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All Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Pendidikan Lingkungan dan Pembangunan Berkelanjutan International Journal for Educational and Vocational Studies JURNAL LENTERA BISNIS Community Engagement and Emergence Journal (CEEJ) Journal of Social Research Premium: Insurance Business Journal IKHLAS: Jurnal Pengabdian Dosen dan Mahasiswa Jurnal Ekonomi, Manajemen, Akuntansi Joong-Ki
Suhartono Suhartono
Sekolah Tinggi Manajemen Asuransi Trisakti, Indonesia
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Social Sciences

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SURVEI BERBAGAI JENIS KETERAMPILAN YANG DIBUTUHKAN DESA BINAAN DALAM MEMPERSIAPKAN KEGIATAN PKM HIBAH DIKTI Sidik, Syahrial; A. Maolani, Rukaesih; Suhartono
Premium Insurance Business Journal Vol. 10 No. 1 (2023): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35904/premium.v10i1.53

Abstract

The purpose of this research was conducted to obtain data/information about what problems exist in research locations that require assistance through PKM activities for lecturers and students. This is done to meet the requirements for obtaining PKM funds through Dikti grants. The study used a survey method conducted in Sukaratu village, Banyuresmi sub-district, Garut district with 25 respondents by filling out a questionnaire. From the results of filling out the questionnaire it was concluded that: 1) the community needs skills education for teenagers; 2) skills education for housewives; 3) skills for the head of the household in marketing their agricultural products. Suggestions from elders from the research area needed assistance to make the Sukaratu assisted village area a fruit-producing center.
PENGUKURAN KINERJA KEUANGAN RETURN ON ASSETS (ROA) DAN RETURN ON EQUITY (ROE) BERDASARKAN PERUBAHAN LABA KOMPREHENSIF PADA PERUSAHAAN REASURANSI DI INDONESIA Suhartono Suhartono; Reimond Hasangapan Mikkael Napitupulu; R.Muh Deddy Hanif Sardjito
JURNAL LENTERA BISNIS Vol. 12 No. 3 (2023): JURNAL LENTERA BISNIS, September 2023
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v12i3.982

Abstract

This research was conducted to find out the effect of Return On Equity and Return On Assets on Changes in Comprehensive Income of Reinsurance Companies in Indonesia. Secondary data was obtained from the company's financial statements listed on the official website and the Indonesia Stock Exchange (IDX) in 2011- 2020. The following research test uses multiple linear regression analysis method. The results of this study are: (1) partial test results (t), there is no effect of ROE on changes in comprehensive income. (2) partial test results (t), there is no effect of ROA on changes in comprehensive income. (3) simultaneous test results (f) namely the influence between ROE and ROA on changes in comprehensive income. Keywords: Return On Equity, Return On Assets, Changes in Comprehensive Income.
Literasi Mitigasi Risiko dan Asuransi Perjalanan Wisata Kurniawan, Yohanes Jhony; Julianto, Heppy; Suhartono
IKHLAS: Jurnal Pengabdian Dosen dan Mahasiswa Vol. 2 No. 1 (2023): IKHLAS: Jurnal Pengabdian Dosen dan Mahasiswa
Publisher : Indra Institute Research & Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (681.755 KB) | DOI: 10.58707/ikhlas.v2i1.396

Abstract

This Community Service Takes the Title of Risk Mitigation Literacy and Travel Insurance. This Community Service aims to produce PKM Outcome Materials that will be published in Premium journals or journals of community service and entrepreneurship, Risk Mitigation Literacy Materials and travel insurance made in, zoom recordings, and disseminate via YouTube, and Increase literacy to the public through Management Sharing Sessions, posters and expansion of the idea of ​​Risk Mitigation, Travel Insurance, and the importance of understanding the underwriting process in insurance coverage. The method of this research is Implementation Time. The implementation time of the activity is April - August 2022. In the form of designing Literacy Materials for Risk Mitigation and Travel Insurance, publishing the idea of ​​Risk Mitigation and Travel Insurance, and conducting literacy by holding Zoom meetings in Management Sharing Sessions activities underwriting process insurance coverage. The result of this Community Service is the availability of literacy materials, posters, literacy activities in the 7.08th Management Session. 
Analisis Kinerja Perusahaan Asuransi Umum Nasional dan Perusahaan Asuransi Umum Patungan di Indonesia Yohanes Jhony Kurniawan; Heppy Julianto; Suhartono Suhartono
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5151

