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Pengaruh Islamic Branding dan Customer Relationship Marketing terhadap Loyalitas Nasabah dengan Kepuasan sebagai Variabel Intervening Diana Mutiara; Shinta Maharani; Ely Masykuroh
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3024

Abstract

The development of the Sharia banking industry in the era of technology has forced all companies in the banking sector to be able to compete and have their competitive advantages. Company value and branding are very important. Increasing inactive customers in the research object is this study's main issue related to customer loyalty. This study aims to determine the effect of Islamic branding customer relationship marketing on customer loyalty through satisfaction as an intervening variable. The research object at BMT Hasanah Ponorogo uses a descriptive quantitative approach. The data used in this research is primary data with a total sample of 94 people. The hypothesis testing tools used are T, F, and path tests. The results showed that Islamic branding and customer relationship marketing partially and simultaneously influence customer loyalty. Customer satisfaction affects customer loyalty. Customer satisfaction can be an intervening variable for the partial effect of Islamic branding and customer relationship marketing on customer loyalty. Customer satisfaction can be an intervening variable for the simultaneous influence of Islamic branding and customer relationship marketing on customer loyalty.
Pengaruh Label Halal, Kualitas Produk, dan Harga Terhadap Volume Penjualan dengan Digital Marketing Sebagai Variabel pada Industri Kecil Kuliner di Ponorogo Mochammad Syahrul Utomo Syam; Luhur Prasetiyo; Shinta Maharani
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4408

Abstract

This study aims to analyze the influence of halal labels, product quality, and price on sales volume in small culinary industries in Ponorogo, considering digital marketing as a moderating variable. The research uses a quantitative approach with a descriptive research type. Primary data was obtained from 100 respondents selected using probability sampling with stratified random sampling based on Slovin's formula. Data collection was conducted through questionnaires, and data analysis involved validity tests, reliability tests, classical assumption tests, T-tests, F-tests, coefficient of determination (R²), and Moderated Regression Analysis (MRA) using SPSS 16. The results show that the halal label significantly influences sales volume by 23.9%, product quality has an insignificant influence of 11.2%, and price has a significant influence of 22.5%. Simultaneously, the three variables influence sales volume by 27.9%. Digital marketing is proven to moderate the relationship, strengthening the effect of the halal label by 43.6%, weakening the effect of product quality by 43%, and strengthening the impact of price by 44.7%. Simultaneously, digital marketing influences sales volume by 57.2%. Thus, digital marketing effectively enhances the influence of halal labels and prices on sales volume in Ponorogo’s small culinary industries.
Moral Dilemmas and the Accountability of Criminal Offenders: A Neuroethical Perspective on Decision-Making in the Indonesian Criminal Justice System Jubaidi, Didi; Khoirunnisa, Khoirunnisa; Indriastuti, Desy; Maharani, Shinta; L. Simanungkalit, Robert
Legitimasi: Jurnal Hukum Pidana dan Politik Hukum Vol. 14 No. 2 (2025)
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/legitimasi.v14i2.31825

Abstract

Advancements in cognitive neuroscience are increasingly challenging traditional legal concepts of free will, intent, and individual culpability. In Indonesia, criminal liability remains grounded in classical legal doctrines that emphasize moral agency, raising critical questions about their compatibility with contemporary neuroethical insights. This article examines trauma, impulse control disorders, and cognitive dysfunction in criminal behavior from a neuroethical perspective, which can provide a more contextual understanding of criminal behavior in the Indonesian legal system. Using a qualitative normative method, this study combines doctrinal legal analysis with interdisciplinary approaches from neuroethics and moral psychology and compares jurisdictions that have recognized neuroscientific evidence in the criminal justice process. Using a qualitative normative method, this research integrates doctrinal legal analysis with interdisciplinary approaches from neuroethics and moral psychology, drawing comparative insights from jurisdictions that admit neuroscientific evidence in criminal adjudication. The study finds that although Indonesian law acknowledges mental incapacity in certain sentencing provisions, it lacks a consistent framework to assess neurocognitive impairments in determining guilt and punishment. As a result, current legal mechanisms may fail to adequately reflect the complex biological and moral dimensions of deviant conduct. This study concludes that integrating neuroethical considerations into Indonesian criminal law could improve its fairness, scientific relevance, and humaneness.
PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO DAN NET IMBALAN TERHADAP RETURN ON ASSET PADA BANK MEGA SYARIAH TAHUN 2016-2024 Puteri Nurhafizah; Shinta Maharani
LA RIBA: Jurnal Perbankan Syariah Vol. 7 No. 01 (2025): Desember 2025
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/la riba.v7i01.1087

