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All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JIKA: Jurnal Ilmu Keuangan dan Perbankan Jurnal E-Bis: Ekonomi Bisnis Coopetition : Jurnal Ilmiah Manajemen JRAK (Jurnal Riset Akuntansi dan Bisnis) (e-Journal) Business Preneur : Jurnal Ilmu Administrasi Bisnis Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Padma: Jurnal Pengabdian Kepada Masyarakat JURNAL ILMIAH INFOKOM Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ekbis (Ekonomi & Bisnis) Jurnal Ekonomi Manajemen Bisnis dan Akuntansi Jurnal Teknologi Komputer dan Informatika Jurnal Sosio dan Humaniora JURNAL PENDIDIKAN, HUMANIORA, LINGUISTIK DAN SOSIAL (JAGADDHITA)
Hani Hatimatunnisani
Politeknik Pajajaran ICB Bandung
Religion Humanities Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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PENGARUH MEDIA SOSIAL DAN FOMO FINANSIAL TERHADAP MANAJEMEN KEUANGAN PRIBADI MAHASISWA Hatimatunnisani, Hani; Sandi Aryanti, Shofi; Pancawati, Kurnia; Eri Sutrisno, Krisna; Hermawan, Wawan
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 3 No 2 (2024): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v3i2.122

Abstract

This study investigates the influence of social media usage and financial fear of missing out (FOMO) on the personal financial management of 52 students from Politeknik Pajajaran. A quantitative method with multiple linear regression was used to analyze questionnaire data. The results show that social media usage is positively and significantly correlated with financial management, while financial FOMO is negatively and significantly correlated. The regression model explains 32.3% of the variance in financial management that can be explained by social media and financial FOMO. These findings indicate the importance of financial literacy and strategies to mitigate FOMO in improving students' financial management. The implications of this research highlight the need for the integration of financial education into the curriculum and the development of financial counseling programs for students.
PENGARUH LAYANAN M-BANKING TERHADAP KEPUASAN NASABAH Simatupang, Angel; Hatimatunnisani, Hani; Syafitri, Hasdilla; Paturohman, Rifki; Ajibroto, Kunto
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 3 No 2 (2024): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v3i2.123

Abstract

The aim of this research is to analyze the influence of M-Banking services on customer satisfaction. The type of research used is quantitative with descriptive methods. A sample of 56 respondents was taken randomly using a questionnaire. The results show that M-Banking services have a positive and significant effect on customer satisfaction. The existence of M-Banking services helps customers speed up transactions, so that the process can be carried out more flexibly and efficiently. However, service provider banks need to pay better attention to user security and handling online complaints in order to increase customer satisfaction.
MARAKNYA JUDI ONLINE DAN DAMPAKNYA TERHADAP PENGELOLAAN KEUANGAN DI KALANGAN MAHASISWA (Studi Kasus Pada Mahasiswa Salah Satu Perguruan Tinggi Swasta Di Bandung) Hatimatunnisani, Hani; Nurfadillah, Haifa; Wasti, Melan; Rika, Putri; Maharani, Risca
Jurnal Sosio dan Humaniora (SOMA) Vol 2 No 1 (2023): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v2i1.124

Abstract

Gambling is a criminal act that bets a sum of money where the winner will get all the money that is the subject of the bet. Gambling can harm society and damage the nation's morals. Gambling behavior is sustainable so that it causes curiosity even though it has lost many times, online gambling games carried out by teenagers are the result of social interactions that occur in the environment around them. Social interaction has two sides, namely positive and negative. One example of the negative impact is teenagers who participate in online gambling games.
PENGARUH FINANCIAL ATTITUDE TERHADAP PERILAKU INDIVIDU DALAM MANAJEMEN KEUANGAN DI KALANGAN REMAJA Maulida Khaerunnisa, Dila; Hatimatunnisani, Hani; Tazzudin, Muhamad Dimas; Lestari, Ceri; Haryono, Rakhmat
Jurnal Ekonomi Manajemen Bisnis Dan Akuntansi : EMBA Vol 3 No 1 (2024): JURNAL EKONOMI MANAJEMEN BISNIS dan AKUNTANSI : EMBA
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/emba.v3i1.277

