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All Journal Cetta: Jurnal Ilmu Pendidikan Technomedia Journal Journal of Public Health Research and Community Health Development (JPH RECODE) Syi`ar : Jurnal Ilmu Komunikasi, Penyuluhan dan Bimbingan Masyarakat Islam Cerdika: Jurnal Ilmiah Indonesia E-JRM Jurnal Pelita Nusantara : Kajian Ilmu Sosial Multidisiplin Journal Education and Government Wiyata Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora Belalek
Rika Yunita, Rika
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Journal : E-JRM

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Pengaruh Financial Literacy, Financial Inclusion dan Financial Attitude Terhadap Pengelolaan Keuangan oleh Pelaku UMKM (Studi Kasus pada Pelaku UMKM Kecamatan Lowokwaru, Kota Malang) Yunita, Rika; Nurhajati, Nurhajati; Khalikussabir, Khalikussabir
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

Abstract This research aims to determine the influence of Financial Literacy, Financial Inclusion, and Financial Attitude on Financial Management by Micro, Small, and Medium Enterprises (MSMEs) practitioners. The study employs a quantitative research approach, utilizing a questionnairebased data collection method. The sample for this research comprises 100 MSME practitioners located in the Lowokwaru Subdistrict, Malang City, and data processing is conducted using the SPSS program. The research has undergone validity and reliability tests. The data analysis methods include classical assumption tests, multiple linear regression tests, statistical tests, and determination coefficient tests. The results of this study indicate that (1) Financial Management by MSME practitioners in the Lowokwaru Sub-district, Malang City, has a positive and significant influence on Financial Literacy, Financial Inclusion, and Financial Attitude. (2) Financial Literacy has a positive influence on Financial Management by MSME practitioners in the Lowokwaru Subdistrict, Malang City. (3) Financial Inclusion has a positive influence on Financial Management by MSME practitioners in the Lowokwaru Sub-district, Malang City. (4) Financial Attitude has a positive influence on Financial Management by MSME practitioners in the Lowokwaru Subdistrict, Malang City.
Co-Authors Agustini, Aini Ali Faslah, Deni ilmi, irpan Imam, Irsyad Khoerul Irfan Afandi Jenal Abidin, Jenal Khalikussabir, Khalikussabir Maulana, Acep Ridwan MUTMAINAH Nurhajati Nurhajati Nuria, Fitri Syifa Rahma, Alfi Maulia Rozikin, Chaerur Salsabila, Alifa Sari, Rini Indah Sari Sebayang, Susy Katikana Sukenti, Desi Supriadi , Predi Susanto, Daris Sutansyah , Lexy Sutansyah, Lexy Ubaidillah , Dasep S.