Abstract

Bank mega syariah ialah salah satu bank yang bergerak dengan konsep syariah di Indonesia. Dalam melihat kesuksesan kinerja keuangan bank mega syariah dapat dilihat pada rasio keuangan. Namun pada tahun 2016-2024 Non Performing Financing (NPF), Financing To Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), dan Net Imbalan (NI) mengalami fluktuatif. Dalam hal ini naik dan turunnya NPF, FDR, CAR, dan NI tidak diikuti dengan ROA seperti yang telah dijelaskan di dalam teori. Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh NPF, FDR, CAR dan NI terhadap ROA Bank Mega Syariah. Jenis data adalah data sekunder dengan sumber data diambil dari laporan keuangan triwulan tahun 2016 kuartal 1 hingga tahun 2024 kuartal 3 di website resmi www.megasyariah.co.id. Untuk teknik menganalisis data menggunakan model Autoregressive Distributed Lag (ARDL). Adapun variabel yang digunakan dalam penelitian ini adalah variabel NPF, FDR, CAR dan NI sebagai variabel bebas dan variabel ROA sebagai variabel terikat. Adapun Hasil dari penelitian yang telah dilakukan menunjukkan bahwasannya: 1) Pada uji t untuk variabel NPF memiliki pengaruh negatif terhadap ROA, 2) Untuk variabel FDR memiliki pengaruh negatif terhadap ROA, 3) Untuk variabel CAR tidak berpengaruh terhadap ROA, 4) Untuk variabel NI memiliki pengaruh positif terhadap ROA 5) Pada uji F variabel NPF, FDR, CAR dan NI memiliki pengaruh terhadap ROA, 6) Nilai R-Square dalam pengujian ini adalah 0,973 yang artinya variabel NPF, FDR, CAR, dan NI mempu menjelaskan variasi dari ROA sebesar 97,3% dan sisanya 2,7% dipengaruhi oleh variabel lain yang tidak dimasukkan ke dalam model.
Learn From The Biggest Accounting Fraud In 95 Years: A Bibliometric Analysis Maharani, Shinta; Ab Rahman, Asmak; Dewi, Veni Soraya
Jurnal Analisis Bisnis Ekonomi Vol. 21 No. 1 (2023)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/bisnisekonomi.v23i1.9215

Abstract

This study analyses the panel data on the 96 most significant fraud cases from 1925 to 2020. The focus will be on agency theory because it affects falsified accounting as the most common type of accounting fraud and then Overstated Assets, Sales, and Revenues. Descriptive statistics with the 96 most prominent cases based on literature have been identified to understand the topic better. The data collected from 1925 to 2020 is presented and summarised in specific tables and graphs for a more immediate understanding. The mixed method was used to analyze 476 data items, both quantitative and qualitative research, with SPSS and Nvivo applications. This research found that 61 out of 96 fraud cases are from the USA, and the most auditor firm being Price Water House. The evidence that emerged is that none of the cases analyzed deals with the pandemic --the fraud occurred years ago- to understand possible practical implications and further theoretical contributions. This research suggests that auditors should apply business ethics to be more proactive and pragmatic, considering how quickly events change and the uncertainty that arises. This study contributes to advancing knowledge of the accounting world, specifically of fraud. As far as the authors know, this is the first study that analyzes the panel data on fraud with mixed methods.