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All Journal Jurnal Mirai Management Ekombis: Jurnal Fakultas Ekonomi Jurnal Ekonomi Bisnis Dan Industri (EBI) Journal of Management and Entrepreneurship Research Bisnis Net : Jurnal Ekonomi dan Bisnis Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Jurnal Impresi Indonesia Jurnal Pengabdian Masyarakat J-LEE - Journal of Law, English, and Economics MES Management Journal KREATIF: Jurnal Pengabdian Masyarakat Nusantara Postgraduate Management Journal Jurnal Ekonomika Manajemen Dan Bisnis SEMINAR NASIONAL PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT Majalah Ilmiah METHODA Jurnal Pengabdian Bisnis dan Akuntansi Soedirman Ardhi: Jurnal Pengabdian dalam Negri Ekomania Jurnal Social Society Sharef: Journal of Sharia Economics and Finance Green Inflation: International Journal of Management And Strategic Business Leadership ManBiz: Journal of Management and Business KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Faizal Rizky Yuttama
Universitas Harapan Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Postgraduate Management Journal

 1 
PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, PERSEPSI KEGUNAAN, RISIKO DAN LITERASI KEUANGAN TERHADAP MINAT PENGGUNAAN QRIS PADA UMKM DI KABUPATEN BANYUMAS Asfendi, Afril Nanda; Alfizi, Alfizi; Yuttama, Faizal Rizky
Postgraduate Management Journal Vol. 4 No. 2 (2025): Postgraduate Management Journal
Publisher : LPPM Universitas Ibnu Sina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36352/pmj.v4i2.948

Abstract

This study aimed to evaluate the impact of perceived ease of use, perceived usefulness, risk, and financial literacy on the interest in using QRIS among MSMEs in Banyumas. Data were collected through online questionnaires, with 110 respondents participating. Multiple regression analysis, along with t-tests and F-tests, were employed, with a significance level set at <0.05. The study was based on the Theory of Acceptance Model, which explores technology acceptance, and the Theory of Planned Behavior, which examines reasoned action. The results indicate that perceived ease of use, perceived usefulness, and financial literacy positively and significantly influence interest in QRIS usage. Conversely, risk negatively and significantly affects this interest. Overall, the variables collectively have a positive and significant impact on QRIS usage interest, with an R square value of 54.5%.
PENGARUH LITERASI KEUANGAN, RISK TOLERANCE, EXPERIENCE REGRET, DAN HERDING TERHADAP KEPUTUSAN INVESTASI PADA MAHASISWA DI KABUPATEN BANYUMAS Susanti, Widya Komala; Yuttama, Faizal Rizky; Slamet, Slamet
Postgraduate Management Journal Vol. 4 No. 2 (2025): Postgraduate Management Journal
Publisher : LPPM Universitas Ibnu Sina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36352/pmj.v4i2.949

Abstract

Keputusan investasi merupakan kemampuan individu dalam mempertimbangkan beberapa aspek terkait investasi dan membuat keputusan yang memberikan keuntungan dalam berinvestasi. Tujuan penelitian ini adalah untuk mengetahui dan menguji pengaruh literasi keuangan, risk tolerance, experience regret, dan herding terhadap keputusan investasi pada mahasiswa di Kabupaten Banyumas. Sampel penelitian ini diperoleh menggunakan teknik purposive sampling, sehingga diperoleh 110 responden. Jenis data yang digunakan yaitu data primer yang diperoleh dari hasil kuesioner. Metode analisis yang digunakan adalah analisis regresi berganda. Hasil penelitian hipotesis secara parsial menunjukan bahwa variabel literasi keuangan, risk tolerance, experience regret, dan herding berpengaruh secara positif dan signifikan terhadap keputusan investasi. Dari penelitian ini juga diperoleh koefisien determinasi (R2) dengan nilai 0,575 memiliki arti bahwa sebesar 57,5% pengungkapan dijelaskan oleh variabel antara literasi keuangan, rismk tolerance, experience regret, dan herding. Sedangkan 42,5% dijelaskan oleh variabel lain di luar model.
Co-Authors Afril Nanda Asfendi Ahmad, Mirzani Alamsyah, Satria Zidan Alfizi, Alfizi Anggun Sepfiana Apriliyani, Liya Arif Setia Sandi A. Asfendi, Afril Nanda Asih, Emi Nur Atingul Chusna Fitricia, Grace Maria Giovanny Kristanto Grace Maria Fitricia Grace Maria Fitricia Hermaliawati, Lezyana Iin Dyah Indrawati Iin Dyah Indrawati Inayah, Anisa Afri Indrawati, Iin Dyah Kartikawati, Amelia Nur Khasan, Taftarin Jauharul Kurniawan, April Maya Ruhtiani Mukaromah, Siti - Okviana, Adista Puspita Lianti Putri Puspita, Sisca Dewi Putri, Puspita Lianti Royan, M. Zulfa Ruhtiani, Maya Safitri, Nur Salsabela, Riska Nadiya Sari, Kartika Dwi Chandra Siti - Mukaromah Slamet Slamet . Slamet Slamet Sundari Sundari Susanti, Widya Komala Tri Naili, Yuris Turhamun, Turhamun Widadi, Budi Yadi Fakhruzein Terang Jaya Yuris Tri Naili