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Peningkatan Literasi Keuangan Ibu Rumah Tangga melalui Penggunaan Aplikasi Perencanaan Keuangan Keluarga Romi Bhakti Hartarto; Yuli Utami; Sri Ani Puji Setiawati; Wahyu Tri Wibowo; Dihan Adum Suryoko; Della Gusvi Lorenza
Prosiding Seminar Nasional Program Pengabdian Masyarakat 2022: 3. Kesehatan Keluarga dan Masyarakat
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ppm.53.1092

Abstract

Kemajuan teknologi sedikit banyak telah membawa perubahan pada masyarakat perkotaan. Kemunculan aplikasi belanja online pada telepon seluler turut berpengaruh pada pola konsumsi rumah tangga, terutama di kala pandemi Covid-19. Banyaknya promosi yang ditawarkan oleh aplikasi belanja online membuat rumah tangga di kawasan perkotaan semakin tergiur untuk melakukan belanja online. Hal ini jika tidak diiringi oleh peningkatan literasi keuangan akan berdampak negatif pada arus kas rumah tangga. Pengabdian masyarakat ini bertujuan untuk meningkatkan literasi keuangan ibu rumah tangga di kalangan Pimpinan Cabang Aisyiyah (PCA) Kemantren Kraton, Yogyakarta. Adapun materi yang disampaikan meliputi manajemen keuangan keluarga menurut maqasid syariah, perencanaan keuangan dalam Islam, pilihan investasi, dan pengenalan penggunaan aplikasi Wallet di telepon seluler. Hasil uji-t satu pihak untuk sampel berpasangan pada 22 peserta pengabdian menunjukkan kenaikan skor literasi keuangan para ibu rumah tangga PCA Kraton sebesar 4,05 poin dengan tingkat signifikansi 5%. Temuan ini mengungkap bahwa kegiatan pengabdian masyarakat ini berhasil menambah pengetahuan para peserta terkait dengan perencanaan keuangan keluarga
COVID-19 and health behaviors of the vulnerable group in the disaster-prone area:a case study of volcano-prone Merapi, Indonesia Romi Bhakti Hartarto
Journal of Community Empowerment for Health Vol 5, No 3 (2022)
Publisher : Faculty of Medicine, Public Health, and Nursing, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jcoemph.74503

Abstract

As the world’s fourth most populous country, Indonesia is predicted to suffer greatly from the pandemic. One of the most vulnerable groups in Indonesia is those living in the disaster-prone areas where access to health services is limited. This study aims to identify whether households in the disaster-prone area were already aware of and have implemented protective health behaviors during the COVID-19 pandemic. The location of the study was at Dongkelsari settlement houses in the Disaster-Prone Area III of Mount Merapi, the most active volcano in Indonesia. Descriptive statistics were used to summarize the quantitative data collected from face-to-face interviews with 142 out of 161 households residing in that area. Our findings suggest that knowledge about disease and prevention is quite high in our sample. More than 90% of the sample were already aware of COVID-19 transmission and understood that washing hands and wearing facemasks can prevent the spread of COVID-19. This high level of awareness is inseparable from the active role of community leaders in Dongkelsari area. However, only less than half of the sample reported practicing safe physical distancing. In conclusion, our study relies on field observation, and this complements the existing evidence by capturing a clearer picture of the COVID-19 awareness among the underrepresented population living in the disaster-prone area of Merapi volcano. 
Digital Marketing Analysis of MSMEs in Bantul District: COM-B Model Approach Dihan Adum Suryoko; Wahyu Tri Wibowo; Romi Bhakti Hartarto
Journal of Asset Management and Public Economy (JAMPE) Vol. 2 No. 1 (2023)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jampe.v2i1.6691

Abstract

Progress Internet growth in Indonesia is currently growing rapidly. Shopping activities that previously mostly occurred in traditional markets and supermarkets, with the internet, shopping activities also occur on online buying and selling platforms. This study then contributes to determine the effect of digital marketing on the sales turn over of SMEs in Bantul Regency. Data collection in this study was carried out through semi-structured interviews conducted in-depth on five digital marketing users in Bantul Regency using the Capability, Opportunity, Motiva, and Behavior (COM-B) model to analyze the factors that support and hinder MSME actors from adopting digital marketing. This study found that MSME actors have realized the benefits of using digital marketing. Meanwhile, the lack of digital marketing media used by MSME actors is an obstacle for MSME actors to maximizing sales turnover. Therefore, there is a need for additional training programs.
The Influence of Sleman City Hall on Housing Price: A Case Study using OLX Data Muhammad Naurul Muna; Romi Bhakti Hartarto; Ibnu Hajar
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 18, No 2 (2023): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v18i2.2023.pp149-155

