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All Journal Jurnal Media Hukum JURNAL PENDIDIKAN TAMBUSAI IKRA-ITH EKONOMIKA Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal EK dan BI Borneo Journal Of Pharmascientech Jurnal Kesehatan Tambusai Journal Metaverse Adpertisi Journal of Civil Engineering and Vocational Education Justicia Insight
Muhammad Abdi, Muhammad
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Humanities Chemistry Civil Engineering, Building, Construction & Architecture Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Other

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Journal : Justicia Insight

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Pendekatan Hukum terhadap Kasus Penyalahgunaan Data Pribadi oleh Pinjaman Online Varida, Natasha; Domini, Simon; Abdi, Muhammad
Justicia Insight Vol. 1 No. 1 (2024): Justicia Insight, November 2024
Publisher : Lembaga Publikasi Ilmiah Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/justin.v1i1.89

Abstract

The misuse of personal data by online lending platforms has become a serious threat to consumer privacy and security in the digital era. This study aims to analyze the legal approaches to addressing cases of personal data misuse by online lending services in Indonesia. The method used is a normative approach by analyzing the applicable legal framework, including Law Number 27 of 2022 on Personal Data Protection, the Electronic Information and Transactions (ITE) Law, and fintech industry-related regulations. The study finds that although there is an adequate legal foundation, significant challenges remain in terms of implementation, oversight, and inter-agency coordination. Moreover, the lack of public awareness and weak law enforcement exacerbate this issue. This article proposes several solutions, such as strengthening monitoring mechanisms, improving public digital literacy, enforcing stricter legal measures, and fostering cross-sectoral collaboration to create a safer and more transparent fintech ecosystem. With these measures, it is hoped that the protection of consumers' personal data can be significantly enhanced.
Co-Authors Andry Harjanto, Andry Anggriani, Dwi Apriliyana, Nafisah Sofia Apriyansyah Siregar, Fahmi Aris Fadillah Azkya, Nurizka Domini, Simon Feteriyani, Rina Fitrawaty Fitrawaty, Fitrawaty Fitria, Resti Hasniah Hasniah Henny Yustisia Herlambang Juwita Ramadhani M. Yamani Nadiati, Nadiati Nasra Sinulingga, Sam Deva Natalia Natalia Nilda Tri Putri Sianturi, Yanti Marsyana Sihombing, Runggu Sinulingga, Sam Deva Nasra Siregar, Fahmi Apriyansyah Siti Halimah Su'aida, Nily Suharianto , Joko Varida, Natasha