Abstract

A good financial attitude is the key to achieving financial stability in this era of uncertainty. One is to avoid some risks in facing unexpected situations. This study aims to find out whether financial attitude affects individual behavior in financial management. The method used in this analysis is a quantitative research method. The data collection technique used was a questionnaire. The respondents in this study were 111 early adolescence to late adolescence who were spread through several social media. The results of the study were obtained that there was a significant influence between financial attitude on personal behavior in financial management among ADOLESCENTS. The coefficient of determination value of 21.1% shows that the influence is quite large. This shows that the better the level of understanding among adolescence in determining their financial attitudes, the better their behavior in managing their finances.
ANALISIS PENGARUH GAYA HIDUP GEN Z TERHADAP TATA KELOLA KEUANGAN PRIBADINYA Maulana, Muhamad Chandra; Hatimatunnisani, Hani; Oktapiani, Syarah; Fitria Zaharah, Mela; De Keizer, Hendriady
Jurnal Ekonomi Manajemen Bisnis Dan Akuntansi : EMBA Vol 3 No 1 (2024): JURNAL EKONOMI MANAJEMEN BISNIS dan AKUNTANSI : EMBA
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/emba.v3i1.278

Abstract

“Gen Z”, or Generation Z was born in late 1997 until 2012. This generation grew up with the internet and digital technology as a thing that distinguishes them from the previous generation. This research aims to analyze how Generation Z’s lifestyle influences personal finance management. Quantitative methods with simple regression and correlation are used in this analysis to measure the statistical relationship between Gen Z lifestyle and personal financial management. A survey of 100 gen z was used as a research sample. The results of the analysis that has been carried out shaw that the Gen Z lifestyle does not have a significant effect on personal financial management. However, positive correlation results show that the positive lifestyle of Gen Z will have a better influence on personal financial management.
PERSEPSI MAHASISWA PADA SALAH SATU PERGURUAN TINGGI SWASTA DI BANDUNG TERHADAP BRAND IMAGE BANK BRI Deselyne Leslie, Lahengky Melinda; Setiawan, M. Lutfi; Kamelia, Kamelia; Hatimatunnisani, Hani; Fauzany, Riffka
Jurnal Ekonomi Manajemen Bisnis Dan Akuntansi : EMBA Vol 3 No 1 (2024): JURNAL EKONOMI MANAJEMEN BISNIS dan AKUNTANSI : EMBA
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/emba.v3i1.283

Abstract

This study analyzes students' perception of the brand image of Bank Rakyat Indonesia (BRI). Using quantitative methods, data was collected through a questionnaire distributed to 75 students of the Bandung Pajajaran Polytechnic. The results showed that the majority of students had a positive perception of BRI, especially in terms of reputation and product suitability. However, students want improvements in digital services and customer service responsiveness. This research suggests that BRI should focus more on digital innovation and improving customer service to strengthen its brand image among students
PREFERENSI MAHASISWA TERHADAP PENGAMBILAN KREDIT Lestari, Anita; Hatimatunnisani, Hani; Meilani, Alya Sheila; Sholih, Dede; Fauzany, Riffka
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.354

Abstract

This study aims to determine students' preferences in credit-taking decisions, as well as to explore the main reasons behind these decisions. This study uses a descriptive quantitative approach, with data collected through an online questionnaire distributed to 50 students at a private university in Bandung. The results of the study showed that most students had never taken credit. The main inhibiting factors were concerns about repayment ability, limited knowledge of credit procedures and provisions, and apprehension about high interest rates. Although many students consider that access to credit services, especially through digital platforms, is quite easy, the results of the study show that their understanding of finance is still limited. Therefore, a more systematic and in-depth financial literacy program is needed so that students can manage financial decisions, especially in terms of credit, wisely and responsibly.
PERILAKU PEMBELIAN PRODUK DAN PENGGUNAAN KREDIT PADA GENERASI Z DI PLATFORM MEDIA SOSIAL Rohmah, Allika Arisandy Nur; Lupita, Aprilia; Zahra, Fhadilla; Hatimatunnisani, Hani; Keizer, Hendriady de
Jurnal Sosio dan Humaniora (SOMA) Vol 3 No 2 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v3i2.357

