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All Journal JURNAL EMBA : JURNAL RISET EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI SIGMA: Jurnal Pendidikan Matematika Pendas : Jurnah Ilmiah Pendidikan Dasar JURNAL EDUCATION AND DEVELOPMENT Jurnal Cendekia : Jurnal Pendidikan Matematika JURNAL MathEdu (Mathematic Education Journal) Academy of Education Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) Imajiner: Jurnal Matematika dan Pendidikan Matematika EDUTEC : Journal of Education And Technology JURNAL PEMBELAJARAN DAN MATEMATIKA SIGMA (JPMS) J-PiMat : Jurnal Pendidikan Matematika GAUSS: Jurnal Pendidikan Matematika JURNAL ILMIAH MAKSITEK JURNAL ILMIAH SIMANTEK Jurnal Suluh Pendidikan JURNAL PENDIDIKAN, SAINS DAN TEKNOLOGI Jurnal Lebesgue : Jurnal Ilmiah Pendidikan Matematika, Matematika dan Statistika SUPERMAT (JURNAL PENDIDIKAN MATEMATIKA) Ideguru: Jurnal Karya Ilmiah Guru Jurnal Teknimedia: Teknologi Informasi dan Multimedia Didaktika: Jurnal Kependidikan INTELEKTIUM Jurnal PEKA (Pendidikan Matematika) SECONDARY : Jurnal Inovasi Pendidikan Menengah (JIPM) CENDEKIA : Jurnal Ilmu Pengetahuan JagoMIPA: Jurnal Pendidikan Matematika dan IPA Kognitif: Jurnal Riset HOTS Pendidikan Matematika Arus Jurnal Pendidikan Indo-MathEdu Intellectuals Journal Pedagogy : Jurnal Pendidikan Matematika Formosa Journal of Applied Sciences (FJAS) JURNAL CURERE Emasains : Jurnal Edukasi Matematika dan Sains Polinomial : Jurnal Pendidikan Matematika Journal of Education Technology Information Social Sciences and Health Al-Irsyad Journal of Mathematics Education Venn: Journal of Sustainable Innovation on Education, Mathematics and Natural Sciences Indonesian Research Journal on Education Educativo: Jurnal Pendidikan Jurnal Ilmiah Matematika Realistik
Telaumbanua, Yakin Niat
UNIVERSITAS NIAS
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Journal : JURNAL ILMIAH SIMANTEK

 1 
PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA PROGRAM STUDI MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS NIAS RINCE ASTUTI ZEGA; MARIA MAGDALENA BATE’E; YAKIN NIAT TELAUMBANUA
JURNAL ILMIAH SIMANTEK Vol 6 No 4 (2022): JURNAL ILMIAH SIMANTEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

Financial problems will always be owned by every individual. Nowadays financial problems are the main issue in problems both in work matters and household affairs. These financial problems will also be closely related to the level of poverty in an area. Financial problems are closely related to financial management where it is hoped that good financial management will have an impact on the economic stability of each individual to overcome poverty for him. The development of the times and current technology actually has a positive impact on people's attitudes and behavior in managing their finances. The public will easily get financial management information through financial literacy. The purpose of this research was conducted to find out whether financial literacy influences the financial behavior of students of the Management Study Program, Faculty of Economics, and University of Nias. The researcher had 47 student respondents by taking the subject, namely 15% (Arikunto) of the total population of 314 class 2020 students in the Management Study Program, Faculty of Economics, and University of Nias.
PENGARUH RASIO LIKUIDITAS TERHADAP PERKEMBANGAN KREDIT KUR PADA PT. BANK SUMUT CABANG GUNUNGSITOLI TAHUN 2021 SYARIFA AINI; MARIA MAGDALENA BATE’E; YAKIN NIAT TELAUMBANUA
JURNAL ILMIAH SIMANTEK Vol 6 No 4 (2022): JURNAL ILMIAH SIMANTEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

