Article Per Year (5 Year)
p-Index From 2021 - 2026
4.23
P-Index
This Author published in this journals
All Journal Economic Journal of Emerging Markets Publikasi Pendidikan Jurnal Manajemen & Keuangan JRMSI - Jurnal Riset Manajemen Sains Indonesia Jurnal Organisasi Dan Manajemen Scientific Journal of Reflection : Economic, Accounting, Management and Business SEIKO : Journal of Management & Business JURNAL PENDIDIKAN TAMBUSAI International Journal of Supply Chain Management Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) NERACA : JURNAL AKUNTANSI TERAPAN Jurnal PkM (Pengabdian kepada Masyarakat) Terbuka Journal of Economics and Business Wiga : Jurnal Penelitian Ilmu Ekonomi EKONOMIKA45 Indonesian Journal of Business Analytics (IJBA) JWM (JURNAL WAWASAN MANAJEMEN) Journal of Accounting and Finance Management (JAFM) Journal of International Conference Proceedings Jurnal Ilmu Multidisplin Journal Research of Social Science, Economics, and Management GSE-journal Gandhi: Jurnal pengabdian kepada Masyarakat (G-JPM)
Rini Yayuk Priyati, Rini Yayuk
Universitas Terbuka
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

Published : 33 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : terbuka journal of economics and business

 1 
The Effect of Internal Factor Toward Banking Credit Distribution Pratiwi, Pratiwi; Muktiyanto, Ali; Yayuk Priyati, Rini
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (707.452 KB) | DOI: 10.33830/tjeb.v2i1.1480

Abstract

The country's economy is supported by banking institutions. This is because the benefits of credit are greater compared to other bank businesses such as savings fund deposit services fees, interbank delivery service fees and so on. Internal factors that affect lending include CAR, ROA, NPL, LDR and BOPO. This research was conducted with the aim of simultaneously testing CAR, ROA, NPL, LDR and BOPO on bank credit distribution. The research sample is the bank with the largest number of assets in Indonesia. Data were obtained from the financial statements of the Persero's commercial banks from 2013 to 2017, using the panel data regression data analysis method. The results of hypothesis testing on CAR have a positive influence on lending, ROA also has a positive effect on lending, NPL has a negative effect, LDR has a positive effect, BOPO has a negative effect, whereas if tested simultaneously, CAR, LDR, NPL, LDR and BOPO has a positive effect on lending. With regard to the above conclusions, bank management should be able to take into account the trend of financial ratios for several years, before determining the lending policy
Co-Authors A. Hadian Pratama Hamzah Abdillah, Novie Shol Aji, Danyaka Putra Ake Wihadanto Ari Warokka, Ari Aryana Satrya Bastian, Hendra Dedi Supriadi Fikri, Amir Fitria Husnatarina Hapzi Ali Husnatarina, Fitria Iin Novianti, Dwi Indrianawati Usman Iqbal Miftakhul Mujtahid Isti Fadah Ludivica Endang Setijorini Matsaid Budi Reksono Meirani Harsasi Mohamad Zahri Mohammad Nur Utomo Muhammad Akbar Muktiyanto, Ali Muliatuise Muliatuise Muliatuise, Muliatuise Nisa Purnamasari Nizwan Zukhri Novita Ekasari Nurhasanah Nurhasanah Nurul Qomariah Oktaviana, Shanti Yesi Belina Pradana, Hasta Dwi Pratiwi Pratiwi Rahmad Purnama, Rahmad Rahman, Mohammad Arief Rano Wijaya Rika Bulan Karolin Rina Amelia Rudy Suprapto Sasmito Sudio Usodo Sembiring, Rinawati Shine Pintor Siolemba Patiro Siti Munajah Sri Harijati Supeno, Ari Teddy Chandra Tubagus Ismail Ulfah, Indar Fauziah Uli, Aprilla Sinta Umar Sumardi Widowati Hermajiwandini, Chandra Murti Dewi Wilfridus B. Elu Yesi Belina Oktaviana, Shanti Yosi Mardoni Zulfahmi Zulfahmi