Abstract

This analysis reflects the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia. This allows this mapping to be used as a tool to analyze and control the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia. So based on the above we will raise the research title "Performance Analysis of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia," This research aims; To find out the performance of National General Insurance Companies, to find out the performance of general insurance companies and joint venture general insurance companies in Indonesia, and to find out the differences in the performance of national general insurance companies and joint venture general insurance companies in Indonesia. This research method is quantitative descriptive. The conclusions are 1) Asset performance, equity performance, debt performance, revenue performance, cost performance, profit and loss performance, investment performance, technical reserve performance of joint venture general insurance companies have a tendency to increase from 2018 - 2022, while investment performance / technical reserves (%) Joint General Insurance has a downward trend from year to year from 2018 - 2022, 2.a) Asset Performance, Equity Performance, Debt Performance, Income Performance, Investment Performance, and Technical Reserve Performance of national general insurance has an upward trend from year to year 2018 - 2022, 2.b) but the performance of national general insurance costs has a tendency to fall from year to year from 2018 - 2022 then rises and then falls at the end of 2022, while the profit and loss performance of national general insurance has a tendency to be unstable from year to year from 2018 - 2022 with an upward trend, and Investment Performance / Technical Reserves (%) of national general insurance has a downward trend from 2018 - 2022, 3) The differences in the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia are as follows; 1). Joint Venture General Insurance has better performance than national general insurance companies in; Asset performance, debt performance, cost performance, and investment performance / technical reserves (%), and 2) National General Insurance has better performance than joint venture general insurance companies from 2018 - 2022 in; Equity performance, income performance, profit and loss performance, investment performance, and technical reserve performance.
Pelatihan Kewirausahaan Pembuatan Produk Ecoprint Mengunakan Teknik Pounding Dengan Bahan Daun Eksotik Dari Sekitar Tempat Tinggal Untuk Mendorong Perekonomian Masyarakat Kurniawan, Yohanes Jhony; Julianto, Heppy; Suhartono, Suhartono
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 4 No. 3: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v4i3.8035

Abstract

This PKM (Community Service) activity aims to increase the desires of students, alumni, STMA Trisakti leaders, accompanying lecturers, and the community around the STMA Trisakti campus, and to carry out Entrepreneurship training activities for Making Ecoprint Products Using Pounding Techniques with Exotic Leaf Material from Around the Residence.  With the Entrepreneurship Training method for Making Ecoprint Products.  There were 18 participants who attended this PKM. The results of this PKM were 18 ecoprint products using the pounding technique with exotic leaf materials from around the residence.
The causality relationship between capital structure and profitability in general insurance industry in Indonesia Suhartono, Suhartono
International Journal for Educational and Vocational Studies Vol. 4 No. 6 (2022)
Publisher : Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/ijevs.v4i3.7101