This journal discusses the effect of the Liquidity Ratio on the Development of KUR at PT. Bank Sumut Gunungsitoli Branch. The formulation of the research problem is, Does the Liquidity Ratio Affect the Development of KUR and How Much Does the Liquidity Ratio Influence the Development of KUR at PT. Bank Sumut Gunungsitoli Branch in 2021. The purpose of this study was to determine the influence of the Liquidity Ratio on the Development of KUR and to find out how much influence these two variables have. The type of research used is quantitative research with a descriptive approach. Furthermore, data management techniques and data analysis are carried out through Correlation Analysis, Simple Linear Regression Analysis, Coefficient of Determination, and Hypothesis Testing (t test). Judging from the results of the study, it shows that there is no influence of the Liquidity Ratio on the Development of KUR. The results of hypothesis testing with the t test show that the Liquidity Ratio partially has no influence on the Development of KUR. And the results of the correlation obtained a low relationship between the Liquidity Ratio to the development of KUR. The magnitude of the influence of the Liquidity Ratio on KUR development can be seen from the Determination Coefficient of 13.2% and the rest is influenced by other factors.
Co-Authors Abi Rahmad Zalukhu Alpian Hulu Amin Otoni Harefa Bawamenewi, Eniman Buulolo, Marnus Daeli, Veridiana Edi Surya, Edi Edi Syahputra Elmanani Simamora Erenu Kharisman Gea Eunike Zai Fanorama Gulo Gea, Alfandy Gea, Desri Yanti Gea, Elvin Sri Sandy Gea, Nopita Giawa, Nurul Ihsani Gulo, Anugerah Setiawan Gulo, Rahmat Juang Gulo, Rido Eli Gulo, Tinta Purnama Dewi Halawa, Fariyanto Halawa, Notarius Halawa, Nova Martilina Halawa, Putra Mei Anugrah Halawa, Sahabat HALAWA, YUFITA Harefa, Indah Natalia Harefa, Vivin Putri Hia, Ester Hulu, Friska Putri Magdalena Hulu, Mitra Verolina Hulu, Wikari Ikhlas Anwar Lahagu Indahwati Bu’ulolo Insaf Rizalt Putra Gulo Intan Wirna Waruwu Izwita Dewi Izwita Dewi Jujur Sabdani Harefa Juni Yanto Zebua Juwinta, Indah Laia, Dimaria Laia, Wasnidar Laoli, Jon Wancer Lase , Sadiana Lase, Jupi Yarman Lase, Sadar Riang Lendi Fitri Asnika Lafau Mandrofa, Netti Kariani MARIA MAGDALENA BATE’E Marlinawati Telaumbanua Mart Peterson Daeli Marwan Putra Laia Mendofa, Juvita Sri Kasrina Mendrofa , Netti Kariani Mendrofa, Asri Selvi Putri Mendrofa, Ignasius Mendrofa, Ratna Natalia Mendrofa, Sri Jernih Popy Yamin Mitra Novitri Waruwu Murni Relawan Telaumbanua Ndraha, Mei Tri Murni Ndruru, Jenni Indah Mitra Ndruru, Melida NETTI KARIANI MENDOFA Odismeri Zega Pniel Sozawato Zendrato RAHMIAH MENDROFA RINCE ASTUTI ZEGA Sadiana Lase SALOME WARUWU Septriani Telaumbanua Simamora, Elmanani Sotanius, Tafonao SYARIFA AINI Tafonao Sotanius Telaumbanua, Happy Rahmat Saro Telaumbanua, Ikhlas Agen Munasabah Telaumbanua, Ovitarni TELAUMBANUA, RESTI JULIANA Telaumbanua, Ruti Faeri Waruwu, Juli Antonius Waruwu, Lilis Priska Waruwu, Nini Suryani Waruwu, Nofati Waruwu, Yutiani Wiljan Analisa Perdamaian Harefa Yaatulo Hulu Yosef Darwin Telaumbanua Yudika Zebua Yulisman Zega Yulisman Zega Yutiani Waruwu ZAI, EDISON Zalukhu, Junitariang Zalukhu, Lidia Ida Zalukhu, Putri Wulandari Zebua, Amin Kristin Zebua, Boy Arwin Zebua, Ikke Afdolitha Zebua, Siska Yanti Zebua, Srinuryanti Zebua, Syukur Marno Life Zebua, Vance Gunawan Zega, Laksmi Nirmala Zega, Odismeri Zega, Pretty Souvenir Zega, Silih Mentari Zendrato, Arikasian Zendrato, Dedy Rahmat Zendrato, Niat Wati Zendrato, Pniel Sozawato Zendrato, Yohana Ziliwu, Erawan Darma