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TINGKAT PEMAHAMAN MAHASISWA TERHADAP PENGGUNAAN PINJAMAN ONLINE YANG MARAK DI LINGKUNGAN GEN Z Nugraha, Muhamad Arya Nugraha; Hatimatunnisani, Hani; Irianti, N. Anti Nur; Dewi, Yeni Amanda; Haryono, Rakhmat
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 1 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i1.365

Abstract

Online lending services are a form of digital financial innovation that enables users to quickly access funds without the need for collateral. This study aims to explore the extent of students’ understanding regarding the widespread use of online loans among Gen Z. A descriptive approach was employed, utilizing questionnaires and interviews involving 60 students from a private university in Bandung. The increasing trend of online loan usage among students is driven by a consumerist lifestyle, social pressure, and limited awareness of associated risks and interest rates. Poor financial literacy can lead to negative consequences such as debt accumulation, financial stress, and mental health issues. Therefore, more intensive financial education efforts are essential to raise awareness and improve students’ financial literacy regarding the responsible use of online lending platforms.
ANALISIS MINAT REMAJA DALAM MENGGUNAKAN MOBILE BANKING SEBAGAI ALAT TRANSAKSI KEUANGAN Afrizal, Rifa; Gunawan, Alfaz Syihab; Gunawan, Irfan; Hatimatunnisani, Hani
Jurnal Sosio dan Humaniora (SOMA) Vol 4 No 1 (2025): JURNAL SOSIO DAN HUMANIORA : SOMA
Publisher : LPPM Politeknik Pajajaran ICB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/soma.v4i1.369

Abstract

This study aims to analyze the interest of teenagers in utilizing mobile banking as a means of financial transactions in the digital era. The type of research used is quantitative with a descriptive approach, data obtained through a questionnaire to 84 respondents. The results of the study showed a fairy high interest of teenagers in using mobile banking. Knowledge and understanding of the features used are also quite good. Teenagers' interest in utilizing mobile banking as a means of financial transactions is influenced by a number of factors, such as ease of use, benefits, and trust in system security.
Pelatihan Marketing Digital bagi Calon Pekerja Migran Indonesia Menggunakan Dana Bagi Hasil (DBH) Cukai Hasil Tembakau (CHT) Yusuf, Ramayani; Gunardi , Gunardi; Mulya Mantri , Yaya; Caniago , Fauzi; Hatimatunnisani, Hani; Wiyanto , Wiyanto
Komunikasi Vol 1 No 1 (2024): Volume 1 No 1 April 2024
Publisher : Forum Komunikasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65055/bhaktijivana.v1i1.3

Abstract

Indonesian Migrant Workers Candidates (CPMI) require additional skills to improve their welfare and productivity while working abroad. Digital marketing training has become one of the solutions to provide entrepreneurial skills digitally. The purpose of this training is to equip prospective PMI with digital marketing skills, particularly in creating marketing kits and managing stores in marketplaces. The training method is conducted face-to-face with a hands-on approach. The materials provided include the creation of a marketing kit and the stages of opening and managing a store on the marketplace platform. The marketing kit is created using the Canva application, which can be easily operated by CPMI. The training participants consist of 25 CPMI who will be dispatched to various destination countries. The training results show that 80% of the participants successfully created a basic marketing kit and 65% of the participants successfully created a marketplace account along with their store content. This training is expected to help prospective CPMI develop side businesses digitally while working abroad or after returning to Indonesia
PENGARUH KOMPENSASI DAN LINGKUNGAN KERJA TERHADAP PRODUKTIVITAS KERJA KARYAWAN DI SALAH SATU HOTEL DI BANDUNG Fauzany, Riffka; Hatimatunnisani, Hani; Nurfadilah, Haifa; Hadi, Samsul
Jurnal Perhotelan dan Pariwisata Vol 1 No 1 (2022): JURNAL PERHOTELAN DAN PARIWISATA (TELPAR)
Publisher : LPPM Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/telpar.v1i1.70

Abstract

There are several factors that can affect employee work productivity, including compensation and work environment. This study aims to determine the effect of compensation and work environment on employee work productivity at a Hotel in Bandung. This study used a quantitative method with a sample of 61 employees. The results showed that compensation and work environment had a positive and significant effect on work productivity by 82.5% while the remaining 17,5% was explained by other factors. The existence of good compensation and a supportive work environment can increase employee productivity at work.
Co-Authors Ade Sudrajat Afrizal, Rifa Alen Dereas Putri Amalia , Marizca Amelia, Rossana Anita Lestari Ardi Taryanto Arlinda Septiani Bambang Nurcahya, Said Basith Sukarno, Hasbi Caniago , Fauzi De Keizer, Hendriady Deselyne Leslie, Lahengky Melinda Dewi Pramanik, Nuniek Dewi, Yeni Amanda Dwi Robiul Rochmawati Dwi Robiul Rochmawati Eri Sutrisno, Krisna EUIS HERNAWATI POLITEKNIK EUIS HERNAWATI POLITEKNIK Faujiah, Nabila Fauzany, Riffka Fenny Kurniati Fitria Zaharah, Mela Gunardi , Gunardi Gunawan, Alfaz Syihab Gunawan, Irfan Hendriady de Keizer Hernawati, Euis Indradewa, Rhian Indrawan, Bisma Irianti, N. Anti Nur Kamelia Kamelia Karyadi Kunto Ajibroto, Kunto Kustyanti Kusnadi, Hani Lestari, Ceri Lupita, Aprilia Maharani, Risca Maulana, Muhamad Chandra Maulida Khaerunnisa, Dila Meilani, Alya Sheila Muchamad Rifaldy Baitullah Mulya Mantri , Yaya Mulya Mantri, Yaya Nugraha, Muhamad Arya Nugraha NUNUNG, AI Nurdin, Jusuf Nurfadilah, Haifa Nurfadillah, Haifa NurFauziah, Raisya Fadillah Oktapiani, Syarah Pancawati, Kurnia Paturohman, Rifki Pintu Batu, Shintya Rosalina Pradipta , Aurora Putri , Linda Raden Wahyu Utomo Martianto Rakhmat Haryono Ranti Rosalina, Resmi Rena Nur Salehah Reza Oktora , Ayu Rika, Putri Rini Susilowati Robiul Rochmawati, Dwi Rohmah, Allika Arisandy Nur Salehah, Rena Nur Samsul Hadi Sandi Aryanti, Shofi Setiawan, M. Lutfi Sholih, Dede Simatupang, Angel Syafitri, Hasdilla Tazzudin, Muhamad Dimas Veranita, Mira Viqry Reyfangga Praditama Wasti, Melan Wawan Hermawan WILDAN NISPIANI Wiyanto , Wiyanto YUSUF, RAMAYANI Zahra , Wulan Zahra, Fhadilla Zsabilla Zsafira Zsafira, Zsabilla