Abstract

Many researchers have found that there is a significant influence of the main components of capital structure on corporate leverage and company profitability. The studies conducted generally only examine a single relationship, so the conclusions obtained are not comprehensive. Based on this, this research will examine the effect of simultaneous capital structure such as growth opportunities (PP), company size (UP), tangible assets (AT), company liquidity (LP), and business risk (RB) on Debt Equity Ratio (DER) ) and the influence of capital structure such as growth opportunities (PP), company size (UP), tangible assets (AT), company liquidity (LP), and business risk (RB) on Debt Equity Ratio (DER) of general insurance companies in Indonesia and leverage on the profitability of general insurance companies in Indonesia. The analytical method used in this study is the path analysis method. Through the path analysis method will be known the magnitude of the causality relationship between variables. Based on the results of the analysis it is known that growth opportunities (PP), company size (UP), and company liquidity (LP) negatively affect Debt Equity Ratio (DER). Tangible assets (AT) and business risk (RB) have a positive effect on Debt Equity Ratio (DER). Whereas Debt Equity Ratio (DER) has a negative effect on the profitability of general insurance companies (PRO) in Indonesia. Related to the profitability of the analysis results it is known that growth opportunities (PP), company size (UP), reliable assets (AT), company liquidity (LP), and business risk (RB) have a positive effect on the profitability of the company (PRO) of general insurance in Indonesia.
Pengetahuan Risiko Bencana dalam Menghadapi Perubahan Iklim Pada Masyarakat Sub Urban Bekasi Antonia Junianty Laratmase; Alvernia Kurniartha; Suhartono suhartono; Sofia F Rahmani; Agus Setya Darma; Zidny Zein Alaydrus; Marsa Afis Aisha
Jurnal Ilmiah Pendidikan Lingkungan dan Pembangunan Vol 26 No 01 (2025): PLPB: Jurnal Pendidikan Lingkungan dan Pembangunan Berkelanjutan, Volume 26 Nom
Publisher : Program Studi Pendidikan Kependudukan dan Lingkungan Hidup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/plpb.v26i1.54959

Abstract

Penelitian ini bertujuan untuk mengeksplorasi pengetahuan risiko bencana dalam menghadapi perubahan iklim pada masyarakat sub-urban Bekasi. Metodologi yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui wawancara dan kuesioner. Hasil penelitian menunjukkan bahwa perubahan iklim berdampak signifikan terhadap cuaca ekstrem, peningkatan polusi, dan kerusakan lingkungan yang mengakibatkan kesulitan dalam memperoleh air bersih serta peningkatan risiko banjir. Masyarakat sub-urban Bekasi telah melakukan berbagai upaya mitigasi, seperti penanaman pohon, pemisahan sampah, dan penggunaan produk ramah lingkungan. Namun, masih terdapat kekurangan dalam pengetahuan dan kesadaran masyarakat mengenai risiko bencana yang dihadapi. Penelitian ini menekankan pentingnya edukasi dan tindakan kolektif untuk meningkatkan kesadaran serta kemampuan masyarakat dalam menghadapi dampak perubahan iklim dan menjaga kelestarian lingkungan.
STRATEGIC DESIGN OF A KNOWLEDGE TRANSFER SCHEME TO ADDRESS GENERATION X RETIREMENT AT PT MITRA ISWARA AND RORIMPANDEY INSURANCE BROKERS Aziz Khan Uktolseja; Suhartono Suhartono; Antonius Anton Lie
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 3 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/8h83he52

Abstract

Workforce ageing increases the risk of institutional knowledge loss when senior leaders approach retirement, particularly in insurance brokerage firms that rely on experience, relationships, and professional judgement. This study aims to design and validate a Human Capital Management-based knowledge transfer scheme to address Generation X retirement at PT Mitra Iswara and Rorimpandey Insurance Brokers. It employed a qualitative two-cycle action research design. The data consisted of 234 employee records and qualitative evidence from 12 informants, including four knowledge donors, six knowledge receivers, and two HRD informants. Data were collected through in-depth interviews, participatory observation, document analysis, focus group discussions, and member checking. The data were analysed using reflective thematic analysis supported by source and method triangulation. The findings identify five critical tacit knowledge domains: relational knowledge, market judgement, terms and conditions negotiation, complex claims handling, and decision escalation. The second-tier leadership was partially ready. The study proposes the MIR Knowledge Transfer Relay model, integrating mentoring, job shadowing, relay method, case clinic, anonymised case note repository, reverse mentoring, readiness-based KPIs, and 30-60-90-day evaluation. The implication is that knowledge transfer should be institutionalised within succession planning and Human Capital Management policy.
Analisis Implementasi Model Pemasaran Asuransi Mikro Bagi Usaha Mikro Kecil Menengah Di PT Askrindo Kantor Wilayah II Bandung, Jawa Barat Mohamad Wafdy; Suhartono Suhartono
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 6 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/x8avje53

