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All Journal Journal AL-MUDARRIS JSAI (Journal Scientific and Applied Informatics) JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Ilmiah Wahana Pendidikan NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Journal of Student Research Jurnal Penelitian Rumpun Ilmu Teknik Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Kajian dan Terapan Matematika Jurnal Pendidikan
Ikhlasul Amal
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Library & Information Science Mathematics Public Health Social Sciences Other

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Peran Mahasiswa UIN Sumatera Utara dalam Pemberdayaan Ekonomi UMKM melalui Optimalisasi QRIS sebagai Instrumen Inklusi Keuangan di Desa Pematang Tengah, Kecamatan Tanjung Pura, Kabupaten Langkat Dewi Fazira; Ikhlasul Amal; M Ikhsani Simanjorang; Laylan Syafina
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Mei : NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i2.8443

Abstract

Economic empowerment of rural communities through the strengthening of Micro, Small, and Medium Enterprises (MSMEs) is a crucial pillar in achieving national economic independence. One of the fundamental obstacles faced by MSMEs in rural areas is financial exclusion due to low digital literacy and dependence on conventional cash transaction systems. The Community Service Program (KKN) of students from the State Islamic University of North Sumatra (UIN SU) in Pematang Tengah Village was designed to bridge this gap by optimizing the Indonesian Standard Quick Response Code (QRIS). Through an intensive participatory mentoring approach, students acted as agents of digital transformation who educated, trained, and facilitated 10 local MSME actors in adopting non-cash payment technology. The results of the program show a significant shift from digital skepticism to digital trust. The implementation of QRIS has been proven to increase operational efficiency, financial management accuracy, and strengthen the image of business modernity in the eyes of consumers. This article emphasizes that the role of students is not merely as information deliverers, but as catalysts of social capital that is crucial for the sustainability of digitalization at the village level.
Co-Authors Aan Erlansari Akhmad Mundzirin Yusuf Ambar Musoffi Andang Wijanarko Azzarifa Zarni Bambang Sumarno Hadi Marwoto Budi Carlian, Yayan Daspar Daspar Defwaldi Defwaldi Devita Anindya Putri Dewi Fazira Dyahsih Alin Sholihah Fajrin Fajrin Fatimah, Titim Fina Faradina Drakel Irma Dwi Wahyuni Laylan Syafina Lela Nurpulaela M Ikhsani Simanjorang Nabila Adelia Nazwa Aulia Nazwa Maudina Nuraini Alfatinah Rafidah Nur Aini Retno Sundariningrum Ricky Setiawan Rina Triyani Rohmah, Siti Khozanatu Saifudin Mutaqi Saifudin Mutaqi Salahudin, Anas Serin Supriani Viani Alya Mayshara