, Sutrisari Sabrina; Ningsih, Deasy Kurnia; Cahya, Febriani; Amalah, Frita Anesia; Rahayu, Rita Puji; Maharani, Shinta
Lentera Perawat Vol. 7 No. 1 (2026): January - March
Publisher : School of Health Sciences Al-Ma'arif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52235/lp.v7i1.702

Abstract

Background: Ovarian cancer frequently causes severe pain and psychological distress that negatively affect patients’ physiological and psychological well-being. Effective pain management in oncology nursing requires comprehensive strategies that combine pharmacological treatment with supportive non-pharmacological interventions. However, evidence regarding the integration of these techniques within the Roy Adaptation Model for pain management in ovarian cancer patients remains limited. Objective: This study aimed to analyze the effectiveness of integrating Progressive Muscle Relaxation and Guided Imagery based on the Roy Adaptation Model to reduce pain and anxiety in patients with ovarian cancer through a nursing case study. Methods: This study employed a descriptive case study design conducted in the Paviliun Cemara ward at RSUD Siti Fatimah, South Sumatra Province. Three ovarian cancer patients experiencing acute pain were selected using purposive sampling based on predefined inclusion criteria. Data collection was carried out through interviews, physical examination, observation, and measurement of pain and anxiety levels using the Numeric Rating Scale (NRS) and Hamilton Anxiety Rating Scale (HARS). The intervention consisted of Progressive Muscle Relaxation and Guided Imagery sessions administered twice daily for three consecutive days. Data were analyzed descriptively by comparing changes in pain and anxiety scores before and after the intervention. Results: The findings showed a consistent reduction in pain intensity and anxiety levels among all participants after the intervention. Patient 1 experienced a decrease in pain from NRS 7 to 3 and anxiety from HARS 24 to 12. Patient 2 showed a reduction in pain from NRS 8 to 0 and anxiety from HARS 18 to 8. Patient 3 demonstrated improvement with pain decreasing from NRS 8 to 2 and anxiety from HARS 25 to 10. Improvements were also observed in physiological parameters and patient comfort levels, indicating positive adaptive responses to the intervention. Conclusion: The integration of Progressive Muscle Relaxation and Guided Imagery based on the Roy Adaptation Model demonstrated beneficial effects in reducing pain and anxiety among patients with ovarian cancer. These findings suggest that relaxation-based nursing interventions may serve as effective complementary strategies in oncology pain management and support patient adaptation to illness.
Forbidden From Getting Sick And Being Literate? Health Care And Education Opportunities For Undocumented Migrant Workers In Asia Maharani, Shinta; Ab Rahman, Asmak; Mohd Noh, Mohd Shahid
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 21 No 1 (2026): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v21i1.2026.pp93-112

Abstract

Migrant workers are considered vulnerable as they remain excluded from various social safety provisions. The Covid-19 pandemic has further exposed significant gaps in policy support for these workers in Asian countries. However, scholarly evidence is lacking in the international literature to guide policy, particularly on undocumented workers. This paper fills this void by critically reviewing emerging evidence on undocumented migrant workers' access to healthcare and formal education in Asian countries according to a comprehensive analysis of research papers released between 2002 and 2022. In total, 72 scientific papers were identified from Scopus, WoS, and Emerald databases. The qualitative research software Nvivo was used to analyze the final 10 studies (out of 72 indexed articles). The findings of the review exercise suggest that the government should develop policies and solutions for undocumented migrant workers to get healthcare and formal education opportunities.