Abstract

This study aims to analyze product purchasing and credit usage behavior in Generation Z exposed to social media. Generation Z is known for their high activity on platforms such as TikTok, Instagram, and X (Twitter), which serve not only as entertainment sources but also influence their consumption decisions. Using a descriptive quantitative approach, data were collected from 50 respondents through an online questionnaire. The results show that respondents' interest in purchasing products on social media is quite high with the main driving factors being personal needs, discounts and promotions. Shopee PayLater is a fairly popular service platform, although its usage level is still relatively low due to considerations of caution regarding debt risks. Although responses regarding the level of influence of social media vary, the platform still plays a role in shaping Generation Z's shopping habits. So there is a need for better financial literacy so that Generation Z can use credit wisely and avoid excessive consumer behavior.
PERSEPSI PENGGUNA HONDA VARIO TERHADAP KEHANDALAN SEPEDA MOTOR HONDA VARIO PADA PAGUYUBAN HONDA VARIO JAWA BARAT de Keizer, Hendriady; Gunardi, Gunardi; Hatimatunnisani, Hani
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 4 No 2 (2025): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v4i2.190

Abstract

This study aims to examine the perception of Honda Vario users regarding the reliability of their motorcycles within the Paguyuban Honda Vario Jawa Barat community. Reliability is a key factor influencing consumer satisfaction, loyalty, and repurchase decisions. Using a qualitative descriptive approach, data were collected through open-ended questionnaires and semi-structured interviews with 72 community members. The findings reveal that most users have a highly positive perception of Honda Vario's reliability, especially in terms of engine performance, fuel efficiency, riding comfort, ease of maintenance, and spare part availability. These perceptions enhance users' confidence and their willingness to recommend the motorcycle to others. This study emphasizes the importance of consumer feedback in product development and after-sales strategies in the automotive industry. Keywords:User Perception;Product Reliability;Honda Vario;Motorcycle Community; Consumer Loyalty
Co-Authors Ade Sudrajat Alen Dereas Putri Amalia , Marizca Amelia, Rossana Anita Lestari Ardi Taryanto Arlinda Septiani Bambang Nurcahya, Said Basith Sukarno, Hasbi De Keizer, Hendriady Deselyne Leslie, Lahengky Melinda Dewi Pramanik, Nuniek Dwi Robiul Rochmawati Dwi Robiul Rochmawati Eri Sutrisno, Krisna EUIS HERNAWATI POLITEKNIK EUIS HERNAWATI POLITEKNIK Fauzany, Riffka Fenny Kurniati Fitria Zaharah, Mela Gunardi Gunardi Hendriady de Keizer Hernawati, Euis Indrawan, Bisma Kamelia Kamelia Karyadi Kunto Ajibroto, Kunto Kustyanti Kusnadi, Hani Lestari, Ceri Lupita, Aprilia Maharani, Risca Maulana, Muhamad Chandra Maulida Khaerunnisa, Dila Meilani, Alya Sheila Muchamad Rifaldy Baitullah Mulya Mantri, Yaya NUNUNG, AI Nurdin, Jusuf Nurfadillah, Haifa Oktapiani, Syarah Pancawati, Kurnia Paturohman, Rifki Pradipta , Aurora Putri , Linda Raden Wahyu Utomo Martianto Rakhmat Haryono Ranti Rosalina, Resmi Rena Nur Salehah Reza Oktora , Ayu Rika, Putri Rini Susilowati Robiul Rochmawati, Dwi Rohmah, Allika Arisandy Nur Salehah, Rena Nur Sandi Aryanti, Shofi Setiawan, M. Lutfi Sholih, Dede Simatupang, Angel Syafitri, Hasdilla Tazzudin, Muhamad Dimas Veranita, Mira Viqry Reyfangga Praditama Wasti, Melan Wawan Hermawan WILDAN NISPIANI YUSUF, RAMAYANI Zahra , Wulan Zahra, Fhadilla Zsabilla Zsafira Zsafira, Zsabilla