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi model pemasaran asuransi mikro bagi Usaha Mikro, Kecil, dan Menengah (UMKM) di PT Askrindo Kantor Wilayah II Bandung, Jawa Barat. Fokus penelitian diarahkan pada strategi pemasaran yang diterapkan, efektivitas distribusi produk, tingkat pemahaman dan partisipasi UMKM, serta faktor-faktor yang mendukung dan menghambat implementasinya. Metode penelitian menggunakan pendekatan deskriptif kualitatif melalui wawancara, observasi, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa implementasi pemasaran asuransi mikro telah dilakukan melalui kerja sama dengan berbagai mitra, edukasi kepada pelaku UMKM, serta pemanfaatan jaringan distribusi yang luas. Namun, rendahnya literasi asuransi, keterbatasan informasi, dan persepsi terhadap manfaat asuransi masih menjadi tantangan utama. Oleh karena itu, diperlukan inovasi strategi pemasaran dan peningkatan edukasi untuk memperluas penetrasi asuransi mikro pada sektor UMKM.
Analisis Program Pengembangan Kepemimpinan Dalam Membangun Talent Pipeline Yang Berkelanjutan Di PT Mitra Iswara Dan Rorimpandey Insurance Brokers Henny Maharany; Suhartono Suhartono; Nani Kusmiyati
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 6 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/6ny6ng86

Abstract

Penelitian ini bertujuan menganalisis bagaimana program pengembangan kepemimpinan membangun talent pipeline yang berkelanjutan melalui transfer dan institusionalisasi relationship capital serta tacit knowledge di PT Mitra Iswara dan Rorimpandey Insurance Brokers (MIR). Penelitian menggunakan pendekatan kualitatif dengan desain single embedded case study. Data penelitian diperoleh dari wawancara semi-terstruktur dengan 13 informan dari tiga tier kepemimpinan, yaitu senior Division Head, mid-level manager, dan junior manager. Analisis dilakukan menggunakan thematic analysis Braun dan Clarke (2021) dengan dukungan perangkat lunak MAXQDA 2024 untuk triangulasi. Hasil penelitian mengidentifikasi enam tema utama, yaitu tacit knowledge sebagai inti kapabilitas relasional, ketergantungan relasional sebagai risiko bisnis strategis, mentoring sebagai mekanisme transfer kritis, kesenjangan program formal versus kebutuhan nyata, kesiapan junior leader yang bervariasi, dan urgensi kelembagaan suksesi serta dokumentasi pengetahuan relasional. Penelitian menghasilkan dua kontribusi teoretis orisinal, yaitu Relationship Capital Continuity Index (RCCI) dan Model 3-Layer Leadership Pipeline (3-LLP).
Co-Authors Achmad Sudiyar Dalimunthe Achmad Sudiyar Dalimunthe Agus Setya Darma Andi Andimas Antonius Anton Lie Aziz Khan Uktolseja Benny Hadiwibowo Edison Edison Eduardus Agus Setya Dharma Eka Julianti Eka Julianti Nurrahim Erikman Erikman Farianto S Nababan Gina Safitri Henny Maharany Heppy Julianto I Made Indra Insri Nuryati Kurniartha, Alvernia Kurniawan, Yohanes Jhony Laratmase, Antonia Junianty Marsa Afis Aisha Mohamad Wafdy Nani Kusmiyati Napitupulu Reimond Hasangapan Mikkael Putu Egawastu Suryamika R. Muh Deddy Hanif Sardjito Rara Oktaviaeni Reimond Hasangapan Mikkael Napitupulu Robidi Robidi Rukaesih Achmad Maolani Rukaesih Maolani Saeful Hadi Teguh Selviya Debora Sisca Novita Sofia F Rahmani Supriyanto Supriyanto Syahrial Sidik Zidny Zein Alaydrus