Abstract

The Special Region of Yogyakarta (DIY) is one of the provinces in Indonesia with rapid development. This is indicated by the increasing number of shopping centers and the development of tourism and educational activities. Sleman Regency is a business center in DIY Province because it has the largest number of shopping centers in DIY Province compared to other districts. This study aims to determine whether the house adjacent to Sleman City Hall, the largest shopping center in Sleman Regency, has a higher selling price. While similar studies use primary data collected in the field through questionnaires, this study contributes to the property economics literature by utilizing secondary data from the OLX dataset to estimate the selling price of the house. A total of 229 data obtained through the OLX website related to selling prices, proximity to Sleman City Hall, and property characteristics were processed using multiple regression analysis with the ordinary least squares (OLS) technique. The finding of this study is that the distance from Sleman City Hall has a negative and significant effect on the selling price of the house. Another finding from this study is that the building area and land area have a positive and significant effect on the selling price of the house. On the other hand, the distance to the asphalt road has nothing to do with the selling price of the house.
Does More Spending on Education Matter to Human Capital Formation? Study Case of Bengkulu Province, Indonesia Nurfitriani Nurfitriani; Romi Bhakti Hartarto
JKAP (Jurnal Kebijakan dan Administrasi Publik) Vol 22, No 1 (2018): May
Publisher : Magister Ilmu Administrasi Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jkap.33427

Abstract

Based on Statistics Indonesia (BPS), Indonesia will face a demographic bonus era during 2020-2035. That implies that the number of productive-age population will be higher than elderly peopleand children (dependents). This phenomenon offers an opportunity due to a lower dependencyburden. However, the situation could be catastrophic if the government is not ready to equip theproductive age population with necessary skills. The objective of this study is to determine whetheror not higher spending on education has positive influence on human capital formation in BengkuluProvince. The research used panel data analysis of ten regions in Bengkulu Province for the 2010-2014 periods. Research results showed that spending on education does not have significant impacton human capital development, while women empowerment and infrastructure have positive effecton human capital. Our results imply that more spending on education does not matter if it is notsupported by quality infrastructure that makes education facilities accessible.
Pengenalan Instrumen dan Peningkatan Literasi Keuangan Ibu Rumah Tangga di Lingkungan PCA Kraton Yogyakarta Hartarto, Romi Bhakti; Hajar, Ibnu; Octavio, Danes Quirira; Handayani, Sintia; Sugiarto, Faizmal; Ginanjar, R. Fadhil Muhammad
Journal of Community Development Vol. 5 No. 1 (2024): August
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/comdev.v5i1.203

Abstract

The housewife has an important role in the family's financial management. They are responsible for regulating spending, saving, and investing to meet the needs of the family. This community empowerment program aims to introduce investment in financial instruments to the members of PCA Kraton so that they can make smart investment choices and avoid the risk of fake investments. The materials being delivered include financial records using SIAPIK application and stock investments using the Magic application. The findings from a one-way t-test for a paired sample of 25 participants showed an increase in the financial literacy score of the PCA Kraton households by 1.80 points with a 5% significance rate. This indicates that community-serving activities were successful in improving the participants' knowledge of family financial planning and investment instruments
The Role of Technology Information on Financial Literacy in Indonesia Rizkan, Muhammad; Hartarto, Romi Bhakti; Supiandi, Supiandi; Hou, Chieh-Tse
Jurnal Ekonomi & Studi Pembangunan Vol 23, No 1: April 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v23i1.14148

Abstract

Financial management literacy is a significant knowledge to assist individuals' financial condition. There are various factors influencing monetary management, including Information technology (IT). Thus, this study aims to investigate the role of IT affecting individual awareness of financial literacy in Indonesia with household characteristics as the controlling variable; the data are generated from the Indonesian Family Life Survey conducted in 2014. Probit and logit models signify that ITs and household characteristics positively and significantly affect financial literacy. In detail, handphones, televisions and newspapers, marital status, education level, and household income levels have a positive and significant influence on households' accessing financial knowledge. Furthermore, multinomial logit estimation used to compare three different levels of financial literacy (low, medium, and high), indicates that six out of nine variables significantly affect financial literacy at low level to high levels, whereas only four out of nine influence financial literacy from medium to a high level.
The role of village development on stunting prevalence reduction in Eastern Indonesia Indriana, Intan Solikhah; Hartarto, Romi Bhakti; Fadhila, Tiara; Nugraha, Gilang Adi
Jurnal Ekonomi & Studi Pembangunan Vol 25, No 1: April 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v25i1.22099

Abstract

Stunting has become a global priority in addressing health disparities among children. The study aims to investigate the autonomy of villages in reducing the prevalence of stunting in eastern Indonesia. The research data coverage is derived from sources with high credibility in Indonesia. The prevalence of stunting is obtained from the Indonesian Nutrition Status Survey by the Ministry of Health, while the Village Development Index is sourced from the Ministry of Villages. Panel data from 13 provinces in Eastern Indonesia for 2015-2022 are estimated using the Random Effect Model through the Generalized Least Squares method. The findings indicate that the Village Development Index significantly influences the reduction of stunting rates. This highlights the importance of local empowerment strategies in combating health disparities. Furthermore, the decrease in unmet Family Planning (FP) service needs, the decline in early marriages under 18 years, and the higher years of education contribute significantly to the reduction of stunting prevalence. This underscores the interconnection between social determinants and child health outcomes.
Social assistance performance on local economic development: evidence from island regions in East Indonesia Amin, Chairullah; Zamzam, Irfan; Reviane, Indraswati Tri Abdi; Duko, Firdaus; Hasnin, Muhammad; Muhammad, Nurdin I; Hartarto, Romi Bhakti; Anwar, Cep Jandi
Jurnal Ekonomi & Studi Pembangunan Vol 25, No 1: April 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v25i1.20988

Abstract

During economic uncertainty following the COVID-19 pandemic, social assistance is vital for alleviating the economic burden on the poor and vulnerable to poverty, particularly those residing in island-based areas. The research aims to measure the performance of social assistance programs in the regional economy of the North Maluku Archipelago Province. The study employs Data Envelopment Analysis (DEA) and Stochastic Frontier Analysis (SFA) to measure efficiency values, with input variables including social aid, unemployment, and inflation, while the output variable is poverty. The results reveal that social assistance is ineffective in reducing poverty. Several obstacles, including the minimal budget allocation, inaccuracies in identifying assistance recipients, and insufficient time for aid distribution are identified as primary causes of the inefficiency of social aid programs. Updating poverty data into one unified and integrated dataset is essential for the efficiency distribution of social assistance. Accurate targeting and timely distribution are the keys to the effectiveness of social assistance programs in reducing poverty.
Examining The Impact of Socioeconomic Status Factors on Happiness Levels in Indonesia Indriana, Intan Solikhah; Hartarto, Romi Bhakti; Putri, Ananda Raissa
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23635

Abstract

This research aims to investigate the impact of socioeconomic status factors on individual happiness in Indonesia. Happiness is a multifaceted phenomenon arising from both internal and external sources. While conventional measures often reduce it to mere absolute income, a comprehensive understanding necessitates the incorporation of subjective perspectives. Our study unveils compelling insights into the impact of socioeconomic status on happiness. In doing so, this research contributes valuable insights to the field of happiness economics. It informs policy initiatives to enhance the well-being of individuals in Indonesia and similar contexts. Drawing upon cross-sectional data from the Indonesian Family Life Survey, Wave 5 (2014), encompassing a substantial sample of 29,018 respondents, we employ the ordered probit method. This statistical choice is motivated by the ordinal nature of the response variable and its alignment with normality assumptions in error distribution. The research findings reveal several socioeconomic status factors that significantly influence happiness. Wealth level, education, urban residence, and religion correlate positively with individual happiness, while age and employment status show a negative correlation. Conclusion: These findings underscore the importance of socioeconomic policies to enhance the happiness of Indonesian society.